United security bancshares (UBFO)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest Income:
Interest and fees on loans

8,346

8,292

8,648

8,443

8,642

8,269

8,397

7,491

8,226

8,035

7,978

7,579

7,225

7,458

7,435

6,658

6,631

6,828

6,728

6,634

6,279

6,175

6,187

5,940

5,475

5,414

5,545

5,554

5,466

5,507

5,670

5,966

6,041

6,338

6,378

6,437

6,420

7,283

7,769

Interest on investment securities

428

437

439

444

477

337

351

265

193

210

238

229

224

207

244

185

189

167

175

166

214

213

227

233

228

208

157

140

198

346

397

457

520

497

507

540

597

627

717

Investment securities - AFS - nontaxable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

15

14

Federal funds sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

21

7

Interest on deposits in FRB

567

828

1,330

1,424

1,298

1,215

806

681

384

348

375

301

183

111

72

151

124

75

55

37

46

67

63

64

83

89

88

70

65

68

62

43

51

49

43

43

51

8

1

Interest on deposits in other banks

-

-

-

-

-

-

-

-

-

2

1

1

1

2

2

2

2

2

1

1

2

2

2

1

2

2

2

2

2

1

2

10

10

10

9

10

10

10

10

Total interest income

9,341

9,557

10,417

10,311

10,417

9,821

9,554

8,437

8,803

8,595

8,592

8,110

7,633

7,778

7,753

6,996

6,946

7,072

6,959

6,838

6,541

6,457

6,479

6,238

5,788

5,713

5,792

5,766

5,731

5,922

6,131

6,476

6,622

6,895

6,937

7,030

7,078

7,964

8,518

Interest Expense:
Interest on deposits

664

758

950

890

834

762

579

550

387

371

355

364

336

329

289

272

277

276

268

253

259

292

291

259

262

287

301

331

411

435

441

437

478

569

615

668

768

1,045

1,063

Interest on other borrowed funds

97

104

111

118

123

114

112

109

90

81

80

74

69

66

60

58

58

50

58

59

58

58

59

63

61

64

64

93

60

65

68

72

65

94

82

83

85

96

78

Total interest expense

761

862

1,061

1,008

957

876

691

659

477

452

435

438

405

395

349

330

335

326

326

312

317

350

350

322

323

351

365

424

471

500

509

509

543

663

697

751

853

1,141

1,141

Interest Income (Expense), Net

8,580

8,695

9,356

9,303

9,460

8,945

8,863

7,778

8,326

8,143

8,157

7,672

7,228

7,383

7,404

6,666

6,611

6,746

6,633

6,526

6,224

6,107

6,129

5,916

5,465

5,362

5,427

5,342

5,260

5,422

5,622

5,967

6,079

6,232

6,240

6,279

6,225

6,823

7,377

Provision for Credit Losses

1,707

-

-

-

6

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for Loan and Lease Losses

-

-

5

4

-

-66

-373

-1,136

-189

48

7

-52

21

-15

4

12

-22

-475

-23

-2

459

-744

39

-93

-47

22

-1,150

39

-9

9

4

1,004

2

1,105

2,446

9,161

890

1,226

519

Net Interest Income after Provision for Credit Losses

6,873

8,690

9,351

9,299

9,454

9,011

9,236

8,914

8,515

8,095

8,150

7,724

7,207

7,398

7,400

6,654

6,633

7,221

6,656

6,528

5,765

6,851

6,090

6,009

5,512

5,340

6,577

5,303

5,269

5,413

5,618

4,963

6,077

5,127

3,794

-2,882

5,335

5,597

6,858

Noninterest Income:
Customer service fees

728

-

839

-

809

-

815

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Customer service fees

-

-

-

-

-

-

-

-

-

-

-

997

941

-

924

1,017

926

958

963

866

833

834

957

888

794

902

873

902

779

881

902

897

903

923

956

894

867

940

1,016

Increase in cash surrender value of bank-owned life insurance

131

89

147

147

145

131

132

132

125

134

134

134

132

136

131

132

131

131

130

130

128

130

129

128

127

139

140

140

137

136

147

144

137

141

143

140

141

142

138

Equity Securities, FV-NI, Unrealized Gain (Loss)

15

-11

18

53

57

35

-35

-18

-60

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss on marketable equity securities

15

-11

18

53

57

35

-35

-18

-60

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain (Loss) on Sale of Insurance Block

-

-

0

0

-

0

0

0

171

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss on fair value of financial liability

-

-

-

-

-

-

-

-

-

-

-

-

336

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on fair value of junior subordinated debentures

1,498

-406

660

497

414

500

-262

-192

-470

-

-88

-264

-

-566

-423

113

358

-420

148

324

-125

-68

95

216

-345

-

-

-

-

-

-

-

-

-

-

-

-

-

-

(Loss) Gain on disposition of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

11

-

-

-1

70

Gain on sale of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

274

63

-102

-85

-324

280

-11

164

Impairment loss on intangible assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

36

0

0

Impairment loss on goodwill

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

1,489

-

0

1,414

Impairment loss on investment securities, other than-temporary loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

113

149

22

604

308

0

0

386

458

Gain on sale of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-2

511

Gain (loss) on fair value of financial liability

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

141

-103

-557

-490

-171

364

-477

85

1,923

222

-367

-

-

Loss on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

10

-

-

-

-

-

-

-

-

Gain (Loss) on Sale of Other Investments

0

0

-1

-5

-109

0

0

0

0

-

3

-

-

-

0

-

-

-

-23

-

-

-

0

691

-

-

0

0

-

-

0

1,807

-

-

0

0

-

-

-

Gain on redemption of JR subordinated debentures

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

78

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain (Loss) on Disposition of Property Plant Equipment

-

-

-5

6

-

-

0

29

-

-

0

0

-

-

-

-

-

-

-

-

-

-

0

25

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of fixed asset

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

Gain on fair value of financial liability

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

221

467

Other

208

199

195

201

207

270

199

198

205

264

168

199

172

245

154

165

146

140

153

226

85

132

130

157

141

145

259

168

160

178

218

177

270

238

342

242

207

179

313

Total noninterest income

2,580

649

1,853

1,729

1,523

1,665

849

1,169

922

1,155

1,176

1,066

909

740

786

1,427

1,561

819

1,449

1,546

921

1,028

1,311

2,105

717

929

1,413

1,107

519

367

973

3,240

896

1,285

3,290

1,174

1,128

1,468

2,679

Noninterest Expense:
Salaries and employee benefits

2,995

2,802

2,775

2,760

2,772

2,924

2,826

3,010

2,961

2,672

2,578

2,586

2,985

3,036

2,533

2,469

2,590

2,876

2,341

2,273

2,431

2,545

2,303

2,279

2,526

2,530

2,210

2,113

2,361

2,405

2,078

2,176

2,423

2,305

2,263

2,220

2,321

2,241

2,107

Occupancy expense

853

882

829

808

813

817

848

834

765

1,109

1,087

1,043

1,015

1,010

1,097

1,018

1,097

1,021

1,047

1,034

940

965

966

956

873

985

905

883

905

940

1,004

840

764

821

864

909

893

949

961

Data processing

112

181

151

144

107

189

74

99

52

38

29

25

27

40

23

26

59

38

29

28

31

33

32

28

41

59

33

33

60

25

15

19

18

35

14

19

24

26

13

Professional fees

702

757

864

746

813

660

620

614

588

521

312

345

255

376

327

301

489

260

277

252

348

497

452

327

180

139

316

375

445

615

408

439

245

294

642

980

439

598

632

Regulatory assessments

85

-

-37

-

93

-

87

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Regulatory assessments

-

-

-

83

-

-

-

78

83

79

43

133

136

134

131

246

256

254

234

225

246

243

228

239

233

118

334

339

359

350

275

417

367

728

366

475

513

559

515

Director fees

94

92

95

95

91

82

78

81

80

74

72

75

68

66

75

73

70

75

78

68

56

56

59

61

56

57

58

59

58

59

61

69

67

57

57

58

58

59

60

Amortization of intangibles

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

15

47

47

47

46

47

55

79

79

91

149

151

158

162

193

198

Correspondent bank service charges

15

15

14

14

14

14

15

17

17

16

18

19

18

-

-

19

20

-

19

19

19

28

30

30

29

58

72

81

76

79

75

80

79

75

73

78

76

79

82

Impairment loss on OREO

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

1,849

885

438

684

483

405

Income (Loss) from Equity Method Investments

-

-

0

0

-

-10

-5

-5

-5

8

1

-10

-108

-35

-49

-37

-37

-14

1

-30

-30

-54

62

-24

-23

-102

-86

-32

-33

168

-23

-81

-103

-105

-104

-103

-106

-106

-106

Net cost on operation and sale of OREO

-153

-21

-71

-87

-65

-15

-30

-49

-51

-106

-21

309

-32

-

-39

-60

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cost on operation of OREO

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

116

-

401

126

68

90

116

84

281

1,307

182

-336

-882

-

-

-

-

-

-

-

-

-

-

Net cost on operation of OREO

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

634

-91

-293

684

769

1,783

719

232

197

485

Other

582

560

573

525

579

678

560

531

398

653

587

680

546

651

590

575

566

689

589

627

539

548

493

701

506

500

711

529

611

485

520

646

625

546

633

594

513

704

612

Total noninterest expense

5,591

5,335

5,335

5,262

5,347

5,471

5,143

5,318

5,000

5,260

4,746

4,607

5,190

5,357

4,864

4,824

5,300

5,194

5,014

4,682

4,708

5,059

4,617

4,744

4,795

5,902

4,954

4,154

4,073

5,457

4,447

4,553

5,488

8,338

8,143

8,240

6,057

6,580

8,048

Income Before Provision for Taxes

3,862

4,004

5,869

5,766

5,630

5,205

4,942

4,765

4,437

3,990

4,580

4,183

2,926

2,781

3,322

3,257

2,894

2,846

3,091

3,392

1,978

2,820

2,784

3,370

1,434

367

3,036

2,256

1,715

323

2,144

3,650

1,485

-1,926

-1,059

-9,948

406

485

1,489

Provision for Taxes on Income

1,108

1,109

1,696

1,669

1,623

1,255

1,424

1,373

1,280

2,353

1,840

1,691

1,155

1,226

1,282

1,236

1,125

1,213

1,205

1,329

750

1,262

1,081

1,323

526

-2,578

1,184

859

640

-1,157

778

1,478

434

1,433

401

-3,599

50

74

974

Net Income (Loss) Attributable to Parent

2,754

2,895

4,173

4,097

4,007

3,950

3,518

3,392

3,157

1,637

2,740

2,492

1,771

1,555

2,040

2,021

1,769

1,633

1,886

2,063

1,228

1,558

1,703

2,047

908

2,945

1,852

1,397

1,075

1,480

1,366

2,172

1,051

-3,359

-1,460

-6,349

356

411

515

Earnings Per Share [Abstract]
Unrealized (loss) gain on available for sale securities, net of income tax (benefit) expense of ($44) and $237

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-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

356

-

-

-

-

-

-

Unrecognized post retirement costs, net of income tax expense of $8

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

Unrealized gain (loss) on available for sale securities, and past service costs of employee benefit plans - net of income tax expense (benefit) of $324, $14, $597 and $(292)

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-

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-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

20

-423

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-

Unrealized gain (loss) on available for sale securities, and past service costs of employee benefit plans - net of income tax (benefit) expense of $237 and $(23)

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-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-35

290

578

Comprehensive Income

-

-

-

-

-

-

-

-

-

-

-

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-

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-

-

1,407

-3,224

-1,440

-6,772

321

701

1,093

Earnings Per Share, Basic

0.16

0.17

0.25

0.24

0.24

0.23

0.21

0.20

0.19

0.10

0.16

0.15

0.10

0.10

0.12

0.12

0.10

0.08

0.11

0.13

0.08

0.07

0.11

0.13

0.06

0.21

0.12

0.09

0.07

0.10

0.09

0.15

0.07

-0.24

-0.10

-0.46

0.03

0.03

0.04

Earnings Per Share, Diluted

0.16

0.16

0.25

0.24

0.24

0.23

0.21

0.20

0.19

0.10

0.16

0.15

0.10

0.10

0.12

0.12

0.10

0.08

0.11

0.13

0.08

0.07

0.11

0.13

0.06

0.21

0.12

0.09

0.07

0.10

0.09

0.15

0.07

-0.24

-0.10

-0.46

0.03

0.03

0.04

Shares on which net income per common shares were based
Weighted Average Number of Shares Outstanding, Basic

16,974

16,956

16,953

16,950

16,947

16,907

16,902

16,899

16,890

16,906

16,885

16,875

16,874

16,904

16,881

16,870

16,869

18,398

16,537

16,373

16,211

19,601

15,881

15,710

15,554

16,309

15,248

15,095

14,942

16,062

14,507

14,364

14,221

14,917

13,941

13,803

13,667

13,397

13,265

Weighted Average Number of Shares Outstanding, Diluted

16,994

16,994

16,990

16,981

16,972

16,926

16,954

16,957

16,917

16,929

16,907

16,894

16,888

16,916

16,891

16,875

16,872

18,401

16,539

16,376

16,213

19,604

15,886

15,719

15,559

16,308

15,248

15,096

14,944

16,062

14,507

14,364

14,221

14,917

13,941

13,803

13,667

13,397

13,265

Customer service fees
Customer service fees

-

-

-

830

-

-

-

1,020

951

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

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