Trustco bank corp ny (TRST)
Balance Sheet / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS:
Cash and due from banks

43

48

49

42

43

49

42

40

39

44

41

43

41

48

42

39

37

41

42

37

44

43

43

48

46

46

45

40

39

55

40

36

39

44

40

41

44

Federal funds sold and other short term investments

492

408

401

517

576

454

423

546

577

568

582

663

641

658

622

718

722

676

655

641

705

627

586

573

687

536

510

588

405

488

402

486

486

488

434

479

400

Total cash and cash equivalents

536

456

450

560

619

503

465

586

617

612

624

707

683

707

664

758

760

718

698

678

750

671

630

621

733

583

555

628

444

544

442

522

525

532

475

520

444

Fair Value

503

573

662

633

546

501

507

527

559

571

580

605

647

620

654

620

590

601

624

689

666

676

722

811

741

863

908

878

1,077

912

1,052

1,118

1,093

908

990

910

891

Amortized Cost

17

18

19

20

21

22

23

24

26

27

29

41

43

45

48

50

53

56

59

63

67

70

74

77

82

86

91

98

117

143

155

168

178

216

194

154

191

Federal Reserve Bank and Federal Home Loan Bank stock

9

9

9

9

8

8

8

8

8

8

8

9

9

9

9

9

9

9

9

9

9

9

9

10

10

10

10

10

9

9

9

-

-

9

-

-

-

Loans, net of deferred net costs

4,099

4,062

3,985

3,906

3,861

3,874

3,825

3,741

3,666

3,636

3,578

3,507

3,448

3,430

3,387

3,343

3,301

3,293

3,282

3,242

3,193

3,158

3,083

3,006

2,941

2,908

2,834

2,762

2,703

2,684

2,605

2,559

2,524

2,521

2,478

2,427

2,355

Less: Allowance for loan losses

46

44

44

44

44

44

44

44

44

44

44

44

44

43

43

44

44

44

45

45

45

46

46

46

47

47

47

47

47

47

47

48

48

48

47

45

41

Net loans

4,053

4,017

3,940

3,862

3,816

3,829

3,781

3,696

3,622

3,592

3,534

3,463

3,404

3,386

3,343

3,299

3,256

3,248

3,236

3,197

3,147

3,112

3,036

2,959

2,893

2,861

2,787

2,714

2,656

2,636

2,558

2,511

2,475

2,472

2,431

2,382

2,313

Bank premises and equipment, net

34

34

34

34

34

34

35

35

35

35

35

35

35

35

36

36

37

37

37

38

38

38

37

36

35

34

34

38

35

36

37

37

37

37

35

36

36

Operating lease right-of-use assets

50

51

49

51

51

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other assets

52

58

55

56

57

58

63

61

62

59

58

58

63

63

56

55

55

63

59

64

60

65

71

71

82

82

71

73

69

64

61

62

63

67

65

65

77

Total assets

5,256

5,221

5,222

5,227

5,156

4,958

4,885

4,940

4,931

4,908

4,870

4,920

4,886

4,868

4,812

4,830

4,763

4,734

4,725

4,741

4,740

4,644

4,582

4,589

4,578

4,521

4,459

4,443

4,411

4,346

4,318

4,421

4,374

4,243

4,192

4,070

3,954

LIABILITIES:
Deposits:
Demand

480

463

453

432

408

405

403

404

403

398

397

390

373

377

380

376

359

365

354

355

347

331

327

324

327

318

314

314

298

300

292

283

281

267

269

259

251

Interest-bearing checking

895

875

869

888

895

904

918

925

915

891

862

871

838

815

785

766

746

754

719

713

696

682

646

643

628

611

591

591

579

560

536

528

507

489

472

461

441

Savings accounts

1,122

1,113

1,110

1,132

1,150

1,182

1,221

1,257

1,266

1,260

1,265

1,285

1,287

1,271

1,277

1,282

1,272

1,262

1,237

1,250

1,237

1,216

1,215

1,233

1,236

1,218

1,221

1,228

1,213

1,198

1,167

1,122

1,068

978

923

891

774

Money market deposit accounts

617

599

570

562

538

507

501

512

539

556

564

572

583

571

566

577

595

610

617

633

640

638

655

651

648

648

650

634

656

667

668

644

631

635

642

638

602

Time deposits

1,367

1,398

1,457

1,446

1,421

1,274

1,155

1,155

1,109

1,066

1,075

1,088

1,113

1,159

1,159

1,178

1,168

1,107

1,168

1,185

1,196

1,163

690

705

713

711

710

725

725

724

751

867

894

903

910

947

1,027

Certificates of deposit (in denominations of $100,000 or more)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

449

436

432

419

405

397

384

352

359

452

467

460

461

453

456

Total deposits

4,481

4,450

4,461

4,462

4,413

4,274

4,199

4,255

4,235

4,173

4,165

4,208

4,198

4,196

4,168

4,180

4,142

4,100

4,096

4,137

4,117

4,032

3,985

3,995

3,987

3,927

3,894

3,892

3,857

3,804

3,776

3,898

3,851

3,735

3,680

3,652

3,554

Short-term borrowings

148

148

151

166

159

161

176

182

203

242

216

233

220

209

179

190

169

191

184

170

194

189

179

181

195

204

185

176

171

159

161

150

159

147

143

128

124

Present value of lease liabilities

54

56

54

56

56

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accrued expenses and other liabilities

23

27

29

26

25

32

31

31

30

33

33

31

28

30

29

29

28

30

32

30

28

29

27

27

24

28

25

25

22

23

22

22

19

21

21

20

20

Due to broker

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

10

-

-

Total liabilities

4,708

4,683

4,696

4,712

4,654

4,469

4,408

4,469

4,469

4,449

4,415

4,473

4,448

4,436

4,377

4,400

4,340

4,321

4,313

4,338

4,340

4,250

4,192

4,204

4,206

4,159

4,105

4,094

4,050

3,987

3,960

4,071

4,029

3,905

3,855

3,801

3,699

Commitments and contingent liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

0

-

-

0

SHAREHOLDERS' EQUITY:
Capital stock par value $1; 150,000,000 shares authorized; 100,204,832 and 100,204,832 shares issued at March 31, 2020 and December 31, 2019, respectively

100

100

100

100

100

100

100

100

100

99

99

99

99

99

99

99

98

98

98

98

98

98

98

98

98

98

98

98

98

98

98

98

98

98

98

83

83

Surplus

176

176

176

176

176

176

176

176

175

175

172

172

172

171

171

171

171

171

171

171

172

172

172

172

172

173

173

173

174

174

175

175

176

176

177

126

126

Undivided profits

294

288

280

272

264

256

246

238

229

219

218

212

206

201

197

192

188

184

180

175

171

166

162

157

152

147

143

138

135

132

128

125

122

119

116

113

108

Accumulated other comprehensive income, net of tax

11

4

-0

-1

-7

-10

-13

-9

-8

-1

-3

-3

-5

-6

2

2

0

-4

-1

-5

-2

-4

-3

-2

-9

-13

-15

-16

-0

1

4

1

0

-2

0

2

-4

Treasury stock at cost - 3,772,175 and 3,283,175 shares at March 31, 2020 and December 31, 2019, respectively

34

30

30

31

32

33

33

34

34

34

32

33

34

33

33

34

35

36

37

38

39

40

40

41

42

43

45

46

47

48

50

51

52

54

55

57

59

Balance

548

538

526

515

501

489

477

470

462

458

454

447

438

432

435

430

423

413

412

402

400

393

389

385

371

361

354

348

360

358

357

349

344

338

337

268

255

Total liabilities and shareholders' equity

5,256

5,221

5,222

5,227

5,156

4,958

4,885

4,940

4,931

4,908

4,870

4,920

4,886

4,868

4,812

4,830

4,763

4,734

4,725

4,741

4,740

4,644

4,582

4,589

4,578

4,521

4,459

4,443

4,411

4,346

4,318

4,421

4,374

4,243

4,192

4,070

3,954