Standard AVB Financial Corp. STND Income Statement

Standard avb financial corp. (STND)

Income statement / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Jun'10
Interest and Dividend Income
Loans, including fees
7,813	8,061	8,239	8,171	8,016	8,114	8,007	7,996	7,916	8,018	7,962	7,202	3,766	3,726	3,673	3,592	3,607	3,553	3,278	3,268	3,420	3,463	3,563	3,617	3,717	3,787	3,771	3,918	3,955	3,983	3,986
Mortgage-backed securities
463	493	572	570	548	522	504	516	457	357	386	440	74	80	90	101	99	133	158	168	175	200	249	282	276	274	323	350	309	279	195
Investments:
Taxable
114	119	112	118	115	112	101	107	100	120	164	163	71	72	81	98	97	98	176	183	176	171	186	183	176	180	215	219	217	238	206
Tax-exempt
415	410	402	389	379	374	343	359	355	363	376	381	196	209	209	192	193	222	227	227	224	222	211	215	204	199	172	155	160	140	110
Federal Home Loan Bank and other restricted stock
143	142	147	155	174	135	134	161	160	105	151	90	38	36	39	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Federal Home Loan Bank stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	42	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest-earning deposits and federal funds sold
88	104	90	98	80	104	112	56	50	44	44	36	9	10	9	14	10	1	1	1	1	2	2	1	1	1	-6	1	2	11	11
Total Interest and Dividend Income
9,036	9,329	9,562	9,501	9,312	9,361	9,201	9,195	9,038	9,007	9,083	8,312	4,154	4,133	4,101	4,039	4,006	4,007	3,840	3,847	3,996	4,058	4,211	4,298	4,374	4,441	4,475	4,643	4,643	4,651	4,508
Interest Expense
Deposits
1,672	1,789	1,818	1,791	1,593	1,505	1,335	1,147	974	968	965	872	666	678	673	664	639	627	814	818	833	863	872	896	913	929	901	905	936	1,024	1,127
Federal Home Loan Bank short-term borrowings
-	1	7	9	28	1	0	68	158	-	186	180	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	292	309	336
Long-term borrowings
-	-	-	534	-	-	-	592	497	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long-term borrowings
531	-	570	-	536	-	599	-	-	441	294	203	193	200	208	209	221	204	95	115	128	154	169	194	187	194	-	283	-	-	-
Securities sold under agreements to repurchase
4	4	3	4	6	5	2	2	2	1	1	1	1	1	0	0	1	1	1	1	1	1	2	1	2	2	2	4	4	6	7
Total Interest Expense
2,207	2,363	2,398	2,338	2,163	2,078	1,936	1,809	1,631	1,514	1,446	1,256	860	879	881	873	861	832	910	934	962	1,018	1,043	1,091	1,102	1,125	1,156	1,192	1,232	1,339	1,470
Net Interest Income
6,829	6,966	7,164	7,163	7,149	7,283	7,265	7,386	7,407	7,493	7,637	7,056	3,294	3,254	3,220	3,166	3,145	3,175	2,930	2,913	3,034	3,040	3,168	3,207	3,272	3,316	3,319	3,451	3,411	3,312	3,038
Provision for Loan Losses
550	182	254	181	108	-	223	175	-	250	100	167	0	40	105	-	0	0	0	0	150	225	300	300	300	300	425	425	425	350	350
Net Interest Income after Provision for Loan Losses
6,279	6,784	6,910	6,982	7,041	7,109	7,042	7,211	7,407	7,243	7,537	6,889	3,294	3,214	3,115	3,166	3,145	3,175	2,930	2,913	2,884	2,815	2,868	2,907	2,972	3,016	2,894	3,026	2,986	2,962	2,688
Noninterest Income
Service charges
-	-	-	-	-	-	-	-	-	-	-	669	374	403	406	416	396	414	448	452	420	442	395	388	411	396	406	401	384	423	420
Earnings on bank-owned life insurance
138	136	136	134	131	136	134	132	131	111	140	138	121	124	124	123	122	122	125	132	125	114	97	99	99	101	101	100	96	98	95
Net losses on sales of securities
-	0	0	6	-7	-	-	-17	-	-	18	57	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net gains on sales of equities
-	-	-	-	-	-	331	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net equity securities fair value adjustment (losses) gains
-674	-	120	-	27	-	-218	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net loan sale gains and referral fees
99	-	-	-	34	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net losses on sales of securities
-	-	-	-	-	-	-	-	-	-	-	58	-65	33	26	10	83	-2	39	28	13	-1	1	0	3	52	20	0	0	2	-
Net gains on sales of equities
-	-	-	-	-	-	-	23	40	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net equity securities fair value adjustment gains
-	-	-	8	-	-	-	155	50	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net loan sale gains
-	-	78	48	-	-	20	22	4	46	37	110	4	37	30	13	8	19	6	44	67	88	77	85	31	12	4	10	12	49	4
Investment management fees
-	-	-	-	-	-	-	-	-	-	-	-	72	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Annuity and mutual fund fees
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	53	49	50	56	54	34	19	38	37	27	40	79	35	36	89
Investment management fees
-	-	-	-	-	-	-	-	-	-	-	-	-	-	51	48	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment management fees
-	-	-	-	-	-	-	-	-	-	-	-	-	56	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other income
20	7	187	16	62	173	17	31	15	54	40	73	11	11	14	5	53	50	10	32	15	9	14	5	10	6	14	6	8	9	9
Total Noninterest Income
535	1,334	1,487	1,093	1,138	801	1,161	1,303	1,082	765	1,016	1,245	517	664	651	615	715	652	678	744	694	686	603	615	591	594	585	596	535	617	617
Noninterest Expenses
Compensation and employee benefits
3,365	3,217	3,161	3,213	3,221	3,068	2,956	2,964	3,430	2,739	3,301	2,618	1,745	1,586	1,552	1,622	1,647	1,660	1,538	1,530	1,612	1,530	1,530	1,446	1,452	1,408	1,401	1,383	1,357	1,371	1,342
Data processing
188	187	177	176	177	172	164	154	154	152	204	137	119	117	118	114	118	112	112	105	105	99	99	103	116	107	103	96	99	91	91
Premises and occupancy costs
610	593	565	596	673	655	645	652	685	640	622	583	337	317	319	322	314	293	294	287	300	277	279	279	282	257	254	259	256	226	224
Automatic teller machine expense
146	150	160	148	137	132	126	125	129	153	103	93	90	90	99	93	84	82	83	79	72	79	77	75	79	81	82	82	74	76	75
Federal deposit insurance
-44	-	-32	-	68	-	72	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Federal deposit insurance
-	-	-	68	-	-	-	67	81	78	78	84	39	39	40	57	57	57	54	65	69	70	70	69	73	75	64	80	107	111	110
Core deposit amortization
145	145	144	145	193	193	193	193	257	-	257	257	-	-	-	-	-	15	42	42	42	42	42	42	42	42	42	42	42	42	42
Merger related expenses
-	-	-	-	-	-	-	-	-	0	0	2,837	252	307	709	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Contribution to Standard Charitable Foundation
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	1,376	-
Other operating expenses
1,100	1,249	1,051	1,044	998	1,329	1,154	1,227	1,017	1,358	1,191	1,000	394	469	457	363	332	370	547	583	479	348	544	437	468	448	453	446	426	398	337
Total Noninterest Expenses
5,510	5,542	5,226	5,390	5,467	5,622	5,310	5,382	5,753	5,378	5,756	7,609	2,976	2,925	3,294	2,571	2,552	2,589	2,670	2,691	2,679	2,445	2,641	2,451	2,512	2,418	2,399	2,388	2,361	3,691	2,221
Income before Income Tax Expense
1,304	2,576	3,171	2,685	2,712	2,288	2,893	3,132	2,736	2,630	2,797	525	835	953	472	1,210	1,308	1,238	938	966	899	1,056	830	1,071	1,051	1,192	1,080	1,234	1,160	-112	1,084
Income Tax Expense
Federal
110	353	509	485	357	343	357	537	476	1,092	807	-17	224	377	-39	292	349	328	226	216	134	247	216	257	235	299	-	-	-	-	-
State
84	148	198	102	186	178	156	101	100	97	54	157	48	17	110	52	57	44	27	28	44	55	35	50	34	62	-	-	-	-	-
Federal
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	325	275	-128	296
State
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	64	57	-2	51
Total Income Tax Expense
194	501	707	587	543	521	513	638	576	1,189	861	140	272	394	71	344	406	372	253	244	178	302	251	307	269	361	347	389	332	-130	347
Net Income
1,110	2,075	2,464	2,098	2,169	1,767	2,380	2,494	2,160	1,441	1,936	385	563	559	401	866	902	866	685	722	721	754	579	764	782	831	-	845	-	-	-
Earnings Per Share:
Net Income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	828	18	737
Basic earnings per common share (in dollars per share)
0.24	0.45	0.54	0.45	0.47	0.38	0.51	0.54	0.47	0.34	0.42	0.09	0.23	0.23	0.17	0.37	0.37	0.34	0.24	0.25	0.24	0.24	0.18	0.24	0.25	0.26	-	0.26	0.26	-	-
Diluted earnings per common share (in dollars per share)
0.24	0.47	0.53	0.44	0.46	0.39	0.50	0.53	0.46	0.33	0.41	0.08	0.23	0.23	0.16	0.36	0.36	0.33	0.24	0.25	0.24	0.24	0.18	0.24	0.25	0.26	-	-	-	-	-
Cash dividends paid per common share (in dollars per share)
0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.11	0.11	0.11	0.11	0.11	0.08	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	-	-	-	-	-
Basic weighted average shares outstanding (in shares)
4,544	4,539	4,573	4,652	4,659	4,649	4,635	4,629	4,622	4,642	4,601	4,427	2,415	2,393	2,371	2,358	2,409	2,547	-	2,888	3,040	-	-	3,158	3,159	-	-	-	-	-	-
Diluted weighted average shares outstanding (in shares)
4,627	4,394	4,665	4,745	4,765	4,493	4,759	4,748	4,738	4,738	4,735	4,536	2,499	2,470	2,444	2,436	2,497	2,642	-	2,909	3,055	-	-	3,158	3,159	-	-	-	-	-	-
Weighted average shares outstanding (in shares)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3,100	-	-	-	3,202	-	3,209,516	3,205	-	-
Service charges
Fees and commissions
-	-	-	714	-	-	-	762	710	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Fees and commissions
732	-	794	-	689	-	736	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment management fees
Fees and commissions
220	154	172	167	202	176	141	195	132	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-