S&t bancorp inc (STBA)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
OPERATING ACTIVITIES
Net income

88,537

98,234

102,819

106,764

102,099

105,334

87,774

79,614

80,943

72,968

81,333

79,193

73,487

71,392

71,156

69,210

70,339

67,081

64,154

60,180

56,712

57,910

55,273

52,859

52,242

50,539

48,205

48,553

43,050

34,200

36,931

38,139

44,449

47,264

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for credit losses

-

14,873

15,483

11,032

18,172

14,995

13,261

15,648

11,172

13,883

18,487

18,154

18,134

17,965

16,294

16,985

14,195

10,388

7,580

5,826

2,633

1,715

2,170

4,136

6,293

8,311

10,964

9,849

15,850

22,815

20,937

20,168

14,241

15,609

0

0

0

Provision for unfunded loan commitments

401

436

288

268

52

-54

97

-190

-23

-410

-571

-400

-518

65

-339

-216

185

258

294

-232

-400

-655

-465

-180

-870

-60

-2

1,206

2,312

1,811

1,497

-755

-1,487

-1,474

0

0

0

Net depreciation, amortization and accretion

5,514

5,763

5,703

5,297

5,002

4,599

4,210

3,822

3,146

2,498

2,367

2,600

3,091

3,628

3,220

1,846

-198

356

1,187

2,782

5,048

4,703

4,523

4,581

4,858

5,333

6,014

6,600

7,083

7,000

6,771

6,456

6,365

6,323

0

0

0

Net amortization of discounts and premiums on securities

-3,621

-3,243

-3,263

-3,170

-3,160

-3,180

-3,325

-3,545

-3,769

-4,003

-4,078

-3,998

-3,944

-3,829

-3,734

-3,659

-3,602

-3,600

-3,562

-3,584

-3,627

-3,680

-3,869

-3,948

-3,931

-3,826

-3,446

-3,052

-2,684

-2,280

-1,938

-1,615

-1,330

-1,191

0

0

0

Stock-based compensation expense

2,280

2,441

2,480

2,092

1,983

1,891

1,886

1,944

2,518

3,008

3,035

3,108

2,815

2,544

2,340

2,146

2,127

1,636

1,539

1,349

1,080

975

773

828

705

687

738

689

922

913

1,007

1,055

887

960

0

0

0

Debt and Equity Securities, Gain (Loss)

-

-

-

-

-

-

-

-

-

3,000

3,987

3,987

370

0

0

0

0

-

-

-

-

41

41

44

4

5

5

2,172

2,178

3,016

3,016

765

703

-124

0

0

0

Deferred income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,448

0

0

0

Gain on the sale of mortgage loans, net

2,130

1,887

1,642

1,537

1,534

1,537

1,685

1,515

1,654

1,551

1,528

1,661

1,583

1,621

1,468

1,126

1,072

1,044

851

865

534

353

330

312

567

874

1,309

1,660

1,678

1,612

1,410

924

769

875

0

0

0

Gain (Loss) on Disposition of Business

-

-

-

-

-

1,873

1,873

1,873

1,873

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

3,093

0

0

0

-

-

-

-

-

-

-

-

Net gain on sale of credit card portfolio

-

-

-

-

-

-

-

-

-

-

-

-

-

2,066

2,066

2,066

2,066

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Pension plan curtailment gain

-

-

-

-

-

-

-

-

-

-

-

-

-

1,017

1,017

1,017

1,017

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Tax benefit from stock-based compensation

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

96

-47

-47

-40

-30

0

0

0

-

-

-

-

Mortgage loans originated for sale

132,450

109,624

93,298

87,231

87,821

90,142

95,745

96,114

94,515

93,382

97,050

99,088

103,236

106,020

101,028

101,245

104,486

107,489

96,156

81,860

59,426

42,842

39,645

42,046

53,850

66,695

97,706

105,127

103,647

104,924

81,704

62,031

64,171

68,261

0

0

0

Proceeds from the sale of mortgage loans

129,976

109,082

90,776

84,434

89,931

93,793

97,758

98,948

95,742

93,991

97,804

99,695

105,770

108,209

104,595

104,005

96,695

99,458

86,339

70,894

58,216

42,361

38,286

43,740

56,193

87,932

100,765

105,877

106,079

86,886

83,884

71,796

63,738

74,780

0

0

0

Net change in:
Interest receivable

1,779

3,768

841

2,350

3,934

1,635

334

2,568

2,316

2,714

2,276

-410

-297

2,409

4,483

3,687

3,224

2,744

2,609

3,232

2,678

933

713

-849

-103

130

-901

1,164

440

-973

576

-1,083

-1,280

-589

0

0

0

Interest payable

-1,676

-2,223

151

72

2,284

2,353

1,704

1,802

1,064

1,349

1,046

835

405

1,715

1,561

1,408

1,056

-193

-341

-416

-217

-127

-198

-950

-1,195

-2,005

-2,355

-2,166

-2,405

-1,376

-1,515

-632

-668

-443

0

0

0

Other assets

148,045

2,325

21,974

205

-2,362

-9,948

2,749

-297

-6,350

-5,634

-12,701

-12,052

-8,786

-4,668

23,910

16,150

15,055

11,396

-10,095

534

-6,925

-7,628

-14,887

-18,454

-27,464

-25,681

-29,681

-32,282

-17,626

-18,815

-11,674

-1,277

-6,433

-4,132

0

0

0

Other liabilities

74,798

24,496

28,990

17,606

5,921

4,157

14,876

9,345

7,109

5,041

-8,130

-10,515

-10,112

-4,613

3,353

6,236

6,504

1,298

5,023

585

2,595

2,595

729

1,263

1,173

-20,917

-24,023

-7,111

-1,120

18,057

14,947

5,245

2,059

-8,531

0

0

0

Net Cash (Used in) Provided by Operating Activities

48,003

138,423

135,626

122,420

120,685

128,017

115,990

126,610

121,720

114,236

107,845

104,930

101,446

96,805

71,336

79,358

66,960

60,584

81,284

59,553

75,028

78,103

76,617

84,625

93,987

86,076

73,306

86,700

82,123

83,890

94,051

85,637

77,565

73,902

0

0

0

INVESTING ACTIVITIES
Proceeds from sales of securities

-

-

-

-

-

-

-

-

-

65,801

7,751

7,751

582

0

0

0

0

-

-

-

-

-

-

-

-

94

94

3,665

8,427

66,575

66,575

63,004

58,242

70

0

0

0

Purchases of securities

150,828

129,973

50,652

47,554

74,469

92,597

166,208

174,716

147,800

156,839

129,779

104,535

124,798

113,362

73,529

65,389

93,507

74,712

86,410

127,122

127,027

181,213

191,601

187,102

172,009

144,752

150,348

180,000

187,920

166,786

156,224

111,112

91,488

135,447

0

0

0

Proceeds from maturities, prepayments and calls of securities

106,088

92,412

87,306

84,606

87,922

89,833

93,788

91,187

86,118

80,956

80,662

74,643

74,024

74,110

65,511

58,769

60,781

50,142

47,110

46,845

41,883

57,092

63,229

79,847

74,916

66,744

58,659

60,650

81,819

87,604

99,371

91,032

77,464

71,318

0

0

0

Net (purchases of) proceeds from sales of Federal Home Loan Bank stock

2,415

6,615

2,294

597

9,143

165

5,760

10,659

5,124

2,547

2,182

2,461

6,401

8,784

2,618

5,244

5,184

855

-325

-349

-852

1,506

3,946

1,860

-1,222

-1,685

0

0

0

-

-

-

-

-

-

-

-

Net (increase) decrease in loans

416,488

298,741

406,015

264,967

184,276

207,233

8,021

72,955

88,045

211,766

461,103

407,020

598,938

599,341

513,663

610,753

504,828

383,575

344,710

285,966

281,103

313,264

308,575

306,535

264,637

241,172

254,444

170,140

111,745

21,892

-50,571

-81,321

-184,786

-185,182

0

0

0

Proceeds from sale of loans not originated for resale

55

520

520

4,238

6,100

7,695

10,868

7,095

6,157

6,754

4,356

10,362

11,865

9,208

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from the redemption of Federal Home Loan Bank stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Purchases of premises and equipment

4,825

5,153

5,638

5,927

5,620

4,172

3,636

2,480

4,258

4,694

4,462

5,218

3,837

3,560

4,140

4,028

4,752

5,133

5,596

5,825

5,471

5,079

3,454

3,152

2,638

2,833

2,999

2,017

1,912

2,179

2,022

2,313

2,837

2,531

0

0

0

Proceeds from the sale of premises and equipment

-

-

-

-

-

135

181

259

515

422

413

327

70

57

223

443

463

467

262

59

39

96

116

131

565

643

625

690

277

142

261

174

158

404

0

0

0

Net cash acquired from bank acquisitions

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

18,639

0

0

0

-

-

-

-

Proceeds from the divestiture of businesses

-

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

4,750

0

0

0

-

-

-

-

-

-

-

-

Proceeds from the sale of credit card portfolio

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash acquired from bank merger

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

16,347

16,347

16,347

16,347

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net Cash (Used in) Provided by Investing Activities

-359,893

-210,556

-368,653

-216,279

-206,420

-201,964

-6,700

-90,181

-17,746

-212,415

-504,344

-426,151

-647,433

-616,653

-484,411

-585,599

-497,732

-405,737

-391,443

-375,588

-380,348

-437,048

-432,247

-407,987

-357,423

-309,683

-337,381

-259,542

-181,390

-8,323

81,687

139,378

244,497

131,740

0

0

0

FINANCING ACTIVITIES
Net increase in core deposits

281,143

423,203

498,278

431,355

387,707

231,756

184,334

168,102

118,628

166,054

318,209

317,267

426,854

378,323

105,615

4,219

-31,442

195,589

324,491

396,400

323,793

240,948

111,845

146,120

163,973

-22,767

130,135

52,998

130,148

207,653

165,463

235,176

147,424

105,776

0

0

0

Net decrease in certificates of deposit

-23,433

-27,632

16,994

31,916

58,713

14,397

-122,119

-146,550

-129,224

27,132

-20,469

-27,626

-9,991

18,095

163,220

257,754

223,511

51,209

-69,439

-123,918

-86,027

-4,549

94,880

70,304

65,427

56,174

-30,985

-28,582

-120,362

-217,311

-154,514

-177,582

-136,986

-87,553

0

0

0

Net increase in securities sold under repurchase agreements

46,217

1,505

-31,275

-30,570

-21,190

-31,778

5,277

-1,765

-2,370

-671

-1,025

-1,990

-13,038

-11,254

-2,023

2,244

13,304

31,481

19,887

20,966

8,287

-3,242

-10,206

-48,882

-25,923

-28,735

-15,971

23,641

19,949

28,442

3,082

5,628

2,369

-10,283

0

0

0

Net increase (decrease) in short-term borrowings

93,921

200,000

-25,000

-165,000

290,000

70,000

90,000

195,000

185,000

120,000

120,000

95,000

255,000

304,000

285,000

319,026

155,490

-2,660

-53,660

-22,686

30,850

150,000

90,000

60,000

50,000

65,000

0

0

0

-

-

-

-

-

-

-

-

Proceeds from long-term borrowings

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayments of long-term borrowings

36,624

35,936

1,271

1,271

1,370

1,987

2,477

2,456

2,434

2,412

2,392

2,370

102,350

102,330

102,310

102,340

2,369

2,399

2,428

2,407

2,388

2,367

2,348

2,329

2,309

12,291

18,279

18,260

18,208

15,088

8,964

8,848

8,737

1,682

0

0

0

Repayment of junior subordinated debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

13,500

13,500

13,500

8,500

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Other assets

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Treasury shares issued-net

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Sale of treasury shares

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,047

1,518

1,916

1,911

1,946

0

0

0

Common stock issuance costs

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

132

403

403

394

271

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Preferred stock dividends

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Cash dividends paid to common shareholders

39,094

37,360

37,222

36,707

36,187

34,539

32,785

31,033

29,278

28,569

27,859

27,500

27,143

26,784

26,425

26,090

25,731

24,487

23,231

22,001

20,802

20,203

19,616

19,029

18,435

18,137

17,839

17,719

17,597

17,357

17,113

16,985

16,857

16,830

0

0

0

Repurchase of common stock

18,494

18,222

30,478

27,378

24,543

12,256

-688

-689

-194

0

458

458

79

-115

-178

-177

-261

-182

111

108

77

-163

11

14

-73

88

-85

-86

0

49

0

0

0

-

-

-

-

Tax benefit from stock-based compensation

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

96

-47

-47

-40

-30

0

0

0

-

-

-

-

Net Cash Provided by (Used in) Financing Activities

382,754

114,467

273,986

78,802

89,706

112,284

-91,080

-24,359

-95,830

75,845

385,776

352,093

529,023

559,935

422,891

454,650

427,704

334,972

281,675

332,382

244,754

360,169

264,533

206,165

187,615

-5,748

151,927

17,030

-26,249

-8,382

-91,068

7,403

-44,277

-43,312

0

0

0

Net decrease in cash and cash equivalents

70,864

42,334

40,959

-15,057

3,971

38,337

18,210

12,070

8,144

-22,334

-10,723

30,872

-16,964

40,087

9,816

-51,591

-3,068

-10,181

-28,484

16,347

-60,566

1,224

-91,097

-117,197

-75,821

-229,355

-112,148

-155,812

-125,516

67,185

84,670

232,418

277,785

162,330

0

0

0

Supplemental Disclosures
Leased right-of-use operating assets and lease liabilities added to the balance sheet

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest paid

74,050

75,278

72,244

68,071

60,241

53,035

46,747

41,798

37,702

33,591

30,721

27,771

25,998

22,800

20,786

18,657

16,605

15,878

14,872

13,950

13,032

12,609

12,490

13,474

14,658

16,568

18,422

19,880

21,712

22,329

23,588

24,727

26,459

27,733

0

0

0

Income taxes paid, net of refunds

13,441

14,663

11,178

9,182

17,052

15,728

28,446

31,518

33,750

33,814

29,865

26,668

25,121

26,743

25,474

27,374

23,469

23,175

20,850

18,950

19,575

18,075

17,900

16,375

13,175

13,130

0

0

0

-

-

-

-

15,100

0

0

0

Transfers of loans to other real estate owned

2,622

2,592

715

-1,756

-1,649

870

769

3,672

4,440

2,238

2,574

2,215

1,387

1,039

796

937

892

843

784

449

400

586

1,175

1,332

1,298

1,238

1,544

1,626

1,777

1,915

2,394

2,817

6,059

8,472

0

0

0

Loans transferred to held for sale

-

-

-

-

-

0

-35,456

-13,828

2,060

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans transferred to portfolio from held for sale

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Transfer retained assets from sale to investment in insurance company partnership

-

-

-

-

-

1,917

1,917

1,917

1,917

0

0

0

0

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net assets from acquisitions, excluding cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-683

0

0

0

-

-

-

-