STERLING BANCORP STL Cash Flow

Sterling bancorp (STL)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10
Cash flows from operating activities:
Net income
339,751	427,041	434,835	432,038	449,819	447,254	299,475	224,677	152,836	93,031	167,333	159,903	155,273	139,972	131,750	118,520	73,102	66,114	50,326	42,471	65,130	58,684	27,678	16,670	8,035	4,232	25,254	22,186	22,019	21,191	19,888	17,134	12,864	10,736	11,739	0	0	0
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for credit losses
174,065	45,985	45,900	41,700	43,200	46,000	47,500	43,000	34,500	26,000	19,500	20,000	20,500	20,000	20,000	19,500	17,600	15,700	13,200	13,550	16,400	19,100	19,100	16,450	14,400	12,200	12,150	12,950	11,362	11,612	10,612	15,896	17,184	16,434	16,584	0	0	0
Net (gain) from write-downs and sales of other real estate owned
339	593	473	273	1,045	1,001	728	413	-150	-1,715	-1,661	-1,189	-1,434	-294	-167	220	426	1,066	1,036	380	1,622	1,320	905	37	-1,398	-1,462	-1,285	-1,302	-906	-793	-694	0	0	0	-	-	-	-
Income from termination of defined benefit pension plan
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
(Gain) loss on extinguishment of debt
-	-	-	-	-	172	0	0	0	-	-	-	-	-	-	-	0	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Fair value loss on interest rate cap
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0
Gain (Loss) on Disposition of Property Plant Equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	93	13	13	13	-75	85	80	80	75	0	0	0	-	-	-	-
Depreciation of premises and equipment
19,970	19,926	19,942	19,873	20,257	20,349	20,245	17,620	14,738	11,670	8,732	8,436	8,287	8,375	8,426	8,442	7,945	7,476	6,788	6,225	6,177	6,346	6,507	6,003	5,320	4,702	4,243	4,458	4,583	4,649	4,746	5,694	5,822	6,019	6,177	0	0	0
Asset write-downs, retention and severance compensation and other restructuring charges
5,133	8,477	-5,392	-5,392	7,740	4,396	0	0	0	-	-	-	-	4,485	4,485	2,485	42,523	40,350	40,960	0	0	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Impairment of premises and equipment and leases
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of intangible assets
18,555	19,181	20,260	21,340	22,420	23,646	24,208	20,509	16,831	13,008	9,463	10,538	11,592	12,416	12,967	13,157	11,697	10,043	8,484	7,564	8,294	9,406	9,408	7,207	5,033	2,910	1,296	1,320	1,266	1,183	1,245	1,249	1,271	1,337	1,426	0	0	0
Amortization of low income housing tax credits
20,309	16,718	15,433	12,543	9,467	6,655	4,385	2,786	1,927	1,067	560	552	626	536	0	0	0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-
Net (gain) loss on sale of securities
14,691	-6,905	-11,716	-18,654	-18,551	-10,788	-5,972	-5,937	-5,742	-344	-376	3,078	7,782	7,522	7,503	6,797	3,020	4,837	4,915	2,222	2,718	1,244	642	2,409	3,161	5,330	7,391	8,742	9,209	9,879	10,452	11,819	9,949	7,798	10,011	0	0	0
Gain on security calls available for sale
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss on security calls held to maturity
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other than temporary impairment loss recorded in earnings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-
Net gain on loans held for sale
-24	8,313	8,329	8,332	8,376	41	27	145	255	954	2,315	3,347	6,290	7,591	8,990	10,793	10,250	11,405	11,501	10,705	10,102	9,328	8,086	6,223	4,725	2,849	1,979	2,111	2,260	2,203	1,897	1,634	1,065	925	1,027	0	0	0
Net amortization of premiums on securities
-33,027	-34,109	-35,469	-38,157	-38,531	-38,985	-37,185	-31,993	-28,030	-24,061	-21,559	-20,292	-18,241	-16,024	-13,551	-10,428	-8,089	-5,916	-4,159	-3,826	-3,437	-3,359	-3,176	-2,081	-1,888	-1,814	-2,068	-1,207	-2,228	918	1,006	-991	2,999	166	-3,181	0	0	0
Amortization of premium on certificates of deposit
3,434	3,819	4,305	4,937	5,568	6,178	6,572	5,024	3,409	1,722	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net (gain) on sale of trust division
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Net accretion of purchase discount and amortization of net deferred loan costs
75,116	90,011	92,396	101,816	106,132	110,942	118,856	95,224	70,850	44,242	15,018	15,753	16,491	18,093	19,340	18,184	14,849	10,555	4,370	3,674	-330	-881	-810	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net accretion of debt issuance costs and amortization of premium on borrowings
-1,253	-1,540	-1,878	-1,928	-1,584	-1,748	-1,347	-753	-585	144	323	1,065	1,090	1,053	823	26	-70	-81	167	178	-158	-169	-13	260	441	243	87	-348	-260	-137	-67	-715	3	-18	-30	0	0	0
Amortization of pre-payment penalties on restructured borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	2,156	1,422	1,392	1,033	0	0	0
Restricted stock compensation expense
20,356	19,473	17,972	16,520	15,249	12,978	11,804	10,612	9,127	7,961	6,955	6,613	6,386	6,114	5,706	5,010	4,257	3,671	3,410	3,282	2,997	2,861	2,803	3,074	2,661	2,156	1,544	1,597	1,266	694	667	-263	28	553	558	0	0	0
Stock option compensation expense
-	-	-	-	-	6	8	55	101	149	205	251	328	404	514	621	754	909	1,056	1,106	1,044	998	901	137	317	574	695	1,255	1,045	718	521	628	613	606	607	0	0	0
ESOP forfeitures
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	0	0
Originations of loans held for sale
3,500	8,000	4,500	5,959	13,342	52,919	53,984	52,525	45,142	6,224	67,974	212,121	350,944	447,950	499,591	528,893	564,480	599,853	623,939	567,003	510,147	487,037	462,067	357,580	265,015	174,528	85,657	101,103	93,286	90,076	80,579	65,095	47,923	34,983	49,807	0	0	0
Proceeds from sales of loans held for sale
26,415	28,687	34,542	12,994	30,393	33,005	23,466	22,541	4,013	44,318	151,984	272,717	381,912	447,762	493,392	511,940	623,632	623,747	586,146	567,788	464,824	473,615	483,622	375,429	279,736	188,621	94,130	107,044	96,242	88,998	79,147	61,360	47,252	36,817	52,548	0	0	0
Increase in cash surrender value of bank owned life insurance
22,047	20,670	19,960	15,627	15,678	15,651	14,965	12,651	10,060	7,816	5,775	6,246	5,875	5,832	6,291	5,693	5,486	5,235	4,467	3,971	4,014	3,480	3,198	3,004	2,383	2,231	1,998	1,906	1,929	2,041	2,050	2,053	2,022	2,072	2,049	0	0	0
Deferred income tax expense
550	-81,176	-37,517	-52,279	-62,649	-56,903	-128,905	-108,055	-97,600	-81,383	3,073	4,290	7,994	890	-1,440	-3,892	-4,037	-339	12,931	12,647	8,844	12,179	-1,758	0	0	0	-	-	-	-	-	-	-	-	-118	0	0	0
Net changes in accrued interest receivable and payable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0
Other adjustments (principally net changes in other assets and other liabilities)
-202,914	-139,198	-97,123	-112,222	-122,735	-114,474	-169,270	-134,472	-97,064	-106,399	17,587	-41,684	43,583	21,868	-22,066	36,483	-104,164	-62,977	-58,749	-52,348	-4,748	10,883	9,961	-4,592	-1,565	-3,125	-26,413	-34,117	-24,693	-30,710	2,237	6,362	2,559	-14,950	-8,639	0	0	0
Net cash provided by operating activities
332,207	438,069	450,068	432,530	440,538	394,775	343,245	292,418	243,341	242,605	310,430	225,114	263,350	198,899	139,413	173,470	104,389	91,756	6,434	43,392	29,290	74,502	105,281	66,069	58,555	47,972	22,624	4,215	7,058	-5,630	25,026	38,633	34,421	24,111	26,478	0	0	0
Cash flows from investing activities:
Purchases of securities:
Available for sale
333,258	226,689	186,067	209,845	474,905	873,557	1,321,386	1,834,148	1,719,228	1,585,174	1,447,456	1,124,622	989,600	976,383	769,380	897,661	1,145,570	1,113,952	1,183,479	882,921	718,449	632,948	407,438	524,706	500,295	470,120	490,160	665,547	626,788	615,452	679,553	455,174	527,088	472,671	622,551	0	0	0
Held to maturity
20,162	22,700	14,923	48,898	94,826	145,685	1,077,997	1,545,695	1,510,150	1,556,670	655,987	199,709	609,577	751,206	782,864	811,760	407,549	193,282	129,633	69,995	104,566	122,931	172,899	237,462	188,323	201,709	169,320	95,505	99,915	40,251	95,157	170,663	162,839	166,610	93,764	0	0	0
Proceeds from maturities and other principal payments on securities:
Available for sale
457,077	464,261	420,582	339,894	340,127	345,037	383,832	353,591	283,293	276,872	225,623	280,979	311,736	286,371	275,361	196,032	139,869	135,978	109,702	120,161	159,438	143,966	163,199	143,477	108,699	150,391	168,771	181,845	250,937	208,766	174,497	203,737	172,562	197,582	251,774	0	0	0
Held to maturity
106,130	106,098	136,192	154,680	161,395	177,790	142,016	117,439	90,429	70,847	86,043	97,305	76,959	73,925	68,835	42,275	41,791	45,340	39,698	42,916	45,777	37,122	31,227	26,472	28,105	36,967	55,866	89,605	90,013	82,484	63,037	24,048	18,403	14,523	17,220	0	0	0
Proceeds from sales of securities available for sale
1,055,009	1,386,236	1,455,340	807,855	807,855	186,914	2,618,871	2,623,886	2,633,886	2,516,308	15,247	310,279	583,405	858,531	943,249	1,249,661	1,053,414	893,610	1,053,727	499,635	587,284	527,508	530,323	555,214	505,747	544,808	339,123	370,737	330,578	302,817	344,431	482,376	420,451	398,927	540,145	0	0	0
Proceeds from calls of securities available for sale
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from calls of securities held to maturity
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Portfolio loan originations, net
1,092,941	953,920	1,109,814	455,600	410,460	123,454	143,816	604,291	799,224	1,054,704	1,294,808	1,445,717	1,346,096	1,298,341	1,230,978	1,077,058	1,244,252	1,266,519	1,038,042	980,371	746,078	720,431	631,512	0	0	0	-	-	-	-	226,616	719,956	679,281	643,064	578,631	0	0	0
Proceeds from sale of commercial loans
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Portfolio loans purchased
-	-	-	-	-	-	-	-	-	226,831	94,912	258,232	258,232	163,320	0	0	0	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Loan principal payments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-529,394	-540,357	-543,058	-553,235	0	0	0
Redemptions of FHLB and FRB stock, net
-57,733	-117,885	-74,526	-59,844	-56,377	85,578	160,179	220,163	206,802	149,014	83,606	57,386	29,700	18,340	18,044	28,622	43,636	35,491	17,711	-6,125	15,518	32,111	34,097	38,484	25,419	16,404	5,063	9,116	2,077	-3,588	620	-600	-1,050	-1,486	-1,988	0	0	0
Net change in loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-
Proceeds from sales of other real estate owned
11,042	14,072	17,905	18,091	20,550	23,942	20,485	18,958	13,110	8,881	7,971	8,923	9,190	6,205	3,942	4,088	2,945	3,566	4,865	3,086	8,881	10,764	8,939	10,249	5,525	4,019	4,730	5,011	4,104	3,484	3,468	0	0	0	-	-	-	-
Payments to Acquire Federal Reserve Bank Stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-
Purchases of premises and equipment
28,539	23,705	26,464	25,887	25,928	24,015	18,929	12,654	7,623	8,259	7,625	7,433	5,422	4,155	4,227	5,936	8,709	8,047	10,375	8,034	5,596	6,180	10,426	10,446	10,374	10,171	2,355	2,564	2,543	2,380	1,853	2,317	2,154	2,384	3,465	0	0	0
Proceeds from bank owned life insurance
66,403	64,317	74,019	13,893	13,452	13,294	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of premises and equipment
32,036	30,152	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Premiums paid for bank owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of low income housing tax credits
137,936	96,342	80,650	49,804	22,349	20,810	9,679	12,834	14,147	14,284	8,260	5,105	2,200	0	0	0	0	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Cash paid for acquisition, net
846,112	1,361,804	512,851	515,692	997,236	481,544	0	0	0	-	-	-	-	346,690	346,690	346,690	-532,298	-854,318	-854,318	-854,318	24,670	0	-277,798	-277,798	-277,798	-277,798	0	0	0	0	-	-	-	-	-	-	-	-
Net cash provided by investing activities
-222,907	1,032,750	1,623,120	1,412,292	638,393	-1,062,559	101,405	-1,408,257	-1,084,657	-1,409,294	-3,189,460	-2,327,747	-2,126,342	-2,210,144	-1,938,882	-1,592,693	-1,056,645	-636,759	-257,592	-359,853	-758,270	-784,034	-245,915	-307,864	-138,308	79,892	-403,098	-289,040	-145,227	-160,119	-291,473	-105,552	-220,412	-131,780	62,629	0	0	0
Cash flows from financing activities:
Net increase (decrease) in transaction, savings and money market deposits
906,246	233,390	-220,231	-25,367	573,904	638,651	1,103,589	1,188,575	1,108,955	1,309,621	935,829	701,953	1,040,333	1,509,054	1,282,218	944,436	565,380	186,431	340,709	651,476	363,996	461,102	301,028	294,232	360,044	-134,888	-29,503	76,786	126,090	483,864	499,340	367,675	353,737	252,012	227,907	0	0	0
Net (decrease) increase in certificates of deposit
429,829	974,939	347,803	12,879	34,070	43,471	271,541	235,567	221,901	117,985	-89,644	15,201	-117,230	-20,802	109,624	4,959	46,550	20,505	5,302	-78,518	-19,774	-169,341	-261,858	-228,179	-245,168	-146,122	-119,354	-38,565	-64,322	-83,937	-53,786	-133,657	-74,653	-96,525	-73,914	0	0	0
Net (decrease) in short-term FHLB borrowings
78,000	792,000	692,000	-635,000	1,899,000	260,000	544,000	1,682,000	-440,000	189,000	617,000	18,000	-130,000	331,000	12,000	15,000	483,000	127,000	157,309	22,309	127,309	278,309	46,622	380,255	-34,360	-66,745	36,633	-232,000	-47,385	88,499	-5,000	71,940	-17,500	-144,019	34,840	0	0	0
Advances of term FHLB borrowings
2,350,000	2,350,000	3,250,000	2,375,000	3,200,000	4,025,000	4,978,415	5,528,415	4,478,415	3,978,415	2,325,000	2,000,000	1,350,000	1,050,000	1,225,000	1,000,000	850,000	605,000	170,000	265,000	495,000	415,000	374,944	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of term FHLB borrowings
3,575,000	4,150,000	4,185,000	4,310,000	4,260,000	3,435,000	4,209,464	3,559,464	2,834,464	2,659,464	1,107,500	802,500	629,834	999,896	862,458	717,519	745,246	325,243	315,240	450,236	275,604	200,764	190,705	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Payment of penalties on restructured borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-
Repayment of Senior Notes
2,000	6,954	26,409	103,409	103,409	96,455	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in other borrowings
542	1,340	3,656	1,787	170	-8,824	-165,515	-103,482	-17,622	13,520	167,212	94,394	20,901	76	-21,095	-10,979	-27,040	-18,646	-28,719	0	0	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Gross repayments of long-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-29,599	-51,396	-1,765	1,238	0	0	0
Net (decrease) in repurchase agreements and other short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayment of debt assumed in acquisition
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-4,485	-4,485	-4,485	-4,485	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from Issuance of Subordinated Long-term Debt
-	-	-	-	-	-	-	-	-	-	-	-	-	171,813	171,813	108,124	108,124	0	0	0	0	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in long-term FHLB borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-
Redemption of Subordinated Debentures
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in mortgage escrow funds
5,545	14,575	12,357	57,453	59,688	49,750	62,463	26,069	-8,304	31,198	-3,312	-2,148	1,819	206	-12,135	-8,859	-7,827	-4,995	5,409	4,198	-2,254	-8,641	-9,782	-23,563	-10,499	-7,745	727	1,692	2,372	980	2,218	-2,087	924	1,507	1,503	0	0	0
Proceeds from stock option exercises
3,268	2,909	2,532	2,178	417	691	1,941	1,756	2,414	2,578	1,078	3,547	3,535	3,588	2,871	1,284	552	2,764	4,170	3,434	3,972	2,137	3,042	2,834	2,351	1,434	97	0	0	0	-	-	-	155	4	0	0	0
Other stock-based compensation transactions
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	177	164	148	45	0	0	0
Proceeds from issuance of common equity
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	85,059	85,059	85,059	85,059	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Payment of penalties on restrucrured borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Treasury shares repurchased
309,626	382,883	460,845	407,106	314,192	159,903	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	3,053	3,810	0	0	0
Cash dividends paid - common stock
56,799	58,110	59,942	61,376	62,504	63,118	62,859	56,577	50,292	44,035	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash dividends paid - preferred stock
8,775	8,775	8,776	8,776	8,775	8,775	8,775	6,581	4,388	2,194	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash dividends paid
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	33,586	-	27,182	21,418	20,906	20,886	17,677	17,031	13,836	10,644	10,642	10,254	9,868	9,480	9,100	9,110	9,099	9,118	8,973	0	0	0
Net cash (used in) financing activities
-74,919	-1,579,778	-2,061,569	-1,946,643	-1,129,007	625,988	-317,869	1,278,861	951,944	1,352,949	2,905,775	2,126,474	1,629,965	2,075,378	1,861,788	1,311,122	1,252,285	652,996	391,678	466,379	751,036	678,390	205,163	349,138	171,002	-135,443	55,582	282,591	122,546	282,303	422,917	132,789	202,340	116,512	101,533	0	0	0
Net increase (decrease) in cash and cash equivalents
34,381	-108,959	11,619	-101,821	-50,076	-41,796	126,781	163,022	110,628	186,260	26,745	23,841	-233,027	64,133	62,319	-108,101	300,029	107,993	140,520	149,918	22,056	-31,142	64,529	107,343	91,249	-7,579	-324,892	-2,234	-15,623	116,554	156,470	65,870	16,349	8,843	190,640	0	0	0
Supplemental cash flow information:
Interest payments
273,443	284,575	283,259	281,051	264,872	236,807	222,340	179,688	142,892	114,391	76,154	67,019	56,742	57,971	48,280	46,107	42,420	37,198	34,521	31,911	30,344	29,787	29,419	24,848	23,615	19,533	18,831	19,149	18,848	19,188	18,447	19,370	15,611	20,572	21,815	0	0	0
Income tax payments
68,032	62,368	53,888	31,861	22,732	32,365	25,495	63,417	76,537	69,675	106,649	69,675	50,510	64,904	34,205	26,434	38,686	39,315	43,463	47,243	34,084	20,295	12,473	8,468	8,542	9,009	4,475	4,929	4,901	1,954	1,873	3,680	5,835	9,070	9,070	0	0	0
Real estate acquired in settlement of loans
6,016	6,291	7,703	11,182	11,514	15,223	14,690	12,506	12,016	7,967	4,907	2,996	5,005	4,780	7,976	10,661	8,593	11,025	7,858	5,402	4,353	1,698	2,542	4,620	4,743	5,126	5,634	4,153	6,067	6,541	6,148	5,429	3,853	2,694	1,932	0	0	0
Unsettled securities transactions
0	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Loans transferred from held for investment to held for sale
0	-	-	-	0	-	-	-	-	33,740	68,260	72,970	130,964	121,028	81,758	77,048	19,054	44,020	86,249	86,249	86,249	42,229	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Change in net unrealized gains recorded on securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	0	0
Change in deferred taxes on net unrealized gains on securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	0	0
Securities available for sale transferred to held to maturity
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-221,904	0	221,904	221,904	221,904	0	0	0	0	-	-	-	-	-	-	-	-
Securities held to maturity transferred to available for sale
0	708,627	708,627	708,627	708,627	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-165,230	0	165,230	165,230	165,230	0	0	0	0	-	-	-	-	-	-	-	-
Operating cash flows from operating leases
0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Right-of-use assets obtained in exchange for lease liabilities
-13,168	112,226	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Acquisitions:
Non-cash assets acquired:
Securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	233,244	233,244	233,190	233,244	0	0	0	0	-	-	-	-	-	-	-	-
Securities held to maturity
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	374,721	374,721	374,721	374,721	0	0	0	0	-	-	-	-	-	-	-	-
Loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	30,341	30,341	30,341	30,341	0	0	0	0	-	-	-	-	-	-	-	-
Total loans, net
745,310	1,217,188	468,616	465,775	911,500	439,622	0	0	0	-	-	-	-	320,447	320,447	320,447	2,112,966	1,814,826	1,814,826	1,814,826	22,307	0	1,698,108	1,698,108	1,698,108	1,698,108	0	0	0	0	-	-	-	-	-	-	-	-
FRB stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
FHLB stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-
Accrued interest receivable
1,065	2,854	1,789	1,789	1,789	0	0	0	0	-	-	-	-	1,443	1,443	1,443	8,835	7,392	7,392	7,392	0	0	6,590	6,590	6,590	6,590	0	0	0	0	-	-	-	-	-	-	-	-
Goodwill
25,668	70,449	48,043	50,884	84,137	39,356	0	0	0	-	-	-	-	25,698	25,698	26,892	295,540	281,773	281,773	280,579	11,931	0	224,400	224,400	224,400	224,400	0	0	0	0	-	-	-	-	-	-	-	-
Core deposit and other intangibles
-	-	-	-	-	-	-	-	-	-	-	-	-	1,500	35,339	35,339	35,339	42,789	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-
Core deposit and other intangibles
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	20,089	20,089	20,089	20,089	0	0	0	0	-	-	-	-	-	-	-	-
Trade name
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	20,500	20,500	20,500	20,500	0	0	0	0	-	-	-	-	-	-	-	-
Bank owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	55,374	55,374	55,374	55,374	0	0	0	0	-	-	-	-	-	-	-	-
Premises and equipment, net
-	-	-	-	-	-	-	-	-	-	-	-	-	176	176	176	17,020	17,063	17,063	17,063	219	0	23,594	23,594	23,594	23,594	0	0	0	0	-	-	-	-	-	-	-	-
Other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	5,815	5,815	5,815	5,815	0	0	0	0	-	-	-	-	-	-	-	-
Other assets
74,834	75,379	545	545	7,616	7,071	0	0	0	-	-	-	-	2,265	2,265	2,265	28,080	25,871	25,871	25,871	56	0	22,266	22,266	22,266	22,266	0	0	0	0	-	-	-	-	-	-	-	-
Total non-cash assets acquired
846,877	1,365,870	518,993	518,993	1,005,421	486,428	0	0	0	-	-	-	-	351,529	351,529	352,723	3,261,904	2,953,838	2,953,838	2,952,644	43,463	0	2,722,722	2,722,722	2,722,722	2,722,722	0	0	0	0	-	-	-	-	-	-	-	-
Liabilities assumed:
Deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	2,297,190	2,297,190	2,297,190	2,297,190	0	0	0	0	-	-	-	-	-	-	-	-
Escrow deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
FHLB and other borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	100,619	100,619	100,619	100,619	0	0	0	0	-	-	-	-	-	-	-	-
Other borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	62,465	62,465	62,465	62,465	0	0	0	0	-	-	-	-	-	-	-	-
Subordinated debentures
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	26,527	26,527	26,527	26,527	0	0	0	0	-	-	-	-	-	-	-	-
Other liabilities
765	4,066	3,301	3,301	8,185	4,884	0	0	0	-	-	-	-	4,839	4,839	4,839	35,975	50,181	50,181	50,181	19,045	0	55,960	55,960	55,960	55,960	0	0	0	0	-	-	-	-	-	-	-	-
Total liabilities assumed
765	4,066	3,301	3,301	8,185	4,884	0	0	0	-	-	-	-	4,839	4,839	4,839	3,226,703	3,240,909	3,240,909	3,240,909	19,045	0	2,542,761	2,542,761	2,542,761	2,542,761	0	0	0	0	-	-	-	-	-	-	-	-
Net non-cash assets acquired
846,112	1,361,804	515,692	515,692	997,236	481,544	0	0	0	-	-	-	-	346,690	346,690	347,884	35,201	-287,071	-287,071	-288,265	24,418	0	179,961	179,961	179,961	179,961	0	0	0	0	-	-	-	-	-	-	-	-
Cash and cash equivalents acquired in acquisitions
-	-	-	-	-	20,508	0	0	0	-	-	-	-	4,762	4,762	4,762	883,750	879,240	879,240	879,240	252	0	277,798	277,798	277,798	277,798	0	0	0	0	-	-	-	-	-	-	-	-
Total consideration paid
846,112	1,361,804	515,692	515,692	1,017,744	502,052	0	0	0	-	-	-	-	351,452	351,452	352,646	918,951	592,169	592,169	590,975	24,670	0	457,759	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
FHLB Borrowings
(Gain) loss on extinguishment of debt
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Senior Notes
(Gain) loss on extinguishment of debt
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Commercial
Proceeds from sale of loans held for investment
-	-	-	-	-	0	4,750	4,750	4,750	33,740	68,260	72,970	130,964	121,028	81,758	77,048	19,054	44,020	86,883	86,883	86,883	42,863	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-