United bancshares inc/oh (UBOH)
Balance Sheet / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
CASH AND CASH EQUIVALENTS
Cash and due from banks

11,485

9,167

11,796

9,470

10,319

11,698

9,658

9,391

10,254

10,718

9,401

9,663

8,655

9,926

9,769

8,605

9,933

11,482

9,017

9,225

8,877

11,444

12,964

17,794

8,938

13,698

10,878

7,765

7,287

10,605

8,151

6,790

8,148

8,865

7,013

6,955

8,253

Interest-bearing deposits in other banks

33,287

17,245

15,854

10,873

16,947

4,777

8,991

3,217

6,166

16,556

4,448

3,247

6,678

4,260

6,481

14,335

16,623

11,440

7,896

2,755

4,839

20,910

44,671

31,581

4,949

8,709

16,766

23,566

39,336

39,306

16,672

32,926

44,855

48,389

38,376

29,271

40,349

Federal funds sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2

-

32

526

1

-

Total cash and cash equivalents

44,772

26,412

27,650

20,343

27,266

16,475

18,649

12,608

16,420

27,274

13,849

12,910

15,333

14,186

16,250

22,940

26,557

22,922

16,914

11,980

13,717

32,354

57,635

49,376

13,887

22,407

-

-

-

49,911

24,824

39,720

53,004

57,286

45,916

36,228

48,603

Total cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

27,645

31,332

46,623

-

-

-

-

-

-

-

-

SECURITIES, available-for-sale

187,700

183,611

179,880

174,666

169,497

167,354

163,504

173,146

170,938

169,428

178,740

183,975

190,157

190,205

192,081

184,873

183,785

182,929

190,035

208,280

218,186

206,461

192,149

192,871

199,687

197,079

192,430

185,518

183,198

177,607

167,728

163,544

158,864

151,955

152,507

150,931

140,440

RESTRICTED BANK STOCK, at cost

-

-

-

-

-

-

-

-

-

-

-

-

-

4,830

-

-

4,829

4,830

4,829

4,829

4,829

4,829

4,144

4,144

4,144

4,893

4,893

4,893

4,893

4,893

4,893

4,893

4,893

4,893

4,893

4,893

4,893

FEDERAL HOME LOAN BANK STOCK, at cost

5,598

5,302

5,302

5,302

5,302

5,302

5,302

5,302

5,302

5,302

5,302

4,830

4,830

-

4,829

4,830

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

CERTIFICATES OF DEPOSIT, at cost

-

-

-

-

-

-

-

-

-

-

1,245

1,245

1,494

1,494

1,992

1,992

1,992

1,992

2,490

2,490

2,490

2,490

2,490

2,739

2,739

2,739

2,490

2,490

2,490

2,490

2,490

2,241

1,992

1,743

-

-

-

LOANS HELD FOR SALE

19,613

15,301

17,769

10,003

10,465

7,705

6,437

6,720

2,784

2,384

6,993

1,465

886

1,510

162

814

411

347

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

LOANS HELD FOR SALE

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

161

108

215

229

247

489

537

423

461

878

1,177

2,957

3,175

1,968

2,912

2,753

-

-

259

LOANS AND LEASES

573,981

576,424

573,210

572,594

565,987

561,614

550,777

539,535

521,035

506,412

493,089

384,311

381,529

376,086

359,082

359,773

358,894

354,250

359,279

357,869

356,316

360,937

305,336

307,200

301,139

295,313

-

-

-

304,445

321,528

321,828

331,246

337,946

349,569

358,703

383,647

LOANS

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

299,362

300,486

299,921

-

-

-

-

-

-

-

-

Less allowance for loan and lease losses

4,687

4,131

3,954

3,864

3,644

3,527

3,314

3,175

2,976

2,835

2,817

2,829

2,974

3,345

3,388

3,368

3,650

3,834

3,576

3,526

3,522

3,839

4,017

4,062

3,950

4,014

4,750

5,408

5,922

6,917

7,201

7,050

7,374

8,543

8,442

8,879

8,016

Net loans and leases

569,294

572,293

569,256

568,730

562,343

558,087

547,463

536,360

518,059

503,577

490,272

381,482

378,555

372,741

355,694

356,405

355,244

350,416

355,702

354,343

352,793

357,097

301,319

303,137

297,189

291,298

294,612

295,077

293,998

297,527

314,326

314,777

323,872

329,403

341,127

349,824

375,630

PREMISES AND EQUIPMENT, net

18,638

18,789

18,772

18,698

18,826

18,968

19,038

19,217

19,241

19,336

19,312

17,008

14,480

13,395

11,893

11,605

11,803

12,049

12,131

12,221

12,317

12,385

8,989

9,032

9,095

9,165

9,101

9,180

9,202

9,217

9,295

9,396

9,456

9,581

9,608

9,707

9,933

GOODWILL

28,616

28,616

28,616

28,616

28,616

28,616

28,616

25,203

25,203

25,203

25,432

10,072

10,072

10,072

10,072

10,072

10,072

10,072

10,072

10,072

10,072

10,072

8,554

8,554

8,554

8,554

8,554

8,554

8,554

8,554

8,554

8,554

8,554

8,554

8,554

8,554

8,554

CORE DEPOSIT INTANGIBLE ASSETS, net

756

794

834

874

913

953

996

1,039

1,083

1,126

829

708

732

766

800

835

868

903

937

971

1,006

1,040

102

112

122

132

-

-

-

173

-

-

-

214

-

-

255

CASH SURRENDER VALUE OF LIFE INSURANCE

18,709

18,613

18,515

18,416

18,321

18,223

18,122

18,025

17,927

17,828

17,726

17,548

17,449

17,351

17,129

17,030

16,931

16,834

16,723

16,621

16,512

16,406

14,467

14,375

-

14,173

-

-

-

-

13,653

13,549

13,446

-

13,220

13,113

12,894

OTHER REAL ESTATE OWNED

-

-

-

-

108

108

166

198

159

159

451

344

479

578

500

644

148

173

316

582

316

535

483

483

483

667

712

837

882

1,568

1,832

2,013

1,799

2,833

3,294

3,024

4,524

OTHER ASSETS, including accrued interest receivable

8,761

10,283

9,236

9,764

10,574

8,509

6,860

9,966

9,545

8,833

10,562

5,091

6,073

5,991

3,912

6,013

4,031

5,198

5,777

6,047

5,691

6,296

4,587

4,454

4,177

4,697

4,389

4,756

4,266

3,783

4,472

4,352

5,004

4,488

5,582

6,050

6,624

TOTAL ASSETS

902,457

880,014

875,830

855,412

852,231

830,300

815,153

807,784

786,661

780,450

770,713

636,678

640,540

633,119

615,314

618,053

616,675

608,665

616,092

628,548

638,148

650,199

595,169

589,772

554,886

556,234

559,366

557,493

569,155

572,447

555,247

565,012

583,800

587,044

584,705

582,329

612,616

LIABILITIES
Deposits:
Non-interest-bearing

120,469

116,360

115,499

115,178

117,942

115,333

112,775

100,434

98,398

105,828

104,913

96,137

98,048

98,134

89,364

89,088

102,644

93,476

87,773

85,054

83,936

92,499

75,745

85,675

71,405

86,752

74,085

67,926

68,007

77,924

63,915

61,748

56,644

66,399

55,173

50,965

50,404

Interest-bearing

604,667

590,774

590,825

573,980

571,312

550,903

547,574

540,794

542,945

524,720

532,761

441,166

435,945

426,546

428,134

422,873

423,056

424,943

424,781

434,571

463,307

472,945

431,781

411,158

389,673

381,247

386,722

392,848

401,769

393,275

392,111

397,097

420,287

414,086

426,112

427,043

438,245

Total deposits

725,136

707,134

706,324

689,158

689,254

666,236

660,349

641,228

641,343

630,548

637,674

537,303

533,993

524,680

517,498

511,961

525,700

518,419

512,554

519,626

547,244

565,444

507,527

496,833

461,079

468,000

460,808

460,774

469,776

471,199

456,027

458,846

476,931

480,485

481,286

478,008

488,650

Other borrowings

58,500

58,750

59,000

59,250

59,500

65,443

60,000

72,976

53,589

57,148

40,260

7,571

15,395

18,774

5,727

12,079

1,000

2,118

15,000

22,328

5,036

0

7,500

11,500

16,064

12,100

22,100

21,389

21,799

22,557

21,187

30,048

32,310

32,780

31,260

33,192

55,777

Junior subordinated deferrable interest debentures

12,916

12,908

12,899

12,891

12,882

12,874

12,865

12,857

12,848

12,840

12,832

12,823

12,815

12,806

12,798

12,789

12,780

12,773

12,763

12,755

12,747

12,738

10,300

10,300

10,300

10,300

10,300

10,300

10,300

10,300

10,300

10,300

10,300

10,300

10,300

10,300

10,300

Other liabilities

7,423

6,441

6,422

6,059

6,162

4,803

4,983

4,371

3,797

4,210

4,233

3,424

4,377

4,301

3,947

5,892

3,534

3,794

4,329

4,587

3,771

4,243

3,610

4,293

-

2,826

-

-

-

-

4,024

3,899

3,508

-

3,312

3,253

2,883

Total liabilities

803,975

785,233

784,645

767,358

767,798

749,356

738,197

731,432

711,577

704,746

694,999

561,121

566,580

560,561

539,970

542,721

543,016

537,104

544,647

559,297

568,798

582,427

528,937

522,928

490,413

493,226

-

-

504,833

-

491,538

503,094

523,050

527,296

526,159

524,754

557,611

SHAREHOLDERS’ EQUITY
Common stock, stated value $1.00, authorized 10,000,000 shares; issued 3,760,557 shares

3,761

3,761

3,761

3,761

3,761

3,761

3,761

3,761

3,761

3,761

3,761

3,761

3,761

3,761

3,761

3,761

3,760

3,761

3,760

3,760

3,760

3,760

3,760

3,760

3,760

3,760

3,760

3,760

3,760

3,760

3,760

3,760

3,760

3,760

3,760

3,760

3,760

Surplus

15,337

15,251

15,173

15,080

15,025

14,960

14,905

14,854

14,822

14,783

14,746

14,713

14,695

14,674

14,674

14,671

14,670

14,669

14,669

14,667

14,667

14,665

14,665

14,664

14,664

14,663

14,663

14,662

14,662

14,661

14,661

14,661

14,661

14,660

14,660

14,660

14,660

Retained earnings

81,259

80,629

76,910

74,919

73,058

71,670

69,626

68,233

66,426

64,994

64,521

64,511

63,718

62,717

61,577

60,559

59,586

58,642

57,551

56,347

54,744

53,925

53,147

52,347

51,193

50,807

49,899

48,955

47,781

46,855

45,852

44,749

43,546

42,543

41,601

41,354

39,600

Accumulated other comprehensive income

5,821

2,872

2,978

1,957

252

-1,764

-3,653

-2,793

-2,222

-124

396

291

-495

-866

2,860

3,460

2,754

1,397

2,038

1,054

2,239

1,412

648

1,223

-113

-1,358

-256

-354

2,915

3,697

4,238

3,557

3,592

3,598

3,338

2,620

1,810

Treasury stock, at cost, 490,158 shares at March 31, 2020 and 492,462 shares at December 31, 2019

7,696

7,732

7,637

7,663

7,663

7,683

7,683

7,703

7,703

7,710

7,710

7,719

7,719

7,728

7,528

7,119

7,112

6,908

6,574

6,579

6,061

5,992

5,992

5,151

5,032

4,866

4,793

4,798

4,798

4,805

4,805

4,810

4,810

4,814

4,814

4,820

4,826

Total shareholders’ equity

98,482

94,781

91,185

88,054

84,433

80,944

76,956

76,352

75,084

75,704

75,714

75,557

73,960

72,558

75,344

75,332

73,659

71,561

71,444

69,250

69,349

67,772

66,231

66,844

64,473

63,007

63,273

62,225

64,321

64,170

63,708

61,918

60,750

59,747

58,546

57,574

55,005

TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY

902,457

880,014

875,830

855,412

852,231

830,300

815,153

807,784

786,661

780,450

770,713

636,678

640,540

633,119

615,314

618,053

616,675

608,665

616,092

628,548

638,148

650,199

595,169

589,772

554,886

556,234

559,366

557,493

569,155

572,447

555,247

565,012

583,800

587,044

584,705

582,329

612,616