United security bancshares (UBFO)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash Flows From Operating Activities:
Net Income

2,754

2,896

4,172

4,097

4,007

3,949

3,519

3,392

3,157

1,636

2,741

2,492

1,771

1,555

2,040

2,021

1,769

1,633

1,886

2,063

1,228

1,557

1,703

2,048

908

2,946

1,851

1,397

1,075

1,478

1,367

2,173

1,051

-3,359

-1,460

-6,349

356

Adjustments to reconcile net income to cash provided by operating activities:
Provision for credit losses

1,707

5

5

4

6

-65

-374

-1,136

-189

48

7

-52

21

-14

3

12

-22

-475

-23

-2

459

-744

39

-93

-47

22

-1,150

39

-9

9

4

1,004

2

1,105

2,446

9,161

890

Depreciation and amortization

343

347

361

339

355

347

339

332

334

339

342

330

324

337

360

368

363

361

384

362

355

379

344

338

329

320

347

394

226

621

320

226

377

421

440

447

460

Amortization of operating lease right-of-use assets

-146

-

221

502

-148

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of premium/discount on investment securities, net

219

224

191

149

149

220

148

121

137

128

128

135

143

146

141

112

82

61

66

74

65

73

70

73

47

32

6

6

8

-

-

-

-

-

-

-

-

Accretion of investment securities

-

-

-

-

-

-

-

-

1

2

2

2

2

3

6

9

10

20

10

8

6

7

8

9

9

11

15

16

18

19

21

31

98

474

19

15

16

Increase in accrued interest receivable

77

-2,314

209

829

1,143

-1,071

1,020

979

887

680

760

641

550

315

443

397

521

48

176

12

57

3

97

236

-53

247

-139

-69

-89

74

-135

25

-216

61

-155

-59

-53

(Decrease) increase in accrued interest payable

-9

-13

-5

-4

24

0

14

-4

3

3

8

-19

-24

37

11

-5

4

-1

2

-14

2

-2

3

-7

2

-13

-3

-17

6

-23

-1

-13

-3

-23

-26

-11

-51

(Decrease) increase in accounts payable and accrued liabilities

-740

349

108

-3,009

905

112

349

310

-1,711

-321

680

320

-718

341

242

114

-843

194

177

-341

-1

0

59

-1,137

-35

109

67

520

-431

542

-26

239

-279

-1,118

1,362

569

46

(Increase) decrease in unearned fees and unamortized loan origination costs, net

-741

193

16

328

164

603

-128

613

71

178

-294

-16

168

-23

407

-848

-553

87

238

-68

-639

-101

-334

237

218

266

32

19

-37

-363

-131

-173

122

67

81

-138

-86

Decrease in income taxes payable

665

22

401

-2,261

1,501

177

711

-2,623

1,419

0

585

-2,612

1,293

-1,555

556

1,188

768

-1,410

-816

1,196

801

-3,334

1,038

1,232

666

-1,018

4,804

2,608

-837

-2,368

902

1,222

630

1,475

-104

-3,564

25

Unrealized gain on marketable equity securities

15

-11

18

53

57

36

-36

-18

-60

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unrealized loss on marketable equity securities

15

-11

18

53

57

36

-36

-18

-60

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Stock-based compensation expense

77

77

78

95

99

152

163

138

291

19

18

53

7

8

8

6

8

6

6

7

7

5

8

6

9

16

4

5

4

5

3

5

5

4

4

5

5

Benefit (provision) for deferred income taxes

666

585

47

-13

-86

-595

-82

-137

29

1,189

-36

-109

-138

2,179

-174

47

147

1,498

60

133

-51

4,830

39

89

-142

-2,045

0

43

229

1,205

357

-134

-198

-2,398

0

0

0

Loss on sale of other real estate owned

-113

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-603

0

924

1,025

-108

49

274

63

-102

-85

-324

280

Gain on bank owned life insurance

-

-

-

-

-

0

0

0

171

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in cash surrender value of bank-owned life insurance

131

90

146

147

145

131

132

132

125

134

134

129

137

136

130

133

131

130

131

130

128

130

129

128

127

147

148

166

128

137

147

144

136

166

135

132

132

Impairment loss on goodwill

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

1,489

0

Impairment loss on other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

96

0

118

463

0

0

0

1,849

885

438

684

Impairment loss on investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

112

150

22

604

308

0

0

Gain on fair value option of junior subordinated debentures

1,498

-406

660

497

414

499

-262

-191

-470

-194

-87

-265

-336

-566

-423

113

358

-419

147

324

-125

-68

95

216

-345

-257

141

-103

-557

-490

-172

365

-477

-

1,923

222

-367

Loss on dissolution of real estate investment trust

0

0

-1

-5

-109

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss on tax credit limited partnership interest

-

-

-

-

-

-11

-5

-4

-5

9

1

-11

-108

-36

-49

-36

-37

-13

0

-30

-30

-54

62

-24

-23

-102

-86

-32

-33

168

-23

-81

-103

-105

-104

-103

-106

Amortization of intangibles

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

15

47

47

47

46

47

-

-

-

-

-

-

-

-

Net decrease (increase) in other assets

-1,625

1,474

-117

-3,557

2,503

1,084

-358

-225

253

-383

959

-130

172

-258

471

-902

979

-346

-136

59

126

-256

-22

6

186

-1,497

699

210

11

-291

612

-330

-19

-107

-347

-147

-55

Net cash provided by operating activities

4,812

4,536

4,685

2,257

2,823

4,232

4,168

305

2,639

2,895

2,410

-180

2,430

3,433

3,016

3,248

-239

2,525

1,767

2,908

2,064

2,896

2,598

1,407

2,101

2,736

5,323

3,948

-104

2,234

2,511

2,719

2,247

-1,601

2,539

2,311

2,518

Cash Flows From Investing Activities:
Purchase of correspondent bank stock

0

-

-

-

9

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in interest-bearing deposits with banks

-

-

-

-

-

-

-

-

-

654

-2

-1

-1

884

-2

-2

-2

-2

-1

-2

-1

-2

-2

-2

-1

-2

-2

-2

-2

-1

597

-6

90

-9

91

-863

2,990

Purchase of correspondent bank stock

-

-

-

-

-

-

-

7

3

0

0

494

1

0

0

100

1

0

0

147

0

-

-

-

-

0

0

242

-242

-255

-145

-145

-148

-150

-151

-152

-147

Purchases of available-for-sale securities

23,020

4,813

23,017

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

20,047

0

14,940

0

0

0

0

0

0

0

10,192

12,131

8,302

0

0

-

-

-

-

-61

2,015

2,060

4,486

Maturities and calls on available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-255

3,855

6,562

3,508

-1,795

1,795

6,767

4,059

3,654

4,360

Principal payments of available-for-sale securities

5,293

6,103

4,579

3,151

3,677

2,521

2,459

2,433

2,265

5,169

1,979

2,025

2,087

1,987

-630

1,904

1,426

1,283

1,490

1,685

1,464

1,361

1,478

1,476

980

994

1,136

2,322

0

-

-

-

-

-

-

-

-

Net (increase) decrease in loans

26,886

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (increase) decrease in loans

-

-

-

-

8,050

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash proceeds from sales of other real estate owned

895

-

-

-

0

-

-

-

-

-

-

-

-

578

390

1,586

824

0

1,151

41

0

-

-

-

-

2,551

0

3,333

3,318

914

456

2,536

996

1,887

1,589

1,864

1,118

Investment in limited partnership

201

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1

119

-

0

0

70

564

0

0

0

-

-

-

-

-

-

-

-

Impairment loss on intangible assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

36

Proceeds from bank owned life insurance

-

-

-

-

-

0

0

0

376

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Capital expenditures of premises and equipment

242

272

292

281

111

309

173

247

295

108

101

241

678

557

171

116

229

230

135

224

136

140

143

270

215

354

513

331

-51

84

249

178

342

284

77

427

126

Net decrease in loans

-

-

-

-

-

-

-

-22,331

-5,508

18,905

15,000

20,289

-22,943

10,162

2,384

36,428

2,491

1,186

11,910

11,280

34,266

10,083

24,726

8,472

17,001

10,873

-21,556

4,681

-931

25,292

-18,549

-227

-10,363

-7,644

-3,149

3,421

-7,074

Investment in limited partnership

-

-

-

-

-

-

-

-

-

-121

47

430

598

1

-68

-66

132

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash (used in) provided by investing activities

-44,161

-27,755

-15,648

9,033

11,607

-16,267

-8,393

4,650

7,851

-16,069

-10,171

-18,368

23,752

-7,491

-20,176

-33,795

-15,545

1,668

-2,406

-7,926

-33,058

-8,629

-23,390

-5,098

-26,499

-20,379

13,875

577

8,395

-14,653

13,565

6,615

13,050

18,244

6,760

-1,055

11,077

Cash Flows From Financing Activities:
Net increase in demand deposits and savings accounts

25,727

892

-48,793

42,562

35,090

17,247

15,803

23,289

44,010

-36,427

60,768

10,435

14,450

-17,075

21,104

5,403

11,561

7,186

40,113

4,705

13,414

-27,140

42,943

-11,501

23,923

-21,271

27,158

-186

-10,600

22,208

31,438

-15,428

-5,258

20,523

22,228

12,944

17,319

Net decrease in time deposits

-3,653

-2,752

-1,900

-3,224

-9,156

9,515

6,116

-943

2,913

-1,175

-1,781

-14,665

-20,538

22,418

13,233

-5,781

3,961

-2,016

-3,439

-3,012

-519

1,565

-8,060

-716

1,870

-7,716

-2,783

-2,532

-2,868

-9,977

-5,384

-4,999

-23,740

-8,452

-7,431

-21,042

-19,128

Proceeds from exercise of stock options

-

-

-

-

-

-

-

-

-

0

0

0

6

0

6

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Dividends on common stock

1,867

1,869

1,861

1,869

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Decrease in other borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

7,000

Net cash provided by financing activities

20,207

-3,729

-52,554

37,469

25,934

25,072

20,397

20,826

46,923

-38,784

58,145

-5,076

-6,082

5,343

34,343

-378

15,522

5,170

34,874

1,693

12,895

-25,575

34,978

-12,217

25,793

-28,987

24,375

-2,706

-13,468

12,526

26,054

-20,427

-28,998

-12,929

14,797

-8,098

-8,809

Net (decrease) increase in cash and cash equivalents

-19,142

-26,948

-63,517

48,759

40,364

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in cash and cash equivalents

-

-

-

-

-

-

-

-

57,413

-51,958

50,384

-23,624

20,100

1,285

17,183

-30,925

-262

9,363

34,235

-3,325

-18,099

-31,308

14,186

-15,908

1,395

-46,630

43,573

1,819

-5,177

107

42,130

-11,093

-13,701

3,714

24,096

-6,842

4,786