Two river bancorp (TRCB)
Balance Sheet / Quarterly
Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS
Cash and due from banks

28,416

19,798

15,945

24,067

17,880

16,839

13,452

29,575

24,858

21,267

21,266

19,844

18,102

25,112

25,129

21,566

20,756

20,742

16,515

18,349

20,020

20,315

20,040

16,003

13,861

10,734

17,114

15,349

11,882

11,037

8,172

7,597

10,308

9,482

6,171

Interest-bearing deposits in bank

35,004

50,242

46,743

24,059

29,733

7,443

15,143

18,644

21,445

23,431

40,395

22,233

8,843

6,216

29,011

25,161

22,142

28,630

30,699

17,761

23,996

18,615

35,071

31,862

32,417

29,947

28,892

33,197

31,569

29,641

37,534

30,425

40,942

54,830

21,272

Federal funds sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

7,000

Cash and cash equivalents

63,420

70,040

62,688

48,126

47,613

24,282

28,595

48,219

46,303

44,698

61,661

42,077

26,945

31,328

54,140

46,727

42,898

49,372

47,214

36,110

44,016

38,930

55,111

47,865

46,278

40,681

46,006

48,546

43,451

40,678

45,706

38,022

51,250

64,312

34,443

Debt Securities, Available-for-sale

21,031

23,604

23,552

24,407

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Available-for-sale Securities

-

-

-

-

25,281

28,174

30,412

28,684

30,061

31,598

32,797

34,464

31,366

33,089

34,497

33,530

35,676

37,948

43,761

45,431

44,751

42,950

46,848

45,093

52,760

52,840

49,632

50,756

48,019

49,899

45,306

47,455

45,920

39,619

35,079

Debt Securities, Held-to-maturity

39,935

43,774

45,838

47,455

57,606

57,953

57,819

58,002

57,058

55,750

57,067

57,843

46,349

47,245

45,122

43,167

42,851

36,387

25,667

25,280

26,903

27,076

25,608

28,670

27,399

21,799

20,182

21,586

15,729

15,335

12,216

13,105

10,690

10,053

10,829

Equity securities, at fair value

2,582

2,548

-

2,451

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Equity securities, at fair value

2,582

2,548

2,497

2,451

2,412

2,417

2,423

2,448

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Restricted investments, at cost

6,772

6,447

6,017

6,082

5,997

5,905

5,597

5,430

5,522

5,286

4,986

4,805

4,962

3,912

3,757

3,596

3,554

3,622

3,569

3,029

3,097

3,341

3,278

3,278

3,098

3,098

3,040

3,040

3,040

3,040

2,232

2,237

1,480

1,480

1,420

Loans held for sale

1,357

1,093

1,496

1,496

1,461

2,537

1,834

2,581

1,082

6,786

3,763

4,537

2,561

2,849

-

3,050

1,909

1,846

2,562

1,589

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans

959,864

953,080

948,493

921,301

900,895

890,369

872,327

850,874

816,078

794,908

762,687

753,092

753,982

726,414

704,401

693,150

675,584

674,050

640,172

627,614

616,242

612,386

592,302

602,816

587,875

579,563

578,916

571,447

555,038

548,956

536,679

530,130

516,763

520,418

512,994

Allowance for loan losses

11,811

11,684

11,582

11,398

11,390

11,201

10,962

10,668

10,223

9,953

9,567

9,565

9,452

9,418

8,963

8,713

8,429

8,295

8,082

8,069

8,301

7,804

7,567

7,872

8,336

8,205

8,195

7,984

7,486

7,258

7,026

7,310

6,993

6,802

6,246

Net loans

948,053

941,396

936,911

909,903

889,505

879,168

861,365

840,206

805,855

784,955

753,120

743,527

744,530

716,996

695,438

684,437

667,155

665,755

632,090

619,545

607,941

604,582

584,735

594,944

579,539

571,358

570,721

563,463

547,552

541,698

529,653

522,820

509,770

513,616

506,748

OREO

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other Real Estate

2,501

2,912

585

585

585

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other real estate owned (OREO)

-

-

-

-

-

-

-

-

0

233

259

259

259

259

259

411

495

1,411

1,603

1,603

1,069

1,484

2,363

2,771

1,327

1,574

1,390

1,752

3,593

3,593

7,281

7,765

6,592

7,631

8,098

Bank owned life insurance

22,315

22,188

22,060

22,098

21,968

21,835

21,703

21,573

21,440

21,303

21,165

21,029

20,889

17,513

17,403

17,294

17,184

17,072

16,960

16,849

16,736

16,620

16,504

16,389

16,268

13,667

13,562

13,457

13,345

13,232

13,116

12,998

9,452

9,360

9,174

Premises and equipment, net

6,658

6,505

6,173

5,917

6,011

6,134

6,157

6,239

5,350

5,215

5,327

4,662

4,835

4,881

4,900

5,083

5,204

5,350

5,816

5,696

5,302

4,867

4,405

4,232

3,949

4,030

3,154

3,243

2,371

2,509

2,510

2,640

2,734

2,849

3,089

Operating lease right-of-use assets

4,700

5,000

5,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accrued interest receivable

2,560

2,929

2,793

2,583

2,982

2,707

2,492

2,554

2,313

2,337

2,090

2,234

1,928

2,036

1,881

1,912

1,767

1,678

1,654

1,636

1,598

1,597

1,719

1,760

1,762

1,831

1,785

1,884

1,983

1,938

1,927

1,928

1,807

1,834

1,911

Goodwill

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

18,109

Other intangible assets, net of accumulated amortization of $2,106 and $2,097 at December 31, 2016 and 2015, respectively

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

9

19

29

38

57

76

96

115

143

172

201

230

268

306

345

383

431

479

526

632

Other assets

7,003

7,248

6,805

7,207

6,769

6,306

5,721

5,753

7,152

6,829

6,729

6,665

6,437

6,483

6,351

6,371

5,448

5,785

5,306

6,262

5,896

6,027

6,122

6,453

6,556

6,456

7,807

7,791

7,632

7,414

6,458

7,044

7,090

7,454

7,311

Total Assets

1,146,994

1,153,797

1,140,521

1,096,419

1,086,299

1,055,527

1,042,227

1,039,798

1,000,245

983,099

967,073

940,211

909,170

884,700

881,857

863,696

842,269

844,364

804,349

781,196

775,494

765,679

764,917

769,707

757,217

735,644

735,618

733,895

705,130

697,790

684,897

674,554

665,373

676,843

636,843

LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits:
Non-interest-bearing

179,610

179,886

177,938

176,655

173,906

166,506

158,775

167,297

163,841

172,737

156,284

160,104

152,412

149,933

150,408

144,627

151,958

142,181

142,291

140,459

138,748

131,046

124,041

129,179

129,608

117,060

119,538

112,746

96,923

95,776

94,436

88,209

86,895

88,388

77,378

Interest-bearing

783,687

792,706

781,717

740,699

731,839

714,373

712,129

694,260

658,031

637,988

643,421

616,463

586,835

576,331

576,696

563,809

538,707

544,214

513,034

501,931

489,017

495,600

503,818

504,270

496,129

487,686

484,178

494,024

480,748

476,124

466,409

465,703

457,202

472,564

447,093

Total Deposits

963,297

972,592

959,655

917,354

905,745

880,879

870,904

861,557

821,872

810,725

799,705

776,567

739,247

726,264

727,104

708,436

690,665

686,395

655,325

642,390

627,765

626,646

627,859

633,449

625,737

604,746

603,716

606,770

577,671

571,900

560,845

553,912

544,097

560,952

524,471

Securities sold under agreements to repurchase

15,084

14,162

15,185

19,402

22,153

19,878

18,472

27,120

22,576

25,823

21,437

19,915

18,645

21,683

20,132

19,545

21,303

27,916

20,770

23,290

27,562

19,161

18,780

18,440

18,553

19,408

20,564

16,710

18,866

18,933

18,680

16,218

17,551

16,373

14,857

FHLB and other borrowings

19,700

20,700

20,700

22,500

24,500

24,500

24,500

25,800

30,300

24,300

24,300

25,300

35,300

-

-

26,500

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Long-term debt

-

-

-

-

-

-

-

-

-

-

-

-

-

23,800

23,800

-

26,500

28,000

28,000

16,000

16,000

17,500

17,500

17,500

13,500

13,500

13,500

13,500

-

-

-

-

-

-

-

Subordinated debt

9,951

9,900

9,932

9,923

9,914

9,905

9,896

9,888

9,879

9,871

9,863

9,855

9,847

9,839

9,831

9,824

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accrued interest payable

81

94

153

119

97

78

69

70

114

94

98

100

89

84

85

118

49

86

105

46

55

63

32

66

50

60

52

70

65

68

61

107

83

105

93

Operating lease liabilities

4,833

5,100

5,100

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Long-term debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

13,500

13,500

13,500

13,500

13,500

13,500

13,500

Other liabilities

10,676

9,754

10,613

10,623

9,999

8,940

9,406

8,792

8,937

7,762

9,264

7,758

7,448

6,737

6,292

6,271

6,112

5,712

4,970

5,538

5,475

5,052

4,733

4,825

4,670

4,331

4,740

4,880

4,097

3,924

3,528

3,683

3,744

3,451

3,734

Total Liabilities

1,023,622

1,032,381

1,021,365

979,921

972,408

944,180

933,247

933,227

893,678

878,575

864,667

839,495

810,576

788,407

787,244

770,694

744,629

748,109

709,170

687,264

676,857

668,422

668,904

674,280

662,510

642,045

642,572

641,930

614,199

608,325

596,614

587,420

578,975

594,381

556,655

Shareholders' Equity
Preferred stock, no par value

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

6,000

0

0

0

0

0

0

-

0

-

-

-

-

-

8,689

-

Common stock, no par value

81,405

80,954

80,759

80,481

80,294

80,088

79,932

79,678

79,576

79,394

79,194

79,056

73,181

73,070

72,997

72,890

72,830

72,729

72,632

72,527

72,465

72,388

72,264

72,191

72,052

-

71,752

71,537

71,478

71,364

71,279

71,179

70,455

70,296

70,067

Retained earnings

45,355

43,857

41,416

39,109

36,535

34,173

31,907

29,593

29,580

27,722

25,930

24,447

27,948

25,623

24,174

22,759

21,298

19,899

18,691

17,501

16,305

14,886

13,734

12,474

11,251

-

9,115

8,060

6,950

5,747

4,711

3,693

3,695

3,040

1,325

Treasury stock, at cost; 360,967 and 328,445 shares at September 30, 2019 and December 31, 2018, respectively

3,135

3,129

2,647

2,647

2,396

2,396

2,396

2,396

2,396

2,396

2,396

2,396

2,396

2,254

2,254

2,248

2,248

1,995

1,995

1,751

-1,751

-1,623

-1,416

554

-27

-

-

-

-

-

-

-

-

-

-

Accumulated other comprehensive loss

-253

-266

-372

-445

-542

-518

-463

-304

-193

-196

-322

-391

-139

-146

-304

-399

-240

-378

-149

-345

-382

-394

-569

-684

-569

-

179

368

503

354

293

262

248

437

168

Stockholders' Equity Attributable to Parent

123,372

121,416

119,156

116,498

113,891

111,347

108,980

106,571

106,567

104,524

102,406

100,716

98,594

96,293

94,613

93,002

97,640

96,255

95,179

93,932

98,637

97,257

96,013

95,427

94,707

93,599

93,046

91,965

90,931

89,465

88,283

87,134

86,398

82,462

80,188

Total Liabilities and Shareholders’ Equity

1,146,994

1,153,797

1,140,521

1,096,419

1,086,299

1,055,527

1,042,227

1,039,798

1,000,245

983,099

967,073

940,211

909,170

884,700

881,857

863,696

842,269

844,364

804,349

781,196

775,494

765,679

764,917

769,707

757,217

735,644

735,618

733,895

705,130

697,790

684,897

674,554

665,373

676,843

636,843