Renasant corp (RNST)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest income
Loans

495,640

501,336

504,812

488,913

460,558

428,374

398,747

382,706

364,183

344,472

326,609

310,832

307,484

302,314

293,625

284,393

258,062

236,262

214,604

196,910

197,735

199,844

201,574

191,049

174,335

158,947

143,122

138,225

137,676

137,800

137,595

138,327

140,556

142,218

143,450

139,985

0

0

0

Securities
Taxable

29,252

29,875

30,495

29,909

27,879

23,948

20,817

19,246

18,173

18,531

17,758

16,414

16,441

16,551

17,225

17,701

17,073

17,026

14,678

14,629

17,268

17,096

18,945

18,083

14,849

13,397

12,124

11,519

11,901

13,120

14,708

16,749

18,278

19,831

21,077

21,597

0

0

0

Tax-exempt

5,522

5,477

5,522

5,822

6,180

6,456

7,075

7,883

8,544

9,433

9,720

9,745

9,900

9,814

9,869

9,973

9,754

9,520

11,335

11,114

9,138

9,073

6,935

6,628

8,254

8,012

7,782

7,814

8,013

8,194

8,099

8,119

8,093

8,095

7,846

7,206

0

0

0

Other

5,245

5,892

5,708

5,212

3,951

3,076

2,697

2,401

2,341

2,314

1,915

1,348

943

459

368

288

227

215

215

237

257

396

434

408

398

248

176

162

163

199

279

313

422

543

703

688

0

0

0

Total interest income

535,659

542,580

546,537

529,856

498,568

461,854

429,336

412,236

393,241

374,750

356,002

338,339

334,768

329,138

321,087

312,355

285,116

263,023

240,832

222,890

224,398

226,409

227,888

216,168

197,836

180,604

163,204

157,720

157,753

159,313

160,681

163,508

167,349

170,687

173,076

169,476

0

0

0

Interest expense
Deposits

80,717

81,995

79,503

71,545

61,473

49,760

39,857

33,135

27,530

24,620

22,135

19,939

19,045

17,856

16,392

15,369

14,176

13,715

14,133

14,433

15,342

16,216

17,054

17,452

17,411

17,118

16,683

16,817

17,691

19,030

20,955

23,259

27,066

31,729

38,094

41,789

0

0

0

Borrowings

17,830

16,928

16,805

17,468

16,663

15,569

15,149

14,193

13,589

13,233

12,183

11,002

10,771

10,291

9,402

8,812

8,309

7,950

7,822

7,720

7,764

7,711

7,622

7,228

6,702

6,353

6,035

6,033

6,186

6,945

7,768

8,512

9,290

9,672

11,152

13,088

0

0

0

Total interest expense

98,547

98,923

96,308

89,013

78,136

65,329

55,006

47,328

41,119

37,853

34,318

30,941

29,816

28,147

25,794

24,181

22,485

21,665

21,955

22,153

23,106

23,927

24,676

24,680

24,113

23,471

22,718

22,850

23,877

25,975

28,723

31,771

36,356

41,401

49,246

54,877

0

0

0

Net interest income

437,112

443,657

450,229

440,843

420,432

396,525

374,330

364,908

352,122

336,897

321,684

307,398

304,952

300,991

295,293

288,174

262,631

241,358

218,877

200,737

201,292

202,482

203,212

191,488

173,723

157,133

140,486

134,870

133,876

133,338

131,958

131,737

130,993

129,286

123,830

114,599

0

0

0

Provision for credit losses on loans

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for loan losses

-

-

5,100

5,650

-

6,810

7,960

7,860

7,800

7,550

7,050

7,550

7,230

7,530

7,630

5,730

5,475

4,750

4,050

5,517

5,792

6,167

7,117

7,200

8,750

10,350

12,350

14,675

16,375

18,125

20,125

21,000

21,650

22,350

27,850

29,350

0

0

0

Net interest income after provision for credit losses on loans

405,212

436,607

445,129

435,193

413,872

389,715

366,370

357,048

344,322

329,347

314,634

299,848

297,722

293,461

287,663

282,444

257,156

236,608

214,827

195,220

195,500

196,315

196,095

184,288

164,973

146,783

128,136

120,195

117,501

115,213

111,833

110,737

109,343

106,936

95,980

85,249

0

0

0

Noninterest income
Service charges on deposit accounts

35,940

35,972

35,768

35,623

35,289

34,660

34,250

34,079

33,766

33,224

32,728

32,252

31,815

31,875

31,973

31,924

30,925

29,269

28,548

27,504

27,175

26,756

26,405

24,659

22,975

21,559

19,144

18,601

18,587

18,612

18,321

18,254

18,795

19,111

20,399

21,009

0

0

0

Fees and commissions

16,013

19,430

22,930

25,784

24,654

23,868

23,193

22,867

22,420

21,934

21,060

20,363

19,770

18,814

18,265

17,615

16,309

15,761

9,185

10,791

12,735

14,012

13,378

12,483

11,816

11,675

19,367

19,024

18,498

17,595

16,646

15,327

14,123

13,126

13,023

13,112

0

0

0

Insurance commissions

8,794

8,919

8,828

8,781

8,701

8,590

8,531

8,435

8,506

8,361

8,357

8,412

8,406

8,508

8,513

8,474

8,418

8,423

8,440

8,329

8,298

8,194

8,133

7,158

6,021

4,976

4,025

3,619

3,550

3,630

3,489

3,449

3,359

3,298

3,306

3,287

0

0

0

Wealth management revenue

15,111

14,433

13,959

13,757

13,602

13,540

13,094

12,671

12,262

11,884

11,733

11,810

11,645

11,652

11,412

11,205

10,543

9,808

9,233

8,597

8,557

8,545

8,555

8,449

7,994

7,574

7,256

6,872

6,708

6,926

6,725

6,162

5,750

4,864

3,901

3,389

0

0

0

Mortgage banking income

63,030

57,896

54,724

53,364

49,583

50,142

48,020

44,286

43,871

43,415

41,806

47,036

48,032

49,443

52,883

48,930

42,301

35,815

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net gain on sales of securities

335

348

348

-11

-3

-16

41

0

0

-

0

-

-

1,186

1,186

1,186

25

96

471

471

0

-

0

0

-

54

175

175

1,044

1,894

1,773

6,814

5,949

5,057

6,963

3,971

0

0

0

Net gain on sales of SBA loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other-than-temporary-impairment losses on securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

-

Non-credit related portion of other-than-temporary impairment on securities, recognized in other comprehensive income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

-

Net impairment losses on securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

-

BOLI income

5,865

6,109

5,799

5,251

5,106

4,644

4,445

4,395

4,185

4,353

4,940

4,783

4,794

4,635

3,872

4,003

3,717

3,612

3,366

3,067

3,103

2,985

3,104

4,197

4,086

4,085

4,185

2,970

2,989

3,370

3,180

3,108

3,337

2,821

2,624

2,745

0

0

0

Gains on sales of mortgage loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

14,654

16,263

14,783

12,499

8,730

5,704

4,263

4,133

5,245

4,868

0

0

0

Gain on acquisition

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

9,344

51,555

0

0

0

-

Other

9,851

10,147

9,816

9,723

8,961

8,533

8,420

8,507

8,914

8,821

9,273

10,157

10,415

11,302

10,588

9,162

7,464

5,486

4,980

4,831

4,814

4,780

4,166

3,389

3,425

3,133

2,772

3,174

3,500

4,185

4,785

4,601

4,207

3,207

2,465

2,064

0

0

0

Total noninterest income

154,939

153,254

152,172

152,272

145,893

143,961

140,028

135,388

134,072

132,140

129,954

134,813

136,134

137,415

138,602

132,409

119,702

108,270

96,687

87,171

83,763

80,509

78,954

75,326

73,172

71,891

71,578

70,698

69,659

68,711

63,649

63,989

60,091

64,699

106,304

102,253

0

0

0

Noninterest expense
Salaries and employee benefits

266,623

250,784

241,413

231,175

222,860

214,294

204,768

198,111

191,115

184,540

175,719

171,891

172,264

172,448

175,891

174,237

159,244

145,111

129,003

115,524

114,940

115,108

117,718

113,838

105,934

98,780

90,129

85,662

83,627

81,002

75,974

72,245

68,547

66,135

66,597

62,156

0

0

0

Data processing

19,779

19,679

19,753

19,387

19,289

18,627

17,684

17,249

16,484

16,474

16,751

17,132

17,799

17,723

17,223

16,482

15,179

14,251

13,367

12,454

12,105

11,570

10,997

10,327

9,522

8,870

8,605

8,561

8,727

8,724

8,368

8,103

7,549

7,297

7,075

6,728

0

0

0

Net occupancy and equipment

51,838

49,553

48,138

45,863

44,124

42,111

40,448

39,250

38,259

37,756

36,412

35,772

35,489

34,394

33,756

32,659

29,652

26,987

23,962

21,582

20,964

20,252

20,215

19,438

18,200

16,957

15,359

14,669

14,586

14,597

14,619

14,167

13,949

13,552

13,290

12,782

0

0

0

Other real estate owned

1,427

2,013

2,399

2,259

2,239

1,892

1,721

2,046

2,595

2,470

3,501

4,438

5,271

5,696

4,809

4,130

3,470

3,045

3,070

3,310

3,424

4,593

5,477

5,913

6,618

6,966

9,146

10,049

11,646

13,596

13,166

17,062

15,814

15,326

16,604

11,227

0

0

0

Professional fees

10,353

10,166

10,244

9,324

9,069

8,753

8,019

7,515

7,221

7,150

8,587

8,859

8,823

7,970

6,068

5,486

4,812

4,422

4,116

3,892

4,109

4,485

5,128

5,652

5,567

5,540

5,159

4,732

4,443

4,241

4,270

4,137

4,330

4,173

3,917

3,816

0

0

0

Advertising and public relations

12,141

11,607

11,204

10,128

10,127

9,464

9,516

9,076

8,859

8,248

7,864

7,723

7,035

7,080

6,801

6,707

6,446

6,112

5,725

5,291

5,698

5,923

5,929

6,310

5,668

5,630

5,370

5,072

5,128

4,835

4,546

4,464

4,286

4,085

4,413

4,257

0

0

0

Amortization of Intangible Assets

7,890

8,105

8,328

8,097

7,638

7,179

6,718

6,719

6,618

6,530

6,446

6,364

6,613

6,747

6,875

6,994

6,491

6,069

5,644

5,222

5,410

5,606

5,787

5,130

4,017

2,869

1,694

1,311

1,346

1,381

1,414

1,424

1,585

1,742

1,881

2,000

0

0

0

Communications

9,161

8,858

8,835

8,715

8,244

8,318

7,916

7,653

7,684

7,578

7,719

7,889

8,021

8,329

8,323

8,565

8,016

7,278

6,750

5,490

5,700

5,949

5,667

5,898

5,332

4,777

4,640

4,445

4,236

4,212

4,211

4,155

4,441

4,500

4,651

4,639

0

0

0

Merger and conversion related expenses

-

-

1,828

13,025

-

14,246

13,344

8,389

10,933

10,378

9,655

3,657

3,420

4,023

5,946

13,424

12,084

11,614

10,190

2,444

977

694

2,074

5,837

6,222

6,027

4,148

385

0

-

0

0

-

1,651

3,606

0

0

0

-

Gain (Loss) on Extinguishment of Debt

-

-

0

-

-

-

0

-

-

-205

-205

-2,415

-2,744

-2,539

-2,539

-329

0

-

0

0

-

-

-

-

-

-

0

-

-

-898

-4,704

-898

-898

-1,903

-882

0

0

0

-

Other

20,838

13,076

19,739

22,208

18,981

20,145

18,390

18,430

20,485

20,289

21,456

23,983

25,062

26,097

26,044

24,773

22,215

20,225

18,274

17,088

17,284

16,757

17,248

16,335

15,936

16,512

16,070

17,493

17,656

16,973

25,989

24,760

24,911

16,596

-1,069

-9,280

0

0

0

Total noninterest expense

400,383

374,174

371,935

370,181

355,917

345,029

328,524

314,438

310,253

301,618

296,368

292,176

294,594

295,099

294,275

293,786

267,609

245,114

220,101

192,297

190,611

190,937

196,240

194,678

183,016

172,928

160,320

152,379

151,395

150,459

144,407

142,693

137,588

136,960

144,167

133,397

0

0

0

Income (loss) before income taxes

159,768

215,687

225,366

217,284

203,848

188,647

177,874

177,998

168,141

159,869

148,220

142,485

139,262

135,777

131,990

121,067

109,249

99,764

91,413

90,094

88,652

85,887

78,809

64,936

55,129

45,746

39,394

38,514

35,765

33,465

31,075

32,033

31,846

34,675

58,117

54,105

0

0

0

Income taxes

35,274

48,091

51,765

49,165

45,644

41,727

58,863

64,530

66,099

67,681

48,908

46,415

45,576

44,847

43,535

39,571

35,259

31,750

28,962

28,328

27,427

26,305

23,564

18,589

15,616

12,259

9,886

8,606

7,531

6,828

5,929

7,392

7,793

9,043

18,724

17,448

0

0

0

Net Income (Loss) Attributable to Parent

124,494

167,596

173,601

168,119

158,204

146,920

119,011

113,468

102,042

92,188

99,312

96,070

93,686

90,930

88,455

81,496

73,990

68,014

62,451

61,766

61,225

59,582

55,245

46,347

39,513

33,487

29,508

29,908

28,234

26,637

25,146

24,641

24,053

25,632

39,393

36,657

0

0

0

Basic earnings per share (usd per share)

0.04

0.67

0.65

0.80

0.77

0.76

0.61

0.74

0.69

0.32

0.54

0.57

0.54

0.56

0.55

0.54

0.53

0.52

0.40

0.49

0.48

0.50

0.49

0.47

0.43

0.37

0.24

0.32

0.30

0.29

0.28

0.25

0.24

0.23

0.26

0.23

0.30

0.81

0.18

Diluted earnings per share (usd per share)

0.04

0.67

0.64

0.80

0.77

0.76

0.61

0.74

0.68

0.32

0.53

0.57

0.54

0.56

0.55

0.54

0.52

0.52

0.40

0.48

0.48

0.49

0.49

0.47

0.43

0.36

0.24

0.32

0.30

0.29

0.28

0.25

0.24

0.23

0.26

0.23

0.30

0.81

0.18

Cash dividends per common share (usd per share)

0.22

0.22

0.22

0.22

0.21

0.21

0.20

0.20

0.19

0.19

0.18

0.18

0.18

0.18

0.18

0.18

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17

0.17