Si financial group, inc. (SIFI)
CashFlow / TTM
Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Operating leases right-of-use assets amortization

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash flows from operating activities:
Net income

10,693

9,565

6,501

6,040

5,529

5,242

13,290

12,602

11,488

11,310

6,273

5,691

4,968

4,348

4,291

4,517

4,426

4,411

4,044

1,102

128

-855

-1,134

-92

638

1,118

1,134

2,574

2,611

2,417

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses

2,936

3,143

2,182

1,344

1,226

661

918

1,627

2,039

2,190

2,570

2,707

2,485

2,509

2,056

1,389

1,444

1,539

1,881

1,974

1,614

1,319

1,279

2,170

2,547

2,896

3,198

2,074

1,832

1,558

0

0

0

Employee stock ownership plan expense

681

690

709

720

723

727

714

693

678

668

655

635

612

582

561

553

549

552

558

561

557

559

553

557

559

543

520

497

481

467

0

0

0

Equity incentive plan expense

184

205

191

226

292

381

540

680

799

882

865

969

900

860

870

717

740

746

740

754

754

757

679

517

352

189

114

109

109

100

0

0

0

Excess tax benefit from share-based compensation

-

-

-

-

-

-

-

-

-

28

24

18

18

15

5

6

6

4

9

9

9

9

5

4

4

4

4

4

4

3

0

0

0

Amortization of investment premiums and discounts, net

-930

-1,124

-1,349

-1,361

-1,144

-1,085

-989

-993

-917

-858

-759

-794

-894

-996

-1,186

-1,133

-1,085

-1,059

-1,062

-1,168

-1,234

-1,259

-1,157

-1,180

-1,150

-1,168

-1,210

-1,025

-872

-650

0

0

0

Amortization of loan premiums and discounts, net

655

637

913

963

1,063

1,085

1,441

1,453

1,467

1,601

1,405

1,619

1,830

1,821

1,825

1,716

1,472

1,419

1,453

1,416

1,449

1,473

1,449

1,535

1,563

1,423

1,426

1,486

1,460

1,458

0

0

0

Depreciation and amortization of premises and equipment

2,172

2,252

2,278

2,287

2,258

2,230

2,226

2,241

2,306

2,374

2,456

2,540

2,601

2,678

2,711

2,691

2,666

2,596

2,558

2,415

2,197

1,992

1,801

1,747

1,775

1,852

1,910

1,967

1,987

1,947

0

0

0

Amortization of core deposit intangible

601

602

601

601

602

601

601

602

601

602

602

601

602

601

601

601

599

613

628

533

384

220

58

5

8

11

13

17

19

21

0

0

0

Amortization of deferred debt issue costs

-

-

-

-

-

-

-

-

-

-

-

-

-

18

27

37

53

90

0

0

0

-

-

0

0

-

-

-

-

-

-

-

-

Net gain on sales of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

64

-172

-1,094

-1,123

-1,155

-876

-298

-41

273

376

842

768

486

0

0

0

Other-than-temporary impairment losses on securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

123

271

184

184

148

0

0

0

Net gain on fair value of derivatives

-

-

-

-

-

-

-

-

-

62

120

80

54

50

-31

54

38

60

83

23

175

205

0

0

0

-

-

-

-

-

-

-

-

Net (gain) loss on trading securities and derivatives

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

195

0

0

0

Net (gain) loss on fair value of derivatives

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

Deferred income tax benefit

-321

-321

3,388

3,427

3,429

3,513

-257

-291

-340

-444

-901

-936

-943

-766

1,208

1,318

1,340

1,183

-1,112

-1,106

-1,105

-1,073

-1,157

-1,110

-1,074

-1,100

0

0

0

-

-

-

-

Loans originated for sale

64,230

61,990

70,491

74,467

49,425

53,541

42,683

41,637

41,836

37,816

43,933

34,292

31,745

29,228

22,429

21,892

15,338

16,255

21,945

28,920

37,410

46,239

54,176

57,922

59,686

53,552

56,772

48,343

39,887

47,134

0

0

0

Proceeds from sale of loans held for sale

63,975

61,057

71,345

72,614

52,921

54,936

42,165

45,857

39,278

38,803

44,055

30,779

32,152

28,435

23,551

21,348

15,569

17,380

22,874

28,942

41,875

49,985

58,492

61,624

57,731

55,260

53,845

47,342

40,362

49,098

0

0

0

Net gain on sales of loans held for sale

391

421

667

856

1,208

1,192

854

850

817

916

1,196

848

588

472

307

245

267

274

301

289

407

835

1,383

1,824

1,950

1,646

1,263

953

705

611

0

0

0

Net gain on disposal of equipment

0

-

-

-

0

-

-

-

-

-92

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-41

0

0

0

Net loss on disposal of SI Trust Servicing operations

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-698

-698

-698

-486

0

0

0

0

Net gain on sale of loans held for investment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

201

201

201

201

0

0

0

0

-

-

-

-

Net loss on sales or write-downs of other real estate owned

-7

-82

42

41

-323

-269

-460

-456

-107

-66

-65

-147

-254

-267

-238

-187

-68

-104

-85

-36

-53

-43

-71

-92

-74

-60

-38

-73

-185

-236

0

0

0

Increase in cash surrender value of bank-owned life insurance

906

907

889

792

698

613

552

555

559

570

582

592

597

618

596

597

600

580

607

550

474

400

297

278

280

284

287

288

289

289

0

0

0

Gain on bank-owned life insurance proceeds

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

122

0

0

0

Change in operating assets and liabilities:
Accrued interest receivable

306

137

474

284

306

349

626

302

247

152

-121

191

405

430

332

136

-85

-168

-123

-193

-83

-42

-234

-34

-318

-324

-229

-232

133

443

0

0

0

Other assets

1,581

-1,855

1,588

2,168

1,072

2,506

90

170

-286

-130

230

-299

-700

-907

-796

-96

-3

-2,016

-3,119

-1,032

-1,554

609

486

-2,398

-1,420

-1,585

-40

254

-347

-1,580

0

0

0

Accrued expenses and other liabilities

3,757

3,215

1,240

-1,083

-2,881

-3,419

-345

4,842

-786

2,037

588

-385

3,300

1,402

11

185

-2,100

1,121

678

3,100

5,764

1,509

2,554

664

603

1,232

656

373

806

62

0

0

0

Net cash provided by operating activities

18,898

20,657

16,548

9,896

13,924

9,114

12,650

22,912

10,071

16,307

13,477

9,493

16,859

13,746

16,010

13,271

11,721

17,760

16,434

13,738

19,452

10,157

10,452

12,265

6,457

12,240

7,833

8,684

10,687

11,319

0

0

0

Cash flows from investing activities:
Purchases of available for sale securities

32,938

34,931

30,966

19,006

20,015

32,008

32,008

37,145

31,349

29,493

39,403

47,354

47,184

45,360

47,040

37,948

34,225

36,216

38,434

34,483

35,609

54,671

40,863

48,498

45,368

41,721

47,860

66,180

120,257

139,919

0

0

0

Proceeds from sales of available for sale securities

-

-

-

-

-

-

-

-

-

-

-

-

-

9,703

9,703

9,703

1,028

1,109

14,116

26,224

25,196

26,115

18,026

12,616

35,697

44,033

39,598

36,731

45,154

36,883

0

0

0

Proceeds from maturities of and principal repayments on available for sale securities

40,190

43,146

47,060

43,208

37,031

35,453

30,289

37,492

34,512

34,697

36,206

30,503

32,016

32,126

32,222

29,068

27,489

32,566

36,552

41,049

47,553

45,275

44,041

48,339

46,708

54,452

60,760

59,814

61,599

53,366

0

0

0

Purchases of Federal Home Loan Bank stock

-

-

-

-

-

69

70

70

70

1

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of Federal Reserve Bank stock

0

2

7

7

7

12

7

7

7

3

3

3

3,624

3,621

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Redemption of Federal Home Loan Bank stock

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

325

325

325

325

0

0

0

0

-

-

-

-

Loan principal originations, net of principal collections

-9,310

23,442

3,074

-6,931

-228

-16,632

-1,853

32,861

40,164

22,169

18,273

-23

14,516

12,114

-11,561

-35,067

-66,343

-59,185

-27,402

-18,160

-5,459

-13,585

-18,844

-17,833

-4,696

22,875

19,418

11,451

5,998

-23,016

0

0

0

Purchases of loans

66,170

55,951

49,044

35,577

27,283

36,123

26,322

45,120

44,591

37,702

50,212

57,810

106,245

113,192

117,897

101,308

70,737

59,900

41,478

30,334

19,844

22,950

29,095

40,019

53,317

49,768

46,590

33,999

29,580

46,999

0

0

0

Proceeds from sales of loans held for investment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,189

3,189

3,189

3,197

0

0

0

0

-

-

-

-

Proceeds from sales of other real estate owned

1,067

646

1,223

1,224

817

865

440

575

583

685

855

592

605

384

310

603

1,000

1,357

1,168

1,233

1,119

1,314

1,515

1,346

1,213

1,361

1,582

1,393

1,181

954

0

0

0

Purchases of premises and equipment

2,010

2,401

1,751

1,633

1,536

1,755

1,445

1,642

1,741

1,162

1,298

953

1,499

2,202

3,114

3,850

3,947

3,217

2,406

2,202

1,445

2,140

2,278

1,726

2,005

1,472

1,792

2,047

1,985

2,516

0

0

0

Proceeds from bank-owned life insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

603

0

0

0

Net cash provided by (used in) investing activities

-48,863

-72,114

-47,670

-14,305

-20,210

-26,462

-18,266

-63,974

-66,318

-38,639

-62,862

-75,209

-133,285

-136,817

-119,964

-71,299

-10,273

-2,340

-304

11,872

13,486

1,107

4,769

-6,595

-8,269

-15,405

-5,168

-7,187

-41,917

-66,646

0

0

0

Cash flows from financing activities:
Net increase in deposits

94,489

79,984

36,004

24,974

46,217

77,362

77,145

83,964

79,140

72,668

93,814

86,704

67,516

47,304

45,291

23,907

25,364

25,964

-3,717

9,462

2,668

-8,836

5,592

-5,638

-8,009

3,222

13,166

24,624

49,813

41,212

0

0

0

Net decrease in mortgagors' and investors' escrow accounts

30

283

-88

-220

-42

30

748

749

1,016

880

232

235

95

-92

152

599

422

386

325

515

-100

7

-33

287

-33

-84

-82

641

-41

-134

0

0

0

Proceeds from Federal Home Loan Bank advances

10,270

25,087

23,817

23,817

23,817

23,500

42,000

63,000

66,000

51,500

51,250

72,250

141,728

147,728

139,478

97,478

25,000

29,000

33,000

63,000

69,000

63,000

47,000

17,000

11,000

7,000

4,000

9,000

9,000

23,000

0

0

0

Repayments of Federal Home Loan Bank advances

32,350

43,345

37,852

47,428

64,548

71,165

83,773

83,812

69,813

68,336

67,123

56,534

67,498

61,428

69,194

63,863

50,969

57,085

47,712

72,306

69,905

59,509

46,000

17,000

15,000

9,000

11,000

25,100

18,100

37,100

0

0

0

Net proceeds from common stock offering

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,774

0

0

0

Excess tax benefit from share-based compensation

-

-

-

-

-

-

-

-

-

28

24

18

18

15

5

6

6

4

9

9

9

9

5

4

4

4

4

4

4

3

0

0

0

Purchase of shares by ESOP pursuant to reorganization

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,141

0

0

0

Stock options exercised

-

-

-

-

-

-

-

-

-

67

44

49

732

715

523

718

90

367

631

446

391

94

0

0

0

-

-

-

-

-

-

-

-

Cash dividends on common stock

2,830

2,838

2,729

2,619

2,495

2,372

2,250

2,129

2,009

1,889

1,887

1,886

1,894

1,914

1,812

1,709

1,600

1,475

1,474

1,393

1,308

1,227

1,146

1,145

1,158

1,171

1,183

1,194

1,193

1,191

0

0

0

Common shares repurchased

-

-

-

-

-

208

284

278

283

178

174

166

7,550

7,730

7,545

7,936

811

651

850

407

145

98

333

588

5,301

5,301

4,977

4,720

6

5

0

0

0

Net cash provided by financing activities

66,338

55,900

16,134

-4,493

3,380

27,648

33,991

61,825

74,101

54,740

76,180

100,670

133,147

124,598

106,898

49,200

-2,498

-3,490

-34,860

-15,746

-14,462

-21,632

2,862

-9,308

-20,725

-7,558

-62

3,260

39,482

25,418

0

0

0

Net change in cash and cash equivalents

36,373

4,443

-14,988

-8,902

-2,906

10,300

28,375

20,763

17,854

32,408

26,795

34,954

16,721

1,527

2,944

-8,828

-1,050

11,930

-18,730

9,864

18,476

-10,368

18,083

-3,638

-22,537

-10,723

2,603

4,757

8,252

-29,909

0

0

0

Supplemental cash flow information:
Interest paid

14,336

13,070

11,951

11,407

11,263

11,107

10,877

10,599

10,307

10,080

9,942

9,689

9,290

8,873

8,562

8,304

8,262

8,306

8,423

8,227

8,226

8,335

8,513

9,047

9,353

9,682

9,989

10,457

10,944

11,440

0

0

0

Income taxes paid, net

-

-

-

-

-

7,067

6,406

5,840

2,895

3,020

3,141

2,826

1,996

1,846

1,477

-447

1,749

-67

-305

1,300

-1,116

1,562

878

678

528

-321

393

853

803

790

0

0

0

Transfer of stock offering escrow for issuance of common shares

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

47,556

0

0

0

Transfer of loans to other real estate owned

-

-

-

-

-

-

-

-

-

1,129

976

433

583

468

528

598

355

303

1,094

2,102

2,110

2,393

2,318

1,571

1,951

1,787

1,288

1,398

920

881

0

0

0

Stock options exercised by net-share settlement

-

-

-

-

-

-

-

-

-

-

-

-

-

2,563

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-