Sb one bancorp (SBBX)
Balance Sheet / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS
Cash and due from banks

12,377

9,525

11,561

9,754

12,509

11,768

8,394

6,651

5,897

3,270

3,028

2,762

3,051

2,847

4,355

4,431

3,060

2,914

3,104

2,699

2,606

2,953

2,668

7,985

7,349

5,521

7,784

7,124

4,878

6,268

6,513

5,553

6,240

3,903

5,280

5,973

4,672

Interest-bearing deposits with other banks

27,928

34,161

36,380

16,303

10,494

14,910

6,316

12,245

9,183

8,376

7,741

4,888

4,637

11,791

8,055

7,874

5,979

3,206

5,067

4,074

4,360

2,906

12,703

3,126

463

7,725

3,256

1,181

2,202

5,400

3,917

6,978

37,844

33,597

43,117

19,319

10,077

Federal funds sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,000

3,000

Cash and cash equivalents

40,305

43,686

47,941

26,057

23,003

26,678

14,710

18,896

15,080

11,646

10,769

7,650

7,688

14,638

12,410

12,305

9,039

6,120

8,171

6,773

6,966

5,859

15,371

11,111

7,812

13,246

11,040

8,305

7,080

11,668

10,430

12,531

44,084

37,500

48,397

28,292

17,749

Interest bearing time deposits with other banks

200

200

200

200

200

200

200

200

200

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

100

600

600

Securities available for sale, at fair value

232,205

212,181

207,136

194,167

-

182,139

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Available-for-sale Securities

-

-

-

-

192,050

-

172,658

174,525

174,101

98,730

100,978

98,067

99,797

88,611

91,630

94,797

86,523

93,776

94,702

93,879

84,573

77,976

71,677

81,283

88,273

90,676

95,378

105,197

123,251

118,881

119,002

115,508

100,917

96,324

78,613

71,889

89,380

Securities held to maturity, at amortized cost (fair value of $6,399 and $4,083 at March 31, 2020 and December 31, 2019, respectively)

6,339

4,012

4,331

4,024

4,031

4,078

4,889

5,418

5,534

5,304

8,075

8,654

8,630

11,618

6,628

5,660

6,816

6,834

5,857

5,982

6,491

6,006

5,106

6,055

5,800

6,074

5,824

5,239

5,473

5,221

5,593

5,168

4,728

4,220

3,287

1,966

1,000

Other Bank Stock, at cost

12,487

12,498

9,382

8,867

9,347

11,764

8,804

10,066

-

4,925

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Federal Home Loan Bank Stock, at cost

-

-

-

-

-

-

-

-

8,358

-

5,081

5,386

4,269

5,106

5,633

6,268

3,839

5,165

4,015

3,624

3,539

3,908

2,747

2,960

3,425

2,705

2,480

2,885

2,115

1,980

1,943

1,943

1,837

1,874

1,837

1,837

2,235

Loans receivable, net of unearned income

1,685,138

1,628,846

1,563,610

1,530,668

1,513,645

1,474,775

1,171,738

1,136,546

1,088,429

820,700

795,124

772,279

718,800

695,257

663,258

640,187

580,051

543,423

501,203

479,069

473,303

471,973

442,731

428,339

412,724

392,402

392,300

376,183

349,684

347,736

340,395

346,884

335,434

339,705

337,794

339,564

338,234

Less: allowance for loan losses

10,867

10,267

9,750

9,627

9,190

8,775

8,594

8,264

7,828

7,335

7,502

7,165

6,797

6,696

6,331

5,988

5,812

5,590

5,641

5,752

5,763

5,641

5,709

5,854

5,437

5,421

5,655

5,647

5,306

4,976

6,721

6,260

7,617

7,210

7,401

7,536

6,397

Net loans receivable

1,674,271

1,618,579

1,553,860

1,521,041

-

1,466,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net loans receivable

-

-

-

-

1,504,455

-

1,163,144

1,128,282

1,080,601

813,365

787,622

765,114

712,003

688,561

656,927

634,199

574,239

537,833

495,562

473,317

467,540

466,332

437,022

422,485

407,287

386,981

386,645

370,536

344,378

342,760

333,674

340,624

327,817

332,495

330,393

332,028

331,837

Foreclosed real estate

3,097

3,793

3,600

3,576

3,241

4,149

2,657

3,414

3,546

2,275

2,275

1,846

2,464

2,367

3,005

3,002

3,328

3,354

3,335

3,943

2,852

4,449

2,854

2,854

3,140

2,926

3,077

3,392

6,622

5,066

5,158

5,566

5,001

5,509

4,545

4,545

2,397

Premises and equipment, net

19,055

19,080

19,663

19,745

19,459

19,215

18,520

18,734

18,672

8,389

7,683

8,304

8,505

8,728

8,945

9,092

9,126

8,879

8,773

8,886

8,750

8,650

8,616

7,698

7,603

6,892

6,556

6,684

6,336

6,476

6,630

6,784

6,910

6,778

6,422

6,516

6,749

Right-of-use assets, net

4,535

4,644

4,734

5,200

2,600

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accrued interest receivable

6,856

6,175

6,253

6,352

6,589

6,546

5,323

3,906

5,085

2,472

2,562

2,270

2,006

2,058

1,797

2,366

2,257

1,764

1,996

1,912

1,908

1,796

1,749

1,698

1,772

1,642

1,695

1,717

1,781

1,741

1,861

1,688

1,784

1,735

1,602

1,781

1,916

Goodwill and intangibles

28,948

29,039

29,141

29,242

29,344

29,446

25,987

26,048

26,108

2,820

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Goodwill

-

-

-

-

-

-

-

-

-

-

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

2,820

Bank-owned life insurance

36,936

37,209

36,475

36,240

36,008

35,778

30,580

30,390

30,202

22,054

21,910

21,766

16,638

16,532

12,749

12,675

12,600

12,524

12,446

12,368

12,289

12,211

12,132

12,054

11,972

11,889

11,803

11,718

11,628

11,536

11,442

11,346

11,245

11,142

11,037

10,382

10,173

Other assets

15,002

10,561

11,543

11,622

9,838

9,710

12,170

17,423

8,997

7,303

6,927

6,850

7,362

7,589

6,343

6,528

6,085

5,334

6,242

6,393

6,423

5,808

7,839

6,055

6,968

7,960

7,468

8,164

7,228

6,485

5,641

8,112

5,941

6,456

6,831

10,508

7,168

Total Assets

2,080,236

2,001,657

1,934,259

1,866,344

1,840,129

1,795,703

1,459,642

1,437,302

1,376,484

979,383

956,802

928,827

872,282

848,728

808,987

789,812

716,772

684,503

644,019

619,997

604,251

595,915

568,033

557,173

546,972

533,911

534,886

526,757

518,812

514,734

504,294

512,190

513,184

506,953

495,884

473,164

474,024

LIABILITIES AND STOCKHOLDERS' EQUITY
Liabilities:
Deposits:
Non-interest bearing

285,857

258,311

275,730

278,188

269,949

259,807

231,846

232,862

218,433

146,167

148,861

146,380

130,130

132,434

127,198

120,992

109,152

87,209

99,316

90,490

76,765

70,490

72,620

67,743

59,106

58,210

59,438

58,084

53,825

48,375

46,813

48,089

44,640

44,762

39,613

41,601

35,362

Interest bearing

1,312,694

1,266,730

1,251,126

1,198,300

1,191,375

1,094,132

882,800

828,737

824,898

616,324

593,067

564,107

566,446

528,487

497,723

473,832

466,148

430,647

403,193

397,228

396,747

387,780

381,921

376,603

366,731

372,087

377,536

371,198

380,018

384,061

370,528

381,993

387,434

380,614

375,437

351,313

350,605

Total deposits

1,598,551

1,525,041

1,526,856

1,476,488

1,461,324

1,353,939

1,114,646

1,061,599

1,043,331

762,491

741,928

710,487

696,576

660,921

624,921

594,824

575,300

517,856

502,509

487,718

473,512

458,270

454,541

444,346

425,837

430,297

436,974

429,282

433,843

432,436

417,341

430,082

432,074

425,376

415,050

392,914

385,967

Short-term borrowings

196,145

193,000

121,000

120,350

114,800

175,295

139,900

157,940

125,025

55,350

33,710

39,150

14,800

29,805

36,500

52,875

1,430

34,650

15,300

7,200

5,200

23,500

-

-

10,000

-

-

17,500

3,000

-

-

-

-

-

-

-

10,000

Long-term borrowings

34,127

40,114

42,849

32,321

36,708

44,611

20,000

30,000

30,000

35,000

55,000

55,000

66,000

66,000

71,000

66,000

66,000

61,000

56,000

56,000

56,000

46,000

46,000

46,000

46,000

41,000

36,000

26,000

26,000

26,000

26,000

26,000

26,000

26,000

26,000

26,000

26,000

Lease liability

4,676

4,727

4,870

5,200

2,600

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accrued interest payable and other liabilities

23,952

11,677

14,739

11,685

7,172

8,555

6,018

11,087

3,985

4,501

4,374

4,080

4,643

4,090

5,046

6,340

5,473

4,169

4,177

4,513

4,683

4,029

4,189

4,259

4,035

3,302

3,012

2,863

3,167

3,039

6,884

2,699

2,320

2,788

2,559

2,748

2,504

Subordinated debentures

27,871

27,869

-

-

-

27,859

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Subordinated debentures

-

-

-

-

-

-

-

-

-

-

-

-

-

27,840

-

-

-

12,887

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Subordinated debentures

-

-

27,866

27,864

27,862

-

27,856

27,853

27,851

27,848

27,846

27,843

27,841

-

12,887

12,887

12,887

-

12,887

12,887

12,887

12,887

12,887

12,887

12,887

12,887

12,887

12,887

12,887

12,887

12,887

12,887

12,887

12,887

12,887

12,887

12,887

Total Liabilities

1,885,322

1,802,428

1,738,180

1,673,928

1,650,434

1,610,259

1,308,420

1,288,479

1,230,192

885,190

862,858

836,560

809,860

788,656

750,354

732,926

661,090

630,562

590,873

568,318

552,282

544,686

517,617

507,492

498,759

487,486

488,873

488,532

478,897

474,362

463,112

471,668

473,281

467,051

456,496

434,549

437,358

Stockholders' Equity:
Preferred stock, no par value, 1,000,000 shares authorized; none issued

0

0

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Common stock, no par value, 15,000,000 shares authorized; 9,649,140 and 9,589,201 shares issued and 9,417,933 and 9,357,994 shares outstanding at March 31, 2020 and December 31, 2019, respectively

151,543

151,165

150,875

150,584

150,609

150,419

117,724

117,500

117,322

65,274

65,304

65,199

36,703

36,538

36,429

36,141

36,028

35,927

35,832

35,738

35,644

35,553

35,479

35,405

35,329

35,249

35,187

28,231

28,171

28,117

28,076

28,037

28,000

27,964

27,943

27,916

27,870

Treasury stock, at cost; 231,207 shares at March 31, 2020 and December 31, 2019, respectively

5,132

5,132

3,638

2,862

1,926

-

-

-

-

-

-

-

-

-

0

616

592

592

592

592

263

59

59

59

59

59

59

59

59

59

59

59

59

4

4

4

4

Deferred compensation obligation under Rabbi Trust

1,882

1,852

1,821

1,796

1,689

1,647

1,611

1,582

1,445

1,399

1,371

1,352

-

1,383

1,359

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Retained earnings

59,037

54,706

50,175

45,834

40,303

35,192

33,436

30,763

28,366

27,532

27,629

26,028

25,111

23,291

21,958

20,831

19,909

18,520

17,793

17,028

16,331

15,566

14,983

14,531

14,064

13,386

12,765

12,190

12,056

11,958

12,055

11,509

11,028

11,223

10,708

10,174

8,753

Accumulated other comprehensive (loss)

-10,534

-1,510

-1,333

-1,140

709

-167

62

560

604

1,387

1,011

1,040

608

243

246

530

337

86

113

-495

257

169

13

-196

-1,121

-2,151

-1,880

-2,137

-253

356

1,110

1,035

934

719

741

529

47

Stock held by Rabbi Trust

1,882

1,852

1,821

1,796

1,689

1,647

1,611

1,582

1,445

1,399

1,371

1,352

1,272

1,383

1,359

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Stock held by Rabbi Trust

-

-

-

-

-

-

-

-

-

-

-

-

-1,272

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total Stockholders' Equity

194,914

199,229

196,079

192,416

189,695

185,444

151,222

148,823

146,292

94,193

93,944

92,267

62,422

60,072

58,633

56,886

55,682

53,941

53,146

51,679

51,969

51,229

50,416

49,681

48,213

46,425

46,013

38,225

39,915

40,372

41,182

40,522

39,903

39,902

39,388

38,615

36,666

Total Liabilities and Stockholders' Equity

2,080,236

2,001,657

1,934,259

1,866,344

1,840,129

1,795,703

1,459,642

1,437,302

1,376,484

979,383

956,802

928,827

872,282

848,728

808,987

789,812

716,772

684,503

644,019

619,997

604,251

595,915

568,033

557,173

546,972

533,911

534,886

526,757

518,812

514,734

504,294

512,190

513,184

506,953

495,884

473,164

474,024