| Dec'12 | Sep'12 | Jun'12 | Mar'12 | Dec'11 | Sep'11 | Jun'11 | Mar'11 | Dec'10 | Sep'10 |
|---|---|---|---|---|---|---|---|---|---|
Net income | |||||||||
1,991 | 2,007 | 1,989 | 2,441 | 1,341 | 1,375 | 1,170 | 0 | 0 | 0 |
Depreciation | |||||||||
543 | 556 | 569 | 572 | 564 | 564 | 551 | 0 | 0 | 0 |
Provision for loan losses | |||||||||
2,558 | 3,014 | 3,662 | 2,667 | 4,538 | 4,319 | 4,140 | 0 | 0 | 0 |
Deferred loan origination costs | |||||||||
197 | 226 | 212 | 420 | 265 | 223 | 216 | 0 | 0 | 0 |
Amortization of premium on investments | |||||||||
-2,821 | -2,675 | -2,524 | -2,133 | -2,089 | -1,999 | -1,447 | 0 | 0 | 0 |
Proceeds from sale of loans | |||||||||
22,858 | 16,624 | 15,668 | 12,964 | 14,915 | 14,500 | 21,748 | 0 | 0 | 0 |
Loans disbursed for sale in the secondary market | |||||||||
21,837 | 16,059 | 15,360 | 12,201 | 13,085 | 13,950 | 21,061 | 0 | 0 | 0 |
Gain on sale of loans | |||||||||
824 | 670 | 505 | 381 | 290 | 375 | 519 | 0 | 0 | 0 |
Amortization of intangible asset | |||||||||
159 | 159 | 158 | 163 | 234 | 307 | 372 | 0 | 0 | 0 |
Amortization of acquisition-related loan yield adjustment | |||||||||
301 | 243 | 182 | 0 | 0 | 0 | - | - | - | - |
Amortization of acquisition-related CD yield adjustment | |||||||||
19 | 21 | 26 | 0 | 0 | 0 | - | - | - | - |
Amortization of acquisition-related CD yield adjustment | |||||||||
- | - | - | - | - | - | - | - | - | 0 |
Gain on sale of investment securities | |||||||||
1,164 | 1,228 | 1,464 | 1,109 | 1,103 | 776 | 584 | 0 | 0 | 0 |
Gain on sale of other real estate owned | |||||||||
36 | -2 | -9 | 15 | 17 | -12 | -10 | 0 | 0 | 0 |
Increase in cash surrender value of life insurance | |||||||||
407 | 389 | 321 | 2,294 | 266 | 272 | 274 | 0 | 0 | 0 |
ESOP shares committed to be released | |||||||||
178 | 180 | 180 | 102 | 41 | -24 | -87 | 0 | 0 | 0 |
Stock-based compensation expense | |||||||||
0 | 24 | 48 | 72 | 96 | 127 | 157 | 0 | 0 | 0 |
Deferred income taxes | |||||||||
-117 | 127 | -139 | 331 | 2,006 | 1,690 | 1,711 | 0 | 0 | 0 |
Accrued interest receivable | |||||||||
-73 | 56 | -250 | -156 | -291 | -138 | -318 | 0 | 0 | 0 |
Prepaid expenses and other assets | |||||||||
-240 | 105 | -147 | 183 | 1,953 | 1,506 | 1,608 | 0 | 0 | 0 |
Accrued interest | |||||||||
-10 | -5 | -6 | -8 | -43 | -104 | -75 | 0 | 0 | 0 |
Accrued expenses and other | |||||||||
-294 | -458 | -432 | 26 | -18 | 21 | 16 | 0 | 0 | 0 |
Net cash provided by operating activities | |||||||||
6,367 | 5,955 | 6,604 | 7,002 | 8,896 | 7,473 | 6,893 | 0 | 0 | 0 |
Proceeds from maturity of available for sale investment securities | |||||||||
6,500 | 8,000 | 14,000 | 13,000 | 32,000 | 31,802 | 29,802 | 0 | 0 | 0 |
Proceeds from sale of available for sale investment securities | |||||||||
8,644 | 17,854 | 29,216 | 29,389 | 34,240 | 25,030 | 17,712 | 0 | 0 | 0 |
Proceeds from maturity of held to maturity securities | |||||||||
72 | 72 | 71 | 71 | 68 | 68 | 67 | 0 | 0 | 0 |
Proceeds from repayment of mortgage-backed securities available for sale | |||||||||
27,649 | 26,573 | 25,254 | 23,204 | 21,580 | 19,810 | 18,572 | 0 | 0 | 0 |
Proceeds from sale of mortgage-backed securities available for sale | |||||||||
49,083 | 42,085 | 56,278 | 44,261 | 63,922 | 47,103 | 32,910 | 0 | 0 | 0 |
Proceeds from sale of other real estate owned | |||||||||
2,044 | 521 | 480 | 677 | 371 | 539 | 541 | 0 | 0 | 0 |
Purchases of available for sale investment securities | |||||||||
17,405 | 17,244 | 14,170 | 27,701 | 24,683 | 30,782 | 35,817 | 0 | 0 | 0 |
Purchases of mortgage-backed securities available for sale | |||||||||
123,225 | 109,276 | 134,153 | 104,686 | 112,506 | 105,077 | 68,065 | 0 | 0 | 0 |
Purchases of Federal Home Loan Bank stock | |||||||||
0 | 0 | 4,081 | 4,580 | 4,580 | 4,580 | 499 | 0 | 0 | 0 |
Net decrease (increase) in loans | |||||||||
-14,565 | -7,703 | 1,139 | -1,835 | -5,348 | -14,804 | -17,269 | 0 | 0 | 0 |
Proceeds from (purchase of) bank owned life insurance | |||||||||
0 | 0 | - | - | 0 | 0 | - | - | - | - |
Capital expenditures | |||||||||
146 | 191 | 235 | 201 | 257 | 247 | 434 | 0 | 0 | 0 |
Net cash used in investing activities | |||||||||
-31,721 | -23,529 | -30,286 | -27,250 | 13,020 | -3,951 | 11,567 | 0 | 0 | 0 |
Net increase (decrease) in deposits | |||||||||
17,693 | 17,736 | 13,902 | 16,769 | -22,325 | -21,729 | -16,992 | 0 | 0 | 0 |
Repayments of Federal Home Loan Bank advances | |||||||||
1,000 | 1,000 | 1,000 | 2,000 | 1,000 | 1,000 | 1,000 | 0 | 0 | 0 |
Dividends paid to stockholders | |||||||||
1,512 | 1,854 | 1,364 | 1,386 | 1,320 | 1,378 | 1,357 | 0 | 0 | 0 |
Net increase in advances from borrowers for payment of insurance and taxes | |||||||||
-46 | -116 | -95 | -89 | -67 | -54 | -62 | 0 | 0 | 0 |
Net cash provided by (used in) financing activities | |||||||||
48,085 | 24,967 | 21,602 | 24,441 | -24,615 | -24,090 | -19,324 | 0 | 0 | 0 |
Net increase (decrease) in cash and cash equivalents | |||||||||
22,731 | 7,393 | -2,080 | 4,193 | -2,699 | -20,568 | -864 | 0 | 0 | 0 |