Texas capital bancshares inc/tx (TCBIP)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Operating activities
Net Income (Loss) Attributable to Parent

223

322

320

318

311

300

273

246

226

197

200

184

172

155

141

135

134

144

147

147

143

136

128

125

116

121

122

121

126

120

115

104

91

76

0

0

0

Adjustments to reconcile net income/(loss) to net cash provided by operating activities:
Provision for credit losses

151

75

93

95

95

87

54

61

47

44

51

53

56

77

82

73

72

53

45

38

28

22

20

19

22

19

18

16

10

11

13

17

24

28

0

0

0

Depreciation and amortization

42

37

33

31

31

32

33

31

29

27

25

23

22

21

20

18

17

16

16

16

15

14

13

15

13

11

14

9

9

9

8

8

8

9

0

0

0

Net (gain)/loss on sale of loans held for sale

-32

-20

-20

-15

-14

-15

-9

-9

-3

-2

0

2

1

2

1

-0

-0

-0

-0

0

0

0

1

1

0

0

1

0

0

0

0

0

0

0

0

0

0

Increase (decrease) in valuation allowance on mortgage servicing rights

12

5

8

5

0

-2

0

0

2

2

0

0

0

-

-

-

-

-

-

-

-

-

-

-0

-0

-0

-0

-0

-0

-0

-0

-0

-0

-0

0

0

0

Bank owned life insurance (BOLI) income

-

-

-

-

-

-

-

-

-

-

0

0

2

-

2

2

2

2

1

1

2

2

2

1

1

1

1

2

2

2

2

2

2

2

0

0

0

Stock-based compensation expense

16

17

14

14

15

16

22

24

23

22

22

18

17

13

9

9

10

12

12

13

12

14

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Tax benefit from stock option exercises

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

6

4

3

3

0

0

0

Excess tax benefits from stock-based compensation arrangements

-

-

-

-

-

-

-

-

-

-

-

-

-

2

1

1

1

1

1

2

2

2

3

4

6

1

-8

0

-0

7

19

9

10

8

0

0

0

Purchases and originations of loans held for sale

10,989

10,183

9,030

7,720

6,824

6,753

6,254

5,918

5,736

5,556

5,714

5,294

4,262

3,327

2,050

1,003

491

127

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other real estate owned write-down

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in OREO valuation allowance

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Changes in operating assets and liabilities:
Accrued interest receivable and other assets

227

143

199

217

197

123

117

156

110

105

51

36

-6

61

62

82

83

61

122

57

88

58

21

54

-6

-31

-18

9

30

61

45

78

85

63

0

0

0

Accrued interest payable and other liabilities

76

87

75

107

59

-5

35

-3

-2

10

-28

-26

-9

-2

28

7

-7

-3

41

51

53

38

5

-0

-7

3

4

14

22

10

20

33

31

32

0

0

0

Net cash provided by operating activities of continuing operations

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

77

-322

-496

75

0

0

0

Net cash provided by operating activities of discontinued operations

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

-0

0

-0

0

0

0

Net cash provided by operating activities

1,381

-240

-698

515

-520

-679

-420

-226

-24

132

-157

-468

-569

-726

-450

-71

38

68

133

202

154

157

147

103

155

191

930

489

316

89

77

-322

-496

75

0

0

0

Investing activities
Purchases of investment securities

5

113

113

208

209

101

99

4

81

97

97

97

20

1

1

0

0

0

0

0

0

-

-

-

-

-

-

0

0

0

9

9

9

10

0

0

0

Maturities and calls of available-for-sale securities

-

-

-

-

-

-

-

-

-

94

95

0

0

0

0

0

0

2

2

4

5

11

11

12

17

15

15

13

8

14

14

18

19

8

0

0

0

Principal payments received on investment securities

10

6

5

2

2

3

4

3

3

4

4

5

5

5

6

7

7

8

8

8

9

9

11

13

15

18

21

22

25

27

28

32

38

42

0

0

0

Originations of mortgage finance loans

152,362

138,759

125,289

112,498

103,658

99,151

98,308

95,341

91,653

86,931

88,264

92,014

95,967

100,574

94,150

86,795

84,772

86,342

84,631

79,754

69,679

58,090

51,711

47,045

47,601

51,087

54,491

56,657

53,949

51,110

45,683

39,317

32,843

27,234

0

0

0

Proceeds from pay-offs of mortgage finance loans

151,073

136,466

122,815

111,005

102,048

98,581

98,473

94,601

90,335

86,120

87,583

92,090

97,577

101,043

93,502

86,441

85,199

85,478

84,093

78,548

66,958

56,772

50,199

46,183

47,491

51,478

0

0

0

-

-

-

-

-

-

-

-

Net increase in loans held for investment, excluding mortgage finance loans

-76

-139

297

447

1,396

1,402

1,787

2,311

2,472

2,395

2,234

1,824

1,303

1,321

1,129

1,422

1,315

1,603

1,887

1,981

1,842

1,676

1,642

1,649

2,014

1,706

1,510

1,285

1,135

1,220

1,253

1,082

1,103

890

0

0

0

Proceeds from sale of mortgage servicing rights

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales and repayments of loans held for sale

12,032

9,508

7,972

7,896

5,980

5,759

14,061

11,304

8,218

5,457

-524

201

1,378

2,405

-1,308

-694

-312

40

0

0

0

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

Proceeds from sale of MSRs

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of premises and equipment, net

15

16

17

11

5

7

8

13

14

12

9

5

3

2

2

3

6

5

10

12

14

15

9

7

4

4

4

3

3

3

3

3

3

3

0

0

0

Proceeds from sale of other real estate owned, net

0

0

0

13

13

13

13

0

1

1

0

0

0

0

0

0

0

1

1

1

3

5

13

21

16

11

31

15

14

14

30

36

35

23

0

0

0

Cash paid for acquisition

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2

0

0

0

-

-

-

-

-

-

-

-

Net cash provided by/(used in) investing activities

-1,222

-2,276

-2,847

-2,072

-3,134

-1,992

-1,690

-2,968

-3,786

-3,215

-2,922

-1,845

288

-850

-1,775

-1,771

-885

-2,460

-2,423

-3,185

-4,559

-2,983

-3,127

-2,479

-2,085

-1,275

-1,657

-1,999

-1,587

-2,263

-2,092

-1,921

-1,945

-1,727

0

0

0

Financing activities
Net increase in deposits

6,484

5,872

7,027

2,664

1,885

1,482

1,304

3,042

2,159

2,106

936

588

306

1,932

2,979

2,515

2,176

2,411

3,449

3,430

4,393

3,415

2,758

2,776

1,983

1,816

2,239

1,320

1,682

1,884

1,231

1,238

841

100

0

0

0

Costs from issuance of stock related to stock-based awards and warrants

1

1

1

1

2

2

2

2

2

2

2

3

3

2

2

1

1

1

1

1

1

2

6

4

3

2

-1

-2

-0

0

0

2

1

2

0

0

0

Net proceeds from issuance of common stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

149

256

106

106

106

0

0

86

86

86

0

0

0

-

-

-

-

Net proceeds from issuance of preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

144

144

144

145

0

0

0

0

-

-

-

-

Preferred dividends paid

9

9

9

9

9

9

9

9

9

9

9

9

9

9

9

9

9

9

9

9

9

9

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net increase/(decrease) in other borrowings

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Preferred stock dividend and accretion of preferred stock discount

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

Proceeds from (Repayments of) Short-term Debt

-

-

-

-

-

1,100

700

1,300

800

800

830

680

-104

500

420

619

604

399

792

694

487

244

199

-599

49

-797

-1,292

-10

-788

318

442

979

1,255

1,341

0

0

0

Excess tax benefits from stock-based compensation arrangements

-

-

-

-

-

-

-

-

-

-

-

-

-

2

1

1

1

1

1

2

2

2

3

4

6

1

-8

0

-0

7

19

9

10

8

0

0

0

Net increase/(decrease) in federal funds purchased and repurchase agreements

602

499

346

13

-362

-276

-403

-58

-393

-255

-2

-366

-40

33

22

13

24

-50

174

185

40

77

-86

34

309

124

303

-35

-69

139

-151

-67

-268

-128

0

0

0

Issuance of subordinated notes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

172

172

172

172

0

0

0

0

-

-

-

0

-

-

-

-

Net cash provided by/(used in) financing activities

7,170

3,861

5,969

1,738

3,535

2,846

2,395

4,388

3,341

3,149

1,992

1,860

469

2,624

3,367

3,111

2,746

2,852

4,208

4,079

4,981

4,002

3,315

2,414

1,996

1,032

772

1,685

1,304

2,269

2,043

2,297

2,376

1,582

0

0

0

Net increase/(decrease) in cash and cash equivalents

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash and Cash Equivalents, Period Increase (Decrease)

-

-

-

-

-

174

283

1,193

-469

66

-1,087

-453

187

1,048

1,141

1,268

1,899

460

1,917

1,097

576

1,176

334

38

66

-52

45

176

33

95

28

53

-65

-69

0

0

0

Supplemental disclosures of cash flow information:
Cash paid during the period for interest

380

393

360

332

276

236

194

165

139

115

95

78

68

63

58

54

50

46

43

41

39

33

32

26

25

24

25

23

22

21

19

19

19

20

0

0

0

Cash paid during the period for income taxes

90

89

96

89

75

75

95

101

103

103

92

96

88

88

85

87

86

87

93

84

75

74

74

73

75

77

67

73

62

69

69

56

40

32

0

0

0

Non-cash transactions:
Transfers from loans/leases to other real estate owned and other repossessed assets

-

-

-

-

-

-

-

-

-

-

0

0

1

18

18

18

17

1

1

1

1

0

1

1

2

1

1

0

0

3

8

21

25

24

0

0

0