United security bancshares (UBFO)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash Flows From Operating Activities:
Net Income

13,919

15,172

16,225

15,572

14,867

14,017

11,704

10,926

10,026

8,640

8,559

7,858

7,387

7,385

7,463

7,309

7,351

6,810

6,734

6,551

6,536

6,216

7,605

7,753

7,102

7,269

5,801

5,317

6,093

6,069

1,232

-1,595

-10,117

-10,812

0

0

0

Adjustments to reconcile net income to cash provided by operating activities:
Provision for credit losses

1,721

20

-50

-429

-1,569

-1,764

-1,651

-1,270

-186

24

-38

-42

22

-21

-482

-508

-522

-41

-310

-248

-339

-845

-79

-1,268

-1,136

-1,098

-1,111

43

1,008

1,019

2,115

4,557

12,714

13,602

0

0

0

Depreciation and amortization

1,390

1,402

1,402

1,380

1,373

1,352

1,344

1,347

1,345

1,335

1,333

1,351

1,389

1,428

1,452

1,476

1,470

1,462

1,480

1,440

1,416

1,390

1,331

1,334

1,390

1,287

1,588

1,561

1,393

1,544

1,344

1,464

1,685

1,768

0

0

0

Amortization of operating lease right-of-use assets

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of premium/discount on investment securities, net

783

713

709

666

638

626

534

514

528

534

552

565

542

481

396

321

283

266

278

282

281

263

222

158

91

52

0

0

0

-

-

-

-

-

-

-

-

Accretion of investment securities

-

-

-

-

-

-

-

-

7

8

9

13

20

28

45

49

48

44

31

29

30

33

37

44

51

60

68

74

89

169

624

622

606

524

0

0

0

Increase in accrued interest receivable

-1,199

-133

1,110

1,921

2,071

1,815

3,566

3,306

2,968

2,631

2,266

1,949

1,705

1,676

1,409

1,142

757

293

248

169

393

283

527

291

-14

-50

-223

-219

-125

-252

-265

-285

-369

-206

0

0

0

(Decrease) increase in accrued interest payable

-31

2

15

34

34

13

16

10

-5

-32

2

5

19

47

9

0

-9

-11

-12

-11

-4

-4

-15

-21

-31

-27

-37

-35

-31

-40

-40

-65

-63

-111

0

0

0

(Decrease) increase in accounts payable and accrued liabilities

-3,292

-1,647

-1,884

-1,643

1,676

-940

-1,373

-1,042

-1,032

-39

623

185

-21

-146

-293

-358

-813

29

-165

-283

-1,079

-1,113

-1,004

-996

661

265

698

605

324

476

-1,184

204

534

859

0

0

0

(Increase) decrease in unearned fees and unamortized loan origination costs, net

-204

701

1,111

967

1,252

1,159

734

568

-61

36

-165

536

-296

-1,017

-907

-1,076

-296

-382

-570

-1,142

-837

20

387

753

535

280

-349

-512

-704

-545

-115

97

132

-76

0

0

0

Decrease in income taxes payable

-1,173

-337

-182

128

-234

-316

-493

-619

-608

-734

-2,289

-2,318

1,482

957

1,102

-270

-262

-229

-2,153

-299

-263

-398

1,918

5,684

7,060

5,557

4,207

305

-1,081

386

4,229

3,223

-1,563

-2,168

0

0

0

Unrealized gain on marketable equity securities

75

117

164

110

39

-78

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unrealized loss on marketable equity securities

75

117

164

110

39

-78

-114

-78

-60

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Stock-based compensation expense

327

349

424

509

552

744

611

466

381

97

86

76

29

30

28

26

27

26

25

27

26

28

39

35

34

29

18

17

17

18

17

18

18

18

0

0

0

Benefit (provision) for deferred income taxes

1,285

533

-647

-776

-900

-785

999

1,045

1,073

906

1,896

1,758

1,914

2,199

1,518

1,752

1,838

1,640

4,972

4,951

4,907

4,816

-2,059

-2,098

-2,144

-1,773

1,477

1,834

1,657

1,230

-2,373

-2,730

-2,596

-2,398

0

0

0

Loss on sale of other real estate owned

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,346

1,841

1,890

1,240

278

284

150

-448

-231

0

0

0

Gain on bank owned life insurance

-

-

-

-

-

171

171

171

171

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in cash surrender value of bank-owned life insurance

514

528

569

555

540

520

523

525

522

534

536

532

536

530

524

525

522

519

519

517

515

514

531

550

588

589

579

578

556

564

593

581

569

565

0

0

0

Impairment loss on goodwill

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,489

0

0

0

Impairment loss on other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

214

677

581

581

463

1,849

2,734

3,172

3,856

0

0

0

Impairment loss on investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

284

888

1,084

934

912

0

0

0

Gain on fair value option of junior subordinated debentures

2,249

1,165

2,070

1,148

460

-424

-1,117

-942

-1,016

-882

-1,254

-1,590

-1,212

-518

-371

199

410

-73

278

226

118

-102

-291

-245

-564

-776

-1,009

-1,322

-854

-774

0

0

0

-

0

0

0

Loss on dissolution of real estate investment trust

-6

-115

-115

-114

-109

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss on tax credit limited partnership interest

-

-

-

-

-

-25

-5

1

-6

-109

-154

-204

-229

-158

-135

-86

-80

-73

-114

-52

-46

-39

-87

-235

-243

-253

17

80

31

-39

-312

-393

-415

-418

0

0

0

Amortization of intangibles

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

62

109

156

187

187

0

0

0

-

-

-

-

-

-

-

-

Net decrease (increase) in other assets

-3,825

303

-87

-328

3,004

754

-713

604

699

618

743

255

-517

290

202

-405

556

-297

-207

-93

-146

-86

-1,327

-606

-402

-577

629

542

2

-28

156

-803

-620

-656

0

0

0

Net cash provided by operating activities

16,290

14,301

13,997

13,480

11,528

11,344

10,007

8,249

7,764

7,555

8,093

8,699

12,127

9,458

8,550

7,301

6,961

9,264

9,635

10,466

8,965

9,002

8,842

11,567

14,108

11,903

11,401

8,589

7,360

9,711

5,876

5,904

5,496

5,767

0

0

0

Cash Flows From Investing Activities:
Purchase of correspondent bank stock

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in interest-bearing deposits with banks

-

-

-

-

-

-

-

-

-

650

880

880

879

878

-8

-7

-7

-6

-6

-7

-7

-7

-7

-7

-7

-8

-7

592

588

680

672

166

-691

2,209

0

0

0

Purchase of correspondent bank stock

-

-

-

-

-

-

-

10

497

495

495

495

101

101

101

101

148

147

0

0

0

-

-

-

-

0

-255

-400

-787

-693

-588

-594

-601

-600

0

0

0

Purchases of available-for-sale securities

50,850

27,830

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

34,987

14,940

14,940

0

0

0

0

10,192

22,323

30,625

30,625

20,433

0

0

0

-

-

-

-

8,500

0

0

0

Maturities and calls on available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,600

10,162

13,670

12,130

10,070

10,275

10,826

16,275

18,840

0

0

0

Principal payments of available-for-sale securities

19,126

17,510

13,928

11,808

11,090

9,678

12,326

11,846

11,438

11,260

8,078

5,469

5,348

4,687

3,983

6,103

5,884

5,922

6,000

5,988

5,779

5,295

4,928

4,586

5,432

4,452

0

0

0

-

-

-

-

-

-

-

-

Net (increase) decrease in loans

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (increase) decrease in loans

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash proceeds from sales of other real estate owned

0

-

-

-

0

-

-

-

-

-

-

-

-

3,378

2,800

3,561

2,016

1,192

0

0

0

-

-

-

-

9,202

7,565

8,021

7,224

4,902

5,875

7,008

6,336

6,458

0

0

0

Investment in limited partnership

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

634

634

634

564

0

0

0

-

-

-

-

-

-

-

-

Impairment loss on intangible assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

36

0

0

0

Proceeds from bank owned life insurance

-

-

-

-

-

376

376

376

376

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Capital expenditures of premises and equipment

1,087

956

993

874

840

1,024

823

751

745

1,128

1,577

1,647

1,522

1,073

746

710

818

725

635

643

689

768

982

1,352

1,413

1,147

877

613

460

853

1,053

881

1,130

914

0

0

0

Net decrease in loans

-

-

-

-

-

-

-

6,066

48,686

31,251

22,508

9,892

26,031

51,465

42,489

52,015

26,867

58,642

67,539

80,355

77,547

60,282

61,072

14,790

10,999

-6,933

7,486

10,493

5,585

-3,847

-36,783

-21,383

-17,735

-14,446

0

0

0

Investment in limited partnership

-

-

-

-

-

-

-

-

-

954

1,076

961

465

-1

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash (used in) provided by investing activities

-78,531

-22,763

-11,275

-4,020

-8,403

-12,159

-11,961

-13,739

-36,757

-20,856

-12,278

-22,283

-37,710

-77,007

-67,848

-50,078

-24,209

-41,722

-52,019

-73,003

-70,175

-63,616

-75,366

-38,101

-32,426

2,468

8,194

7,884

13,922

18,577

51,474

44,669

36,999

35,026

0

0

0

Cash Flows From Financing Activities:
Net increase in demand deposits and savings accounts

20,388

29,751

46,106

110,702

91,429

100,349

46,675

91,640

78,786

49,226

68,578

28,914

23,882

20,993

45,254

64,263

63,565

65,418

31,092

33,922

17,716

28,225

34,094

18,309

29,624

-4,899

38,580

42,860

27,618

32,960

31,275

22,065

50,437

73,014

0

0

0

Net decrease in time deposits

-11,529

-17,032

-4,765

3,251

5,532

17,601

6,911

-986

-14,708

-38,159

-14,566

448

9,332

33,831

9,397

-7,275

-4,506

-8,986

-5,405

-10,026

-7,730

-5,341

-14,622

-9,345

-11,161

-15,899

-18,160

-20,761

-23,228

-44,100

-42,575

-44,622

-60,665

-56,053

0

0

0

Proceeds from exercise of stock options

-

-

-

-

-

-

-

-

-

6

6

12

12

6

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Dividends on common stock

7,466

5,599

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Decrease in other borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Net cash provided by financing activities

1,393

7,120

35,921

108,872

92,229

113,218

49,362

87,110

61,208

8,203

52,330

28,528

33,226

54,830

54,657

55,188

57,259

54,632

23,887

23,991

10,081

22,979

19,567

8,964

18,475

-20,786

20,727

22,406

4,685

-10,845

-36,300

-47,557

-35,228

-15,039

0

0

0

Net (decrease) increase in cash and cash equivalents

-60,848

-1,342

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in cash and cash equivalents

-

-

-

-

-

-

-

-

32,215

-5,098

48,145

14,944

7,643

-12,719

-4,641

12,411

40,011

22,174

-18,497

-38,546

-51,129

-31,635

-46,957

-17,570

157

-6,415

40,322

38,879

25,967

17,443

21,050

3,016

7,267

25,754

0

0

0