Stock yards bancorp, inc. (SYBT)
Balance Sheet / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
Assets
Cash and due from banks

47

46

68

51

44

51

66

44

41

41

47

44

43

39

41

40

35

35

37

37

33

42

38

57

42

34

47

41

31

42

35

34

30

32

30

24

17

Federal funds sold and interest bearing due from banks

206

202

68

64

67

147

54

10

15

97

81

80

45

8

16

9

13

67

17

20

23

32

31

37

40

36

23

36

27

25

17

35

23

22

25

19

23

Total Cash and cash equivalents

254

249

136

116

111

198

120

55

56

139

129

125

89

47

57

50

48

103

55

58

57

74

69

95

-

70

-

-

-

-

-

-

-

-

-

-

-

Mortgage loans held for sale

8

8

6

3

2

1

2

2

4

2

5

3

3

3

5

6

3

6

5

8

6

3

4

4

3

1

3

7

4

14

13

6

6

4

11

4

12

Available for sale debt securities (amortized cost of $436,446 in 2020 and $469,313 in 2019

445

470

375

423

507

436

550

574

598

574

571

576

556

570

541

567

569

565

504

412

471

513

449

414

440

490

401

402

362

386

360

333

348

352

286

258

245

Securities held to maturity (fair value of $22 in 2010)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Federal Home Loan Bank stock, at cost

11

11

11

11

9

10

10

10

8

7

7

7

6

6

6

6

6

6

6

6

6

6

6

6

6

7

6

6

5

5

5

5

4

4

4

4

4

Other securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

-

1

1

1

1

1

1

1

1

1

1

1

Loans

2,937

2,845

2,856

2,763

2,525

2,548

2,534

2,577

2,512

2,409

2,335

2,309

2,272

2,305

2,222

2,175

2,094

2,033

1,954

1,899

1,874

1,868

1,785

1,799

1,728

1,721

1,709

1,666

1,600

1,584

1,578

1,577

1,531

1,544

1,539

1,538

1,508

Allowance for credit losses

42

26

26

26

26

25

25

24

24

24

24

25

24

24

24

23

22

22

21

23

24

24

27

29

28

28

28

31

32

31

31

31

31

29

29

27

25

Net loans

2,895

2,818

2,829

2,737

2,499

2,522

2,509

2,553

2,488

2,384

2,310

2,284

2,248

2,281

2,198

2,152

2,072

2,010

1,932

1,875

1,849

1,843

1,758

1,770

1,700

1,692

1,680

1,635

1,568

1,552

1,547

1,546

1,500

1,515

1,509

1,511

1,482

Premises and equipment, net

57

58

62

65

45

44

43

42

41

41

41

41

41

42

42

42

39

39

39

40

40

39

38

39

39

39

39

39

36

36

37

37

37

36

35

34

31

Bank owned life insurance

32

32

32

32

32

32

32

32

32

32

31

31

32

31

31

31

31

30

30

30

30

30

29

29

29

29

28

28

28

28

27

27

27

27

26

26

26

Accrued interest receivable

8

8

8

9

8

8

8

8

8

8

8

6

7

6

6

6

7

6

6

5

6

5

5

5

5

5

5

5

5

5

5

5

5

5

5

5

6

Goodwill

12

12

12

12

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Core deposit intangible

2

2

2

2

-

1

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other assets

56

50

56

48

63

45

46

45

47

48

50

50

47

49

46

45

46

46

43

43

44

47

45

46

45

51

52

54

49

51

51

50

53

50

50

52

50

Total assets

3,784

3,724

3,533

3,463

3,281

3,302

3,324

3,323

3,285

3,239

3,155

3,126

3,033

3,039

2,938

2,909

2,824

2,816

2,624

2,482

2,512

2,563

2,407

2,411

2,354

2,389

2,289

2,258

2,121

2,148

2,102

2,083

2,040

2,053

1,987

1,943

1,902

Liabilities
Non-interest bearing

858

810

795

777

698

711

705

715

681

674

676

696

686

680

680

637

606

583

595

551

531

523

491

462

436

423

429

412

376

396

359

341

328

313

285

266

247

Interest bearing

2,339

2,323

2,150

2,105

2,053

2,083

1,892

1,824

1,891

1,903

1,805

1,782

1,857

1,840

1,710

1,712

1,759

1,787

1,546

1,520

1,579

1,599

1,516

1,525

1,550

1,557

1,453

1,452

1,359

1,385

1,330

1,323

1,298

1,304

1,291

1,265

1,246

Total deposits

3,198

3,133

2,946

2,883

2,752

2,794

2,598

2,540

2,573

2,578

2,481

2,478

2,544

2,520

2,390

2,349

2,366

2,371

2,141

2,071

2,110

2,123

2,007

1,987

1,987

1,980

1,882

1,864

1,736

1,781

1,690

1,664

1,627

1,617

1,576

1,532

1,493

Securities sold under agreements to repurchase

32

31

33

33

34

36

53

58

67

70

71

65

65

67

67

57

54

64

67

64

59

69

66

56

52

62

56

56

50

59

54

50

59

66

69

64

60

Federal funds purchased

9

10

9

12

12

10

231

286

215

161

161

161

10

47

76

114

30

22

62

13

14

47

16

59

18

55

31

28

36

16

19

36

20

37

13

22

25

Federal Home Loan Bank advances

69

80

82

84

47

48

48

48

49

49

50

50

50

51

51

43

43

43

43

38

36

36

36

36

34

34

32

31

31

31

60

60

60

60

60

60

60

Other short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

1

1

Accrued interest payable

0

0

0

1

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Other liabilities

64

60

65

59

55

46

39

43

41

46

55

44

41

38

41

39

33

27

28

21

23

26

28

28

24

26

29

25

24

22

46

43

49

42

41

41

50

Subordinated debentures

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

30

30

30

30

30

30

30

40

40

40

40

Total liabilities

3,374

3,317

3,137

3,074

2,903

2,936

2,971

2,978

2,947

2,906

2,821

2,800

2,713

2,725

2,627

2,604

2,527

2,530

2,343

2,210

2,244

2,303

2,156

2,167

2,117

2,159

2,063

2,038

1,912

1,943

1,901

1,887

1,848

1,865

1,804

1,764

1,733

Commitments and contingent liabilities (Footnote 14)

-

-

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Stockholders’ equity
Preferred stock, no par value. Authorized 1,000,000 shares; no shares issued or outstanding

0

0

0

0

-

0

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Common stock, no par value. Authorized 40,000,000 shares; issued and outstanding 22,665,000 and 22,604,000 shares in 2020 and 2019, respectively

36

36

36

36

36

36

36

36

36

36

36

36

36

36

36

35

10

10

10

10

10

10

9

9

9

9

9

9

7

7

7

7

7

6

6

6

6

Additional paid-in capital

38

35

34

37

39

36

35

34

32

31

30

29

29

26

24

21

45

44

42

41

39

38

36

35

34

33

31

30

19

17

17

16

15

14

14

13

12

Retained earnings

328

333

323

313

303

298

289

281

274

267

267

260

255

252

247

241

235

231

225

219

214

209

204

197

192

188

185

180

177

174

170

166

163

160

156

153

147

Accumulated other comprehensive income

6

0

1

1

-2

-5

-8

-7

-5

-1

-0

-0

-0

-1

4

5

3

0

3

1

3

2

0

1

-0

-2

-0

-0

4

5

6

5

5

5

5

4

3

Total stockholders’ equity

409

406

396

389

377

366

352

345

337

333

334

326

319

313

311

305

296

286

280

272

267

259

251

243

236

229

226

220

208

205

201

196

191

187

183

178

169

Total liabilities and stockholders’ equity

3,784

3,724

3,533

3,463

3,281

3,302

3,324

3,323

3,285

3,239

3,155

3,126

3,033

3,039

2,938

2,909

2,824

2,816

2,624

2,482

2,512

2,563

2,407

2,411

2,354

2,389

2,289

2,258

2,121

2,148

2,102

2,083

2,040

2,053

1,987

1,943

1,902