THE COMMUNITY FINANCIAL CORPORATION TCFC Balance Sheet

The community financial corporation (TCFC)

Balance Sheet / Yearly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
Assets
Cash and due from banks
15	25	37	26	16	24	26	16	29	13	15	14	9	9	12	8	9	9	12	29	10	17	10	10	13	11	23	10	15	10	21	11	10	13	21	12	8
Federal funds sold
-	-	42	8	-	5	36	-	0	-	-	-	-	-	-	0	0	0	0	4	0	0	2	0	2	8	-	3	0	0	2	0	0	5	5	0	0
Interest-bearing deposits with banks
10	7	36	3	2	3	8	3	3	2	1	1	1	1	1	4	0	1	1	7	0	3	0	0	0	4	3	1	0	0	2	0	0	1	1	0	0
Securities available for sale (AFS), at fair value
-	-	131	130	128	119	107	79	71	68	61	54	57	53	43	39	36	35	38	38	40	41	43	41	43	48	50	54	44	47	36	40	34	41	44	29	34
Securities held to maturity (HTM), at amortized cost
-	-	88	95	95	96	97	100	98	99	104	106	104	109	102	107	114	109	93	85	80	84	76	77	80	86	91	99	110	112	125	126	-	153	-	-	-
Equity securities carried at fair value through income
4	4	4	4	4	4	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Equity securities carried at fair value through income
-	-	-	-	-	-	4	4	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Non-marketable equity securities held in other financial institutions
0	0	0	0	0	0	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Federal Home Loan Bank (FHLB) stock - at cost
5	3	4	3	3	3	2	4	5	7	7	7	7	7	6	5	6	6	6	6	6	6	6	6	6	5	5	6	5	5	5	5	5	5	5	5	6
Loans receivable
1,492	1,456	1,417	1,388	1,364	1,348	1,308	1,291	1,280	1,151	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Less: allowance for loan losses
15	10	11	10	10	11	10	10	10	10	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-
Securities held to maturity (HTM), at amortized cost
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	140	-	139	106	126
Federal Home Loan Bank and Federal Reserve Bank stock - at cost
5	3	4	3	3	3	2	4	5	7	7	7	-	7	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5	-	5	5	6
Net loans
1,477	1,445	1,405	1,377	1,353	1,337	1,297	1,280	1,270	1,140	1,136	1,132	1,104	1,079	1,041	995	935	909	889	885	881	862	836	837	810	799	759	745	734	747	732	734	722	710	697	692	654
Goodwill
10	10	10	10	10	10	10	10	10	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Premises and equipment, net
21	21	22	22	22	22	22	22	22	21	21	22	22	22	22	22	22	20	19	21	21	20	20	19	19	19	19	19	19	19	19	19	17	16	14	13	12
Premises and equipment held for sale
0	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Premises and equipment held for sale
-	-	-	-	-	-	-	0	2	-	-	-	0	0	-	-	-	2	2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other real estate owned (OREO)
6	7	10	10	10	8	8	8	9	9	9	9	6	7	8	8	11	9	6	6	6	5	6	6	7	6	7	6	6	6	6	5	4	5	7	10	10
Accrued interest receivable
5	5	5	5	5	4	5	4	4	4	4	4	4	3	3	3	3	3	3	3	3	3	3	2	2	2	2	2	3	2	3	3	2	3	3	3	2
Investment in bank owned life insurance
37	37	36	36	36	36	36	35	35	29	29	29	28	28	28	28	28	27	27	27	27	27	26	19	19	19	19	19	18	18	18	18	18	18	17	17	17
Core deposit intangible
1	2	2	2	2	2	2	3	3	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net deferred tax assets
6	6	5	5	6	6	6	6	-	5	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Right of use assets - operating leases
8	8	8	9	10	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other assets
0	3	1	2	0	1	2	3	9	4	10	10	9	11	9	9	8	8	9	9	9	9	9	10	9	11	9	10	8	9	9	9	9	10	10	12	10
Total Assets
1,826	1,797	1,855	1,756	1,711	1,689	1,676	1,586	1,576	1,405	1,402	1,392	1,356	1,334	1,281	1,233	1,176	1,143	1,111	1,126	1,089	1,082	1,042	1,034	1,016	1,023	992	980	969	981	981	975	968	983	968	905	885
Liabilities and Stockholders’ Equity
Non-interest-bearing deposits
254	241	243	226	214	209	217	214	229	159	157	154	149	144	143	142	137	142	123	132	126	122	101	112	103	103	107	89	95	102	86	84	78	81	78	84	75
Interest-bearing deposits
1,258	1,270	1,316	1,267	1,224	1,220	1,235	1,109	1,056	946	940	932	902	893	868	851	813	764	758	768	728	747	728	705	705	717	709	695	703	717	736	731	726	746	734	669	648
Total deposits
1,512	1,511	1,559	1,494	1,439	1,429	1,452	1,323	1,285	1,106	1,098	1,087	1,051	1,038	1,011	993	950	906	882	900	854	869	829	818	809	821	817	784	798	820	822	815	805	827	813	753	724
Short-term borrowings
27	5	15	10	35	35	5	36	51	87	91	88	97	79	55	28	30	36	14	12	21	2	2	7	-	-	2	24	0	1	0	3	7	0	0	1	0
Long-term debt
67	40	55	30	20	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long-term Debt
-	-	-	-	-	20	20	30	45	55	55	65	55	65	65	65	50	55	70	70	70	74	74	74	75	70	70	70	70	60	60	60	60	60	60	60	70
Guaranteed preferred beneficial interest in junior subordinated debentures (TRUPs)
12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12	12
Subordinated notes - 6.25%
0	23	23	23	23	23	23	23	23	23	23	23	23	23	23	23	23	23	23	23	23	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Lease liabilities - operating leases
8	8	8	9	10	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accrued expenses and other liabilities
14	15	14	13	13	14	13	13	13	11	11	6	9	11	10	8	9	10	10	9	9	8	9	9	8	9	8	7	7	8	8	8	6	8	7	6	6
Total Liabilities
1,641	1,616	1,688	1,592	1,552	1,534	1,526	1,439	1,431	1,296	1,291	1,283	1,249	1,229	1,177	1,131	1,075	1,043	1,011	1,027	990	966	927	921	904	913	910	899	888	902	904	899	891	908	893	834	814
Stockholders’ Equity
Preferred stock, Senior Non-Cumulative Perpetual, Series C - par value $1,000; authorized and issued 20,000 at December 31, 2014 and none at December 31, 2015
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	20	20	20	20	20	20	20	20	20	20	20	-	20	-	-	-
Common stock - par value $0.01; authorized - 15,000,000 shares; issued 5,910,064 and 5,900,249 shares, respectively
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Additional paid in capital
95	95	84	84	84	84	84	84	83	48	47	47	47	47	47	47	46	46	46	46	46	46	46	46	46	45	18	18	18	17	17	17	17	17	17	17	16
Retained earnings
87	85	81	78	75	72	69	66	64	63	64	62	59	58	57	55	54	53	53	53	52	50	49	48	47	46	45	44	43	41	40	39	39	38	38	37	37
Accumulated other comprehensive income
3	1	1	1	-0	-1	-2	-2	-1	-1	-0	-0	-0	-0	0	0	-0	-0	-0	-0	-0	-0	-0	-0	-1	-1	-0	-0	0	0	0	0	0	0	0	0	0
Unearned ESOP shares
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Unearned ESOP shares
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	0	0	0	0	0	0	-0	-0	0	0	0	0	0
Total Stockholders’ Equity
185	181	167	163	159	154	150	147	145	109	110	109	106	104	103	102	100	99	100	99	98	116	114	113	112	110	82	81	80	79	77	76	76	75	74	70	71
Total Liabilities and Stockholders’ Equity
1,826	1,797	1,855	1,756	1,711	1,689	1,676	1,586	1,576	1,405	1,402	1,392	1,356	1,334	1,281	1,233	1,176	1,143	1,111	1,126	1,089	1,082	1,042	1,034	1,016	1,023	992	980	969	981	981	975	968	983	968	905	885
Available-for-sale
214	208	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-