United bancshares inc/oh (UBOH)
Income statement / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
INTEREST INCOME
Loans and leases, including fees

32,867

29,722

21,305

17,457

18,323

14,966

15,243

17,912

21,169

24,268

26,567

Securities:
Taxable

2,601

2,573

2,403

2,202

2,549

2,611

2,429

2,543

3,018

3,930

4,259

Tax-exempt

1,704

1,557

1,682

1,636

1,686

1,688

1,858

1,787

1,935

1,987

1,997

Other

647

513

382

332

278

355

322

348

337

77

43

Total interest income

37,819

34,365

25,772

21,627

22,836

19,620

19,853

22,591

26,460

30,264

32,867

INTEREST EXPENSE
Deposits

6,440

3,849

2,125

1,687

1,579

1,969

2,142

3,347

5,540

6,238

8,801

Other borrowings

2,484

2,309

993

544

-

-

-

-

-

-

-

Borrowings

-

-

-

-

498

699

1,107

1,328

1,785

2,720

3,515

Total interest expense

8,924

6,158

3,118

2,231

2,077

2,668

3,249

4,675

7,325

8,959

12,316

Net interest income

28,895

28,207

22,654

19,396

20,759

16,952

16,604

17,915

19,135

21,304

20,550

PROVISION (CREDIT) FOR LOAN AND LEASE LOSSES

-

-

-

-

382

-430

-832

200

4,375

6,550

7,525

PROVISION FOR LOAN AND LEASE LOSSES

550

450

-350

-750

-

-

-

-

-

-

-

Net interest income after provision for loan and lease losses

28,345

27,757

23,004

20,146

20,377

17,382

17,437

17,715

14,760

14,754

13,025

Service charges on deposit accounts

-

-

-

-

1,515

1,325

1,252

1,146

1,099

1,187

1,331

NON-INTEREST INCOME
Service charges on deposit accounts

1,486

1,610

1,636

1,610

-

-

-

-

-

-

-

Gain on sale of loans

9,071

4,675

1,843

618

586

611

719

1,296

492

866

1,375

Net securities gains (losses)

4

-6

-2

158

-

-

-

-

-

-

-

Net securities gains (losses)

-

-

-

-

116

400

134

267

896

278

129

Change in fair value of mortgage servicing rights

258

-26

31

12

-263

147

-315

-15

314

141

-195

Increase in cash surrender value of life insurance

390

395

397

393

427

397

411

425

456

492

512

Other non-interest income

4,355

2,728

2,256

2,065

1,730

1,802

1,634

1,201

1,199

1,033

948

Total non-interest income

15,048

9,428

6,099

4,832

4,637

4,388

4,467

4,353

3,830

3,717

4,491

NON-INTEREST EXPENSES
Salaries, wages and employee benefits

18,665

15,903

12,038

9,622

9,290

8,415

8,237

8,554

7,932

7,718

7,430

Occupancy expenses

3,174

3,155

2,917

2,224

2,134

1,585

1,555

1,474

1,505

1,511

1,435

Other operating expenses

9,278

8,378

7,423

5,867

6,268

6,376

6,231

6,484

6,108

6,292

5,612

NON-INTEREST EXPENSES

31,117

27,436

22,378

17,713

17,692

16,376

16,024

16,513

15,546

15,521

14,478

INCOME BEFORE INCOME TAXES

12,276

9,749

6,725

7,265

7,322

5,394

5,881

5,555

3,044

2,950

3,038

PROVISION FOR INCOME TAXES

1,615

1,529

2,879

1,744

1,405

1,083

1,240

1,071

102

143

156

NET INCOME

10,661

8,220

3,846

5,521

5,917

4,311

4,641

4,484

2,942

2,807

2,882

NET INCOME PER SHARE BASIC (in dollars per share)

3.26

2.51

1.18

1.68

-

-

-

-

-

-

-

NET INCOME PER SHARE DILUTED (in dollars per share)

3.25

2.51

1.18

1.68

-

-

-

-

-

-

-

NET INCOME PER SHARE (basic and diluted) (in dollars per share)

-

-

-

-

1.77

1.27

1.35

1.30

0.85

0.82

0.84