SunTrust Banks, Inc. STI Income Statement

Suntrust banks, inc. (STI)

Income statement / TTM

Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Dec'09	Sep'09	Jun'09	Mar'09	Sep'08	Jun'08
Interest Income
Interest and Fee Income, Loans and Leases Held-in-portfolio
6,761	6,602	6,357	6,058	5,799	5,632	5,494	5,385	5,278	5,141	5,025	4,939	4,831	4,725	4,618	4,506	4,498	4,511	4,557	4,617	4,623	4,619	4,615	4,633	4,689	4,798	4,904	5,035	5,130	5,169	5,205	5,219	5,244	5,278	5,297	5,300	5,314	5,355	5,434	5,530	5,868	6,213	0	0	0
Interest and fees on loans held for sale
83	84	93	101	97	99	96	99	99	100	97	92	79	74	79	82	81	91	85	78	79	79	91	107	117	116	118	112	107	99	90	93	106	121	132	137	143	164	204	233	256	271	0	0	0
Interest and Dividend Income, Securities, Operating, Available-for-sale
880	877	864	849	824	803	780	756	713	681	655	636	646	640	616	593	588	588	600	613	605	595	589	579	566	567	604	655	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Taxable interest
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	721	710	711	717	680	659	0	0	0
Tax-exempt interest
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	34	37	38	40	41	42	0	0	0
Dividends
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	75	74	73	73	76	86	0	0	0
Interest on funds sold and securities purchased under agreements to resell
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0
Interest on deposits in other banks
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0
Trading account interest and other
233	223	210	197	182	169	157	147	148	132	118	111	93	92	91	84	84	81	78	76	71	71	70	69	69	66	66	65	62	68	71	78	87	89	92	90	90	91	93	117	164	215	0	0	0
Total interest income
7,957	7,786	7,524	7,205	6,902	6,703	6,527	6,387	6,238	6,054	5,895	5,778	5,649	5,531	5,404	5,265	5,251	5,271	5,320	5,384	5,378	5,364	5,365	5,388	5,441	5,547	5,692	5,867	6,014	6,107	6,161	6,181	6,233	6,299	6,323	6,343	6,377	6,431	6,554	6,710	7,097	7,506	0	0	0
Interest Expense
Interest Expense, Deposits
1,039	939	829	711	601	519	455	404	356	312	280	259	243	230	222	219	220	220	226	235	247	263	277	291	310	338	381	429	482	538	582	624	673	733	796	860	954	1,075	1,249	1,440	1,703	1,948	0	0	0
Interest Expense, Long-term Debt
548	493	426	375	324	305	292	288	285	277	271	260	248	240	243	252	267	281	280	270	252	230	217	210	211	225	262	299	346	390	413	449	476	504	545	580	612	650	690	761	872	971	0	0	0
Interest on trading liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	24	26	0	0	0
Interest on repurchase agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	37	71	0	0	0
Interest on other borrowings
235	217	179	132	102	86	72	62	55	45	39	38	34	34	33	30	34	36	38	39	38	37	35	34	34	35	37	37	36	37	39	43	75	67	58	49	40	40	40	43	22	33	0	0	0
Total interest expense
1,822	1,649	1,434	1,218	1,027	910	819	754	696	634	590	557	525	504	498	501	521	537	544	544	537	530	529	535	555	598	680	765	864	965	1,034	1,116	1,196	1,287	1,392	1,489	1,613	1,767	1,978	2,244	2,662	3,051	0	0	0
Interest Income (Expense), Net
6,135	6,137	6,090	5,987	5,875	5,793	5,708	5,633	5,542	5,420	5,305	5,221	5,124	5,027	4,906	4,764	4,730	4,734	4,776	4,840	4,841	4,834	4,836	4,853	4,886	4,949	5,012	5,102	5,150	5,142	5,127	5,065	5,037	5,012	4,931	4,854	4,764	4,664	4,575	4,466	4,435	4,454	0	0	0
Provision for Loan, Lease, and Other Losses
499	428	333	208	201	260	318	409	429	406	462	444	396	331	211	165	187	248	295	342	368	370	443	553	781	1,136	1,290	1,395	1,394	1,291	1,383	1,513	1,698	1,966	2,236	2,651	3,112	3,631	3,931	4,064	3,593	2,907	0	0	0
Interest Income (Expense), after Provision for Loan Loss
5,636	5,709	5,757	5,779	5,674	5,533	5,390	5,224	5,113	5,014	4,843	4,777	4,728	4,696	4,695	4,599	4,543	4,486	4,481	4,498	4,473	4,464	4,393	4,300	4,105	3,813	3,722	3,707	3,756	3,851	3,744	3,552	3,339	3,046	2,695	2,203	1,651	1,032	644	402	841	1,546	0	0	0
Noninterest Income
Service charges on deposit accounts
562	565	570	579	584	594	601	603	606	614	625	630	633	630	624	622	627	637	641	645	649	648	652	657	665	669	672	676	679	683	686	685	681	689	727	760	800	835	837	848	875	887	0	0	0
Other charges and fees
356	355	358	356	0	0	0	-	-	360	361	359	382	386	381	377	379	377	369	368	366	362	368	369	374	380	394	402	334	367	386	415	521	528	531	534	536	532	527	523	514	510	0	0	0
Card fees
330	322	325	324	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gains (Losses) on Sales of Other Real Estate
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-140	-201	-233	-245	-264	-284	-300	-323	-300	-273	-283	-245	-244	-214	-150	0	0	0
Investment Advisory Fees
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	233	227	216	205	201	200	208	218	236	258	0	0	0
Gains (Losses) on Extinguishment of Debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	0	0	-	-70	-89	-79	-55	-39	-15	-13	0	0	0
Investment Banking Revenue
578	569	596	599	592	611	589	623	627	605	584	515	475	443	462	461	466	439	413	404	391	402	376	356	373	357	339	342	316	301	321	317	333	361	324	313	270	249	268	272	274	259	0	0	0
Trading Gain (Loss)
168	181	179	161	178	187	180	189	205	219	207	211	195	161	181	181	180	195	188	182	200	187	189	182	189	175	196	211	223	270	253	248	264	176	232	173	48	-16	-155	-41	111	149	0	0	0
Professional Fees
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	0	-	-	-	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Other Staff Expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of Intangible Assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	51	52	52	807	813	864	0	0	0
Mortgage reinsurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	152	167	0	0	0
Gain (Loss) Related to Litigation Settlement
0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	0
Mortgage Related Income
378	355	352	342	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Trust and investment management income
296	298	300	304	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Retail investment services
293	291	289	292	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Commercial Real Estate Related Income
175	167	135	134	127	120	126	123	95	86	72	69	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Debt and Equity Securities, Gain (Loss)
-38	-42	0	1	0	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Fees and Commissions, Mortgage Banking and Servicing
-	-	-	-	-	-	-	-	0	305	304	-	310	316	325	334	338	345	377	423	470	510	524	518	0	0	0	-	-	521	526	531	534	524	516	503	507	501	491	486	499	537	0	0	0
Investment Advisory, Management and Administrative Fees
-	-	-	-	-	-	-	-	-	278	280	-	283	289	297	300	303	302	298	297	292	284	277	267	325	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Fees and Commissions, Mortgage Banking
-	-	-	-	-	-	-	-	-	304	359	-	342	282	247	270	278	265	241	201	172	117	198	314	523	469	439	343	40	158	59	-5	98	177	157	127	17	-86	94	376	494	529	0	0	0
Servicing Fees, Net
-	-	-	-	-	-	-	-	-	177	185	-	219	210	188	169	166	170	185	196	180	147	103	87	95	148	217	260	237	231	233	224	270	344	360	358	336	264	316	330	345	318	0	0	0
Gain (Loss) on Disposition of Property Plant Equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain (Loss) on Disposition of Business
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	0	0	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain (Loss) on Sale of Securities, Net
-	-	-	-	-	-	-	-	-	1	4	-	4	11	21	21	17	1	-14	-15	-11	-2	-1	2	3	1,944	1,958	1,974	1,992	53	71	117	162	229	254	191	199	177	95	98	198	701	0	0	0
Noninterest Income, Other Operating Income
163	144	110	134	133	137	121	103	158	146	137	128	22	67	106	148	215	209	222	197	209	167	146	152	115	74	83	96	118	202	206	196	226	219	208	189	157	158	153	164	192	202	0	0	0
Gain from ownership in Visa
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	0
Net gain on sale of businesses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Net gain on sale/leaseback of premises
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Noninterest Income
3,471	3,410	3,214	3,226	3,241	3,305	3,303	3,354	3,335	3,378	3,449	3,383	3,334	3,256	3,232	3,268	3,297	3,266	3,349	3,323	3,341	3,241	3,142	3,214	3,416	5,278	5,360	5,373	5,081	3,442	3,414	3,421	3,730	3,874	3,914	3,729	3,439	3,167	3,286	3,710	4,253	4,891	0	0	0
Noninterest Expense
Employee compensation
2,886	2,861	2,847	2,878	2,842	2,848	2,844	2,854	2,855	2,817	2,776	2,698	2,644	2,598	2,582	2,576	2,536	2,544	2,550	2,576	2,598	2,560	2,536	2,488	2,484	2,543	2,562	2,603	2,572	2,544	2,528	2,494	2,533	2,488	2,425	2,364	2,303	2,247	2,241	2,258	2,279	2,345	0	0	0
Other Labor-related Expenses
465	444	432	430	411	416	414	403	360	365	373	373	356	354	363	366	385	382	383	386	418	408	406	413	432	471	477	474	391	389	391	382	457	461	458	457	473	486	513	542	522	502	0	0	0
Outside processing and software
962	955	941	909	881	850	827	826	821	843	841	834	847	822	824	815	799	783	760	741	726	732	738	746	738	719	712	710	696	689	671	653	658	651	647	638	612	602	589	579	562	523	0	0	0
Charitable contribution to the SunTrust Foundation
0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net occupancy expense
408	392	380	372	367	375	379	377	373	372	356	349	342	335	342	341	342	340	338	340	340	342	345	348	352	358	360	359	356	354	355	356	356	358	359	361	364	363	360	357	353	348	0	0	0
Merger-Related Costs
0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Marketing and Advertising Expense
180	181	175	175	229	229	231	232	181	174	170	172	168	172	168	151	147	140	136	134	130	129	130	135	145	186	187	184	193	159	173	184	181	183	181	177	169	165	151	152	320	329	0	0	0
Equipment Expense
156	160	168	166	166	166	165	164	166	170	169	170	167	164	164	164	165	165	165	169	172	176	180	181	184	188	188	188	186	181	179	178	178	179	177	174	171	167	169	172	180	190	0	0	0
Federal Deposit Insurance Corporation Premium Expense
60	82	104	126	162	170	180	187	190	190	185	173	162	147	138	139	137	134	139	142	150	166	167	181	194	216	235	233	259	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Operating losses
97	92	95	79	64	12	14	40	41	110	116	108	107	75	66	56	206	232	434	441	310	631	485	503	538	259	256	277	416	417	410	377	187	142	96	83	82	73	90	99	208	235	0	0	0
Regulatory assessments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	256	234	318	302	260	226	0	0	0
Credit and collection services
-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	0	0	-	91	106	224	253	264	281	207	216	239	275	281	280	275	252	250	256	279	284	284	285	259	233	198	0	0	0
Amortization
75	73	73	73	76	79	77	75	64	56	52	49	52	47	43	40	34	32	29	25	19	18	20	23	25	36	41	46	50	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Other Noninterest Expense
400	381	371	351	321	381	393	414	447	419	417	382	392	370	370	374	418	383	392	427	524	594	590	549	456	569	612	650	740	598	601	611	544	607	609	608	795	806	766	752	627	597	0	0	0
Noninterest Expense
6,083	5,993	5,745	5,673	5,711	5,718	5,716	5,764	5,640	5,658	5,615	5,468	5,360	5,215	5,198	5,160	5,282	5,277	5,466	5,543	5,494	5,965	5,835	5,831	5,941	5,937	6,096	6,284	6,480	6,314	6,310	6,234	6,115	6,054	6,015	5,911	5,816	5,746	5,770	6,562	6,774	6,720	0	0	0
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest
3,024	3,126	3,226	3,332	3,204	3,120	2,977	2,814	2,808	2,734	2,677	2,692	2,702	2,737	2,729	2,707	2,558	2,475	2,364	2,278	2,320	1,740	1,700	1,683	1,580	3,154	2,986	2,796	2,357	979	848	739	954	866	594	21	-725	-1,546	-1,840	-2,450	-1,679	-282	0	0	0
Income Tax Expense (Benefit)
466	439	505	548	339	469	520	532	800	790	769	805	795	767	768	764	708	588	559	493	503	303	286	322	285	969	904	812	654	148	115	79	181	150	42	-185	-492	-842	-941	-898	-688	-149	0	0	0
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest
2,558	2,687	2,721	2,784	2,865	2,651	2,457	2,282	2,008	1,944	1,908	1,887	1,907	1,970	1,961	1,943	1,850	1,887	1,805	1,785	1,817	1,437	1,414	1,361	1,295	2,185	2,082	1,984	1,703	831	733	660	773	716	552	206	-232	-704	-898	-1,552	-990	-133	0	0	0
Net Income (Loss) Attributable to Noncontrolling Interest
9	9	9	9	9	9	9	9	9	9	9	9	10	10	10	10	7	5	7	11	11	18	17	17	21	23	22	26	27	17	16	13	15	20	22	17	11	10	10	12	12	12	0	0	0
Net Income (Loss) Attributable to Parent
2,549	2,678	2,712	2,775	2,856	2,642	2,448	2,273	1,999	1,935	1,899	1,878	1,897	1,960	1,951	1,933	1,843	1,882	1,798	1,774	1,806	1,419	1,397	1,344	1,274	2,162	2,060	1,958	1,676	814	717	647	758	696	530	189	-244	-714	-909	-1,564	-1,003	-145	0	0	0
Preferred Stock Dividends and Other Adjustments
102	102	102	107	108	105	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income (Loss) Available to Common Stockholders, Basic
2,447	2,576	2,610	2,668	2,746	2,532	2,340	2,179	1,917	1,862	1,832	1,811	1,828	1,890	1,882	1,863	1,776	1,820	1,740	1,722	1,756	1,372	1,350	1,297	1,234	2,121	2,026	1,931	1,653	798	702	495	537	410	180	-87	-517	-978	-1,086	-1,733	-1,112	-205	0	0	0
Net income/(loss) per average common share
Earnings Per Share, Diluted
1.34	1.48	1.24	1.40	1.56	1.49	1.29	1.47	1.06	1.03	0.91	0.91	0.91	0.94	0.84	0.91	1.00	0.89	0.78	0.72	1.06	0.72	0.73	0.77	0.33	0.68	0.63	0.65	1.98	0.50	0.46	0.14	0.39	0.33	0.08	0.22	0.17	-0.11	-0.46	-0.32	-0.76	-0.41	-2.49	0.87	1.52
Earnings Per Share, Basic
1.35	1.49	1.25	1.40	1.58	1.50	1.31	1.49	1.07	1.05	0.92	0.91	0.92	0.95	0.85	0.92	1.01	0.90	0.79	0.72	1.07	0.73	0.74	0.78	0.33	0.68	0.64	0.66	1.99	0.51	0.46	0.13	0.40	0.33	0.08	0.22	0.17	-0.11	-0.46	-0.32	-0.76	-0.41	-2.49	0.87	1.52
Common Stock, Dividends, Per Share, Declared
0.56	0.50	0.50	0.50	0.50	0.40	0.40	0.40	0.40	0.26	0.26	0.26	0.26	0.24	0.24	0.24	0.24	0.24	0.20	0.20	0.20	0.20	0.10	0.10	0.10	0.10	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.10	0.10	0.77	0.77
Weighted Average Number of Shares Outstanding, Diluted
447	446	446	452	464	469	473	480	483	488	496	497	500	505	509	514	519	522	527	527	533	535	536	537	538	539	540	539	538	537	536	536	535	535	503	499	498	498	498	501	494	400	351	350	349
Weighted Average Number of Shares Outstanding, Basic
444	443	443	449	460	465	468	473	478	482	490	491	496	501	505	508	513	517	521	521	527	529	531	532	533	535	536	535	534	533	533	532	531	531	499	495	495	495	495	495	494	399	351	349	348
Amortization Method Qualified Affordable Housing Project Investments, Amortization
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Financial Service, Other [Member]
Revenues
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Credit and Debit Card [Member]
Revenues
330	322	325	324	330	341	343	344	338	335	331	327	326	326	327	329	328	326	324	320	318	314	310	310	309	306	313	316	392	422	442	463	408	400	389	376	362	348	335	324	316	312	0	0	0
Fiduciary and Trust [Member]
Revenues
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment Advisory, Management and Administrative Service [Member]
Revenues
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Mortgage Banking [Member]
Revenues
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-