| Dec'12 | Sep'12 | Jun'12 | Mar'12 | Dec'11 | Sep'11 | Jun'11 |
|---|---|---|---|---|---|---|
Cash and due from banks | ||||||
2,241 | 1,677 | 1,872 | 32,375 | 16,644 | 23,878 | 2,543 |
Interest-earning deposits in other financial institutions | ||||||
37,134 | 29,594 | 27,207 | - | - | - | 28,616 |
Cash and cash equivalents | ||||||
39,375 | 31,271 | 29,079 | - | - | - | 31,159 |
Securities available for sale - at estimated market value | ||||||
28,616 | 25,355 | 21,275 | 29,539 | 26,058 | 33,500 | 49,230 |
Securities held to maturity - at amortized cost | ||||||
471 | 471 | 493 | 493 | 543 | 543 | 564 |
Mortgage-backed securities available for sale - at estimated market value | ||||||
144,171 | 135,600 | 124,621 | 120,126 | 99,768 | 96,988 | 74,119 |
Loans receivable, net | ||||||
266,684 | 272,076 | 283,154 | 284,415 | 285,709 | 283,577 | 285,877 |
Loans available for sale | ||||||
110 | 802 | 393 | 0 | 307 | 697 | 196 |
Property and equipment, net | ||||||
6,880 | 6,943 | 7,062 | 7,144 | 7,277 | 7,308 | 7,396 |
Federal Home Loan Bank stock, at cost | ||||||
6,588 | 6,588 | 6,588 | 6,588 | 6,588 | 6,588 | 2,507 |
Loans | ||||||
1,122 | 1,213 | 1,137 | 1,173 | 1,245 | 1,232 | 1,291 |
Investments and mortgage-backed securities | ||||||
651 | 678 | 585 | 599 | 601 | 603 | 681 |
Other real estate owned, net | ||||||
885 | 763 | 197 | 328 | 645 | 376 | 139 |
Cash surrender value of life insurance policies | ||||||
10,046 | 9,963 | 10,010 | 10,108 | 10,136 | 9,948 | 7,882 |
Deferred income taxes | ||||||
2,914 | 2,491 | 3,004 | 2,433 | 2,746 | 2,467 | 2,880 |
Prepaid expenses and other assets | ||||||
4,839 | 4,587 | 4,913 | 4,862 | 5,079 | 4,482 | 5,060 |
Goodwill | ||||||
2,522 | 2,522 | 2,522 | 2,522 | 2,522 | 2,522 | 2,522 |
Intangible asset | ||||||
790 | 830 | 870 | 909 | 949 | 989 | 1,028 |
Total assets | ||||||
516,664 | 502,153 | 495,903 | 503,614 | 466,817 | 475,698 | 472,531 |
Deposits | ||||||
425,117 | 433,059 | 426,967 | 433,646 | 407,443 | 415,344 | 413,091 |
Advances from FHLB | ||||||
10,333 | 10,583 | 10,833 | 11,083 | 1,333 | 1,583 | 1,833 |
Accrued interest on deposits | ||||||
21 | 31 | 33 | 34 | 36 | 41 | 44 |
Accrued interest on FHLB advance | ||||||
8 | 8 | 8 | - | - | - | 3 |
Accrued interest on FHLB advance | ||||||
- | - | - | 8 | 2 | 3 | - |
Advances from borrowers for payment of insurance and taxes | ||||||
348 | 528 | 325 | 483 | 302 | 412 | 230 |
Accrued expenses and other liabilities | ||||||
2,629 | 2,647 | 2,749 | 3,003 | 2,925 | 3,107 | 3,184 |
Total liabilities | ||||||
438,456 | 446,856 | 440,915 | 448,257 | 412,041 | 420,490 | 418,385 |
Commitments and contingencies | ||||||
22,889 | - | 0 | - | - | 0 | - |
Preferred stock, $0.01 par value; 1,000,000 shares authorized, none issued | ||||||
0 | 0 | 0 | 0 | 0 | 0 | 0 |
Common stock, $0.01 par value; 19,000,000 shares authorized, 8,464,000 shares issued at December 31, 2012 and June 30, 2012; 7,834,782 shares outstanding at December 31, 2012 and June 30, 2012 | ||||||
36 | 36 | 36 | 36 | 36 | 36 | 36 |
Additional paid-in capital | ||||||
36,908 | 36,928 | 36,958 | 36,995 | 37,027 | 37,036 | 37,089 |
Retained earnings | ||||||
27,438 | 26,693 | 27,060 | 27,067 | 26,959 | 26,720 | 26,435 |
Less shares purchased for stock plans | ||||||
2,284 | 2,343 | 2,416 | 2,507 | 2,581 | 2,655 | 2,775 |
Treasury Stock, at cost - 629,218 shares at December 31, 2012 and June 30, 2012 | ||||||
7,122 | 7,122 | 7,122 | 7,122 | 7,091 | 7,091 | 7,091 |
Unrealized gain on securities available for sale, net of income taxes | ||||||
343 | 1,105 | 472 | 888 | 426 | 1,162 | 452 |
Total stockholders' equity | ||||||
55,319 | 55,297 | 54,988 | 55,357 | 54,776 | 55,208 | 54,146 |
Total liabilities and stockholders' equity | ||||||
516,664 | 502,153 | 495,903 | 503,614 | 466,817 | 475,698 | 472,531 |