Texas capital bancshares inc/tx (TCBIL)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Operating activities
Net Income (Loss) Attributable to Parent

-16

73

88

77

82

71

85

71

71

44

58

51

42

48

42

38

25

34

37

37

35

37

36

33

28

30

33

24

33

31

32

29

27

25

21

16

11

Adjustments to reconcile net income/(loss) to net cash provided by operating activities:
Provision for credit losses

96

17

11

27

20

35

13

27

12

2

20

13

9

9

22

16

30

14

13

14

11

6

6

4

5

5

5

7

2

4

3

1

3

6

7

8

7

Depreciation and amortization

13

11

9

8

7

7

8

7

8

8

7

6

6

5

5

5

5

4

3

4

4

4

3

3

3

3

5

1

1

5

1

1

1

4

1

1

1

Net (gain)/loss on sale of loans held for sale

-13

-7

-6

-5

-0

-8

-0

-5

-2

-1

-0

0

-0

1

1

0

-0

-0

-0

-0

0

0

0

0

-0

0

0

0

0

0

-0

0

0

-0

-0

0

0

Increase (decrease) in valuation allowance on mortgage servicing rights

10

-2

2

2

2

0

0

-2

-0

3

-0

0

0

-

-

-

-

-

-

-

-

-

-

0

-0

-0

-0

-0

-0

-0

-0

-0

-0

-0

-0

-0

-0

Bank owned life insurance (BOLI) income

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Stock-based compensation expense

3

4

4

4

4

1

4

5

5

6

6

4

4

7

2

3

0

3

2

4

2

2

4

2

4

-

-

-

-

-

-

-

-

-

-

-

-

Tax benefit from stock option exercises

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1

-

2

1

1

0

0

0

1

Excess tax benefits from stock-based compensation arrangements

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

0

0

0

0

1

0

0

0

2

2

-3

-8

11

0

4

2

1

1

3

Purchases and originations of loans held for sale

2,356

2,894

3,116

2,622

1,550

1,741

1,806

1,726

1,479

1,241

1,471

1,544

1,299

1,399

1,051

511

364

122

4

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other real estate owned write-down

-

-

-

-

-

-

-

0

2

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in OREO valuation allowance

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Changes in operating assets and liabilities:
Accrued interest receivable and other assets

141

-12

-34

132

58

42

-15

111

-15

37

22

65

-19

-17

7

23

48

-16

27

24

25

44

-38

55

-3

7

-4

-6

-27

19

23

15

2

3

56

22

-20

Accrued interest payable and other liabilities

39

-26

15

47

51

-38

48

-0

-13

1

8

0

-0

-36

11

16

6

-5

-9

2

9

39

0

3

-4

6

-5

-3

6

8

4

3

-5

17

17

1

-3

Net cash provided by operating activities of continuing operations

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

44

41

74

-

-395

-131

-153

758

-796

-305

419

Net cash provided by operating activities of discontinued operations

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-0

-0

0

-0

Net cash provided by operating activities

1,785

189

-1,455

861

164

-268

-242

-174

5

-9

-48

28

161

-299

-359

-72

5

-22

18

37

35

41

88

-10

38

30

44

41

74

769

-395

-131

-153

758

-796

-305

419

Investing activities
Purchases of investment securities

1

2

0

0

109

2

95

0

2

0

0

78

18

0

0

0

0

0

0

0

0

-

-

-

-

-

-

0

0

0

0

0

-0

10

0

0

0

Maturities and calls of available-for-sale securities

-

-

-

-

-

-

-

-

-

0

94

0

0

0

0

0

0

0

0

0

1

0

2

1

7

0

2

6

6

0

0

1

12

0

4

1

1

Principal payments received on investment securities

4

0

4

0

0

0

1

0

0

1

0

1

1

1

1

1

1

1

2

1

2

2

2

2

2

3

4

5

5

6

6

7

7

7

9

13

11

Originations of mortgage finance loans

37,932

38,959

40,790

34,679

24,328

25,489

27,999

25,839

19,821

24,647

25,032

22,151

15,100

25,980

28,782

26,105

19,706

19,556

21,427

24,082

21,276

17,845

16,550

14,006

9,687

11,466

11,884

14,562

13,173

14,870

14,050

11,854

10,334

9,444

7,684

5,380

4,725

Proceeds from pay-offs of mortgage finance loans

38,513

38,741

40,254

33,564

23,906

25,090

28,445

24,606

20,440

24,981

24,573

20,339

16,225

26,444

29,081

25,826

19,691

18,902

22,020

24,584

19,970

17,517

16,476

12,994

9,783

10,944

12,460

14,302

13,770

-

-

-

-

-

-

-

-

Net increase in loans held for investment, excluding mortgage finance loans

438

-283

-114

-117

375

153

34

832

380

538

558

993

303

378

148

473

321

186

441

366

609

470

534

227

444

436

541

593

135

240

316

442

221

272

145

463

8

Proceeds from sale of mortgage servicing rights

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales and repayments of loans held for sale

4,126

2,974

1,489

3,442

1,602

1,437

1,412

1,527

1,381

9,740

-1,343

-1,559

-1,379

3,757

-617

-382

-352

43

-3

0

0

-

-

-

-

-

-

-

-

-

13,640

11,702

10,159

-

6,897

5,069

5,107

Proceeds from sale of MSRs

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of premises and equipment, net

1

1

6

6

2

1

0

0

4

3

4

1

2

0

0

0

0

1

1

2

-0

6

2

5

1

0

1

1

0

1

0

1

0

0

0

1

0

Proceeds from sale of other real estate owned, net

0

0

0

0

0

0

13

0

0

0

0

0

0

0

0

0

0

0

0

0

1

0

0

2

3

7

7

-2

-1

27

-8

-2

-1

43

-2

-4

-13

Cash paid for acquisition

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

4

-2

0

-

-

-

-

-

-

-

-

Net cash provided by/(used in) investing activities

144

62

-423

-1,004

-909

-508

350

-2,066

231

-206

-926

-2,884

802

86

150

-751

-335

-839

154

135

-1,911

-802

-606

-1,239

-335

-946

41

-844

473

-1,327

-300

-433

-201

-1,157

-128

-457

16

Financing activities
Net increase in deposits

655

-934

4,414

2,348

44

220

50

1,570

-358

41

1,789

686

-411

-1,128

1,441

404

1,214

-80

977

65

1,449

957

958

1,028

471

300

976

234

305

723

57

596

507

69

64

199

-233

Costs from issuance of stock related to stock-based awards and warrants

1

-0

0

-0

1

-0

0

0

0

0

0

0

0

0

1

0

0

0

0

0

0

0

1

0

0

4

-0

-0

-0

0

-1

0

0

0

0

-0

1

Net proceeds from issuance of common stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

149

0

0

106

0

0

0

0

0

86

0

0

-

-

-

-

Net proceeds from issuance of preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-0

145

0

0

0

0

-

-

-

-

Preferred dividends paid

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

-

-

-

-

-

-

-

-

-

-

-

-

Net increase/(decrease) in other borrowings

2,500

-

-

-

300

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Preferred stock dividend and accretion of preferred stock discount

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-2

0

-

-

-

-

-

-

-

-

Proceeds from (Repayments of) Short-term Debt

-

-

-

-

-

700

-800

1,700

-500

300

-200

1,200

-500

330

-349

415

104

250

-150

400

-100

642

-247

193

-342

597

-1,047

841

-1,188

101

235

63

-82

225

772

339

4

Excess tax benefits from stock-based compensation arrangements

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

0

0

0

0

1

0

0

0

2

2

-3

-8

11

0

4

2

1

1

3

Net increase/(decrease) in federal funds purchased and repurchase agreements

-153

-1

367

390

-256

-154

34

14

-170

-281

378

-320

-32

-28

14

4

42

-39

5

16

-32

185

16

-129

5

21

137

145

-179

200

-201

112

28

-90

-117

-88

167

Issuance of subordinated notes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

172

0

0

0

0

-

-

-

0

-

-

-

-

Net cash provided by/(used in) financing activities

3,305

-1,035

3,444

1,455

-2

1,072

-786

3,252

-691

620

1,207

2,204

-882

-536

1,074

813

1,273

206

819

447

1,379

1,561

690

1,348

400

874

-209

930

-563

615

702

549

401

389

956

628

-392

Net increase/(decrease) in cash and cash equivalents

5,234

-

-

-

-748

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash and Cash Equivalents, Period Increase (Decrease)

-

-

-

-

-

295

-677

1,011

-454

404

231

-651

81

-749

865

-10

942

-656

992

620

-495

800

172

99

103

-41

-123

127

-14

57

6

-15

47

-10

31

-134

43

Supplemental disclosures of cash flow information:
Cash paid during the period for interest

73

110

91

104

86

77

63

49

46

35

34

22

22

15

17

12

17

10

14

8

13

7

12

7

6

6

6

6

5

7

5

4

4

5

4

4

5

Cash paid during the period for income taxes

0

4

21

63

0

11

14

49

0

31

20

51

0

19

25

42

0

17

27

42

0

23

18

32

0

22

17

35

2

12

22

25

8

12

9

9

0

Non-cash transactions:
Transfers from loans/leases to other real estate owned and other repossessed assets

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

1

17

0

0

0

1

0

0

0

0

0

0

0

0

0

0

0

2

5

12

5

0