RAYMOND JAMES FINANCIAL, INC. RJF Cash Flow

Raymond james financial, inc. (RJF)

CashFlow / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Dec'09
Cash flows from operating activities:
Net Income (Loss) Attributable to Parent
169,000	268,000	265,000	259,000	261,000	249,000	263,000	232,000	243,000	119,000	193,254	183,424	112,755	146,567	171,670	125,504	125,847	106,329	129,186	133,195	113,463	126,296	136,366	122,689	104,560	116,633	117,458	83,862	79,960	85,874	83,325	76,350	68,869	67,325	68,927	46,786	80,917	81,723	69,065	60,687	55,628	42,903
Net Income (Loss) Attributable to Noncontrolling Interest
-	-	-	-	-	-	-	0	0	0	-	1,927	-4,210	1,136	6,487	7,089	-4,010	1,735	32,219	-6,835	-4,687	-4,259	-7,210	-12,310	-12,465	-112	-3,426	-3,157	28,286	8,020	-6,927	13,121	-3,595	-6,203	-7,147	2,412	-1,999	-3,768	-5,651	-2,390	4,552	-2,275
Net income including noncontrolling interests
-	-	-	-	-	-	-	232,000	243,000	119,000	-	185,351	108,545	147,703	178,157	132,593	121,837	108,064	161,405	126,360	108,776	122,037	129,156	110,379	92,095	116,521	114,032	80,705	108,246	93,894	76,398	89,471	65,274	61,122	61,780	49,198	78,918	77,955	63,188	58,523	60,180	40,628
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization
28,000	30,000	31,000	28,000	27,000	26,000	27,000	25,000	24,000	23,000	21,851	21,190	21,018	19,941	18,419	18,312	17,743	17,909	17,264	17,122	17,602	16,327	16,005	15,714	15,835	16,609	17,469	15,879	16,593	16,418	13,366	18,026	10,082	9,971	10,007	10,528	10,228	9,574	10,173	5,456	12,140	11,758
Deferred income taxes
-30,000	16,000	-1,000	-21,000	-7,000	6,000	18,000	-6,000	-16,000	121,000	44,948	-18,767	-49,109	10,928	-24,941	-20,562	-19,926	6,631	565	2,250	-22,187	-4,090	-9,017	-2,636	-19,175	-4,343	-30,252	-1,341	-2,300	2,104	18,433	-6,356	411	-10,444	37,234	-17,394	-7,111	-18,737	9,736	2,757	-15,252	-23,070
Premium and discount amortization on available-for-sale securities and loss on other investments
-35,000	-8,000	0	-7,000	-4,000	-3,000	-18,000	-8,000	5,000	0	4,532	4,492	8,791	10,185	6,726	14,432	6,439	-2,587	-100	21,366	14,574	6,704	1,071	3,822	11,247	6,664	92	9,997	66,041	4,501	14,240	7,797	12,033	1,392	1,243	10,089	1,185	484	28,174	-694	-12,871	360
Provisions for loan losses, legal and regulatory proceedings and bad debts
123,000	1,000	14,000	7,000	6,000	32,000	21,000	20,000	5,000	9,000	-123,131	15,138	110,976	33,017	11,372	-7,933	16,367	22,588	14,356	-2,391	6,045	16,267	11,190	5,885	4,074	5,265	-1,663	4,642	7,011	3,954	5,926	17,041	3,082	6,556	8,514	14,105	15,227	14,793	25,041	24,740	21,908	37,635
Share-based compensation expense
31,000	43,000	24,000	23,000	28,000	37,000	24,000	19,000	18,000	38,000	32,581	21,035	22,812	32,572	17,751	18,042	20,335	22,400	14,136	16,843	17,844	22,665	17,647	14,546	16,540	20,876	13,394	14,780	15,905	17,783	13,955	11,434	12,930	17,410	8,009	5,928	11,209	15,832	9,803	7,861	11,280	12,901
Compensation expense/(benefit) payable in common stock of an acquiree
-	-	-	-	-	-	-	-	-	-	-	2,179	2,658	7,973	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Unrealized gain on company owned life insurance, net of expenses
-111,000	35,000	1,000	17,000	50,000	-58,000	12,000	5,000	-2,000	17,000	12,924	10,777	14,211	5,088	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other
13,000	-9,000	-4,000	-20,000	-18,000	-9,000	5,000	-8,000	-8,000	-6,000	-16,871	-16,446	-7,407	5,724	-6,990	-8,935	-4,699	3,684	16,232	-5,776	-14,265	-1,872	-21,232	-3,227	-19,569	8,685	-3,860	-17,973	-6,725	-3,455	-10,396	-17,256	2,137	-827	-30,233	-21,334	-917	2,234	-33,871	23,999	475	-302
Net change in:
Securities purchased under agreements to resell, net of securities sold under agreements to repurchase
-205,000	-68,000	-53,000	8,000	-7,000	60,000	-43,000	-76,000	228,000	-104,000	-75,990	-57,653	157,036	-120,393	97,039	-59,531	78,232	18,345	-4,327	-27,373	145,098	-154,499	-19,560	-38,728	-33,383	-114,995	78,422	103,511	965	8,309	16,885	199,141	-13,262	6,892	-195,917	77,335	38,660	178,118	-147,285	157,623	23,647	-126,107
Securities loaned, net of securities borrowed
250,000	47,000	49,000	363,000	-297,000	-22,000	54,000	-81,000	-35,000	140,000	32,830	-5,900	2,632	232,438	-7,821	-11,439	-67,161	-65,959	-84,986	-44,034	-48,881	79,005	23,826	-35,866	-130,309	91,582	-16,543	-36,178	-61,373	129,825	29,811	85,196	92,376	150,573	-188,507	-101,037	13,592	122,704	-781,998	-102,651	221,813	300,332
Cash segregated pursuant to regulations
-	-	-	-	-	-	-	-	-	-	-	-448,085	-42,342	-1,006,933	1,184,005	54,419	532,646	171,359	453,087	-47,363	200,495	-129,310	190,746	-256,637	-37,009	-1,472,663	613,413	-184,016	213,925	637,306	65,173	-864,538	-46,829	-43,490	1,050,471	91,343	337,794	-1,363,377	1,048,326	15,461	-275,599	332,266
Loans provided to financial advisors, net of repayments
-1,000	12,000	51,000	29,000	1,000	-2,000	9,000	57,000	-1,000	22,000	9,221	7,219	20,006	14,554	243,978	29,350	32,336	38,500	16,668	21,789	19,901	27,537	-1,093	17,747	10,355	7,058	-2,012	6,750	-14,028	-2,196	74,136	142,281	-2,912	15,754	-	-	-	-	-	-	-	-
Brokerage client receivables and other accounts receivable, net
391,000	-188,000	-17,000	-92,000	-143,000	-444,000	374,000	17,000	251,000	-124,000	-14,688	87,154	65,421	-83,887	561,534	-87,956	383,372	-246,998	112,751	262,972	-152	-259,730	149,647	90,058	148,383	-228,526	-58,417	-143,326	339,563	-225,982	-309,878	160,020	90,887	-85,076	-174,116	87,369	203,393	-46,147	332,378	-8,796	-132,803	29,697
Trading instruments, net
4,000	-4,000	-93,000	16,000	98,000	-62,000	55,000	-78,000	119,000	47,000	-56,990	99,234	53,230	-152,474	-105,366	81,610	179,393	-162,685	13,703	-11,778	-19,717	-14,616	102,363	-115,178	176,408	-117,067	86,693	-253,919	-112,655	27,780	-129,762	71,539	-51,365	6,712	18,894	-13,357	-20,163	-66,114	285,793	-33,254	-147,490	29,808
Derivative instruments, net
77,000	-52,000	7,000	44,000	33,000	60,000	4,000	-31,000	-16,000	-30,000	20,879	5,131	-45,563	-38,447	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other assets
95,000	81,000	2,000	-35,000	96,000	22,000	-76,000	0	30,000	19,000	-42,957	43,020	-12,774	-84,289	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Prepaid expenses and other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	155,048	-46,776	-82,542	-	29,143	2,310	-31,112	-19,216	82,600	-75,947	-6,767	-9,432	114,991	-86,089	46,978	-7,188	21,987	-46,049	18,336	-4,104	28,642	-11,249	129	105,855	12,788	6,364	-45,038
Brokerage client payables and other accounts payable
2,472,000	465,000	69,000	-212,000	-846,000	-242,000	530,000	-954,000	303,000	467,000	-454,314	-261,348	64,204	-481,542	1,186,189	-9,261	547,137	58,391	665,955	74,902	148,771	-96,971	183,916	-182,172	9,694	-1,812,395	625,644	-185,240	-91,755	958,958	-340,578	-167,311	-58,509	141,531	929,177	-7,640	323,875	66,780	133,469	-127,500	151,925	-619,498
Accrued compensation, commissions and benefits
0	-340,000	179,000	130,000	160,000	-389,000	184,000	105,000	109,000	-266,000	177,288	90,397	109,204	-216,889	151,031	64,232	73,919	-242,815	102,696	57,012	99,930	-224,936	117,221	47,708	75,693	-168,328	101,707	19,474	83,655	-154,518	99,578	50,940	70,843	-161,374	17,153	71,694	67,896	-122,556	80,837	59,908	56,029	-107,096
Proceeds from sales of securitizations and loans held for sale, net of purchases and originations of loans held for sale
-82,000	91,000	-5,000	-4,000	25,000	-48,000	31,000	26,000	-69,000	108,000	-144,631	33,396	-42,603	-35,162	39,575	-1,600	-10,898	74,078	17,714	23,577	-61,829	80,176	3,609	-51,264	24,049	-22,205	-93,801	110,963	-133,796	75,467	-31,057	59,570	-22,499	12,822	64,560	54,488	16,643	2,868	-138,673	-25,098	104,576	-12,632
(Excess tax benefit) reduction of prior tax benefit from share-based payment arrangements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-14,525	-1,790	9,367	-710	-1,730	3,954	5,923	-852	930	441	2,071	-388	791	535	1,675	334	703	776	293	2,963	-477	-49	-157
Net cash provided by operating activities
2,397,000	546,000	678,000	-121,000	-205,000	225,000	660,000	-382,000	184,000	422,000	-1,453,087	292,836	227,952	807,299	-532,885	17,066	-305,472	247,973	433,908	84,100	141,037	239,649	56,667	317,827	116,577	16,516	246,628	237,169	-61,981	237,989	175,502	146,717	89,061	-19,991	468,286	-42,822	-79,472	1,212,449	-1,039,797	70,646	86,273	-138,515
Cash flows from investing activities:
Additions to property and equipment
35,000	36,000	36,000	43,000	32,000	27,000	38,000	26,000	34,000	36,000	37,285	29,663	44,681	78,371	35,215	28,338	25,599	32,581	22,446	22,022	16,585	13,058	16,045	12,784	18,629	12,691	7,122	18,824	27,998	18,935	23,943	22,390	17,535	13,647	9,030	12,196	6,474	9,500	4,308	4,735	7,417	5,827
Increase in bank loans, net
-	365,000	-	-	-	461,000	943,000	637,000	593,000	645,000	522,886	675,791	280,947	774,376	420,054	489,306	720,516	770,371	1,080,647	-183,182	512,570	766,663	582,459	494,588	728,385	585,879	443,960	80,626	110,829	427,886	267,053	294,310	471,738	489,970	270,398	138,675	-73,283	48,760	-17,444	-104,634	-69,533	-177,759
Purchases of Federal Home Loan Bank/Federal Reserve Bank stock, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	2,168	1,063	0	0	3,996	450	300	23,250	-1,389	0	-	-	-	-	-10,880	-21,337	21,396	-20,228	-18,697	-38,034	0	-4,777	67,275	0	0	0
Proceeds from sales of loans held for investment
0	25,000	25,000	26,000	55,000	129,000	53,000	49,000	69,000	22,000	45,331	181,446	52,060	54,163	80,821	51,293	30,068	35,375	47,558	21,918	27,386	14,869	32,503	67,785	25,018	57,973	50,744	51,944	55,173	40,815	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of available-for-sale securities
1,089,000	314,000	338,000	180,000	218,000	291,000	225,000	244,000	315,000	340,000	308,294	412,468	635,003	377,235	354,271	21,255	10,453	77,223	88,284	4,201	0	0	0	0	-1	1,306	0	0	62,076	26	-2	137,497	110,934	950	236,440	496	631	1,201	29,977	0	0	0
Proceeds from sales of or distributions received from private equity and other investments, net of purchases or contributions to private equity or other investments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-23,212	35,511	25,128	79,942	-37,302	2,109	17,667	1,898	-8,261	-51,290	14,821	2,229	-229,359	-6,428	4,422	63,820	10,526	8,189	172	-15,707	3,825	-22,976	8,648	4,143	4,988	418	13,888
Decrease in securities purchased under agreements to resell
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	2,000,000
Available-for-sale securities maturations, repayments and redemptions
229,000	206,000	188,000	161,000	144,000	151,000	135,000	126,000	120,000	114,000	100,346	82,678	59,329	56,647	30,238	22,994	21,102	21,627	17,848	18,054	16,370	17,485	18,395	16,347	18,605	51,060	26,677	28,486	27,128	35,144	27,329	84,480	21,351	40,029	38,014	25,434	32,077	34,538	34,746	38,405	38,835	37,975
Proceeds from sales of available-for-sale securities
-	-	-	-	-	-	-	-	-	-	28,344	32,815	25,533	7,308	9,532	0	1,530	0	-	-	-	-	22,474	27,093	0	370	174	4,606	13	0	-	-	-	-	-6	2,323	283	11,161	0	0	0	0
Investments in real estate partnerships held by consolidated variable interest entities, net of other investing activity
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-10	-2,439	864	-	471	-156	-174	1,001	9,722	-2,043	4,369	22,452	-8,002	1,629	-5,945
Business acquisitions, net of cash acquired
-	-	-	-	-	-	0	0	0	159,000	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	6,450	-23,010	1,096,631	0	0	-	-	-	-	-	-	-	-
Other investing activities, net
-8,000	18,000	-29,000	-12,000	8,000	34,000	5,000	-49,000	-12,000	30,000	9,701	-33,820	-33,757	-17,124	38,593	27,857	-4,713	281	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash used in investing activities
-1,588,000	-502,000	-511,000	-476,000	-377,000	-533,000	-978,000	-683,000	-741,000	-1,074,000	-704,145	-787,163	-789,952	-1,094,740	-862,167	-469,257	-736,834	-849,645	-1,242,205	331,241	-500,208	-765,438	-529,336	-404,959	-657,175	-505,294	-375,650	214,955	-108,655	-382,624	-222,614	-1,456,008	-608,285	-444,308	-396,221	-105,477	123,557	-22,002	-51,329	125,314	102,162	2,190,074
Cash flows from financing activities:
Proceeds from/(repayments of) short-term borrowings, net
-	6,000	-	-	-	0	0	0	-330,000	-280,000	610,000	-50,000	-158,400	208,400	-237,800	237,800	0	-115,000	-13,800	-37,800	66,600	-49,700	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of Federal Home Loan Bank advances and other borrowed funds
-	851,000	-	-	-	1,000	1,000	852,000	1,000	1,000	1,539	651,170	1,153	1,138	1,120	1,106	1,090	1,091	251,210	5,928	251,064	1,050	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from borrowed funds, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	500,000	0	367	-	31,700	48,000	132,000	2,405,734	-212,492	-936,783	0	-	-	-	-	-1,621,808	14,738	-957	1,027
Repayments of borrowed funds, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	20,323	1,208	6,621	-	121,912	904	129,150	124,966	420,894	856	3,848	-	-	-	2,527,795	-899,215	774	764	930,752
Repayments of borrowings by consolidated variable interest entities which are real estate partnerships
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10,884	-1	10,956	-	11,271	0	11,344	-	11,547	1	11,599	0	11,820	0	11,859	0	8,483	-1	8,513
Proceeds from capital contributed to and borrowings of consolidated variable interest entities which are real estate partnerships
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-34	22,611	-12,316	13,224	0	30,445	-20,977	21,078	317	15,384	3,332	14,196	72,101	5,427	8,465	25,917
Purchase of additional equity interest in subsidiary
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	-	-	-	-
Exercise of stock options and employee stock purchases
18,000	25,000	12,000	10,000	20,000	23,000	9,000	10,000	18,000	26,000	5,817	7,194	19,846	24,143	6,481	5,610	16,854	14,386	7,071	6,367	17,453	17,073	4,876	7,073	11,086	10,598	5,442	6,336	17,370	26,849	10,395	7,272	13,502	2,642	6,740	3,441	20,177	17,025	4,219	5,435	4,954	5,309
Increase in bank deposits
7,048,000	694,000	115,000	548,000	-55,000	1,731,000	463,000	767,000	-13,000	993,000	1,421,666	-66,663	1,187,754	927,243	530,353	1,002,737	71,848	737,728	909,265	-261,397	182,994	1,060,095	-238,914	-146,966	409,366	710,067	164,987	56,033	127,686	346,952	322,409	363,458	208,950	-34,426	794,864	233,875	28,187	-397,322	609,991	-261,732	-275,610	-2,416,318
Purchases of treasury stock
203,000	19,000	162,000	95,000	41,000	480,000	38,000	1,000	3,000	20,000	1,821	3,116	3,005	26,058	1,001	2,326	147,036	12,139	57,652	16,013	2,169	12,708	633	1,582	1,184	5,028	1,137	1,270	1,040	8,271	371	1,267	2,168	17,054	16,113	82	1,655	5,261	175	-1	41	3,322
Dividends on common stock
52,000	51,000	48,000	48,000	48,000	47,000	44,000	36,000	39,000	32,000	31,678	32,295	31,772	31,255	28,438	28,845	29,046	27,106	26,028	27,710	25,779	23,626	22,660	22,682	22,480	20,280	19,591	19,545	19,489	17,968	18,127	17,777	16,479	16,399	13,744	16,478	16,481	16,387	13,809	13,804	14,710	13,686
Distributions to noncontrolling interests, net
-	-	-	-	-	-	-4,000	-8,000	0	-6,000	-2,218	-4,125	2,900	-26,557	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Excess tax benefit (reduction of prior tax benefit) from share-based payments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-14,525	-1,790	9,367	-710	-1,730	3,954	5,923	-852	930	441	2,071	-388	791	535	1,675	334	703	776	293	1,597	477	49	157
Net cash provided by financing activities
7,297,000	654,000	-137,000	411,000	-427,000	1,526,000	378,000	730,000	-668,000	980,000	1,762,746	461,306	666,170	1,174,778	1,052,972	954,199	-88,470	621,778	820,748	-366,608	286,376	989,527	-163,276	300,297	391,204	695,736	138,262	-36,941	159,748	354,363	296,138	163,564	1,477,504	-57,931	771,567	472,630	3,529	-2,927,110	3,165,331	-258,715	-278,613	-3,340,181
Currency adjustment:
Effect of exchange rate changes on cash
-	-	-	-	-	-	-	-17,000	-23,000	-7,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Effect of exchange rate changes on cash
-103,000	21,000	-34,000	42,000	24,000	-55,000	1,246,000	-352,000	-1,248,000	321,000	40,459	12,174	3,881	-9,514	14,475	-3,737	14,174	-24,724	6,474	-6,789	-36,453	-13,416	-10,749	-9,284	-10,682	-1,622	1,831	-3,787	-2,670	-2,041	1,959	-1,096	624	-511	-2,625	823	2,671	-1,693	-550	-35	579	1,122
Net increase in cash and cash equivalents and cash and cash equivalents segregated pursuant to regulations
8,003,000	719,000	-	-	-985,000	1,163,000	-	-	-	-	-354,027	-20,847	108,051	877,823	-327,605	498,271	-1,116,602	-4,618	18,925	41,944	-109,248	450,322	-646,694	203,881	-160,076	205,336	11,071	411,396	-13,558	207,687	250,985	-1,146,823	958,904	-522,741	841,007	325,154	50,285	-1,738,356	2,073,655	-62,790	-89,599	-1,287,500
Supplemental disclosures of cash flow information:
Cash paid for interest
53,000	39,000	75,000	61,000	85,000	62,000	74,000	43,000	56,000	28,000	63,070	15,940	44,548	32,442	27,054	30,915	28,848	26,700	25,803	27,307	26,213	26,867	25,116	26,224	25,302	24,448	26,277	27,099	26,349	27,093	40,046	15,096	25,096	11,215	19,145	3,622	23,778	8,787	25,092	4,439	24,671	5,382
Cash paid for income taxes, net
167,000	9,000	95,000	107,000	178,000	10,000	39,000	109,000	74,000	9,000	105,415	98,913	130,962	13,710	93,004	86,268	90,604	33,917	66,997	102,360	142,993	66,578	61,068	78,723	101,414	78,074	57,778	48,841	72,461	10,650	52,824	13,227	100,351	10,137	39,958	35,525	112,062	6,688	40,227	10,860	101,286	8,972
Non-cash transfers of loans to other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	968	1,334	608	-	893	2,076	1,577	2,582	1,183	1,459	989	884	286	1,306	596	1,532	167	8,303	2,651	2,041	2,221	3,019	6,917	8,286	8,458	19,518	4,971
RJF Credit Facility
Proceeds from borrowings on the RJF Credit Facility
0	0	0	0	0	300,000	0	0	0	300,000	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FHLB advances
Proceeds from Federal Home Loan Bank advances
0	850,000	0	850,000	0	0	-	-	-	-	-	-	0	100,000	-	0	0	25,000	250,101	198	300,000	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-