Standard avb financial corp. (STND)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Sep'10
ASSETS
Cash on hand and due from banks

6,844

3,396

3,275

3,130

3,201

3,371

3,269

3,171

3,453

3,523

3,307

6,814

1,802

1,924

1,786

2,559

2,243

2,179

2,087

1,729

1,891

1,688

2,408

1,869

2,040

2,052

Interest-earning deposits in other institutions

45,382

29,031

26,002

13,932

31,500

12,836

31,352

24,810

10,777

12,742

16,982

13,420

10,954

8,596

16,375

12,432

14,044

11,612

8,099

14,045

8,627

16,554

9,990

10,789

11,241

36,936

Federal funds sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,000

-

-

-

-

-

-

Cash and Cash Equivalents

52,226

32,427

29,277

17,062

34,701

16,207

34,621

27,981

14,230

16,265

20,289

20,234

12,756

10,520

18,161

14,991

-

-

-

18,774

-

-

-

-

-

-

Investment securities available for sale, at fair value

62,914

69,884

69,730

-

-

66,169

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment securities available for sale, at fair value

-

-

-

67,934

66,848

-

60,373

58,377

62,683

65,559

-

-

-

42,948

44,250

-

-

-

-

-

-

-

-

-

-

-

Equity securities, at fair value

2,281

2,955

2,880

2,760

2,752

2,725

3,145

4,609

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Equity securities, at fair value

-

-

-

-

-

-

-

-

4,468

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment securities available for sale, at fair value

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

63,210

61,521

-

58,629

54,948

Mortgage-backed securities available for sale, at fair value

88,161

91,478

92,883

94,777

87,771

81,794

82,331

82,784

80,059

67,630

-

-

-

17,733

19,653

-

-

-

-

-

-

44,501

41,513

-

44,311

22,589

Cash and Cash Equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

16,287

13,791

10,186

-

10,518

18,242

12,398

12,658

13,281

38,988

Investment securities available for sale, at fair value

-

-

-

-

-

-

-

-

-

-

77,716

83,153

41,027

-

-

64,052

67,267

70,513

64,598

62,675

66,194

-

-

62,946

-

-

Mortgage-backed securities available for sale, at fair value

-

-

-

-

-

-

-

-

-

-

63,758

62,835

16,672

-

-

29,701

30,813

34,087

36,333

40,002

43,363

-

-

42,808

-

-

Certificate of deposit

249

249

249

249

249

249

499

499

499

749

500

500

500

500

500

1,000

-

-

-

-

-

-

-

-

-

-

Federal Home Loan Bank and other restricted stock, at cost

8,150

7,486

7,665

7,667

7,463

7,900

7,984

8,535

9,420

9,468

8,580

8,367

2,997

3,171

3,161

2,757

2,853

2,955

2,667

2,683

2,780

2,610

2,697

2,839

2,988

3,416

Loans receivable, net of allowance for loan losses of $5,383 and $4,882

709,987

712,965

724,254

733,781

724,605

728,982

727,943

734,875

742,861

747,035

747,334

733,413

387,927

381,532

378,080

293,664

290,100

283,617

290,527

291,113

292,329

292,663

290,704

285,113

289,873

286,066

Loans held for sale

104

373

96

614

198

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale

-

-

-

-

-

-

-

-

-

-

-

816

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

393

630

905

419

411

100

100

124

461

Loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

234

-

-

-

-

-

-

-

-

-

-

-

Foreclosed real estate

489

404

459

486

531

486

528

354

354

419

419

-

-

251

281

607

607

1,245

395

463

560

790

1,271

743

523

884

Office properties and equipment, net

9,756

9,930

7,715

9,166

8,835

7,794

7,890

7,932

8,092

8,191

8,307

7,684

3,117

3,209

3,279

3,586

3,738

3,730

3,783

3,840

3,931

3,905

3,988

3,903

4,005

3,847

Bank-owned life insurance

24,512

23,374

23,238

23,102

22,703

22,572

22,438

22,304

22,171

22,040

21,904

21,763

15,139

15,044

14,946

13,722

13,611

13,495

13,384

10,282

10,046

9,959

9,869

9,778

9,687

9,419

Goodwill

25,836

25,836

25,836

25,836

25,836

25,836

25,836

25,836

25,836

25,836

25,985

25,985

8,769

8,769

8,769

8,769

8,769

8,769

8,769

8,769

8,769

8,769

8,769

8,769

8,769

8,769

Core deposit intangible

1,736

1,881

2,026

2,170

2,315

2,500

2,701

2,894

3,087

3,344

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Core deposit intangible

-

-

-

-

-

-

-

-

-

-

3,601

3,858

-

-

-

351

393

435

477

519

561

603

645

687

729

855

Prepaid federal deposit insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

454

522

-

647

710

776

846

901

1,174

Accrued interest receivable and other assets

5,392

5,145

5,180

4,548

4,943

8,574

6,367

5,958

5,713

6,064

7,011

8,814

3,662

4,319

3,905

3,671

3,316

2,818

2,759

3,407

2,586

-

-

3,429

-

-

Accrued interest and other assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,924

3,053

-

3,875

3,687

TOTAL ASSETS

991,793

984,387

991,488

990,152

989,750

971,796

982,656

982,938

979,473

972,600

985,404

977,422

492,566

487,996

495,219

436,871

437,754

436,302

435,030

443,432

442,703

449,297

437,304

434,619

437,695

435,103

LIABILITIES AND STOCKHOLDERS' EQUITY
Liabilities
Deposits:
Demand and savings accounts

493,821

489,292

491,758

489,887

496,515

471,177

484,976

489,994

480,524

482,902

496,987

496,508

227,360

224,630

231,378

195,628

193,472

190,931

187,624

192,266

186,543

190,397

186,205

186,235

188,204

190,517

Time Deposits

235,715

245,114

245,205

246,329

246,907

246,697

240,388

228,728

211,563

211,944

214,666

216,218

142,265

137,557

137,256

130,497

132,074

134,214

136,374

138,033

139,151

140,504

138,154

134,087

126,123

125,700

Total Deposits

729,536

734,406

736,963

736,216

743,422

717,874

725,364

718,722

692,087

694,846

711,653

712,726

369,625

362,187

368,634

326,125

325,546

325,145

323,998

330,299

325,694

330,901

324,359

320,322

314,327

316,217

Federal Home Loan Bank short-term borrowings

-

-

-

-

-

4,500

-

-

22,883

27,021

25,028

80,529

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Long-term borrowings

-

-

-

103,456

98,148

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Long-term borrowings

112,551

99,098

105,738

-

-

104,963

113,052

121,103

121,296

107,652

103,514

42,907

44,101

47,668

48,856

28,892

28,570

28,588

24,360

26,849

31,618

31,636

27,651

28,520

36,924

37,805

Securities sold under agreements to repurchase

4,010

3,740

2,925

3,619

3,988

2,137

4,106

4,378

4,559

4,240

5,948

2,529

2,525

2,342

1,964

4,194

4,533

3,275

4,454

3,232

2,199

3,254

3,342

2,897

4,434

3,444

Advance deposits by borrowers for taxes and insurance

27

47

33

92

38

45

7

66

714

782

525

-

43

28

10

547

586

505

564

635

657

457

615

588

306

93

Stock subscriptions outstanding

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

29,461

Securities purchased not settled

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,710

703

993

1,160

-

Accrued interest payable and other liabilities

4,919

5,248

4,546

5,223

4,010

4,363

4,813

4,095

4,624

4,087

5,446

6,380

2,327

2,781

2,743

2,556

2,349

2,231

2,107

2,300

2,455

-

-

2,583

-

-

Accrued interest and other expenses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,417

2,263

-

3,160

2,749

TOTAL LIABILITIES

851,043

842,539

850,205

848,606

849,606

833,906

847,342

848,364

846,163

838,628

852,114

845,071

418,621

415,006

422,207

362,314

361,584

359,744

355,483

363,315

362,623

370,375

358,933

355,903

360,311

389,769

Stockholders' Equity
Preferred stock, $0.01 par value per share, 10,000,000 shares authorized, none issued

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

-

-

Common stock, $0.01 par value per share, 40,000,000 shares authorized, 4,659,649 and 4,689,354 shares outstanding, respectively

47

47

47

48

48

48

48

48

48

48

48

48

26

26

26

31

32

32

34

35

34

34

34

35

35

-

Additional paid-in-capital

71,288

72,155

72,327

74,340

75,663

75,571

75,381

75,275

75,203

75,063

75,063

74,912

16,893

16,626

16,071

25,327

27,280

27,138

30,722

31,839

32,435

32,456

32,593

33,403

33,387

-

Retained earnings

70,140

70,037

68,963

67,508

66,441

65,301

64,442

63,124

61,689

60,172

59,653

58,753

59,404

59,107

58,810

51,187

50,633

50,045

49,466

48,822

48,400

47,791

47,162

46,475

45,742

44,051

Unearned Employee Stock Ownership Plan (ESOP) shares

1,494

1,533

1,571

1,609

1,648

1,686

1,724

1,763

1,801

1,839

1,877

1,916

1,954

1,992

2,031

2,490

2,529

2,567

2,606

2,644

2,682

2,720

2,759

2,797

2,835

-

Accumulated other comprehensive income

769

1,142

1,517

1,259

-360

-1,344

-2,833

-2,110

-1,829

528

403

554

-424

-777

136

502

754

1,910

1,931

2,065

1,893

1,361

1,341

1,600

1,055

1,283

TOTAL STOCKHOLDERS’ EQUITY

140,750

141,848

141,283

141,546

140,144

137,890

135,314

134,574

133,310

133,972

133,290

132,351

73,945

72,990

73,012

74,557

76,170

76,558

79,547

80,117

80,080

78,922

78,371

78,716

77,384

45,334

TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY

991,793

984,387

991,488

990,152

989,750

971,796

982,656

982,938

979,473

972,600

985,404

977,422

492,566

487,996

495,219

436,871

437,754

436,302

435,030

443,432

442,703

449,297

437,304

434,619

437,695

435,103