Tcf financial corporation (TCF)
Balance Sheet / TTM
Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Sep'10Jun'10Dec'09
Assets:
Cash and due from banks

463

587

569

581

588

621

711

551

468

609

656

667

870

889

786

912

925

1,115

840

881

866

915

983

1,132

1,213

1,100

922

865

705

1,389

1,165

752

702

663

386

387

299

Investments

103

91

80

95

91

82

87

82

81

74

59

61

71

70

76

78

79

85

84

85

94

94

101

118

122

120

126

120

168

157

162

161

166

179

169

159

163

Debt Securities, Held-to-maturity

148

148

152

155

158

161

165

171

176

181

185

192

198

201

204

208

211

214

215

220

216

19

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Debt securities available for sale

2,945

2,470

2,379

2,249

1,954

1,709

1,598

1,554

1,475

1,423

1,419

1,338

1,135

888

782

629

556

463

466

413

391

551

631

620

677

712

559

757

728

2,324

2,600

2,463

2,172

1,931

1,947

1,940

1,910

Loans and leases held for sale

64

90

114

291

50

134

254

172

605

268

386

358

211

157

116

200

223

132

156

314

114

79

170

104

20

10

3

9

1

14

-

-

-

-

-

-

-

Loans and leases:
Consumer real estate:
First mortgage lien

2,480

2,444

1,960

1,800

1,878

1,959

1,953

2,070

2,166

2,292

2,313

2,409

2,521

2,624

2,724

2,865

3,011

3,139

3,444

3,542

3,668

3,766

-

-

-

4,239

-

-

-

-

-

-

-

-

-

-

-

Junior lien

2,872

2,965

2,940

2,830

2,843

2,860

2,977

2,701

2,494

2,791

2,674

2,677

2,729

2,839

2,889

2,678

2,597

2,543

2,526

2,480

2,407

2,572

-

-

-

2,434

-

-

-

-

-

-

-

-

-

-

-

Loans and Leases Receivable, Gross, Consumer, Real Estate

5,353

5,410

4,901

4,630

4,721

4,819

4,930

4,771

4,661

5,084

4,987

5,086

5,250

5,464

5,613

5,544

5,609

5,682

5,971

6,023

6,075

6,339

6,415

6,356

6,418

6,674

6,648

6,811

6,815

6,895

7,003

7,055

7,097

7,195

7,280

7,289

7,331

Commercial

3,884

3,851

3,741

3,706

3,678

3,561

3,489

3,488

3,376

3,286

3,150

3,096

3,114

3,145

3,112

3,112

3,205

3,157

3,159

3,093

3,136

3,148

3,137

3,350

3,334

3,405

3,511

3,523

3,467

3,449

3,495

3,614

3,608

3,646

-

-

3,718

Leasing and equipment finance

4,674

4,699

4,601

4,648

4,666

4,761

4,730

4,333

4,276

4,336

4,236

4,120

4,005

4,012

3,873

3,791

3,729

3,745

3,632

3,526

3,456

3,428

3,286

3,251

3,185

3,198

3,157

3,151

3,118

3,142

3,011

3,055

3,079

3,154

3,157

3,000

3,071

Inventory finance

3,749

3,107

2,880

3,005

3,457

2,739

2,576

2,509

2,864

2,470

2,261

2,334

2,676

2,146

2,153

2,106

2,336

1,877

1,836

1,880

2,123

1,664

1,716

1,713

1,931

1,567

1,466

1,457

1,637

624

828

905

1,011

792

795

644

468

Auto finance

1,704

1,982

2,275

2,603

2,839

3,199

3,240

3,243

2,780

2,647

2,731

2,812

2,786

2,647

2,427

2,301

2,156

1,915

1,749

1,502

1,400

1,239

1,069

882

719

552

407

262

139

3

-

-

-

-

-

-

-

Other

17

21

21

20

19

22

20

19

16

18

17

20

18

19

20

21

20

24

24

24

22

26

26

25

23

27

27

29

29

34

-

-

-

-

-

-

-

Total loans and leases

19,383

19,072

18,421

18,614

19,383

19,104

18,988

18,366

17,974

17,843

17,384

17,471

17,853

17,435

17,201

16,877

17,057

16,401

16,373

16,050

16,215

15,846

15,651

15,579

15,613

15,425

15,218

15,234

15,207

14,150

14,339

14,631

14,796

14,788

14,896

14,639

14,590

Loans and Leases Receivable, Allowance

147

157

160

165

167

171

168

165

160

160

155

158

160

156

153

156

163

164

222

236

247

252

261

265

263

267

264

274

265

255

254

255

255

265

253

251

244

Net loans and leases

19,235

18,914

18,260

18,449

19,215

18,933

18,820

18,200

17,814

17,683

17,228

17,313

17,693

17,279

17,047

16,721

16,893

16,237

16,150

15,814

15,968

15,594

15,390

15,313

15,349

15,158

14,953

14,960

14,942

13,894

14,085

14,376

14,541

14,522

14,643

14,388

14,346

Premises and equipment, net

429

427

429

430

427

421

425

423

423

418

424

428

439

445

445

435

433

436

436

436

440

437

437

439

438

440

442

442

433

436

434

439

443

443

446

447

447

Goodwill, net

154

154

154

154

154

154

227

227

225

225

225

225

225

225

225

225

225

225

225

225

225

225

225

225

225

225

225

225

225

225

152

152

152

152

152

152

152

Other assets

873

814

762

774

743

782

714

669

565

555

497

482

475

529

442

414

435

484

446

445

440

461

428

444

456

457

645

489

626

537

490

487

534

571

567

554

565

Assets

24,418

23,699

22,904

23,184

23,385

23,002

23,005

22,054

21,836

21,441

21,084

21,069

21,321

20,689

20,125

19,826

19,984

19,394

19,022

18,837

18,760

18,379

18,370

18,399

18,504

18,225

17,878

17,870

17,833

18,979

19,092

18,834

18,712

18,465

18,313

18,030

17,885

Liabilities and Equity:
Deposits:
Checking

6,621

6,381

6,382

6,408

6,541

6,300

6,197

6,147

6,218

6,009

5,830

5,644

5,764

5,690

5,378

5,375

5,487

5,195

5,075

5,120

5,234

4,980

4,911

4,931

5,051

4,834

4,707

4,701

4,886

4,629

4,633

4,496

4,651

4,530

4,352

4,406

4,400

Savings

6,442

6,122

5,737

5,570

5,551

5,287

4,972

4,823

4,850

4,719

4,670

4,676

4,741

4,717

4,774

4,968

5,148

5,212

5,385

5,685

6,145

6,194

6,263

6,101

6,151

6,104

6,127

6,227

5,998

5,855

5,870

5,715

5,582

5,390

5,424

5,498

5,339

Money market

1,468

1,609

1,504

1,562

1,609

1,764

1,965

2,128

2,301

2,421

2,450

2,534

2,539

2,408

2,293

2,286

2,261

1,993

1,706

1,284

810

831

870

810

801

820

812

880

665

651

632

643

695

635

639

633

640

Certificates of deposit

4,491

4,790

4,871

4,822

4,995

4,982

4,972

4,419

4,094

4,092

4,283

4,337

4,267

3,903

3,612

3,196

3,055

3,049

3,022

2,955

2,611

2,426

2,379

2,442

2,295

2,291

2,073

1,894

1,208

1,065

1,183

1,083

1,113

1,028

1,045

984

1,187

Total deposits

19,024

18,903

18,496

18,363

18,697

18,335

18,107

17,518

17,465

17,242

17,234

17,192

17,312

16,719

16,058

15,827

15,953

15,449

15,189

15,046

14,801

14,432

14,425

14,285

14,300

14,050

13,721

13,704

12,759

12,202

12,320

11,939

12,043

11,585

11,461

11,523

11,568

Short-term borrowings

355

0

2

0

0

-

0

8

5

4

1

4

2

5

36

7

8

4

3

8

180

4

8

3

3

2

115

7

1,157

6

7

9

12

126

344

14

244

Long-term borrowings

1,411

1,449

1,171

1,554

1,457

1,249

1,382

1,266

1,241

1,073

713

743

1,003

1,034

1,184

1,210

1,236

1,232

1,198

1,221

1,269

1,483

1,523

1,787

1,926

1,931

1,936

2,075

1,962

4,381

4,397

4,415

4,533

4,858

4,581

4,600

4,510

Total borrowings

1,767

1,449

1,173

1,555

1,458

-

1,382

1,275

1,246

1,077

715

748

1,005

1,039

1,220

1,218

1,244

1,236

1,201

1,229

1,450

1,488

1,531

1,790

1,930

1,933

2,052

2,083

3,119

4,388

4,404

4,424

4,546

4,985

4,926

4,615

4,755

Accrued expenses and other liabilities

981

790

706

761

677

737

918

710

633

676

682

708

634

622

573

559

604

572

517

490

486

494

472

417

373

364

339

326

405

510

494

700

397

414

419

416

381

Total liabilities

21,772

21,143

20,376

20,679

20,834

20,321

20,408

19,504

19,345

18,996

18,631

18,649

18,952

18,382

17,852

17,604

17,802

17,259

16,908

16,766

16,738

16,415

16,428

16,493

16,603

16,349

16,113

16,114

16,284

17,100

17,219

17,064

16,987

16,984

16,807

16,555

16,705

Equity:
Preferred stock, par value $0.01 per share, 30,000,000 shares authorized; 7,000 shares issued

169

169

169

169

169

265

265

263

263

263

263

263

263

263

263

263

263

263

263

263

263

263

263

263

263

263

166

166

0

-

0

0

0

0

0

0

0

Common stock, par value $0.01 per share, 280,000,000 shares authorized; 173,318,320 and 173,584,846 shares issued

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

Additional paid-in capital

875

885

882

877

878

877

864

858

853

862

860

862

860

851

846

838

828

817

809

806

797

779

771

763

757

750

746

738

736

715

708

702

695

459

454

451

297

Retained earnings, subject to certain restrictions

1,810

1,766

1,708

1,649

1,618

1,577

1,488

1,453

1,410

1,382

1,350

1,311

1,271

1,240

1,205

1,165

1,126

1,099

1,088

1,049

1,009

977

950

920

894

877

861

860

836

1,127

1,133

1,109

1,087

1,049

1,041

1,011

946

Accumulated other comprehensive income (loss)

5

-33

-65

-52

-46

-18

-13

-17

-30

-33

6

11

-1

-15

-11

-16

-9

-10

-16

-14

-20

-27

-17

-18

3

12

18

15

3

56

49

-23

-44

-15

22

25

-18

Treasury stock at cost, 9,367,165 and 9,661,619 shares and other

246

252

189

164

97

40

30

32

33

49

49

52

51

50

50

50

50

49

48

51

50

42

41

41

41

41

43

42

47

33

32

33

32

23

23

26

50

Total TCF Financial Corporation stockholders' equity

2,616

2,537

2,506

2,480

2,522

2,662

2,576

2,527

2,464

2,427

2,433

2,398

2,342

2,290

2,254

2,202

2,159

2,121

2,098

2,054

2,000

1,952

1,927

1,889

1,879

1,863

1,751

1,740

1,531

1,868

1,859

1,756

1,707

1,471

1,495

1,462

1,175

Non-controlling interest in subsidiaries

29

18

21

23

28

17

19

22

26

17

18

21

25

16

18

19

21

13

14

16

21

11

13

16

20

13

13

14

18

10

12

13

16

8

10

11

4

Total equity

2,645

2,556

2,528

2,504

2,550

2,680

2,596

2,549

2,490

2,444

2,452

2,419

2,368

2,306

2,273

2,222

2,181

2,135

2,113

2,071

2,021

1,964

1,941

1,906

1,900

1,876

1,764

1,755

1,549

1,878

1,872

1,769

1,724

1,480

1,505

1,474

1,179

Total liabilities and equity

24,418

23,699

22,904

23,184

23,385

23,002

23,005

22,054

21,836

21,441

21,084

21,069

21,321

20,689

20,125

19,826

19,984

19,394

19,022

18,837

18,760

18,379

18,370

18,399

18,504

18,225

17,878

17,870

17,833

18,979

19,092

18,834

18,712

18,465

18,313

18,030

17,885