United bancorp inc /oh/ (UBCP)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Operating Activities
Net income

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Operating Activities
Net income

-

-

-

-

-

-

-

-

3,844

3,546

3,667

3,595

3,585

3,580

3,545

3,476

3,375

3,224

3,091

2,950

2,860

2,651

2,517

2,878

2,632

2,612

2,468

1,840

2,102

2,398

2,743

3,093

3,114

3,091

0

0

0

Items not requiring (providing) cash
Depreciation and amortization

1,079

1,040

1,043

1,010

986

974

947

941

933

918

901

881

850

819

806

846

894

934

963

949

943

960

980

998

996

981

968

947

943

946

943

951

960

963

0

0

0

Amortization of intangible asset

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of intangible asset

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

66

96

119

119

119

119

119

119

119

119

119

119

119

119

119

119

119

0

0

0

Provision for losses on foreclosed real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

98

189

392

402

240

0

0

0

-

-

-

-

-

-

-

-

Premium amortization on securities

-586

-326

-287

-241

-198

-135

-79

-35

-2

1

0

0

0

-

-

-

-

-

-

-

-

-3

-4

6

10

21

32

38

50

59

47

58

65

68

0

0

0

Provision for loan losses

1,381

908

426

378

330

297

226

179

132

100

69

175

255

301

473

468

508

553

618

717

788

888

885

1,014

1,138

1,241

1,372

1,286

1,114

1,128

1,194

1,327

1,653

1,968

0

0

0

Gain on sale of loans

0

-

0

0

0

-

-

-

-

-

117

98

96

97

0

0

0

-

-

-

-

-

-

-

-

-

-

0

0

-

-

60

68

94

0

0

0

Expense related to share based compensation plans

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss on sale of foreclosed assets

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net gains on sales of loans

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

42

48

43

37

30

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Expense related to share-based compensation plans

-

-

-

-

-

-

-

-

93

163

148

132

129

147

0

0

0

-

-

-

-

163

171

181

224

198

205

208

177

213

199

215

215

200

0

0

0

Loss on sale of real estate and other repossessed assets

-

-

-

-

-

-27

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in value of bank-owned life insurance

383

81

399

147

145

389

285

287

289

292

307

307

307

313

1,120

747

766

763

-50

368

235

236

-1,554

-655

-533

-523

1,273

361

366

362

371

167

271

271

0

0

0

Gain on sale of available-for-sale securities

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss (Gain) on sale of foreclosed assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of intangible assets

-

-

-

-

-

42

29

18

6

6

8

9

11

12

12

12

13

13

12

13

13

15

16

21

23

24

34

35

44

56

67

67

60

47

0

0

0

Gain on sale of available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

32

31

58

47

27

27

15

0

0

0

0

0

-

-

-6

8

370

0

0

0

Originations of loans held for sale

2,807

2,796

1,744

2,082

2,071

3,064

3,219

4,181

4,979

4,424

4,929

4,423

4,299

4,451

3,327

2,466

2,434

2,370

2,657

2,563

1,982

1,530

1,476

1,508

1,487

2,304

2,963

2,846

2,458

1,696

1,870

3,766

4,122

5,904

0

0

0

Proceeds from sale of loans held for sale

2,863

2,850

1,794

2,124

2,127

3,130

3,283

4,272

5,076

4,522

5,046

4,521

4,395

4,548

3,397

2,522

2,481

2,412

2,705

2,606

2,019

1,560

1,501

1,532

1,523

2,362

3,036

2,919

2,512

1,728

1,902

3,826

4,190

5,998

0

0

0

Expense related to share-based compensation plans and ESOP

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of Debt Issuance Costs and Discounts

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss on sale of real estate and other repossessed assets

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Changes in
Net change in accrued interest receivable and other assets

404

898

1,745

1,492

1,392

660

-621

-551

192

153

1,411

1,017

42

37

161

602

-85

-26

-563

-956

-1,311

-193

926

865

583

-54

-626

-577

122

-334

0

0

0

-

-

-

-

Net change in accrued expenses and other liabilities

1,100

910

1,029

1,652

-634

-554

198

241

1,371

1,038

624

375

-431

-458

0

0

0

-

-

-

-

7

23

189

800

405

227

-14

475

54

0

0

0

-

-

-

-

Net change in accrued interest receivable and other assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Net change in accrued expenses and other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Net cash provided by operating activities

9,725

8,617

8,043

8,399

5,771

5,755

5,765

5,234

5,276

4,567

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5,216

5,599

5,647

6,172

6,520

6,237

0

0

0

Proceeds from maturity of held-to-maturity securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

505

1,464

1,463

1,464

1,834

1,240

1,430

1,930

1,705

0

0

0

-

-

-

0

Proceeds from sale of held-to-maturity securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Maturities, prepayments and calls

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

355

410

945

932

562

0

0

0

-

-

-

-

-

-

-

-

9,111

0

0

0

Investing Activities
Net change in accrued expenses and other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,732

3,941

4,275

5,234

4,991

4,620

4,182

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Investing Activities
Securities available for sale:
Purchases of available-for-sale securities

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturity of available-for-sale securities

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from Sale of Available-for-sale Securities

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases

-

-

-

-

-

-

-

53,651

30,355

12,248

27,248

21,000

39,000

42,000

39,000

46,014

36,998

56,997

42,274

38,283

32,299

9,300

6,023

3,000

15,000

18,000

21,001

20,985

35,983

51,958

73,212

98,332

91,067

88,899

0

0

0

Sale of available-for-sale securities

-

-

-

-

-

-

-

-

0

-

-

-

-

-

37,810

53,813

44,613

41,331

36,413

22,561

18,937

16,677

8,635

6,481

19,488

25,127

30,779

58,410

86,489

98,921

116,652

126,375

111,834

94,993

0

0

0

Proceeds from maturity of held-to-maturity securities

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net changes in certificates of deposit in other financial institutions

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,564

0

0

0

Net change in loans

36,013

33,403

21,658

39,539

37,293

34,971

33,565

22,779

16,219

12,336

10,127

9,021

19,555

27,468

25,041

37,534

23,609

14,382

14,422

-2,406

395

7,343

15,200

20,423

19,378

14,846

13,737

17,883

18,051

13,818

9,575

4,490

3,742

8,168

0

0

0

Mandatory redemption of Federal Home Loan Bank Stock

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

(Purchase) redemption of FHLB Stock

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-600

-600

-600

-600

0

0

0

0

-

-

-

-

-

-

-

-

Purchases of premises and equipment

2,043

1,336

1,320

1,069

702

785

725

905

915

782

972

1,284

1,947

2,257

2,206

1,792

1,127

1,310

1,087

1,033

974

309

307

380

662

1,318

1,468

1,507

2,019

1,527

1,423

1,365

1,093

1,489

0

0

0

Proceeds from sale of foreclosed assets

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of foreclosed assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

745

780

710

0

0

0

-

-

515

939

185

283

283

514

622

758

928

528

474

0

0

0

Net cash used in investing activities

-98,452

-95,793

-76,372

-51,619

-53,281

-62,547

-82,457

-71,249

-41,177

-18,046

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

32,880

33,945

34,431

24,192

18,718

10,469

0

0

0

Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-28,075

-16,121

-29,843

-19,482

-14,996

-13,259

2,122

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Financing Activities
Financing Activities
Net change in deposits

16,587

22,626

60,072

75,020

79,275

83,884

53,480

41,719

44,252

47,163

52,739

46,936

35,179

15,181

4,915

3,537

-6,369

941

2,717

3,889

6,636

12,040

2,995

-6,460

-11,768

-39,776

-52,500

-10,103

-5,122

21,876

46,305

10,812

10,404

3,094

0

0

0

Net change in securities sold under repurchase agreements

0

-

0

0

0

-

-

-

-

-

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayments of Federal Home Loan Bank advances

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in securities sold under repurchase agreements

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in Federal Home Loan Bank advances

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in securities sold under repurchase agreements

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Treasury Stock

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

593

1,110

2,451

2,524

-648

-1,395

-5,651

-5,553

-4,935

-3,688

784

1,384

202

0

0

0

-

-

-

-

Net change in FHLB overnight borrowings

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repurchase of common stock

675

416

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Treasury stock -net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

39

14

15

-56

-70

0

0

0

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8,840

-8,808

-895

1,725

4,279

7,135

9,386

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from purchase of shares by the dividend reinvestment plan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Shares purchased for deferred compensation plan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

121

0

0

0

-

-

-

0

Net change in short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Net change in long-term debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

Cash dividends paid

0

-

-

-

0

-

-

-

0

-

-

-

2,598

2,540

2,481

2,368

2,314

2,259

1,934

1,881

1,826

1,773

1,716

1,665

1,610

1,556

1,506

1,503

1,880

2,253

0

0

0

-

-

-

0

Net cash provided by financing activities

84,077

76,908

68,766

52,204

65,431

67,730

66,494

61,539

34,289

16,253

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-5,596

19,883

43,074

1,058

-5,298

-11,960

0

0

0

Increase in Cash and Cash Equivalents

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in Cash and Cash Equivalents

-

-

-

-

-

-

-

-

-1,612

2,774

9,861

10,996

-1,859

-1,160

-11,597

-15,503

-20,988

-26,463

-12,523

-5,726

-1,504

15,690

-3,851

-27,541

-29,910

-51,634

-61,018

14,196

32,500

59,427

83,152

31,422

19,940

4,746

0

0

0

Supplemental Cash Flows Information
Interest paid on deposits and borrowings

6,586

6,098

5,658

5,800

3,986

3,285

2,483

2,077

1,875

1,807

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of available-for-sale securities not settled

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest paid on deposits and borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,000

2,165

2,271

2,355

2,291

2,431

2,476

7,377

6,122

4,547

3,082

-9,338

-7,639

-5,780

-3,902

4,103

4,308

4,546

4,810

0

0

0

Purchases of available-for-sale securities not settled

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Supplemental Disclosure of Non-Cash Investing Activities
Transfers from loans to foreclosed assets held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

830

-1,767

-1,533

-608

-475

627

700

578

710

0

0

0

Acquisition, liabilities were assumed
Vesting of restricted stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

39

39

39

242

203

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Unrealized losses on securities designated as available for sale, net of related tax effects

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0