Slm corp (SLM)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Sep'10Jun'10Mar'10Dec'09Sep'09Jun'09Dec'08
Assets
Cash and cash equivalents

7,292

5,563

3,851

3,998

2,156

2,559

1,839

2,043

1,435

1,534

1,247

1,318

1,077

1,918

1,454

1,042

938

2,416

1,281

1,278

875

2,359

1,570

1,524

3,742

2,182

4,329

3,327

3,685

1,599

3,083

3,020

3,043

2,794

3,523

4,144

3,871

4,343

5,875

6,267

6,840

6,070

5,186

6,139

4,070

Investments [Abstract]
Trading investments at fair value (cost of $12,551)

11

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Available-for-sale investments at fair value (cost of $607,867 and $485,756, respectively)

614

487

455

331

207

176

172

178

229

244

232

229

216

208

213

206

203

195

190

173

170

168

153

149

135

102

85

72

77

594

63

59

64

70

76

82

78

83

203

399

746

1,273

984

1,186

861

Other investments

82

84

85

-

-

55

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

652

-

911

866

929

-

1,137

1,044

935

1,052

1,351

1,056

813

873

913

1,013

654

740

850

885

180

Total investments

708

572

541

-

-

231

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

787

-

996

938

1,006

-

1,200

1,103

999

1,122

1,427

1,139

891

956

1,117

1,413

1,401

2,013

1,834

2,072

1,041

Loans held for investment (net of allowance for losses of $1,673,324 and $441,912, respectively)

21,695

24,667

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

FFELP Loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

102,635

-

106,350

108,491

119,195

-

127,747

132,833

135,934

138,130

140,659

142,634

145,558

148,649

-

-

-

111,357

-

-

-

Private Education Loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

38,157

-

37,752

37,116

37,465

-

37,101

36,454

36,732

36,290

36,157

-

-

35,656

-

-

-

-

-

-

-

Other loans (net of allowance for losses of $77,159 and $73,985, respectively)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

334

-

454

489

729

Loans and Leases Receivable, Net Amount

-

-

24,716

23,268

23,498

22,270

21,978

20,308

20,166

18,567

18,040

16,560

16,562

15,137

14,760

13,245

13,108

11,630

11,909

10,422

10,909

9,509

9,095

8,793

-

7,931

-

-

-

6,487

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Restricted cash

189

156

142

141

153

122

115

114

120

101

66

62

94

53

38

34

24

27

25

-

-

4

-

-

3,794

-

4,287

4,109

4,828

-

6,331

6,717

5,884

5,873

5,847

6,074

6,393

6,255

5,837

6,252

6,115

5,168

5,760

5,245

3,535

Other interest-earning assets

92

52

74

65

31

27

32

28

31

21

31

48

50

49

47

53

58

54

47

55

62

72

52

45

-

4

-

-

-

5

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accrued interest receivable

1,281

1,392

1,510

1,401

1,299

1,191

1,270

1,161

1,063

967

1,019

926

838

766

805

719

650

564

634

562

541

469

453

453

-

356

-

-

-

234

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Premises and equipment, net

143

134

135

129

130

105

105

101

97

89

88

88

87

87

86

86

81

81

80

80

79

78

78

77

-

74

-

-

-

63

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Acquired intangible assets, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

-

2

2

2

3

3

4

-

6

-

-

-

9

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income taxes receivable, net

286

88

108

93

0

41

22

153

169

0

214

233

261

259

276

160

187

186

200

228

227

240

253

270

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Tax indemnification receivable

27

27

38

38

43

39

54

-

-

168

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Goodwill and acquired intangible assets, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

421

-

436

440

444

-

462

467

471

478

484

479

472

478

488

1,157

1,167

1,177

1,224

1,233

1,249

Retained Interest in off-balance sheet securitized loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

1,828

1,838

1,820

2,200

Other assets

41

29

40

116

92

48

101

99

93

84

74

45

47

52

62

80

70

57

77

70

64

64

53

60

6,936

48

7,420

7,047

7,463

88

8,279

8,485

8,629

8,658

9,447

10,129

10,201

8,970

10,653

8,584

9,767

9,920

11,299

10,025

11,140

Total assets

31,760

32,686

31,160

29,585

27,613

26,638

25,691

24,189

23,406

21,779

21,016

19,513

19,236

18,533

17,745

15,629

15,324

15,214

14,450

12,874

12,933

12,972

11,714

11,379

156,472

10,706

161,570

161,468

174,086

9,083

184,203

189,079

191,692

193,345

197,544

200,356

203,354

205,307

206,106

207,318

207,513

169,985

186,443

181,183

168,768

Liabilities
Deposits

24,400

24,300

22,600

21,200

19,700

18,900

17,873

16,745

16,498

15,500

15,034

13,794

13,361

13,435

12,941

11,900

11,543

11,487

10,610

10,340

10,467

10,540

9,173

8,890

-

9,001

-

-

-

7,497

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Short-term borrowings

0

289

297

-

-

0

-

-

0

-

300

-

-

-

350

0

526

500

710

-

-

0

-

-

11,626

-

15,572

16,558

17,254

-

20,457

24,493

27,123

29,573

31,745

30,765

32,316

33,616

45,388

46,472

41,102

30,896

53,406

47,331

41,933

Long-term borrowings

4,708

4,354

4,601

4,862

4,476

4,284

4,532

4,217

3,744

3,275

2,738

2,872

2,837

2,167

1,577

1,038

558

579

593

-

-

0

-

-

136,177

-

136,944

135,879

147,887

-

154,786

155,476

155,588

154,393

156,810

160,765

161,886

163,543

153,003

152,250

157,983

130,546

124,647

125,880

118,224

Income taxes payable, net

-

-

-

-

7

0

0

79

145

102

96

140

234

184

199

79

142

166

117

185

194

191

283

323

-

162

-

-

-

95

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Upromise member accounts

187

192

192

200

203

213

226

230

233

243

245

247

249

256

259

260

263

275

283

283

285

293

296

301

-

307

-

-

-

319

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other liabilities

299

254

256

246

214

224

219

187

175

179

180

121

118

141

157

154

146

108

137

102

120

117

143

126

3,071

69

3,422

3,597

3,791

81

4,014

4,172

3,936

4,128

4,207

3,814

3,944

3,136

3,140

3,508

3,671

3,263

3,400

3,120

3,604

Total liabilities

29,640

29,374

27,977

26,487

24,566

23,665

22,850

21,460

20,796

19,305

18,594

17,175

16,801

16,185

15,486

13,433

13,180

13,117

12,453

10,912

11,067

11,142

9,896

9,641

150,874

9,540

155,938

156,034

168,932

7,994

179,257

184,141

186,647

188,094

192,762

195,345

198,147

200,295

201,532

202,231

202,757

164,706

181,454

176,332

163,762

FFELP Loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

106,350

108,491

119,195

-

127,747

132,833

135,934

138,130

140,659

142,634

145,558

148,649

-

-

-

111,357

-

-

-

FFELP Stafford and Other Student Loans (net of allowance for losses of $120,386 and $104,219, respectively)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

46,026

47,280

47,928

-

43,257

44,044

44,025

FFELP Stafford Loans Held-for-Sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

20,655

20,177

16,418

9,695

23,846

18,159

8,450

FFELP Consolidation Loans (net of allowance for losses of $68,880 and $56,949, respectively)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

79,911

81,034

82,177

-

69,246

70,102

71,743

Private Education Loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

37,100

-

-

-

-

35,753

35,966

-

35,541

35,150

35,361

22,753

22,494

21,850

20,582

Restricted cash and investments

189

156

142

141

153

122

115

114

120

101

66

62

-

53

-

-

-

-

-

-

-

-

-

-

-

-

4,287

4,109

4,828

-

6,331

6,717

5,884

5,873

5,847

6,074

6,393

6,255

5,837

6,252

6,115

5,168

5,760

5,245

3,535

Other assets

41

29

40

116

92

48

101

99

93

84

74

45

-

52

-

-

-

-

-

-

-

-

-

-

-

-

7,420

7,047

7,463

-

8,279

8,485

8,629

8,658

9,447

10,129

10,201

8,970

10,653

8,584

9,767

9,920

11,299

10,025

11,140

Commitments and contingencies

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

-

-

0

-

-

-

-

-

-

-

Equity
Preferred stock, par value $0.20 per share, 20 million shares authorized:
Series B: 4 million and 4 million shares issued, respectively, at stated value of $100 per share

400

400

400

400

400

400

400

400

-

400

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Common stock, par value $0.20 per share, 1.125 billion shares authorized: 456.4 million and 453.6 million shares issued, respectively

91

90

90

90

90

89

89

89

89

88

88

88

88

87

86

86

86

86

86

86

85

84

84

84

110

0

109

109

108

-

107

107

106

106

106

105

105

119

110

110

110

110

108

106

106

Additional paid-in capital

1,226

1,307

1,301

1,296

1,290

1,274

1,268

1,260

1,252

1,222

1,213

1,205

1,191

1,175

1,157

1,149

1,142

1,135

1,128

1,120

1,106

1,090

1,078

1,071

4,461

0

4,373

4,355

4,291

1,068

4,219

4,196

4,182

4,136

4,127

4,114

4,092

5,940

5,127

5,122

5,106

5,090

4,862

4,709

4,684

Accumulated other comprehensive income (loss) (net of tax expense (benefit) of ($13,979) and ($3,995), respectively)

-43

-12

-20

-13

2

10

27

23

15

2

-4

-7

-6

-8

-27

-33

-29

-16

-23

-11

-20

-11

-1

-0

7

-3

8

9

-4

14

-8

-10

-9

-14

-20

-29

-35

-45

-44

-43

-42

-40

-44

-48

-76

Retained earnings

1,243

1,850

1,725

1,600

1,480

1,340

1,196

1,096

990

868

824

750

684

595

530

478

426

366

281

240

154

113

98

20

2,733

0

2,385

2,195

1,723

-

1,165

1,040

814

770

315

417

479

309

-122

391

72

604

346

229

426

Total SLM Corporation stockholders’ equity before treasury stock

2,918

3,636

3,497

3,374

3,264

3,115

2,982

2,869

2,748

2,581

2,521

2,436

2,522

2,414

2,311

2,246

2,191

2,137

2,037

2,001

1,891

1,842

1,824

1,741

7,876

1,161

7,440

7,233

6,683

-

6,048

5,898

5,658

5,563

5,093

5,173

5,207

6,888

6,446

6,956

6,621

7,140

6,850

6,711

6,855

Less: Common stock held in treasury at cost: 81.3 million and 32.5 million shares, respectively

798

324

314

277

216

142

142

140

138

107

99

98

86

67

52

49

47

41

40

39

25

12

6

3

2,283

0

1,813

1,804

1,535

-

1,108

967

620

320

319

170

0

1,876

1,872

1,869

1,866

-1,861

1,860

-1,860

1,856

Total SLM Corporation stockholders' equity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5,593

1,161

5,627

5,429

5,148

1,083

4,940

4,931

5,038

5,243

4,774

5,002

5,207

5,012

4,574

5,086

4,755

5,278

4,989

4,851

4,999

Noncontrolling interest

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

5

4

5

5

6

6

6

7

7

8

8

8

-

0

0

0

0

0

0

0

7

Total equity

2,120

3,311

3,183

3,097

3,047

2,972

2,840

2,728

2,609

2,474

2,421

2,337

2,435

2,347

2,259

2,196

2,143

2,096

1,997

1,962

1,865

1,829

1,818

1,738

5,598

1,166

5,632

5,434

5,154

1,089

4,946

4,938

5,045

5,251

4,782

5,011

-

5,012

4,574

5,086

4,755

5,278

4,989

4,851

5,006

Total liabilities and equity

31,760

32,686

31,160

29,585

27,613

26,638

25,691

24,189

23,406

21,779

21,016

19,513

19,236

18,533

17,745

15,629

15,324

15,214

14,450

12,874

12,933

12,972

11,714

11,379

156,472

10,706

161,570

161,468

174,086

9,083

184,203

189,079

191,692

193,345

197,544

200,356

203,354

205,307

206,106

207,318

207,513

169,985

186,443

181,183

168,768