1st Source Corp SRCE Balance Sheet

1st source corp (SRCE)

Balance Sheet / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
ASSETS
Cash and due from banks
72	67	94	71	64	94	68	71	29	73	64	63	58	58	65	58	52	65	61	66	58	64	54	110	92	77	90	64	43	83	54	88	56	61	57	59	62
Federal funds sold and interest bearing deposits with other banks
49	16	33	24	3	4	45	73	21	4	34	12	33	49	30	14	32	14	3	11	11	1	27	6	1	2	1	3	21	0	17	1	0	52	25	0	34
Investment securities available-for-sale
1,057	1,040	1,032	1,021	1,002	990	972	968	942	904	893	850	836	850	828	814	801	791	784	786	796	791	813	815	839	832	834	828	860	880	868	852	901	883	850	902	969
Other investments
28	28	28	28	28	28	28	28	27	25	25	24	22	22	22	21	21	21	21	20	20	20	23	23	22	22	22	22	22	22	22	19	18	18	18	18	21
Trading account securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Mortgages held for sale
13	20	28	19	9	11	11	8	8	13	11	16	8	15	19	15	11	9	9	14	22	13	13	19	10	6	7	10	10	10	22	17	18	12	13	7	32
Loans and leases - net of unearned discount
Commercial and agricultural loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	545	-	557	551	530
Auto, light truck and environmental equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	455	-	442	473	396
Medium and heavy duty truck
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	175	-	152	155	162
Aircraft financing
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	621	-	613	607	614
Construction equipment financing
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	271	-	260	274	285
Commercial real estate
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	539	-	556	568	594
Residential real estate
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	439	-	404	390	390
Consumer loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	98	-	96	95	95
Loans and leases
5,129	5,085	5,099	5,109	4,926	4,835	4,825	4,839	4,691	4,527	4,436	4,381	4,234	4,188	4,179	4,152	4,031	3,994	3,955	3,852	3,701	3,688	3,654	3,723	3,577	3,549	3,468	3,493	3,373	3,327	3,268	3,270	3,146	3,090	3,083	3,118	3,070
Reserve for loan and lease losses
120	111	108	104	101	100	98	103	98	94	93	91	90	88	88	91	89	88	87	86	85	85	87	88	85	83	84	85	84	83	83	83	82	81	84	85	86
Net loans and leases
5,008	4,974	4,990	5,004	4,824	4,734	4,727	4,736	4,592	4,432	4,343	4,289	4,144	4,099	4,090	4,061	3,942	3,906	3,867	3,766	3,616	3,603	3,567	3,634	3,492	3,465	3,383	3,407	3,289	3,244	3,184	3,187	3,064	3,008	2,999	3,033	2,983
Equipment owned under operating leases, net
101	111	119	126	131	134	137	143	144	139	145	144	127	118	117	119	110	110	95	93	82	74	66	63	58	60	61	52	53	52	58	58	58	69	75	77	78
Net premises and equipment
52	52	51	51	51	52	53	53	54	54	53	54	55	56	54	54	54	53	51	50	49	50	47	45	45	46	45	46	45	45	43	40	39	39	40	36	33
Goodwill and intangible assets
83	83	83	83	83	83	84	84	84	83	83	83	83	84	84	84	84	84	84	84	85	85	85	85	86	86	86	86	87	87	87	88	88	87	88	88	88
Accrued income and other assets
267	227	228	217	179	159	165	153	146	155	149	147	130	130	133	135	132	129	126	118	119	124	123	120	123	121	117	115	124	123	128	131	136	139	136	130	140
Total assets
6,735	6,622	6,691	6,650	6,379	6,293	6,293	6,320	6,051	5,887	5,806	5,687	5,501	5,486	5,447	5,379	5,245	5,187	5,105	5,014	4,862	4,829	4,820	4,925	4,773	4,722	4,649	4,638	4,558	4,550	4,488	4,486	4,384	4,374	4,305	4,354	4,445
LIABILITIES
Deposits:
Noninterest-bearing demand
1,219	1,216	1,246	1,238	1,146	1,217	1,151	1,106	1,030	1,064	1,019	979	966	991	992	944	926	902	914	857	835	796	818	768	750	735	725	698	647	646	634	608	587	580	560	516	524
Interest-bearing deposits:
Interest-bearing demand
1,591	1,677	1,605	1,665	1,560	1,614	1,606	1,651	1,514	1,554	1,493	1,519	1,418	1,471	1,417	1,391	-	1,350	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Savings
840	814	820	810	851	822	822	843	855	863	825	832	839	814	799	779	-	745	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Time
1,624	1,648	1,719	1,689	1,565	1,467	1,481	1,506	1,380	1,269	1,236	1,150	1,112	1,056	1,166	1,208	-	1,140	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total interest-bearing deposits
4,056	4,140	4,145	4,165	3,977	3,905	3,910	4,001	3,750	3,688	3,554	3,502	3,370	3,342	3,384	3,380	3,298	3,236	3,105	3,105	3,035	3,006	3,017	3,047	2,957	2,918	2,954	3,002	3,033	2,977	2,933	2,977	2,918	2,940	2,886	3,007	3,098
Total deposits
5,275	5,357	5,391	5,403	5,124	5,122	5,061	5,108	4,781	4,752	4,573	4,482	4,336	4,333	4,377	4,325	4,225	4,139	4,019	3,962	3,870	3,802	3,835	3,815	3,708	3,653	3,679	3,700	3,680	3,624	3,568	3,586	3,505	3,520	3,447	3,523	3,622
Short-term borrowings:
Federal funds purchased and securities sold under agreements to repurchase
135	120	139	119	149	113	124	106	143	205	148	148	176	162	167	161	169	130	139	122	123	138	106	191	168	181	147	162	102	158	119	117	125	106	124	108	136
Other short-term borrowings
146	25	57	66	106	85	166	170	212	8	168	158	103	129	48	44	12	102	144	139	77	106	109	158	129	133	73	39	12	10	16	16	18	18	16	21	19
Total short-term borrowings
282	145	197	186	255	199	290	277	355	214	316	306	279	291	216	205	181	233	283	262	200	245	216	350	297	314	221	201	114	169	136	133	143	125	140	130	155
Long-term debt and mandatorily redeemable securities
81	71	71	71	71	71	70	71	71	70	70	70	85	74	64	64	68	57	57	57	57	56	56	59	59	58	58	58	68	71	66	65	39	37	37	36	24
Subordinated notes
58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	58	89	89	89	89	89	89	89
Accrued expenses and other liabilities
158	140	138	125	88	78	60	64	58	72	76	70	54	54	61	63	60	55	47	41	50	51	50	47	52	52	53	51	67	68	72	69	73	77	73	69	65
Total liabilities
5,857	5,774	5,858	5,845	5,597	5,530	5,542	5,579	5,325	5,168	5,096	4,988	4,815	4,813	4,777	4,718	4,595	4,543	4,466	4,382	4,237	4,215	4,217	4,331	4,176	4,137	4,071	4,071	3,989	3,992	3,934	3,944	3,852	3,850	3,789	3,849	3,958
SHAREHOLDERS' EQUITY
Preferred stock; no par value Authorized 10,000,000 shares; none issued or outstanding
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common stock; no par value Authorized 40,000,000 shares; issued 28,205,674 at March 31, 2020 and December 31, 2019
436	436	436	436	436	436	436	436	436	436	436	436	436	436	436	436	436	436	436	436	346	346	346	346	346	346	346	346	346	346	346	346	346	346	346	346	350
Retained earnings
472	463	448	431	414	398	383	370	354	339	327	314	303	290	280	270	260	251	242	232	311	302	291	280	270	261	252	241	231	223	215	206	198	190	183	175	157
Cost of common stock in treasury (2,670,290 shares at March 31, 2020 and 2,696,200 shares at December 31, 2019)
76	76	76	75	69	62	54	54	54	54	54	54	54	56	56	56	56	50	49	45	44	43	43	43	29	29	29	28	28	31	30	30	30	31	31	31	32
Accumulated other comprehensive income
17	5	4	2	-3	-10	-15	-12	-10	-3	1	2	1	1	9	10	9	6	9	8	11	9	8	10	8	6	9	7	18	19	21	19	17	18	18	15	10
Total shareholders’ equity
877	848	833	804	781	763	750	740	725	718	710	699	685	672	670	661	649	644	639	631	624	614	603	594	596	585	578	567	568	558	553	542	531	523	516	505	486
Noncontrolling interests
26	20	19	10	2	1	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total liabilities and equity
6,735	6,622	6,691	6,650	6,379	6,293	6,293	6,320	6,051	5,887	5,806	5,687	5,501	5,486	5,447	5,379	5,245	5,187	5,105	5,014	4,862	4,829	4,820	4,925	4,773	4,722	4,649	4,638	4,558	4,550	4,488	4,486	4,384	4,374	4,305	4,354	4,445
Preferred stock; no par value (in dollars per share)
0.00	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Preferred stock, Authorized shares
10	10	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Preferred stock, issued shares
0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Preferred stock, outstanding shares
0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Common stock; no par value (in dollars per share)
0.00	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Common stock, Authorized shares
40	40	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Common stock, issued shares
28	28	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cost of common stock in treasury, shares
2	2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Commercial and agricultural
Loans and leases
1,166	1,132	1,175	1,173	1,146	1,073	1,062	1,047	1,011	929	893	876	843	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Reserve for loan and lease losses
23	23	22	19	18	17	17	18	17	16	15	16	15	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Auto and light truck
Loans and leases
577	588	612	635	554	559	562	580	511	496	505	512	430	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Reserve for loan and lease losses
15	14	15	16	14	14	11	12	10	10	10	11	9	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Medium and heavy duty truck
Loans and leases
278	294	289	300	285	283	271	276	280	296	287	290	290	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Reserve for loan and lease losses
4	4	4	4	4	4	4	4	4	4	4	4	4	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Aircraft
Loans and leases
773	784	805	811	830	803	836	863	868	844	816	787	783	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Reserve for loan and lease losses
30	31	32	31	33	33	33	36	34	34	33	31	32	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Construction equipment
Loans and leases
718	705	685	686	641	645	654	642	619	563	541	539	512	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Reserve for loan and lease losses
22	14	12	12	10	10	11	11	10	9	9	9	8	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Commercial real estate
Loans and leases
930	908	858	835	818	809	781	769	748	741	740	720	723	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Reserve for loan and lease losses
19	18	16	15	15	15	15	15	14	14	14	13	13	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Residential real estate and home equity
Loans and leases
545	532	531	529	514	523	523	524	518	526	524	526	522	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Reserve for loan and lease losses
3	3	3	3	3	3	3	3	3	3	3	3	3	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Consumer
Loans and leases
139	139	139	137	135	136	132	135	133	128	128	128	127	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Reserve for loan and lease losses
1	1	1	1	1	1	1	1	1	1	1	1	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-