| Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Dec'12 | Dec'11 | Dec'10 | Dec'09 | Dec'08 |
|---|---|---|---|---|---|---|---|---|---|---|
Cash flows from operating activities: | ||||||||||
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | ||||||||||
315 | 278 | 221 | 205 | 181 | 151 | -212 | 109 | 150 | 94 | 128 |
Adjustments to reconcile net income to net cash provided by (used in) operating activities: | ||||||||||
Provision for credit losses | ||||||||||
46 | 68 | 65 | 52 | 95 | 118 | 247 | 200 | 236 | 258 | 192 |
Depreciation and amortization | ||||||||||
222 | 206 | 182 | 157 | 128 | 117 | 109 | 73 | 77 | 68 | 64 |
Impairment of goodwill and other intangible assets | ||||||||||
0 | 73 | 0 | 0 | - | - | - | - | - | - | - |
Provision for deferred income taxes | ||||||||||
58 | -53 | 32 | 20 | 37 | - | - | - | - | - | - |
Proceeds from Sale of Loans Receivable | ||||||||||
372 | 280 | 1,044 | - | - | - | - | - | - | - | - |
Loss on termination of debt | ||||||||||
- | - | - | - | - | - | -550 | - | - | - | - |
Net income attributable to non-controlling interest | ||||||||||
- | - | - | - | - | 7 | 6 | 4 | 3 | -0 | - |
Originations of loans and leases held for sale, net of repayments | ||||||||||
375 | 430 | 1,207 | 965 | 626 | 353 | 171 | 32 | - | - | - |
Proceeds from sales of loans and leases held for sale | ||||||||||
- | - | - | 970 | 571 | -277 | -161 | -40 | - | - | - |
Gains on sales of assets, net | ||||||||||
39 | 51 | 97 | 80 | 90 | 61 | 140 | 16 | 32 | 30 | 13 |
Net change in other assets and accrued expenses and other liabilities | ||||||||||
2 | 96 | -71 | -31 | -46 | -190 | 67 | -92 | -62 | 34 | -14 |
Other, net | ||||||||||
41 | 36 | 24 | 29 | 32 | 36 | -14 | -28 | -17 | -3 | 9 |
Net cash provided by (used in) operating activities | ||||||||||
556 | 239 | 289 | 363 | 311 | 411 | 496 | 499 | 515 | 359 | 395 |
Total adjustments | ||||||||||
- | - | - | - | - | - | - | - | 364 | 264 | 266 |
Cash flows from investing activities: | ||||||||||
Proceeds from sales of debt securities | ||||||||||
254 | 0 | 0 | 0 | 2 | 46 | 2,089 | 181 | 1,330 | 2,293 | 1,707 |
Proceeds from maturities of and principal collected on debt securities | ||||||||||
185 | 137 | 145 | 94 | 58 | 91 | - | 586 | 436 | 327 | 219 |
Purchases of debt securities | ||||||||||
1,232 | 354 | 692 | 510 | 139 | 53 | 645 | 1,039 | 1,788 | 2,436 | 1,888 |
Redemption of Federal Home Loan Bank stock | ||||||||||
269 | 246 | 156 | 153 | 105 | 40 | 197 | 29 | 26 | 11 | 140 |
Proceeds from Maturities, Prepayments and Calls of Marketable Securities | ||||||||||
- | - | - | - | - | - | 202 | - | - | - | - |
Purchases of Federal Home Loan Bank stock | ||||||||||
278 | 254 | 161 | 138 | 97 | 18 | 157 | 6 | 34 | 18 | 144 |
Proceeds from sales of loans and leases | ||||||||||
903 | 1,618 | 2,830 | 1,795 | 2,304 | - | - | - | - | - | 245 |
Loan and lease originations and purchases, net of principal collected on loans and leases | ||||||||||
-172 | 1,808 | 2,200 | 1,968 | 2,190 | 1,196 | 1,353 | -812 | -429 | -40 | 3,494 |
Acquisition of Equipment Financing & Leasing Corporation, net of cash acquired | ||||||||||
0 | 8 | 0 | 0 | - | - | - | - | - | 57 | - |
Purchase of leasing and equipment finance portfolios | ||||||||||
- | - | - | - | - | - | - | 68 | - | - | - |
Purchase of inventory finance portoflios | ||||||||||
- | - | - | - | - | 9 | 37 | 5 | - | - | - |
Acquisition of Gateway One Lending & Finance, LLC, net of cash acquired | ||||||||||
- | - | - | - | - | - | - | 94 | - | - | - |
Proceeds from sales of loans | ||||||||||
- | - | - | - | - | 1,378 | 560 | 167 | 1 | 0 | - |
Proceeds from sales of lease receivables | ||||||||||
- | - | - | - | - | 43 | 78 | 122 | 10 | - | - |
Proceeds from sales of lease equipment | ||||||||||
- | - | - | 10 | 7 | - | - | - | - | - | - |
Net increase (decrease) in loans and leases | ||||||||||
- | - | - | - | - | - | - | - | - | - | 3,041 |
Purchases of lease equipment | ||||||||||
1,230 | 1,038 | 1,197 | 1,087 | 920 | 904 | 938 | 894 | 802 | 801 | 850 |
Proceeds from sales of assets | ||||||||||
88 | 63 | 76 | - | - | - | - | - | - | - | - |
Proceeds from sales of real estate owned | ||||||||||
- | - | - | 71 | 67 | 102 | 132 | 107 | 103 | 25 | 43 |
Purchases of premises and equipment and lease equipment | ||||||||||
56 | 48 | 34 | 53 | 45 | 37 | 44 | 34 | 36 | 40 | 49 |
Other, net | ||||||||||
-20 | -26 | -23 | -16 | -22 | -35 | -39 | -34 | -32 | -28 | -18 |
Net cash provided by (used in) investing activities | ||||||||||
-902 | -1,419 | -1,053 | -1,616 | -824 | -481 | 123 | -101 | -646 | -1,240 | -1,026 |
Cash flows from financing activities: | ||||||||||
Net change in deposits | ||||||||||
549 | 1,094 | 518 | 1,256 | 997 | 370 | 1,848 | 617 | 16 | 1,324 | 666 |
Net change in short-term borrowings | ||||||||||
0 | -4 | -1 | 1 | -0 | 2 | -3 | -120 | -117 | 17 | -329 |
Proceeds from long-term borrowings | ||||||||||
9,380 | 9,990 | 5,582 | 4,471 | 2,808 | 744 | 1,283 | 1 | 574 | 31 | 344 |
Payments on long-term borrowings | ||||||||||
9,182 | 9,816 | 5,542 | 4,666 | 3,059 | 1,191 | 4,164 | 376 | 135 | 141 | 323 |
Payments on liabilities related to acquisition and portfolio purchase | ||||||||||
2 | 3 | 0 | 0 | - | - | - | - | - | - | - |
Redemption of Series B preferred stock | ||||||||||
- | - | - | 0 | - | - | - | - | - | - | - |
Net proceeds from public offering of Series C preferred stock | ||||||||||
0 | 169 | 0 | 0 | - | - | 263 | - | - | - | - |
Repurchases of common stock | ||||||||||
212 | 9 | 0 | 0 | - | - | - | - | - | - | - |
Common shares sold to TCF employee benefit plans | ||||||||||
0 | 23 | 5 | 24 | 23 | 20 | 19 | 17 | 6 | - | - |
Dividends paid on preferred stock | ||||||||||
11 | 19 | 19 | 19 | 19 | 19 | 5 | - | - | 7 | - |
Proceeds from issuance of preferred stock and common warrant | ||||||||||
- | - | - | - | - | - | - | - | - | - | 361 |
Dividends paid on common stock | ||||||||||
99 | 50 | 50 | 37 | 32 | 32 | 31 | 30 | 27 | 50 | 126 |
Stock compensation tax (expense) benefit | ||||||||||
0 | 0 | -0 | 0 | 1 | -0 | -0 | 0 | 0 | -1 | 10 |
Exercise of stock options | ||||||||||
-0 | -0 | -0 | 2 | 0 | 0 | 0 | - | - | - | - |
Net investment by (distribution to) non-controlling interest | ||||||||||
10 | 9 | 8 | -6 | -5 | -8 | -3 | -2 | 0 | 4 | - |
Net proceeds from public offering of common stock | ||||||||||
- | - | - | - | - | - | - | 219 | 164 | - | - |
Redemption of subordinated debt | ||||||||||
- | - | - | - | - | - | 0 | - | - | - | - |
Redemption of trust preferred securities | ||||||||||
- | - | - | - | - | - | 115 | - | - | - | - |
Redemption of preferred stock | ||||||||||
- | - | - | - | - | - | - | - | - | 361 | - |
Other, net | ||||||||||
- | - | - | - | - | - | - | - | 1 | 2 | 1 |
Net cash provided by (used in) financing activities | ||||||||||
310 | 1,192 | 484 | 1,027 | 713 | -114 | -909 | 327 | 495 | 838 | 615 |
Net change in cash and due from banks | ||||||||||
-34 | 12 | -279 | -225 | 200 | -185 | -289 | 725 | 364 | -43 | -15 |
Treasury shares sold to TCF employee benefit plans | ||||||||||
- | - | - | - | - | - | - | - | 11 | 19 | 10 |
Supplemental disclosures of cash flow information: | ||||||||||
Cash paid (received) for interest on deposits and borrowings | ||||||||||
139 | 86 | 78 | 64 | 55 | 61 | 108 | 231 | 258 | 329 | 378 |
Cash paid (received) for income taxes, net | ||||||||||
-26 | 62 | 23 | 79 | 113 | -28 | -13 | -12 | 72 | 7 | 42 |
Transfer of loans and leases to other assets | ||||||||||
105 | 100 | 107 | 107 | 91 | 112 | 137 | 175 | 214 | 135 | 103 |
Transfer of loans and leases from held for investment to held for sale, net | ||||||||||
848 | 1,320 | 2,739 | 1,752 | - | - | - | - | - | - | - |
Transfer of securities available for sale to securities held to maturity | ||||||||||
- | - | - | - | 191 | 9 | 0 | - | - | - | - |
Series B Preferred Stock | ||||||||||
Redemption of preferred stock | ||||||||||
100 | 0 | 0 | - | - | - | - | - | - | - | - |
Series A Preferred Stock | ||||||||||
Redemption of preferred stock | ||||||||||
0 | 172 | 0 | - | - | - | - | - | - | - | - |