Southern missouri bancorp, inc. (SMBC)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Sep'10
Cash Flows From Operating Activities:
Net Income

28,903

30,195

29,932

28,904

20,935

25,150

22,867

20,929

3,728

17,700

16,705

15,552

0

0

14,922

-

14,731

14,779

14,004

13,668

12,859

11,732

10,817

10,081

9,854

10,077

10,039

10,067

9,934

9,644

9,838

10,098

10,314

10,116

13,017

11,470

0

0

0

Items not requiring (providing) cash:
Depreciation

3,402

3,658

3,545

3,402

3,119

3,174

3,118

3,119

743

3,034

3,006

2,982

2,988

2,881

2,731

2,513

2,269

2,153

2,045

1,988

1,884

1,760

1,642

1,511

1,436

1,338

1,236

1,151

1,082

1,049

986

937

880

799

765

733

0

0

0

Loss on sale of foreclosed assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Stock option and stock grant expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

Gain (Loss) on Disposal of Fixed Assets

-28

294

-19

-29

205

202

202

206

-322

-311

-339

-332

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss on disposal of fixed assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

101

0

0

0

-

-

-

-

-

-

-

-

Gain on disposal of fixed assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Stock Option and Stock Grant Expense

-373

-391

-382

-374

-229

40

-273

-230

-753

-886

-510

-510

0

0

369

-

390

382

377

344

316

316

227

228

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

Loss on sale/write-down of REO

267

88

255

267

-44

158

5

-45

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of intangible assets

1,672

1,784

1,717

1,672

1,457

1,531

1,505

1,457

228

1,151

1,031

911

912

912

943

1,025

1,120

1,207

1,271

1,253

1,137

1,009

862

674

571

488

416

417

417

417

417

417

417

417

385

354

0

0

0

Amortizataion of Purchase Accounting Adjustments

-

0

2,219

-

-

-755

3,257

1,694

1,915

2,513

1,018

1,116

0

0

-1,622

-

-2,008

-2,530

-2,977

-2,527

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in cash surrender value of bank owned life insurance (BOLI)

1,329

1,662

1,337

1,329

945

-359

1,426

947

2,059

2,021

1,113

1,135

-1,098

-737

-994

-928

-897

-893

-571

-569

-582

-568

-554

-540

-513

-514

-513

-510

-509

-454

-397

-343

-284

-281

-279

-277

0

0

0

Gain (Loss on Sale of Foreclosed Assets

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

0

-

0

0

0

-

-

-

-

Provision for loan losses

2,034

2,321

2,246

2,032

3,046

2,531

2,861

3,047

385

2,270

2,283

2,340

2,774

2,961

2,801

2,494

2,336

2,610

2,976

3,185

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

0

Provision for loan losses and off-balance sheet credit exposures

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

0

0

-

-

-

-

Net amortization of premiums and discounts on securities

-845

-704

-880

-846

-992

-32

-1,496

-994

-1,815

-2,070

-1,018

-1,034

1,008

953

883

827

810

800

891

897

849

1,254

1,127

1,047

0

0

0

-

-

-

-

-

0

0

0

-

0

0

0

Net amortization (accretion) of premiums and discounts on securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

Originations of loans held for sale

30,772

33,583

33,480

30,768

29,748

32,833

44,045

29,749

57,958

62,663

35,354

33,059

0

0

-26,356

-

-21,115

-24,020

-20,348

-16,557

-15,838

-13,041

-13,946

-15,475

-13,525

-10,031

-9,264

-7,669

0

0

0

-

-

-

-

-

-

-

-

Proceeds from sales of loans held for sale

30,636

33,395

32,683

30,633

29,410

33,145

30,547

29,410

8,088

26,662

32,536

33,656

32,974

29,679

24,622

22,116

20,531

23,899

20,470

17,264

16,740

13,918

14,818

15,723

12,735

9,727

9,206

7,405

0

0

0

-

-

-

-

-

-

-

-

Gain on Sales of Loans Held for Sale

-

-

-865

-

-

-

-1,186

-804

-1,461

-1,775

-909

-840

0

0

-236

-

-582

-561

-611

-656

-620

-659

-596

-503

-454

-386

-334

-303

0

0

0

-

-

-

-

-

-

-

-

Changes in
Accrued interest receivable

458

427

298

459

797

-2,564

3,953

797

67

3,883

-126

314

-531

-1,145

-945

-344

-90

283

26

-133

-223

-189

-17

250

-28

-81

76

-275

-136

-83

-130

105

373

241

127

100

0

0

0

Prepaid expenses and other assets

-59

-3,377

4,016

-56

-7,840

-374

-11,997

-7,852

-4,060

-8,613

-495

-2,717

0

0

643

-

442

1,298

1,152

1,453

1,491

1,314

799

459

1,400

3,717

4,024

1,383

1,046

-1,831

-1,566

1,098

738

-2,140

642

662

0

0

0

Accounts payable and other liabilities

5,972

7,338

7,152

5,973

-305

2,836

1,717

-309

1,416

-1,935

89

622

0

0

-2,928

-

-114

1,053

1,130

659

-176

-408

-950

-601

-982

-988

1,069

762

299

-32

-3,617

-4,835

-2,885

-693

2,062

4,248

0

0

0

Deferred income taxes

-74

126

-75

-75

1,772

1,728

1,762

1,774

-1,203

-1,341

-1,186

-964

247

1,350

1,241

475

683

-546

-1,067

-530

-950

-1,273

-404

-608

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Accrued interest payable

793

257

411

795

265

467

373

265

64

257

186

138

75

63

53

-57

-23

-50

21

130

102

-256

-437

-459

-492

-111

-10

-97

0

0

0

-

-

-256

-143

-107

0

0

0

Net cash provided by operating activities

38,599

39,327

36,838

38,601

30,652

36,070

33,088

30,644

8,471

27,418

29,058

25,618

21,911

19,769

15,660

17,668

18,472

20,013

18,829

19,918

18,134

16,468

15,270

13,342

12,170

15,587

18,460

15,254

14,271

7,203

5,032

7,351

7,984

10,983

13,380

14,157

0

0

0

Cash flows from investing activities:
Net increase in loans

139,048

156,483

105,399

139,056

99,335

-51,707

108,825

99,510

19,736

93,147

97,373

112,372

51,360

19,336

1,288

-82,544

-45,787

-66,038

-51,275

-64,354

-94,378

-65,990

-101,962

-104,088

37,896

46,248

62,832

68,738

-76,428

-79,477

-46,022

-28,632

3,099

11,458

-16,917

-26,488

0

0

0

Net change in interest-bearing deposits

982

739

986

983

249

242

245

249

948

1,197

948

723

24

273

771

1,221

1,726

5,433

5,409

9,661

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in interest-bearing deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

Proceeds from maturities of available for sale securities

29,980

38,061

35,264

29,971

24,988

30,688

34,953

24,981

40,796

43,858

26,827

22,544

-11,679

2,236

10,830

23,878

22,432

19,202

19,764

19,923

21,153

16,657

14,489

13,041

11,945

19,643

24,762

33,199

37,780

45,513

44,881

39,251

34,797

24,483

23,005

26,595

0

0

0

Net (purchases) redemptions of Federal Home Loan Bank stock

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

Net purchases of Federal Home Loan Bank stock

-

0

-3,269

-

-

3,609

5,180

1,756

0

0

0

-

-

-

-

-

-

-

0

-

-

-

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net purchases of Federal Reserve Bank of St. Louis stock

785

-2,154

3,285

785

1,207

373

373

1,209

0

843

843

14

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of available-for-sale securities

31,232

9,094

43,064

31,207

44,049

13,056

40,980

44,051

4,676

32,028

35,168

31,490

14,076

-731

-23,000

-29,295

0

0

0

-

-

-

-

-16,780

59,835

47,810

40,082

40,087

-44,721

-48,953

-52,446

-51,186

-44,260

-28,507

-22,977

-23,303

0

0

0

Purchases of premises and equipment

7,692

10,430

8,761

7,696

2,142

-4,957

1,377

2,138

1,110

3,809

3,987

3,034

856

-1,928

-5,790

-9,818

-11,488

-11,709

-10,432

-7,476

-4,895

-6,502

-4,861

-5,681

7,938

10,199

8,143

7,557

-6,184

-5,995

-5,669

-4,227

-4,233

-3,313

-1,658

-1,139

0

0

0

Net cash received in (paid for) acquisitions

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investments in state & federal tax credits

-2,187

-2,560

-1,971

-2,192

-5,080

-569

-1,533

-5,086

-3,563

-8,306

-7,342

-1,897

1,471

1,471

1,471

-352

0

0

0

-

-

-

-

-3,588

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of fixed assets

32

187

45

32

1,968

1,116

2,617

1,970

27

880

-632

15

0

0

0

-

-

-

-

14

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of fixed assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

Proceeds from sale of foreclosed assets

2,316

1,563

2,171

2,317

1,374

2,375

2,226

1,374

1,578

2,071

863

835

-804

58

938

1,663

1,948

1,426

787

790

368

526

367

944

1,752

2,034

2,624

2,178

1,665

1,359

996

783

1,234

1,106

883

724

0

0

0

Proceeds from sale of foreclosed assets

2,316

1,563

2,171

2,317

1,374

2,375

2,226

1,374

1,578

2,071

863

835

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Net cash used in investing activities

-113,056

-100,554

-87,593

-112,992

-108,499

-145,189

-108,846

-108,479

-22,254

-106,977

-120,471

-123,116

-155,740

-154,399

-148,158

-100,318

-49,275

-56,000

-26,655

-26,297

-53,012

-12,661

-64,551

-85,511

-86,976

-110,077

-96,354

-83,311

-90,678

-96,723

-68,513

-52,608

-17,180

3,544

19,528

13,681

0

0

0

Cash flows from financing activities:
Net increase in certificates of deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (decrease) increase in certificates of deposits

102,419

-23,200

42,285

102,551

-26,253

102,668

29,838

-26,392

-4,065

-3,147

6,897

52,939

0

0

0

-

-

-

0

-

-

-

-

-

0

0

0

-

-

-

-40,977

-33,333

-18,321

-24,582

-42,345

-32,714

0

0

0

Net (decrease) increase in securities sold under agreements to repurchase

1,103

-4,425

-3,631

1,109

-6,937

728

-2,996

-6,945

-7,694

-18,845

-18,823

-16,873

-13,675

-524

1,021

-247

3,615

1,681

316

1,771

1,062

-416

1,624

-3,327

-1,601

-10,243

-1,551

2,146

882

995

-2,434

412

533

-1,864

-3,761

-5,138

0

0

0

Proceeds from Federal Home Loan Bank advances

591,554

577,850

546,500

591,500

1,518,023

660,030

1,224,430

1,518,930

405,482

2,200,910

1,693,465

1,350,565

1,074,905

484,205

451,750

396,100

358,250

437,600

332,200

335,560

531,695

311,950

328,880

311,335

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

Repayments of Federal Home Loan Bank advances

641,949

664,963

580,292

642,030

1,490,282

54,023

2,087,980

1,491,130

2,422,990

2,925,420

1,095,965

1,416,815

-1,071,605

-435,305

-404,350

-350,350

-374,350

-441,300

-358,500

-371,960

0

0

0

-

-

0

0

-

-

-

0

-

-

-

-

-

-

-

-

Net increase in demand deposits and savings accounts

40,749

141,925

68,542

40,664

82,501

-54,422

21,469

82,567

20,471

133,610

130,792

115,340

95,718

63,445

69,074

68,952

81,286

69,856

57,148

50,677

29,413

36,385

24,409

20,943

16,322

16,630

12,143

6,638

18,834

17,295

34,034

57,996

41,151

72,616

54,440

39,133

0

0

0

Proceeds from issuance of preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

Exercise of stock options

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

99

166

103

291

332

702

702

560

524

87

154

117

101

108

41

31

22

0

0

0

-

-

-

-

Purchase of Treasury Stock

-1,171

-3,980

-3,980

-1,166

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Dividends paid on preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-135

-185

-235

-200

-200

-200

-200

-200

-200

-200

-200

-345

-412

-411

-483

-397

-368

-438

-435

-195

-477

0

0

0

Dividends paid on common stock

-4,762

-5,187

-4,976

-4,763

-3,820

-4,276

-4,051

-3,827

-747

-3,380

-3,182

-2,981

-2,906

-2,830

-2,751

-2,675

-2,636

-2,597

-2,558

-2,517

-2,420

-2,320

-2,219

-2,119

-2,079

-2,043

-2,008

-1,975

-1,870

-1,766

-1,525

-1,283

0

0

0

-

-

-

-

Net cash provided by financing activities

83,547

63,886

60,048

83,465

73,391

112,267

72,786

73,375

23,559

84,428

95,035

105,730

137,294

140,424

135,447

88,429

27,550

27,196

5,346

8,222

37,653

9,673

59,803

74,312

52,006

98,076

79,376

47,425

30,306

-12,767

17,645

44,782

43,148

75,161

-9,803

-27,325

0

0

0

Increase in cash and cash equivalents

9,089

2,659

9,293

9,074

-4,454

3,148

-2,972

-4,460

9,775

4,869

3,622

8,232

3,465

5,794

2,949

5,779

-3,253

-8,791

-2,480

1,843

2,775

13,480

10,522

2,143

-22,799

3,585

1,483

-20,632

-46,100

-102,287

-45,835

-474

33,952

89,689

23,105

512

0

0

0

Supplemental disclosures of cash flow information:
Noncash investing and financing activities:
Debt Conversion, Original Debt, Amount

-

-

-

-

-

-

-

-

-

-

-

-

0

0

697

-

710

932

1,336

1,317

986

999

484

418

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Conversion of Loans to Foreclosed Real Estate

2,133

876

1,004

2,134

1,904

2,256

2,699

1,905

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

Conversion of foreclosed real estate to loans

-

-

-

-

-

-

-

-

-

-

-

128

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

68

154

199

189

651

0

0

0

-

-

-

-

Conversion of Loans to Repossessed Assets

66

105

114

66

53

40

40

54

68

120

150

130

88

97

76

194

198

221

241

128

135

94

67

79

55

98

181

265

261

209

144

148

0

0

0

-

-

-

-

Right of use assets obtained in exchange for lease obligations: Operating Leases

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Common Stock Issued Expense

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash paid during the period for
Interest (net of interest credited)

4,324

4,009

4,284

4,325

3,022

3,811

3,370

3,021

596

2,951

2,950

3,132

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest (net of interest credited)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,908

2,836

2,757

2,634

2,956

3,233

3,112

2,998

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Interest (net of interest credited)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

Interest (net of interest credited)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

Income taxes

2,856

2,772

5,402

2,856

1,589

1,304

1,419

1,589

301

1,630

1,730

3,132

4,107

4,777

4,962

4,695

4,417

4,032

5,127

4,429

4,147

4,632

3,467

3,513

3,992

2,972

2,157

2,736

0

0

0

-

-

-

-

-

-

-

-

Income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

0

0