Red River Bancshares Inc RRBI Income Statement

Red river bancshares inc (RRBI)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18
INTEREST AND DIVIDEND INCOME
Interest and fees on loans
65,532	64,570	63,468	62,175	60,665	58,747	0	0	0
Interest on securities
7,269	7,241	7,043	6,932	6,892	6,951	0	0	0
Interest on federal funds sold
654	753	761	665	517	356	0	0	0
Interest on deposits in other banks
917	1,127	1,310	1,294	1,107	798	0	0	0
Dividends on stock
29	34	38	39	37	34	0	0	0
Total Interest and Dividend Income
74,401	73,725	72,620	71,105	69,218	66,886	0	0	0
INTEREST EXPENSE
Interest on deposits
9,897	9,701	9,325	8,629	7,845	7,084	0	0	0
Interest on other borrowed funds
-	-	-1	2	-	7	0	0	0
Interest on junior subordinated debentures
229	385	533	610	590	558	0	0	0
Total Interest Expense
10,126	10,086	9,857	9,241	8,439	7,649	0	0	0
Net Interest Income
64,275	63,639	62,763	61,864	60,779	59,237	0	0	0
Provision for loan losses
1,787	1,810	1,960	2,108	2,105	1,990	0	0	0
Net Interest Income After Provision for Loan Losses
62,488	61,829	60,803	59,756	58,674	57,247	0	0	0
NONINTEREST INCOME
Service charges on deposit accounts
4,775	4,573	4,400	4,367	4,408	4,582	0	0	0
Debit card income, net
3,155	3,095	3,045	2,998	2,977	2,986	0	0	0
Mortgage loan income
3,377	3,002	2,617	2,226	2,275	2,107	0	0	0
Brokerage income
2,504	2,125	2,102	2,010	1,974	1,944	0	0	0
Loan and deposit income
1,475	1,521	1,548	1,490	1,437	1,359	0	0	0
Bank-owned life insurance income
553	544	724	726	728	732	0	0	0
Gain (Loss) on equity securities
130	115	104	-19	0	-	0	0	-
Gain (Loss) on sale of securities
401	18	5	-9	-9	32	0	0	0
SBIC income
0	-	-	-	0	-	-	-	-
Other income
158	158	307	555	288	365	0	0	0
Total Noninterest Income
17,405	15,970	15,549	15,104	14,670	14,531	0	0	0
OPERATING EXPENSES
Personnel expenses
28,508	27,800	27,490	27,108	26,592	26,094	0	0	0
Occupancy and equipment expenses
4,986	4,976	4,896	4,849	4,596	4,500	0	0	0
Technology expenses
2,335	2,293	2,218	2,130	2,108	2,070	0	0	0
Advertising
1,077	1,025	1,004	981	796	762	0	0	0
Other business development expenses
1,120	1,107	1,101	1,138	1,102	1,127	0	0	0
Data processing expense
1,873	1,882	1,551	1,509	1,453	1,386	0	0	0
Other taxes
1,663	1,579	1,544	1,444	1,338	1,327	0	0	0
Loan and deposit expenses
1,171	1,148	1,108	1,065	895	852	0	0	0
Legal and professional expenses
1,717	1,541	1,510	1,456	1,417	1,422	0	0	0
Regulatory assessment expenses
0	-	-	-	0	-	-	-	-
Other operating expenses
3,442	3,633	3,228	3,266	3,192	3,240	0	0	0
Total Operating Expenses
48,127	47,335	46,434	45,730	44,273	43,422	0	0	0
Income Before Income Tax Expense
31,766	30,464	29,918	29,130	29,071	28,356	0	0	0
Income tax expense
5,893	5,640	5,686	5,603	5,550	5,300	0	0	0
Net Income (Loss) Attributable to Parent
25,873	24,824	24,232	23,527	23,521	23,056	0	0	0
Earnings Per Share, Basic and Diluted [Abstract]
Basic (in dollars per share)
0.92	0.92	0.94	0.79	0.86	0.92	0.91	0.82	0.78
Diluted (in dollars per share)
0.92	0.93	0.93	0.78	0.85	0.91	0.91	0.82	0.77