Riverview financial corp (RIVE)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Sep'13Sep'12
Interest income:
Interest and fees on loans:
Loans, including fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,874

3,833

3,774

3,839

4,340

3,911

3,034

2,948

Taxable

9,782

10,216

12,283

11,680

10,688

12,309

11,957

11,226

12,241

11,483

5,717

4,989

4,285

4,203

4,598

4,337

4,427

11,047

3,821

222

243

281

313

295

289

47

138

Tax-exempt

245

257

259

233

230

231

230

235

234

239

146

107

108

190

87

88

86

13

78

108

94

109

159

178

186

178

181

Interest on investment securities available-for-sale:
Taxable

535

622

641

732

740

660

551

542

523

548

477

566

564

556

539

435

401

-

225

-

-

-

-

-

-

-

-

Tax-exempt

37

41

43

47

69

77

80

81

82

88

47

46

47

46

53

91

136

-

133

-

-

-

-

-

-

-

-

Interest-bearing deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

9

9

10

9

12

8

8

4

Dividends

-

-

-

-

-

-

-

-

-

0

0

0

3

0

1

4

3

-49

3

16

43

27

11

11

8

3

-

Interest on interest-bearing deposits in other banks

89

119

200

216

231

214

181

101

79

43

31

24

23

12

13

13

15

-

9

-

-

-

-

-

-

-

-

Interest on federal funds sold

-

-

-

-

-

0

0

10

10

0

2

4

6

0

0

1

1

-

-

-

-

-

-

1

-

-

-

Total interest income

10,688

11,255

13,426

12,908

11,958

13,491

12,999

12,195

13,169

12,401

6,420

5,736

5,036

5,007

5,291

4,969

5,069

4,391

4,269

4,229

4,222

4,201

4,331

4,837

4,402

3,270

3,271

Interest expense:
Interest on deposits

1,789

1,887

2,027

2,099

2,073

2,027

1,885

1,723

1,554

1,468

821

668

532

418

447

461

467

385

419

436

439

453

432

461

507

494

716

Interest on short-term borrowings

5

-

-

-

-

0

0

0

30

33

112

63

22

25

3

13

43

33

15

18

15

7

9

3

2

-

7

Interest on long-term debt

123

122

127

131

134

184

194

192

176

173

75

78

75

81

77

82

55

36

28

50

55

56

63

64

67

65

86

Total interest expense

1,917

2,009

2,154

2,230

2,207

2,211

2,079

1,915

1,760

1,674

1,008

809

629

524

527

556

565

454

462

504

509

516

504

528

576

-

-

Total Interest Expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

559

809

Net interest income

8,771

9,246

11,272

10,678

9,751

11,280

10,920

10,280

11,409

10,727

5,412

4,927

4,407

4,483

4,764

4,413

4,504

3,937

3,807

3,725

3,713

3,685

3,827

4,309

3,826

2,711

2,462

Provision for loan losses

1,800

156

1,049

618

583

0

225

0

390

1,000

610

519

605

169

29

156

99

-

-

450

-

-

126

-

0

47

425

Net interest income after provision for loan losses

6,971

9,090

10,223

10,060

9,168

11,280

10,695

10,280

11,019

9,727

4,802

4,408

3,802

4,314

4,735

4,257

4,405

2,915

3,807

3,275

3,713

3,285

3,701

4,309

3,826

2,664

2,037

Noninterest income:
Service charges, fees and commissions

-

-

-

-

-

-

-

-

-

-

-

-

337

345

315

320

298

-

265

-

-

-

-

-

-

-

-

Commission and fees on fiduciary activities

-

-

-

-

-

-

-

-

-

-

-

-

30

30

34

35

19

-

22

-

-

-

-

-

-

-

-

Wealth management income

-

-

-

-

-

-

-

-

-

-

-

-

258

294

194

179

158

-

179

-

-

-

-

-

-

-

-

Mortgage banking income

-

-

-

-

-

-

-

-

-

-

-

-

82

196

210

109

82

-

112

-

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

97

98

110

114

119

108

79

78

Other service charges and fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

153

-

-

-

-

-

-

-

Other service charges and fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

137

133

188

134

357

96

91

Bank owned life insurance investment income

193

189

193

194

187

192

194

199

191

195

107

74

73

69

118

76

82

50

42

74

51

51

71

50

51

52

60

Fees and commissions from securities brokerage

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

217

209

198

218

196

222

136

-

Net gain (loss) on sale of investment securities available-for-sale

815

73

-53

0

-42

-

-

40

-

-17

43

64

-1

0

152

334

-2

-

11

-41

-

-

135

47

-

-

-

Gain/(loss) on write-down of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

150

-

Loss on other assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-53

-

0

0

-8

6

-

-1

Gain on sale of mortgage loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

116

78

102

64

74

75

89

215

Total noninterest income

2,930

2,617

1,960

2,126

1,811

2,340

2,054

2,533

1,953

1,995

835

802

779

934

1,023

1,053

637

522

606

522

547

869

712

373

825

373

443

Noninterest expense:
Salaries and employee benefits expense

5,056

5,273

5,232

5,830

7,510

6,489

5,032

5,221

5,322

6,675

2,928

2,757

2,836

2,650

2,334

2,126

2,151

2,364

1,765

3,793

2,078

1,963

1,867

1,959

1,810

1,293

1,258

Net occupancy and equipment expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

794

-

-

-

-

-

-

-

-

Net occupancy and equipment expense

1,180

1,183

1,041

1,044

1,089

1,011

1,008

1,012

1,122

1,376

615

634

646

548

538

526

553

-

-

579

436

323

335

310

387

226

229

Equipment expenses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

165

161

170

155

157

149

132

140

Telecommunication and processing charges

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

310

293

325

309

281

267

183

166

Postage and office supplies

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

98

88

105

95

94

100

67

53

Loan prepayment penalty

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

238

-

-

-

-

-

-

-

FDIC premiums

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

87

68

88

93

93

90

66

60

Bank shares tax expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

87

85

78

56

78

82

-

-

Bank shares tax expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

73

43

Directors' compensation

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

89

86

114

171

83

84

67

66

Professional services

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

122

168

86

109

68

66

53

50

Amortization of intangible assets

170

191

194

194

194

211

215

220

221

232

71

71

164

93

95

76

76

53

72

67

67

68

70

74

74

-

-

Net cost (benefit) of operation of other real estate owned

11

-47

15

92

-127

-18

-29

-2

1

-11

13

-138

-36

-117

-83

-89

-42

-168

-25

-41

-26

-6

-78

-239

6

-229

-

Other expenses

2,817

3,495

2,979

3,508

3,044

2,911

3,057

2,953

2,872

4,895

1,566

1,441

1,481

1,228

1,283

1,428

1,293

3,081

1,018

425

328

87

312

691

225

231

219

Total noninterest expense

9,212

10,189

9,431

10,484

11,964

10,640

9,341

9,408

9,536

13,189

5,167

5,041

5,163

4,636

4,333

4,245

4,115

4,244

3,649

6,060

3,858

3,658

3,572

3,888

3,334

2,391

2,284

Income (loss) before income taxes

689

1,518

2,752

1,702

-985

2,980

3,408

3,405

3,436

-1,467

470

169

-582

612

1,425

1,065

927

-807

764

-2,263

402

496

841

794

1,317

646

196

Income tax expense (benefit)

56

245

486

268

-298

508

620

618

625

3,457

69

-10

-15

124

454

210

174

-401

142

-919

28

-14

182

252

307

162

-15

Net income (loss)

633

1,273

2,266

1,434

-687

2,472

2,788

2,787

2,811

-4,924

401

179

-567

488

971

855

753

-406

622

-1,344

374

510

659

542

1,010

484

211

Net income (loss) available to common stockholders

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

753

-

-

-

-

-

-

-

-

-

-

Distributed and undistributed earnings (loss) allocated to common stockholders

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

753

-

-

-

-

-

-

-

-

-

-

Other comprehensive income (loss):
Unrealized gain (loss) on investment securities available-for-sale

1,053

-

-

-

1,023

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Reclassification adjustment for net (gain) loss on sale of investment securities available-for-sale included in net income

815

-

-

-

-42

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unrealized gain (loss) on investment securities available-for-sale

-

-

-256

1,936

-

527

-576

112

-1,075

-237

-50

1,246

512

-3,668

-148

581

507

-

232

-

-

-

-

-

-

-

-

Reclassification adjustment for net (gain) loss on sales included in net income

-

-

-53

-

-

-

-

40

-

-17

43

64

-1

0

152

334

-2

-

11

-

-

-

-

-

-

-

-

Other comprehensive income (loss)

-

-

-203

1,936

-

-

-576

72

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other comprehensive income (loss)

-

-

-

-

-

-

-

-

-

-

-93

1,182

-

-

-300

247

509

-

221

-

-

-

-

-

-

-

-

Income tax expense related to other comprehensive income

50

16

-42

406

224

54

-121

15

-225

-93

-32

402

174

-1,231

-102

84

173

-

75

-

-

-

-

-

-

-

-

Other comprehensive income, net of income taxes

188

61

-161

1,530

841

208

-455

57

-850

-181

-61

780

339

-2,390

-198

163

336

-

146

-

-

-

-

-

-

-

-

Comprehensive income

821

1,334

2,105

2,964

154

2,680

2,333

2,844

1,961

-5,105

340

959

-228

-1,902

773

1,018

1,089

-

768

-

-

-

-

-

-

-

-

Net income (loss):
Basic

0.07

0.14

0.25

0.16

-0.08

0.27

0.30

0.31

0.31

-0.91

0.08

0.04

-0.12

0.15

0.30

0.27

0.23

-

0.23

-0.50

-

-

0.25

0.20

-

-

-

Diluted

0.07

0.14

0.25

0.16

-0.08

0.27

0.30

0.31

0.31

-0.91

0.08

0.04

-0.12

0.15

0.30

0.27

0.23

-

0.23

-0.50

-

-

0.25

0.20

-

-

-

Average common shares outstanding:
Basic

9,223

9,192

9,173

9,160

9,143

9,115

9,100

9,089

9,079

9,051

4,880

3,655

3,454

3,232

3,224

3,214

3,206

-

2,710

-

-

-

-

-

-

-

-

Diluted

9,233

9,229

9,181

9,172

9,143

9,164

9,156

9,134

9,137

8,915

4,945

3,726

3,454

3,254

3,244

3,245

3,222

-

2,719

-

-

-

-

-

-

-

-

Dividends declared

0.08

-

-

-

0.10

-

-

-

-

0.13

0.14

0.14

0.14

0.13

0.14

0.14

0.14

-

0.14

-

-

-

-

-

-

-

-

Basic and Diluted Earnings Per Share

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.14

-

-

-

0.37

0.28

0.12

Dividends Per Share

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.14

-

-

-

0.37

0.12

0.12

Service Charges, Fees and Commissions [Member]
Noninterest income

1,381

1,689

1,129

1,315

1,053

1,551

1,267

1,651

1,228

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Commission and Fees on Fiduciary Activities [Member]
Noninterest income

213

225

314

281

260

244

226

235

210

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Wealth Management Income [Member]
Noninterest income

220

231

226

236

247

239

199

219

154

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage Banking Income [Member]
Noninterest income

108

210

151

100

106

114

168

189

170

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-