Renasant corp (RNST)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
Assets
Cash and due from banks

234

191

209

163

208

198

170

155

163

187

194

152

119

160

143

119

146

177

128

79

78

95

56

110

82

87

86

45

58

63

42

69

83

85

62

59

47

Interest-bearing balances with banks

403

223

200

280

353

370

199

137

87

93

137

83

250

145

73

91

72

34

75

75

95

65

85

70

218

159

146

34

131

69

75

126

91

123

172

177

244

Cash and cash equivalents

637

414

409

443

562

569

369

292

250

281

332

236

370

306

217

210

218

211

203

154

174

161

141

181

301

246

233

79

190

132

118

196

174

209

235

237

292

Debt Securities, Available-for-sale

1,359

1,290

1,238

1,268

1,255

1,250

1,177

1,088

948

671

1,150

737

696

674

677

674

653

646

662

526

545

553

545

569

564

501

464

398

396

356

381

386

476

463

468

581

603

Loans Receivable Held-for-sale, Net, Not Part of Disposal Group

448

318

392

461

318

411

463

245

204

108

207

232

158

177

189

276

298

225

317

108

102

25

30

28

28

33

28

50

26

34

39

25

25

28

24

11

27

Loans, net of unearned income:
Loans, net of unearned income:
Securities held to maturity (fair value of $362,893 at December 31, 2016)

-

-

-

-

-

-

-

-

-

-

0

339

347

356

362

389

448

458

476

439

470

430

434

438

482

412

440

348

344

317

299

290

358

332

250

252

230

Total loans, net of unearned income

9,769

9,689

9,313

9,054

9,088

9,083

9,122

7,767

7,698

7,620

7,448

6,371

6,235

6,202

6,105

5,965

5,572

5,413

5,277

4,037

3,953

3,987

3,957

3,957

3,867

3,881

3,881

2,884

2,808

2,810

2,800

2,682

2,600

2,581

2,564

2,562

2,524

Allowance for credit losses

120

52

50

50

49

49

48

47

46

46

44

44

42

42

45

44

42

42

42

41

42

42

44

47

48

47

46

47

46

44

44

44

44

44

48

47

45

Acquired and covered by FDIC loss-share agreements (acquired covered loans)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

30

42

44

-

100

121

125

143

155

167

173

181

195

201

213

237

260

289

318

339

359

377

333

Acquired and not covered by FDIC loss-share agreements (acquired not covered loans)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,548

1,630

1,453

-

1,570

507

553

577

636

694

3,693

813

3,685

2,683

2,594

-

2,539

2,392

2,281

-

2,204

2,185

2,190

Not acquired

9,649

9,637

-

-

-

-

-

-

-

-

-

-

-

-

4,526

4,292

4,074

-

3,607

3,407

3,274

3,267

3,165

3,096

-

2,885

-

-

-

2,573

-

-

-

2,241

-

-

-

Loans and Leases Receivable, Net Reported Amount, Covered and Not Covered

-

-

9,262

9,004

9,038

9,034

9,074

7,720

7,651

7,574

7,404

6,326

6,192

6,159

6,059

5,921

5,529

5,371

5,235

3,995

3,911

3,945

3,912

3,910

3,819

3,833

3,835

2,837

2,761

2,765

2,756

2,637

2,555

2,536

2,516

2,515

2,479

Premises and equipment, net

306

309

306

290

267

209

206

186

184

183

186

178

179

179

177

178

168

169

167

121

117

113

109

103

102

101

104

70

67

66

64

57

56

54

52

52

51

Other real estate owned:
Not Covered under Loss-share Agreements - Other Real Estate Owned and Repossessions

-

-

-

-

-

4

-

-

-

4

-

-

-

5

-

-

-

12

33

23

27

28

30

34

37

39

40

33

39

44

48

58

64

70

72

68

71

Acquired and covered by FDIC loss-share agreements (acquired covered OREO)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

2

1

-

3

3

4

6

4

7

10

12

16

27

35

45

41

37

35

43

44

59

54

Purchased

-

-

-

-

-

6

-

-

-

11

-

-

-

17

16

17

19

22

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Not acquired

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8

9

12

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total other real estate owned, net

8

8

8

8

10

11

12

13

14

15

17

19

21

23

26

29

33

35

36

27

31

34

34

41

47

52

57

61

74

90

90

96

100

113

116

128

126

Goodwill

939

939

939

932

932

932

927

611

611

611

611

470

470

470

470

470

449

445

452

274

274

274

274

276

276

276

275

184

184

184

184

184

184

184

184

184

184

Other intangible assets, net

35

37

38

40

42

44

46

21

22

24

26

21

22

24

25

27

27

28

30

20

21

22

23

25

26

28

29

5

5

6

6

6

7

7

7

6

6

FDIC loss share indemnification asset

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4

5

6

7

8

6

8

12

17

19

24

26

27

30

34

44

46

54

64

107

127

149

155

Bank-owned life insurance

227

225

224

223

221

220

219

177

176

175

174

154

153

152

-

-

-

141

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage servicing rights

46

53

48

48

48

48

46

43

40

39

35

31

28

26

-

-

-

29

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other assets

241

165

170

169

163

202

202

143

132

144

177

124

121

149

331

345

312

156

327

225

222

230

227

232

228

234

239

183

181

179

178

176

173

163

151

140

137

Assets

13,900

13,400

13,039

12,892

12,862

12,934

12,746

10,544

10,238

9,829

10,323

8,872

8,764

8,699

8,542

8,529

8,146

7,926

7,918

5,899

5,881

5,805

5,751

5,826

5,902

5,746

5,736

4,249

4,267

4,178

4,164

4,112

4,176

4,202

4,136

4,259

4,297

Liabilities and shareholders’ equity
Liabilities
Deposits
Noninterest-bearing

2,642

2,551

2,607

2,408

2,366

2,318

2,359

1,888

1,861

1,840

1,835

1,642

1,579

1,561

1,514

1,459

1,384

1,278

1,303

972

959

919

935

902

914

856

876

560

567

568

554

539

535

531

493

458

368

Interest-bearing

7,770

7,661

7,678

7,781

7,902

7,809

7,812

6,492

6,496

6,080

6,283

5,559

5,651

5,497

5,302

5,243

5,046

4,940

4,930

3,917

3,983

3,918

3,828

3,983

4,089

3,985

3,958

2,944

2,988

2,893

2,841

2,866

2,937

2,880

2,849

3,018

3,099

Total deposits

10,412

10,213

10,286

10,190

10,268

10,128

10,171

8,380

8,357

7,921

8,118

7,202

7,230

7,059

6,817

6,702

6,431

6,218

6,234

4,890

4,942

4,838

4,763

4,886

5,004

4,841

4,834

3,505

3,555

3,461

3,396

3,406

3,473

3,412

3,342

3,477

3,468

Short-term borrowings

803

489

205

139

87

387

175

313

57

89

384

120

9

109

266

444

414

422

402

64

6

32

65

25

0

2

6

42

6

5

64

7

7

11

17

16

15

Long-term debt

376

376

228

262

263

263

263

207

207

207

207

191

192

202

202

143

147

148

149

154

155

156

162

164

168

169

170

152

157

159

157

162

163

243

245

247

301

Other liabilities

237

196

200

180

153

111

124

84

82

96

101

86

80

95

112

114

100

100

99

58

53

66

59

61

52

66

66

47

46

54

48

44

41

47

44

38

43

Total liabilities

11,830

11,274

10,920

10,772

10,773

10,890

10,736

8,985

8,705

8,314

8,811

7,600

7,513

7,466

7,400

7,405

7,093

6,889

6,886

5,168

5,158

5,093

5,051

5,137

5,226

5,080

5,078

3,748

3,765

3,680

3,667

3,620

3,686

3,714

3,649

3,779

3,827

Shareholders’ equity
Preferred stock, $.01 par value – 5,000,000 shares authorized; no shares issued and outstanding

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Common stock, $5.00 par value – 150,000,000 shares authorized; 59,296,725 shares issued; 56,141,018 and 56,855,002 shares outstanding, respectively

296

296

296

296

296

296

296

249

249

249

249

225

225

225

214

214

206

206

206

163

163

163

163

163

163

163

163

133

133

133

133

133

133

133

133

133

133

Treasury stock, at cost – 3,155,707 and 2,441,723 shares, respectively

103

83

62

33

21

24

17

17

18

19

19

20

20

21

21

21

21

22

22

21

21

22

21

21

22

23

22

24

24

25

25

26

26

26

26

26

27

Additional paid-in capital

1,291

1,294

1,291

1,289

1,288

1,288

1,287

897

896

898

896

706

705

707

633

632

584

585

592

344

344

345

344

343

342

342

341

218

217

218

217

217

217

217

217

217

217

Retained earnings

571

617

591

566

533

500

468

448

421

397

388

370

353

337

321

305

290

276

262

252

242

232

222

212

203

194

188

187

183

180

177

174

172

171

169

167

162

Accumulated other comprehensive income, net of taxes

14

0

1

0

-7

-17

-24

-20

-17

-10

-2

-10

-12

-15

-6

-7

-7

-9

-5

-8

-5

-7

-8

-8

-9

-11

-13

-14

-8

-8

-6

-8

-7

-8

-6

-11

-16

Total shareholders’ equity

2,070

2,125

2,119

2,119

2,088

2,043

2,010

1,558

1,532

1,514

1,511

1,271

1,251

1,232

1,142

1,124

1,053

1,036

1,032

730

723

711

700

688

676

665

657

500

502

498

496

491

489

487

487

480

469

Total liabilities and shareholders’ equity

13,900

13,400

13,039

12,892

12,862

12,934

12,746

10,544

10,238

9,829

10,323

8,872

8,764

8,699

8,542

8,529

8,146

7,926

7,918

5,899

5,881

5,805

5,751

5,826

5,902

5,746

5,736

4,249

4,267

4,178

4,164

4,112

4,176

4,202

4,136

4,259

4,297

Non purchased loans and leases
Total loans, net of unearned income

7,802

7,587

7,031

6,704

6,565

6,389

6,210

6,057

5,830

5,588

5,293

5,058

4,834

4,713

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total other real estate owned, net

3

2

1

5

4

-

4

4

4

-

4

4

5

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchased loans
Total loans, net of unearned income

1,966

2,101

2,281

2,350

2,522

2,693

2,912

1,709

1,867

2,031

2,155

1,312

1,401

1,489

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total other real estate owned, net

5

5

6

3

5

-

7

9

9

-

13

15

16

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-