Renasant corp (RNST)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Operating activities
Net income

124,494

167,596

173,601

168,119

158,204

146,920

119,011

113,468

102,042

92,188

99,312

96,070

93,686

90,930

88,455

81,496

73,990

68,014

62,451

61,766

61,225

59,582

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Provision for credit losses on loans

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for loan losses

-

-

-

-

-

6,810

7,960

7,860

7,800

7,550

7,050

7,550

7,230

7,530

7,630

5,730

5,475

4,750

4,050

5,517

5,792

6,167

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Depreciation, amortization and accretion

12,713

8,185

5,633

3,249

3,255

3,496

4,980

4,061

5,124

4,832

3,828

4,407

2,710

3,091

6,946

7,817

6,162

9,195

7,499

1,896

9,334

8,104

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Deferred income tax (benefit) expense

11,301

20,041

23,020

21,553

20,403

16,444

29,127

24,718

21,505

23,461

7,043

9,411

12,151

11,037

15,620

11,678

10,175

13,751

848

9,434

10,415

9,291

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Funding of mortgage loans held for sale

2,712,835

2,381,178

2,125,491

1,863,507

1,784,546

1,763,246

1,745,705

1,749,562

1,728,113

1,683,454

1,690,727

1,717,093

1,810,788

1,951,144

2,008,032

2,082,551

1,756,842

1,483,937

1,131,094

700,717

628,644

547,402

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of mortgage loans held for sale

2,519,592

2,328,607

1,988,005

1,833,033

1,838,728

1,698,141

1,783,829

1,767,269

1,706,950

1,775,450

1,696,861

1,791,768

1,983,429

2,031,036

2,157,499

2,280,910

1,926,124

1,647,648

1,215,343

635,555

566,111

563,808

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Gains on sales of mortgage loans held for sale

59,748

45,854

44,929

41,590

39,408

40,318

34,761

27,584

21,919

19,675

20,686

30,291

32,361

31,654

31,361

28,223

26,506

25,292

22,986

15,043

11,642

8,594

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage Servicing Rights (MSR) Impairment (Recovery)

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Debt and Equity Securities, Gain (Loss)

335

348

348

-11

-3

-16

0

0

0

-

-

-

-

1,186

1,186

1,186

25

96

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Penalty on prepayment of debt

-

-

-

-

-

-

-

-

-

-205

-205

-2,415

-2,744

-2,539

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gains on sales of premises and equipment

792

881

1,072

1,046

295

198

176

206

-61

-565

-563

-559

-622

-115

-173

-188

-106

-105

-23

39

56

72

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Stock-based compensation expense

10,309

10,196

9,416

8,258

8,030

7,251

7,078

6,594

5,977

5,293

4,325

3,813

3,432

3,117

4,259

4,430

4,430

4,435

3,486

3,811

3,902

3,909

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net change in other loans held for sale

-10,490

59,885

120,484

116,391

130,974

60,599

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Decrease in FDIC loss share indemnification asset, net of accretion and amortization

-

-

-

-

-

-

-

-

-

-

-

-

-

2,891

1,649

1,835

3,263

4,409

9,374

12,632

15,011

14,399

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

(Decrease) increase in other assets

75,930

-683

24,189

10,015

15,490

11,849

-863

18,216

10,398

1,139

-2,486

-27,177

-17,191

-10,136

2,128

9,234

-21,773

-9,463

-22,056

-39,921

-14,935

-21,303

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Increase (decrease) in other liabilities

38,876

-12,249

-22,390

-40,059

-43,028

-41,954

-30,004

-16,514

-12,630

-12,572

-21,249

-21,945

-23,058

-16,694

6,130

5,603

6,314

180

-6,958

-21,430

-4,076

-5,437

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash (used in) provided by operating activities

-99,484

163,623

110,026

200,047

283,390

82,112

156,613

126,226

90,737

207,042

91,456

177,736

259,608

163,797

248,193

278,822

274,439

252,625

163,996

32,832

41,932

124,683

119,021

154,719

132,206

153,286

167,057

134,385

156,441

177,710

183,166

182,283

170,241

153,131

0

0

0

Investing activities
Purchases of securities available for sale

566,111

492,018

476,573

314,545

418,542

686,887

595,090

588,269

475,429

210,190

249,569

225,248

160,420

140,133

100,101

77,699

90,859

72,114

78,423

53,233

61,665

124,296

156,754

156,754

168,708

163,146

152,159

175,968

145,383

152,873

277,531

147,601

142,385

112,761

0

0

0

Proceeds from Sale of Debt Securities, Available-for-sale

201,874

212,485

212,485

14,999

12,998

2,387

454,233

492,394

492,394

495,340

43,494

2,946

6,970

4,028

4,028

11,259

8,448

8,444

0

0

0

-

-

-

-

9,015

48,215

48,215

112,378

126,050

0

0

0

-

-

-

-

Proceeds from call/maturities of securities available for sale

290,047

262,287

239,712

217,786

179,877

160,703

150,912

172,172

167,980

169,445

173,171

147,218

159,356

158,359

145,407

132,271

116,652

111,663

103,591

94,447

88,050

80,305

78,354

75,179

76,402

80,758

91,179

103,181

112,956

134,964

151,962

157,091

171,397

167,191

0

0

0

Net increase in loans

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of securities held to maturity

-

-

-

-

-

-

-

-

-

-

-

-

-

15,267

16,895

33,334

94,988

144,027

139,518

123,798

82,008

155,868

154,126

151,836

138,772

70,075

105,541

135,022

140,599

134,511

370,988

195,157

199,629

182,277

0

0

0

Proceeds from sales of securities held to maturity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4,459

0

0

0

-

-

-

-

13,033

0

0

0

Proceeds from call/maturities of securities held to maturity

-

-

-

-

-

-

-

-

-

15,882

25,982

53,402

111,922

119,405

133,316

117,142

146,720

145,449

127,245

121,032

92,045

136,013

157,822

202,411

141,583

112,283

101,205

71,300

148,636

148,021

142,260

156,678

93,039

67,204

0

0

0

Net increase in loans

-

-

-

-

-

115,208

323,669

417,061

482,575

440,205

369,688

395,475

379,416

504,640

528,506

523,026

486,416

298,676

216,208

86,552

102,283

120,787

84,708

187,988

176,753

192,399

220,605

258,531

274,518

300,686

320,313

175,745

75,328

44,333

0

0

0

Purchases of premises and equipment

29,665

34,966

30,729

28,538

25,218

22,360

16,721

15,692

12,990

13,047

16,527

15,577

15,345

13,560

14,759

19,622

21,897

25,165

29,049

27,698

25,810

22,179

11,859

7,817

8,006

8,050

12,705

17,484

16,786

17,588

23,688

9,598

8,196

6,333

0

0

0

Proceeds from sales of premises and equipment

3,593

3,728

2,255

2,928

1,056

921

1,758

1,079

2,088

2,101

1,255

2,519

2,475

2,462

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

309

137

82

149

114

0

0

0

Net change in FHLB stock

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in FHLB stock

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of other assets

6,209

18,404

20,325

19,630

19,241

8,361

7,932

10,772

10,909

14,131

17,384

16,367

18,635

16,939

11,040

7,957

-4,536

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash Acquired from Acquisition

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

148,443

0

0

0

Other, net

-1,021

-917

-917

-2

104

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash (used in) provided by investing activities

-661,181

-505,910

-82,812

132,399

-113,127

-503,287

-177,500

-308,026

-253,247

69,661

-337,409

-424,891

-244,891

-351,993

-347,985

-331,596

-399,881

-247,431

-184,772

-70,579

-79,514

-202,802

-170,230

-56,800

-104,249

-57,150

-76,198

-360,096

-199,101

-196,824

-297,556

-42,144

-45,020

135,537

0

0

0

Financing activities
Net increase in noninterest-bearing deposits

275,836

233,064

247,197

91,228

75,892

49,087

95,364

-21,781

14,076

11,588

53,001

183,480

122,001

209,943

135,020

134,511

146,029

79,342

92,056

69,906

44,387

63,852

59,406

54,647

60,745

652

34,403

21,728

31,110

36,304

61,450

80,550

49,278

153,015

0

0

0

Net increase in interest-bearing deposits

-131,199

-147,139

-131,231

6,214

123,733

447,317

247,104

261,881

174,041

-88,717

306,995

315,760

327,042

279,146

93,574

-50,559

-35,891

-77,124

4,727

-66,193

-106,402

-67,346

-130,492

896

62,834

54,009

78,295

77,234

50,899

12,680

-7,777

-151,773

-220,986

-431,936

0

0

0

Net increase (decrease) in short-term borrowings

715,447

101,385

30,043

-208,521

-4,302

263,753

-242,810

193,272

47,798

-19,862

117,287

-324,868

-406,649

-314,952

-137,528

363,755

392,867

375,220

321,820

38,724

6,732

30,120

58,997

-24,103

-13,637

-9,760

-65,099

35,119

-982

-6,231

47,571

-8,366

-3,062

-3,901

0

0

0

Repayment of long-term debt

35,186

35,359

33,837

843

835

849

922

159,613

159,680

170,240

170,227

52,857

57,082

47,230

48,500

312,366

308,726

308,766

312,923

9,933

13,546

13,557

8,611

7,132

6,865

8,073

8,882

12,248

9,647

86,711

228,529

84,515

85,127

72,645

0

0

0

Cash paid for dividends

51,014

50,901

50,614

49,612

46,601

43,614

40,654

37,763

35,841

34,416

32,630

31,304

30,872

29,734

28,984

28,255

26,051

24,557

23,064

21,565

21,544

21,518

21,487

21,453

20,375

19,303

18,236

17,166

17,142

17,117

42,706

17,090

17,080

17,071

0

0

0

Repurchase of shares in connection with stock repurchase program

87,513

62,944

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from Stock Options Exercised

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

102

102

193

429

401

579

319

52

277

212

454

573

548

398

296

409

218

0

0

0

Net stock-based compensation transactions

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Excess tax benefits from exercise of stock options

-

-

-

-

-

-

-

-

-

-

-

-

-

2,771

905

787

822

537

271

357

290

1,102

1,262

1,112

876

290

0

0

0

-

-

-

-

-

-

-

-

Net cash provided by (used in) financing activities

836,371

188,106

12,851

-181,536

140,825

708,833

58,283

238,691

42,744

-301,474

360,762

272,408

137,544

282,849

113,334

108,620

169,546

44,794

83,031

11,489

-89,654

-6,946

-40,346

4,286

83,630

18,092

23,872

108,320

58,010

-57,483

-2,509

-180,898

-276,568

-372,320

0

0

0

Net increase (decrease) in cash and cash equivalents

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (decrease) increase in cash and cash equivalents

-

-

-

-

-

287,658

37,396

56,891

-119,766

-24,771

114,809

25,253

152,261

94,653

13,542

55,846

44,104

49,988

62,255

-26,258

-127,236

-85,065

-91,555

102,205

111,587

114,228

114,731

-117,391

15,350

-76,597

-116,899

-40,759

-151,347

-83,652

0

0

0

Supplemental disclosures
Cash paid for interest

100,773

98,396

99,109

89,653

77,937

66,706

53,231

45,385

39,909

36,888

33,187

29,402

29,209

25,871

25,337

23,653

22,249

21,615

21,365

22,208

23,223

24,103

0

0

0

-

-

0

0

-

-

-

-

-

-

-

-

Cash paid for income taxes

25,578

26,727

29,107

26,296

23,565

24,520

24,370

31,899

31,655

32,556

29,491

19,021

24,452

22,731

30,573

29,027

22,702

18,610

18,971

14,197

13,878

17,503

0

0

0

-

-

0

0

-

-

-

-

-

-

-

-

Noncash transactions:
Transfers of loans to other real estate owned

5,520

4,764

4,782

3,331

3,557

3,826

3,938

4,763

4,685

6,699

9,141

9,589

10,084

8,870

7,814

11,513

11,330

14,935

19,642

16,593

18,754

15,692

8,318

8,862

10,416

13,747

28,190

37,575

47,007

48,660

46,451

37,684

32,439

43,513

0

0

0

Financed sales of other real estate owned

650

611

290

367

233

531

1,011

934

954

773

1,789

2,177

2,215

2,070

655

647

746

1,134

1,017

863

1,187

860

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Transfers of mortgage loans held for sale to loans held for investment

-

-

-

-

-

-

-

0

1,005

-

2,383

3,463

11,228

17,838

26,551

25,471

17,706

11,096

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Recognition of operating right-of-use assets

38,811

91,181

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Recognition of operating lease liabilities

38,877

94,700

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-