1st source corp (SRCE)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Operating activities:
Net income

86,237

92,015

91,507

86,947

85,494

82,414

78,962

76,256

70,961

68,051

65,282

62,364

60,174

57,786

56,978

56,642

57,793

57,486

58,065

59,084

57,948

58,069

56,789

56,738

56,186

54,958

53,588

51,697

50,322

49,633

48,469

47,004

49,302

48,195

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan and lease losses

22,268

15,833

17,584

20,024

20,594

19,462

18,382

13,845

11,766

8,980

6,100

6,547

5,858

5,833

5,091

4,016

2,778

2,160

1,340

1,554

3,286

3,733

3,694

2,069

819

772

2,424

3,493

4,255

5,752

4,563

5,173

3,185

3,129

0

0

0

Depreciation of premises and equipment

5,759

5,790

5,900

5,929

5,765

5,620

5,483

5,550

5,601

5,660

5,657

5,407

5,342

5,245

5,160

5,074

4,915

4,780

4,763

4,680

4,707

4,748

4,714

4,766

4,768

4,727

4,605

4,478

4,357

4,241

4,186

4,047

3,892

3,733

0

0

0

Depreciation of equipment owned and leased to others

-

-

-

-

-

-

0

0

0

-

24,104

23,109

22,257

21,678

21,053

20,341

19,293

18,280

17,125

15,838

14,732

13,893

13,420

13,095

13,079

13,055

13,038

13,587

14,116

15,202

16,309

17,164

18,156

18,650

0

0

0

Stock-based compensation

2,828

2,765

2,883

3,044

3,346

3,553

3,544

3,400

3,149

2,963

3,006

2,898

2,794

2,884

2,926

3,163

3,388

3,843

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of investment securities premiums and accretion of discounts, net

-3,907

-4,014

-3,471

-3,247

-3,537

-3,477

-4,106

-5,014

-5,097

-5,449

-5,473

-5,710

-5,720

-5,861

-5,813

-4,608

-4,798

-4,652

-4,373

-4,855

-4,418

-4,351

-4,165

-3,663

-3,601

-3,499

-3,819

-4,144

-4,144

-4,214

-3,790

-3,294

-2,787

-2,260

0

0

0

Amortization of mortgage servicing rights

1,488

1,312

1,104

1,012

953

956

1,002

1,012

1,065

1,092

1,166

1,313

1,409

1,478

1,440

1,362

1,363

1,424

1,465

1,460

1,385

1,278

1,236

1,230

1,377

1,571

1,919

2,330

2,709

2,921

3,049

2,977

2,865

2,907

0

0

0

Amortization of right of use assets

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage servicing asset recoveries

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-238

238

75

-1

238

0

0

0

Deferred income taxes

-9,115

-5,730

-3,821

1,268

7,425

-550

5,682

494

-4,260

2,767

-1,456

2,376

1,741

2,856

5,616

3,037

2,370

1,620

2,056

5,517

5,107

4,341

-311

-3,262

-3,285

-1,947

-6,089

-5,665

-6,128

-7,641

-4,198

393

2,851

3,634

0

0

0

Gains on investment securities available-for-sale

280

0

0

0

0

-345

1,238

2,245

2,710

4,340

3,763

3,745

3,071

1,796

790

-199

14

4

4

4

0

963

823

795

795

-168

-238

-121

-113

282

205

530

1,664

1,399

0

0

0

Originations of loans held for sale, net of principal collected

158,235

145,097

123,539

96,920

81,384

78,450

81,531

90,667

105,210

101,104

106,360

112,776

109,053

119,134

110,809

97,547

101,519

113,029

119,885

130,249

133,487

121,440

109,121

99,925

97,780

102,195

129,709

173,101

201,389

210,276

205,896

163,959

118,403

107,974

0

0

0

Proceeds from the sales of loans held for sale

158,215

139,050

108,281

87,784

82,701

82,127

83,485

101,344

107,900

106,811

118,495

115,666

115,766

116,397

103,210

99,146

115,293

120,138

127,331

138,436

125,421

117,447

106,513

94,249

100,455

110,390

150,363

187,073

216,003

219,269

202,329

158,633

109,414

130,400

0

0

0

Net gain on sale of loans held for sale

4,219

2,940

2,247

1,807

1,901

1,844

2,103

2,708

2,907

2,981

3,149

3,170

3,123

3,287

3,200

2,741

2,953

3,330

3,563

3,935

3,793

3,532

3,305

2,509

3,002

3,395

4,958

6,984

7,134

7,228

6,067

4,707

3,658

2,471

0

0

0

Net gain on sale of other real estate and repossessions

343

487

949

974

722

561

384

383

351

251

26

18

-6

228

150

177

390

814

932

886

1,428

1,624

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net gain on sale of premises and equipment

-37

1,251

1,408

1,408

1,418

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Change in trading account securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-205

-196

13

16

13

19

32

30

46

32

28

18

14

26

-5

-2

-6

0

0

0

Change in interest receivable

-1,749

245

138

1,895

2,637

1,747

2,582

3,981

3,674

2,119

2,985

1,377

913

1,326

1,087

839

989

549

324

7

113

603

570

-593

-785

-160

-1,347

-328

-254

-928

1,044

638

-43

-592

0

0

0

Change in interest payable

2,342

4,968

5,085

4,488

4,304

2,997

3,726

3,327

2,567

1,222

774

20

72

570

1,575

1,416

1,321

798

350

-609

-1,267

-917

-1,332

-2,943

-2,639

-1,883

-1,978

-1,662

-1,545

-1,001

-3,467

-3,274

-3,019

-2,514

0

0

0

Change in other assets

-9,272

-11,213

13,853

12,510

10,758

7,048

5,008

2,746

-6,774

-551

-1,909

-5,618

-1,977

-2,145

6,324

13,344

9,627

8,230

11,642

8,655

8,869

9,848

8,247

3,299

-6,169

-7,846

-17,663

-18,616

-13,125

-15,571

-25,692

-15,497

-12,560

-15,950

0

0

0

Change in other liabilities

11,990

13,492

33,311

19,936

16,826

21,884

-3,860

16,926

16,797

19,364

12,273

-3,510

-2,491

648

7,762

17,219

8,188

8,010

3,805

992

2,465

-2,481

-1,352

-480

-2,137

-3,770

-2,786

-1,999

2,122

1,254

7,009

2,466

6,761

6,274

0

0

0

Other

-1,622

-1,734

-1,798

-1,769

-1,568

-940

339

-1,252

-1,482

-2,670

-4,316

-3,002

-2,144

-450

-1,601

-1,621

-2,421

-3,168

-1,645

-1,525

-1,692

-2,733

-2,698

-2,506

-1,897

-738

-226

-432

-654

-888

-887

-764

-1,448

-2,798

0

0

0

Net change in operating activities

162,514

164,606

150,647

145,994

160,822

159,695

133,382

151,730

139,708

139,698

130,816

109,434

106,609

98,060

95,865

103,407

108,637

100,608

89,656

93,005

76,606

72,351

71,677

68,388

81,106

87,046

103,210

96,769

95,956

93,193

95,618

84,384

86,521

124,408

0

0

0

Investing activities:
Proceeds from sales of investment securities available-for-sale

5,578

0

-345

-347

-347

11,392

237,525

238,688

239,450

228,715

21,572

21,594

24,277

23,784

5,139

3,956

1,810

1,299

1,299

1,299

0

1,236

3,096

50,124

50,124

48,888

67,293

20,765

20,765

61,001

40,736

46,672

106,488

133,241

0

0

0

Proceeds from maturities and paydowns of investment securities available-for-sale

409,808

317,295

157,904

120,817

126,742

145,167

159,445

168,401

182,114

177,466

192,976

202,496

215,814

217,613

216,794

197,550

161,258

136,649

130,040

131,096

145,879

190,323

161,485

169,580

174,853

175,875

244,511

248,524

260,895

295,241

287,190

404,880

385,033

353,170

0

0

0

Purchases of investment securities available-for-sale

445,634

351,189

194,599

157,926

181,052

255,205

501,549

548,684

546,412

469,385

295,770

276,584

291,269

313,074

271,070

230,034

176,316

147,771

104,898

111,733

102,887

148,841

147,940

205,440

223,074

201,029

302,033

267,348

243,126

355,811

344,126

397,239

437,906

388,376

0

0

0

Net change in partnership investments

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from liquidation of partnership investment

-

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in other investments

-

-

-

-

-

2,451

2,206

3,921

4,807

3,495

0

0

0

-

-

-

-

1,172

-1,289

-2,854

-1,839

-1,599

0

0

0

-

-

-

-

-

-

-

-

-2,369

0

0

0

Loans sold or participated to others

53,370

53,369

58,665

25,265

11,387

22,835

33,265

39,735

46,048

32,004

18,975

12,505

6,192

5,926

0

0

589

1,962

3,488

11,046

17,573

16,889

15,363

13,040

17,634

25,054

31,005

33,244

30,716

28,919

28,183

24,738

22,556

20,254

0

0

0

Proceeds from principal payments on direct finance leases

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in loans and leases

330,787

392,475

414,017

383,456

348,932

405,961

565,887

579,290

588,595

457,654

287,668

256,616

219,387

209,668

231,711

303,555

334,401

315,938

313,925

150,628

150,990

165,463

211,220

253,949

234,368

255,345

238,949

261,283

262,772

273,439

236,529

201,481

141,470

64,167

0

0

0

Net change in equipment owned under operating leases

-6,202

2,495

7,479

9,661

13,809

21,107

17,883

24,866

42,769

46,003

52,196

48,306

39,168

30,100

43,151

45,778

47,065

54,508

46,897

46,363

38,904

27,069

18,273

23,589

18,090

21,849

15,702

8,179

8,732

-2,176

-291

-1,674

-4,307

10,063

0

0

0

Purchases of premises and equipment

6,871

8,033

6,211

6,252

4,313

3,058

5,581

5,759

6,986

5,444

6,204

5,961

6,661

8,935

10,418

10,555

11,276

9,498

8,847

9,836

8,588

8,489

6,722

4,734

5,168

6,508

6,997

9,757

10,078

9,478

7,351

8,910

9,531

11,417

0

0

0

Proceeds from disposal of premises and equipment

4

3,418

3,573

3,569

3,625

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of other real estate and repossessions

7,575

10,855

18,264

17,497

17,052

13,433

8,124

6,052

4,889

6,194

3,427

3,517

3,346

2,189

1,676

1,119

1,860

6,941

7,684

7,559

11,067

10,418

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net Cash Provided by (Used in) Investing Activities

-280,706

-333,917

-338,775

-355,819

-343,799

-457,951

-553,900

-654,818

-662,241

-484,643

-408,305

-348,114

-304,438

-309,847

-330,145

-386,632

-404,530

-381,613

-330,197

-164,136

-124,441

-128,827

-191,990

-243,454

-229,568

-231,398

-220,917

-246,509

-215,967

-255,026

-234,997

-130,627

-68,994

35,011

0

0

0

Financing activities:
Net change in demand deposits and savings accounts

92,301

54,272

91,793

112,596

158,121

171,799

242,841

270,025

176,375

205,649

127,081

215,213

207,622

278,666

244,688

187,148

154,225

173,508

190,498

135,548

146,071

102,130

139,145

176,074

193,594

166,683

183,816

191,680

207,460

223,037

288,297

240,797

56,148

39,919

0

0

0

Net change in time deposits

59,519

180,732

237,909

182,810

184,645

197,793

245,424

356,378

267,974

213,321

69,593

-58,261

-95,794

-84,092

113,194

175,351

200,463

162,818

-7,314

11,302

15,966

47,080

17,411

-61,138

-165,737

-137,380

-73,068

-76,898

-32,568

-118,831

-167,214

-178,096

-159,481

-142,523

0

0

0

Net change in short-term borrowings

27,457

-53,451

-93,556

-91,085

-100,576

-15,251

-26,058

-29,489

76,219

-77,348

100,758

100,607

97,831

58,714

-67,503

-56,211

-18,232

-12,593

66,788

-87,815

-97,501

-68,309

-4,720

148,098

182,770

144,943

84,807

67,976

-28,894

43,954

-4,303

3,805

11,618

-30,755

0

0

0

Proceeds from issuance of long-term debt

0

-

-

-

0

-

-

-

9,999

19,999

29,999

30,004

20,837

20,837

10,837

10,832

10,000

0

-24

1,370

1,514

7,161

7,736

258

7,237

6,502

0

0

0

-

-

-

-

11,427

0

0

0

Payments on long-term debt

2,894

2,695

2,675

2,679

2,817

1,735

2,172

1,946

26,863

26,628

26,516

26,516

6,443

6,429

6,254

6,210

1,178

1,250

1,151

6,142

6,023

11,660

12,239

1,084

18,026

21,119

25,626

31,701

14,663

5,673

1,105

1,085

1,158

1,073

0

0

0

Stock issued under stock purchase plans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

197

-3,285

-3,054

-1,844

168

3,842

3,710

3,809

3,935

3,843

3,779

3,662

2,953

0

0

0

Acquisition of treasury stock

7,827

15,085

23,539

22,164

15,744

9,271

817

786

785

41

41

66

66

8,030

9,792

13,297

15,011

9,970

8,208

5,223

17,905

16,342

16,347

17,451

3,108

2,273

3,352

1,703

1,650

3,701

2,716

2,719

4,695

2,241

0

0

0

Repurchase of common stock warrant

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,750

0

0

0

Cash dividends paid on common stock

29,461

29,021

28,077

27,666

26,947

25,686

24,393

22,813

21,503

20,431

19,942

19,665

19,389

19,416

19,371

18,961

18,560

18,126

17,719

17,738

17,810

17,643

17,443

17,280

17,054

17,054

17,079

17,059

16,787

16,522

16,249

15,980

15,955

15,921

0

0

0

Net change in financing activities

172,810

153,597

201,737

161,853

199,506

319,302

434,970

571,514

481,569

314,674

281,089

241,473

204,718

240,370

265,915

278,768

311,856

294,536

223,019

31,451

23,272

42,614

110,258

224,423

177,832

140,470

137,659

127,681

126,860

131,440

128,143

76,974

-98,851

-141,964

0

0

0

Net change in cash and cash equivalents

54,618

-15,714

13,609

-47,972

16,529

21,046

14,452

68,426

-40,964

-30,271

3,600

2,793

6,889

28,583

31,635

-4,457

15,963

13,531

-17,522

-39,680

-24,563

-13,862

-10,055

49,357

29,370

-3,882

19,952

-22,059

6,849

-30,393

-11,236

30,731

-81,324

17,455

0

0

0

Supplemental Information:
Non-cash transactions:
Loans transferred to other real estate and repossessed assets

7,136

14,807

13,189

20,100

19,687

11,007

9,037

3,026

7,491

8,135

9,767

9,469

5,272

4,961

4,034

4,345

4,389

8,742

8,184

6,676

6,655

7,154

8,753

11,776

12,564

7,942

6,823

4,144

3,089

3,425

5,959

10,703

12,860

15,633

0

0

0

Common stock matching contribution to Employee Stock Ownership and Profit Sharing Plan

622

300

300

300

300

583

583

583

583

1,426

1,426

1,426

1,426

800

800

800

800

500

500

500

500

0

0

0

0

2,801

2,801

2,801

2,801

2,643

2,643

2,643

2,643

2,420

0

0

0

Right of use assets obtained in exchange for lease obligations

16,037

17,064

16,006

1,383

1,058

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Leased equipment
Depreciation of equipment owned and leased to others

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-