UNITED BANCORP INC /OH/ UBCP Cash Flow

United bancorp inc /oh/ (UBCP)

CashFlow / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Operating Activities
Net income
1,579	-	1,781	1,646	1,614	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Activities
Net income
-	-	-	-	-	-	-	-	1,148	780	1,000	916	850	901	928	906	845	866	859	805	694	733	718	715	485	599	1,079	469	465	455	451	731	761	800	801	752	738
Items not requiring (providing) cash
Depreciation and amortization
289	259	269	262	250	262	236	238	238	235	230	230	223	218	210	199	192	205	250	247	232	234	236	241	249	254	254	239	234	241	233	235	237	238	241	244	240
Amortization of intangible asset
37	-	38	38	37	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of intangible asset
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	0	7	29	30	30	30	29	30	30	30	29	30	30	30	29	30	30	30	29	30
Provision for losses on foreclosed real estate
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-81	17	0	162	10	220	10	0	-	-	-	-	-	-	-	-
Premium amortization on securities
-326	-94	-90	-76	-66	-55	-44	-33	-3	1	0	0	0	-	-	-	-	-	-	-	-	-1	-4	3	-1	-2	6	7	10	9	12	19	19	-3	23	26	22
Provision for loan losses
563	578	120	120	90	96	72	72	57	25	25	25	25	-6	131	105	71	166	126	145	116	231	225	216	216	228	354	340	319	359	268	168	333	425	401	494	648
Gain on sale of loans
6	-	25	9	4	-	-	-	-	-	44	29	15	29	25	27	16	-	-	-	-	-	-	-	-	-	-	24	26	-	-	5	4	18	33	13	30
Expense related to share based compensation plans
74	-	97	69	40	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss on sale of foreclosed assets
-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	10	-	-	-	-	-	-	-11	6	-	-	-	-	-	-	-	-	-	-	-	-
Net gains on sales of loans
-	-	-	-	-	-	-	-	14	-	-	-	-	-	-	-	-	2	11	18	11	8	6	12	4	-	-	-	-	-	-	-	-	-	-	-	-
Expense related to share-based compensation plans
-	-	-	-	-	-	-	-	0	59	52	-18	70	44	36	-21	88	-	-	-	-	39	41	-10	93	47	51	33	67	54	54	2	103	40	70	2	88
Loss on sale of real estate and other repossessed assets
-	-	-	-	-	-42	28	0	-13	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in value of bank-owned life insurance
135	-149	323	74	-167	169	71	72	77	65	73	74	80	80	73	74	86	887	-300	93	83	74	118	-40	84	-1,716	1,017	82	94	80	105	87	90	89	-99	191	90
Gain on sale of available-for-sale securities
69	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss (Gain) on sale of foreclosed assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of intangible assets
-	-	-	-	-	14	13	13	2	1	2	1	2	3	3	3	3	3	3	4	3	2	4	4	5	3	9	6	6	13	10	15	18	24	10	8	5
Gain on sale of available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1	0	11	20	0	27	0	0	0	15	-15	0	-	-	-14	8	0	0	0	370
Originations of loans held for sale
226	1,549	466	566	215	497	804	555	1,208	652	1,766	1,353	653	1,157	1,260	1,229	805	33	399	1,197	741	320	305	616	289	266	337	595	1,106	925	220	207	344	1,099	2,116	563	2,126
Proceeds from sale of loans held for sale
232	1,565	491	575	219	509	821	578	1,222	662	1,810	1,382	668	1,186	1,285	1,256	821	35	410	1,215	752	328	311	628	293	269	342	619	1,132	943	225	212	348	1,117	2,149	576	2,156
Expense related to share-based compensation plans and ESOP
78	-	68	67	69	-	70	19	121	-	-	-	-	-	-	-	-	-	-	-6	100	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of Debt Issuance Costs and Discounts
15	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss on sale of real estate and other repossessed assets
-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Changes in
Net change in accrued interest receivable and other assets
313	-1,073	379	785	807	-226	126	685	75	-1,507	196	1,428	36	-249	-198	453	31	-125	243	-234	90	-662	-150	-589	1,208	457	-211	-871	571	-115	-162	-172	115	-	-	-	-
Net change in accrued expenses and other liabilities
-493	-606	-394	2,593	-683	-487	229	307	-603	265	272	1,437	-936	-149	23	631	-963	-	-	-	-	647	-33	-677	70	663	133	-66	-325	485	-108	423	-746	-	-	-	-
Net change in accrued interest receivable and other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	92	-414	390
Net change in accrued expenses and other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-90	410	-656
Net cash provided by operating activities
1,951	2,390	1,573	3,811	843	1,816	1,929	1,183	827	1,826	1,398	1,225	118	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	121	2,194	1,059	1,842	504	2,242	1,584	2,190	221
Proceeds from maturity of held-to-maturity securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	385	1	-1	120	1,344	0	0	490	750	190	500	265	-	-	-	1,495
Proceeds from sale of held-to-maturity securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	302
Maturities, prepayments and calls
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-28	0	13	370	27	535	0	0	-	-	-	-	-	-	-	-	225	0	0	8,886
Investing Activities
Net change in accrued expenses and other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	64	171	-519	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash provided by operating activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,405	129	679	1,519	1,614	463	1,638	1,276	1,243	25	-	-	-	-	-	-	-	-	-	-	-	-
Investing Activities
Securities available for sale:
Purchases of available-for-sale securities
19,647	-	-	-	9,833	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from maturity of available-for-sale securities
6,073	-	-	-	3,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from Sale of Available-for-sale Securities
8,070	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases
-	-	-	-	-	-	-	23,296	18,107	6,000	6,248	0	0	21,000	0	18,000	3,000	18,000	7,014	8,984	22,999	3,277	3,023	3,000	0	0	0	15,000	3,000	3,001	-16	29,998	18,975	24,255	25,104	22,733	16,807
Sale of available-for-sale securities
-	-	-	-	-	-	-	-	0	-	-	-	-	-	3	15,824	8,000	13,983	16,006	6,624	4,718	9,065	2,154	3,000	2,458	1,023	0	16,007	8,097	6,675	27,631	44,086	20,529	24,406	37,354	29,545	3,688
Proceeds from maturity of held-to-maturity securities
-	-	-	-	-	-	-	-	-	-	-	-	999	-	-	-	-	-	0	0	215	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net changes in certificates of deposit in other financial institutions
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	1,682	882
Net change in loans
6,868	21,578	-4,052	11,619	4,258	9,833	13,829	9,373	1,936	8,427	3,043	2,813	-1,947	6,218	1,937	13,347	5,966	3,791	14,430	-578	-3,261	3,831	-2,398	2,223	3,687	11,688	2,825	1,178	-845	10,579	6,971	1,346	-5,078	6,336	1,886	598	-652
Mandatory redemption of Federal Home Loan Bank Stock
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Purchase) redemption of FHLB Stock
440	-	-	-	-231	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-600	0	0	0	0	-	-	-	-	-	-	-	-
Purchases of premises and equipment
1,037	184	316	506	330	168	65	139	413	108	245	149	280	298	557	812	590	247	143	147	773	24	89	88	108	22	162	370	764	172	201	882	272	68	143	610	668
Proceeds from sale of foreclosed assets
-	-	-	-	-	-	-	-	-	-	9	-9	9	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of foreclosed assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	70	0	675	35	0	-	-	-332	790	57	0	92	36	155	0	323	144	291	170	-77	90
Net cash used in investing activities
-13,849	-13,984	-39,488	-31,131	-11,190	5,437	-14,735	-32,793	-20,456	-14,473	-3,527	-2,721	2,675	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5,704	-6,172	20,665	12,683	6,769	-5,686	10,426	7,209	-1,480
Net cash used in investing activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-16,335	-1,486	-7,848	-2,406	-4,381	-15,208	2,513	2,080	-2,644	173	-	-	-	-	-	-	-	-	-	-	-	-
Financing Activities
Financing Activities
Net change in deposits
7,449	-1,927	3,749	7,316	13,488	35,519	18,697	11,571	18,097	5,115	6,936	14,104	21,008	10,691	1,133	2,347	1,010	425	-245	-7,559	8,320	2,201	927	-4,812	13,724	-6,844	-8,528	-10,120	-14,284	-19,568	33,869	-5,139	12,714	4,861	-1,624	-5,547	5,404
Net change in securities sold under repurchase agreements
7,672	-	2,228	-5,767	5,373	-	-	-	-	-	3,199	-2,579	6,175	-	-	-	6,466	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of Federal Home Loan Bank advances
-	-	-	-	-	-	-	-	1,827	-	-	-	24,538	-	-	-	40	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in securities sold under repurchase agreements
7,672	-	2,228	-5,767	5,373	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in Federal Home Loan Bank advances
11,200	-	-	-	-26	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in securities sold under repurchase agreements
-	-	-	-	-	-	-	-	4,498	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Treasury Stock
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-4,553	1,216	-3,085	7,015	-4,036	2,557	-3,012	3,843	-4,783	-1,699	-2,914	4,461	-3,536	2,773	-2,314	3,279	-	-	-	-
Net change in FHLB overnight borrowings
11,200	-	-	-	-26	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repurchase of common stock
526	0	0	149	267	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Treasury stock -net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	25	0	0	14	0	1	-71	0	-	-	-	-	-	-	-	-
Net cash provided by financing activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6,476	6,898	-4,974	440	-11,172	14,811	-2,354	2,994	-8,316	17,062	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from purchase of shares by the dividend reinvestment plan
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	118
Shares purchased for deferred compensation plan
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	68	0	0	53	-	-	-	27
Net change in short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-3,367	3,844
Net change in long-term debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-41	-	-60	-62	-89	-	-5,108	-95	-90	-	-116	-102	-107	-	-5,154	-5,121	-121
Cash dividends paid
840	-	-	-	782	-	-	-	683	-	-	-	596	867	596	539	538	808	483	485	483	483	430	430	430	426	379	375	376	376	376	752	749	-	-	-	744
Net cash provided by financing activities
24,955	13,232	25,970	19,920	17,786	5,090	9,408	33,147	20,085	3,854	4,453	5,897	2,049	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-10,289	-23,150	36,150	-8,307	15,190	41	-5,866	-14,663	8,528
Increase in Cash and Cash Equivalents
13,057	-	-11,945	-7,400	7,439	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in Cash and Cash Equivalents
-	-	-	-	-	-	-	-	456	-8,793	2,324	4,401	4,842	-1,706	3,459	-8,454	5,541	-12,143	-447	-13,939	66	1,797	6,350	-9,717	17,260	-17,744	-17,340	-12,086	-4,464	-27,128	57,874	6,218	22,463	-3,403	6,144	-5,264	7,269
Supplemental Cash Flows Information
Interest paid on deposits and borrowings
1,706	1,679	728	2,473	1,218	1,239	870	659	517	437	464	457	449	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of available-for-sale securities not settled
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest paid on deposits and borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	423	477	518	582	588	583	602	518	728	628	5,503	-737	-847	-837	-6,917	962	1,012	1,041	1,088	1,167	1,250	1,305
Purchases of available-for-sale securities not settled
0	-	-4,034	1,722	5,465	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Supplemental Disclosure of Non-Cash Investing Activities
Transfers from loans to foreclosed assets held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,660	-136	-642	-52	-937	98	283	81	165	171	161	213
Acquisition, liabilities were assumed
Vesting of restricted stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	39	0	0	203	0	-	-	-	-	-	-	-	-	-	-	-	-
Unrealized losses on securities designated as available for sale, net of related tax effects
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-57