TCF Financial Corporation TCF Cash Flow

Tcf financial corporation (TCF)

CashFlow / TTM

Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10
Cash flows from operating activities:
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest
312	315	331	305	306	278	227	222	220	221	230	224	216	205	176	175	176	181	190	180	166	151	138	107	99	-212	-223	-202	-203	109	128	132	147	150	0	0	0
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for credit losses
45	46	50	62	67	68	66	65	59	65	63	59	58	52	90	96	94	95	62	71	94	118	144	215	237	247	258	214	204	200	219	226	231	236	0	0	0
Depreciation and amortization
222	222	224	221	217	206	196	185	181	182	181	174	166	157	144	141	136	128	128	125	117	117	115	125	121	109	96	74	73	73	73	69	72	77	0	0	0
Provision for deferred income taxes
57	58	-38	-38	-40	-53	19	22	13	32	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from Sale of Loans Receivable
383	372	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss on termination of debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-550	0	0	0	-	-	-	-	-	-	-	-
Net income attributable to non-controlling interest
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	7	7	6	7	7	7	6	6	5	5	5	4	0	0	0	-	-	-	-
Originations of loans and leases held for sale, net of repayments
373	375	342	309	271	430	661	898	1,143	1,207	1,166	1,112	1,043	965	878	791	712	626	562	502	424	353	297	254	220	171	0	0	0	-	-	-	-	-	-	-	-
Proceeds from sales of loans and leases held for sale
-	-	-	-	-	-	-	-	804	-	1,086	1,962	1,394	970	1,696	366	546	571	-484	-371	-324	-277	-212	-226	-196	-161	0	0	0	-	-	-	-	-	-	-	-
Gains on sales of assets, net
44	39	43	44	47	51	58	74	87	97	93	87	87	80	92	94	84	90	78	70	68	61	57	69	74	140	139	109	91	16	0	0	0	-	-	-	-
Net change in other assets and accrued expenses and other liabilities
-14	2	-12	-5	58	96	99	119	10	-71	-35	-89	-109	-31	-52	-67	9	-46	-88	-152	-199	-190	-184	-93	-97	67	87	77	76	-92	-130	-115	-58	-62	0	0	0
Other, net
41	41	32	35	36	36	36	31	29	24	28	33	28	29	31	28	32	32	30	59	48	36	30	-10	-12	-14	-28	-25	-28	-28	-17	-27	-27	-17	0	0	0
Net cash provided by (used in) operating activities
576	556	590	557	498	239	17	-41	9	289	355	483	564	363	448	380	203	311	290	276	366	411	417	463	474	496	495	480	501	499	548	537	496	515	0	0	0
Total adjustments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	420	404	349	364	0	0	0
Cash flows from investing activities:
Proceeds from sales of debt securities
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	2	0	0	0	-	-	-	-	2,089	0	0	0	-	-	-	-	-	-	-	-
Proceeds from maturities of and principal collected on debt securities
205	185	163	148	136	137	150	154	154	145	124	108	99	94	86	76	68	58	53	57	69	91	0	0	0	-	308	455	617	586	637	572	451	436	0	0	0
Purchases of debt securities
1,509	1,232	1,037	851	588	354	347	431	539	692	717	720	663	510	380	272	190	139	141	107	79	53	238	206	225	645	455	981	1,122	1,039	2,328	2,209	2,084	1,788	0	0	0
Redemption of Federal Home Loan Bank stock
239	269	257	235	224	246	244	223	200	156	139	141	154	153	141	132	110	105	95	87	69	40	41	24	96	197	187	188	113	29	38	37	31	26	0	0	0
Purchases of Federal Home Loan Bank stock
251	278	250	248	234	254	272	244	210	161	123	125	147	138	133	125	95	97	84	60	47	18	16	21	45	157	147	143	115	6	30	37	36	34	0	0	0
Proceeds from sales of loans and leases
856	903	1,137	1,097	1,248	1,618	2,061	2,604	2,948	2,830	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loan and lease originations and purchases, net of principal collected on loans and leases
-119	-172	-469	638	1,541	1,808	2,383	2,079	2,155	2,200	1,797	1,779	1,881	1,968	2,235	2,357	2,315	2,190	1,821	1,452	1,450	1,196	938	1,000	850	1,353	1,026	483	207	-812	0	0	0	-	-	-	-
Purchase of inventory finance portoflios
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9	9	9	9	37	0	0	0	-	-	-	-	-	-	-	-
Proceeds from sales of loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	1,890	1,579	1,499	1,378	1,096	1,073	904	560	437	335	227	167	0	0	0	-	-	-	-
Proceeds from sales of lease receivables
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	34	27	40	43	54	52	58	78	0	0	0	-	-	0	0	-	-	-	-
Proceeds from sales of lease equipment
-	-	-	-	-	-	-	0	9	-	14	14	12	10	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net increase (decrease) in loans and leases
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Purchases of lease equipment
-	-	-	-	-	1,038	1,100	1,149	1,197	1,197	1,175	1,192	1,111	1,087	1,018	930	917	920	927	915	909	904	1,028	900	927	938	820	944	911	894	848	839	827	802	0	0	0
Proceeds from sales of assets
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of real estate owned
-	-	-	-	-	-	-	0	60	-	73	76	75	71	75	69	64	67	60	75	80	102	130	134	144	132	112	108	108	107	120	108	102	103	0	0	0
Purchases of premises and equipment and lease equipment
58	56	57	60	77	48	48	42	36	34	37	46	52	53	50	43	41	45	46	43	40	37	34	34	45	44	47	46	34	34	29	32	38	36	0	0	0
Other, net
-16	-20	-19	-21	-25	-26	-28	-25	-25	-23	-15	-16	-15	-16	-18	-21	-22	-22	-34	-34	-36	-35	-38	-42	-35	-39	-32	-27	-32	-34	-32	-35	-34	-32	0	0	0
Net cash provided by (used in) investing activities
-1,055	-902	-375	-1,331	-1,572	-1,419	-1,617	-886	-740	-1,053	-1,078	-1,524	-1,581	-1,616	-1,350	-1,080	-1,140	-824	-802	-666	-684	-481	-614	-541	-559	123	615	538	702	-101	-427	-695	-820	-646	0	0	0
Cash flows from financing activities:
Net change in deposits
333	549	389	852	1,224	1,094	873	343	153	518	1,171	1,333	1,246	1,256	859	768	1,235	997	733	736	486	370	718	596	1,556	1,848	1,387	1,746	698	617	858	420	164	16	0	0	0
Net change in short-term borrowings
355	0	2	-7	-4	-4	-1	3	3	-1	-35	-2	-6	1	33	-0	-172	-0	-4	5	176	2	2	-4	-1,153	-3	-1	-2	1,144	-120	-337	-5	-4	-117	0	0	0
Proceeds from long-term borrowings
7,646	9,380	9,102	9,206	8,736	9,990	10,273	9,178	7,944	5,582	4,056	4,022	4,507	4,471	4,624	4,356	3,478	2,808	2,408	1,677	1,280	744	181	285	139	1,283	1,278	1,169	1,151	1	409	421	554	574	0	0	0
Payments on long-term borrowings
7,701	9,182	9,309	8,912	8,517	9,816	9,597	8,647	7,697	5,542	4,530	4,500	4,744	4,666	4,691	4,414	3,562	3,059	2,756	2,267	1,886	1,191	521	408	69	4,164	4,152	3,969	4,178	376	480	516	428	135	0	0	0
Payments on liabilities related to acquisition and portfolio purchase
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Redemption of Series B preferred stock
0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repurchases of common stock
158	212	159	135	63	9	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Common shares sold to TCF employee benefit plans
0	0	6	11	17	23	17	12	6	5	11	16	22	24	24	24	23	23	22	23	21	20	19	19	19	19	18	18	17	17	0	0	0	-	-	-	-
Dividends paid on preferred stock
9	11	14	16	19	19	19	19	19	19	19	19	19	19	19	19	19	19	19	19	19	19	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Dividends paid on common stock
98	99	87	75	63	50	50	50	50	50	50	45	41	37	33	32	32	32	32	32	32	32	32	32	32	31	31	31	31	30	29	29	28	27	0	0	0
Stock compensation tax (expense) benefit
-	-	-	-	-	-	-	-	-	-0	-0	-0	0	0	0	0	0	1	1	0	0	-0	-0	-0	-0	-0	0	0	0	-	-	0	0	-	-	-	0
Exercise of stock options
0	-0	-0	-0	-0	-0	-0	-0	-0	-0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net investment by (distribution to) non-controlling interest
10	10	9	8	10	9	18	8	7	8	-9	-7	-5	-6	-4	-5	-6	-5	-5	-6	-6	-8	-7	-5	-3	-3	-5	-4	-3	-2	-2	-2	0	0	0	0	0
Net proceeds from public offering of common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	219	219	219	219	164	0	0	0
Redemption of subordinated debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1	0	0	0
Net cash provided by (used in) financing activities
354	310	-356	804	1,193	1,192	1,655	811	329	484	593	796	962	1,027	847	731	995	713	368	138	-29	-114	259	345	592	-909	-1,355	-906	-1,201	327	657	522	493	495	0	0	0
Net change in cash and due from banks
-125	-34	-141	30	120	12	55	-116	-401	-279	-129	-244	-54	-225	-54	31	58	200	-142	-251	-346	-185	61	267	508	-289	0	0	0	-	-	364	169	364	0	0	0
Treasury shares sold to TCF employee benefit plans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	11	0	0	0
Supplemental disclosures of cash flow information:
Cash paid (received) for interest on deposits and borrowings
157	139	125	111	97	86	79	77	77	78	77	76	72	64	62	58	57	55	54	54	56	61	64	68	69	108	145	185	226	231	240	245	252	258	0	0	0
Cash paid (received) for income taxes, net
1	-26	-12	-11	15	62	88	95	79	23	24	60	80	79	67	52	69	113	91	62	-26	-28	-58	-60	-11	-13	14	2	-14	-12	-10	36	77	72	0	0	0
Transfer of loans and leases to other assets
106	105	103	102	104	100	106	106	103	107	103	104	109	107	105	100	94	91	93	98	101	112	117	112	131	137	147	162	163	175	194	209	223	214	0	0	0
Transfer of loans and leases from held for investment to held for sale, net
869	848	999	1,206	692	1,320	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating lease right-of-use assets arising from obtaining operating lease liabilities
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of securities available for sale to securities held to maturity
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	191	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-