UNITED COMMUNITY FINANCIAL CORP UCFC Balance Sheet

United community financial corp (UCFC)

Balance Sheet / Yearly

Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
Assets:
Cash and deposits with banks
39	27	41	34	31	32	27	34	29	42	32	27	23	24	22	20	19	25	22	21	20	27	21	20	22	24	20	26	20	21	24	26	21	25	18
Federal funds sold
25	27	35	26	23	34	19	12	8	9	16	18	20	17	18	15	24	23	19	11	9	16	40	56	63	85	57	16	36	77	20	27	27	30	18
Total cash and cash equivalents
64	54	77	60	54	66	46	46	38	52	49	45	43	41	40	35	44	48	41	32	29	43	62	77	86	110	78	42	57	98	44	54	49	55	37
Securities:
Trading
0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Available for sale
315	319	237	241	242	247	257	270	274	287	335	343	354	367	365	357	366	-	-	499	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Available for sale, at fair value
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	472	492	-	507	516	517	511	542	555	602	574	551	431	530	459	416	392	362
Held to maturity, (fair value of $0 and $75,075, respectively)
-	-	75	77	78	81	80	82	85	88	94	97	103	107	107	110	113	4	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans held for sale, at lower of cost or market
-	-	-	-	-	-	-	0	0	0	0	0	0	0	3	9	14	25	-	20	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans held for sale, at fair value
113	97	77	91	95	107	79	83	84	85	75	62	59	42	32	26	24	9	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross loans
2,268	2,249	2,235	2,197	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Allowance for loan losses
19	20	20	20	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans held for sale, at lower of cost or market
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	29	-	10	9	4	4	2	9	9	13	9	8	17	12	38	4	10
Loans held for sale, at fair value
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans, net
2,248	2,229	2,215	2,176	2,148	2,099	2,061	1,999	1,947	1,869	1,835	1,503	1,473	1,398	1,359	1,316	1,277	1,224	1,168	1,148	1,119	1,086	1,060	1,029	1,009	1,008	1,034	1,066	1,100	1,249	1,325	1,379	1,437	1,509	1,649
Federal Home Loan Bank stock, at cost
13	14	16	19	19	19	19	19	19	19	19	18	18	18	18	18	18	18	18	18	18	18	18	26	26	26	26	26	26	26	26	26	26	26	26
Premises and equipment, net
21	22	22	21	21	21	21	22	22	22	23	20	20	20	20	20	20	20	20	21	20	20	20	20	20	21	21	21	21	20	20	19	19	21	22
Accrued interest receivable
8	9	8	9	8	8	7	8	7	7	7	6	6	6	5	5	5	-	-	5	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accrued interest receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5	5	-	5	5	5	5	5	5	5	6	5	5	6	6	7	7	7
Real estate owned and other repossessed assets, net
0	0	1	1	0	0	1	1	1	1	1	1	1	1	1	2	3	3	3	3	4	4	4	6	9	11	15	18	20	24	29	33	38	43	40
Goodwill
20	20	20	20	20	20	20	20	19	19	19	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Customer list intangible
-	-	-	-	-	-	-	-	-	-	2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Goodwill and other intangible assets
-	-	-	-	-	-	-	-	-	-	-	-	1	1	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Core deposit intangible
-	-	-	-	-	-	-	-	-	-	2	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash surrender value of life insurance
65	65	64	64	63	63	62	62	62	56	56	55	55	55	54	54	54	-	-	46	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash surrender value of life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	54	46	-	46	45	45	44	44	29	29	28	28	28	28	28	28	27	27
Other assets
30	32	30	23	31	29	27	28	36	39	34	33	20	19	24	29	28	34	32	37	40	39	10	10	8	9	9	10	9	12	12	10	9	12	13
Total assets
2,906	2,869	2,852	2,811	2,789	2,770	2,690	2,649	2,602	2,553	2,557	2,191	2,160	2,080	2,036	1,987	1,970	1,922	1,860	1,833	1,801	1,789	1,749	1,737	1,756	1,787	1,831	1,808	1,830	1,906	2,041	2,030	2,071	2,102	2,197
Liabilities and Shareholders' Equity
Liabilities:
Deposits:
Non-interest bearing
421	398	404	394	383	383	376	354	343	339	333	256	252	236	230	227	208	206	199	187	181	185	185	170	167	165	169	159	159	162	164	148	152	138	138
Interest bearing
Customer deposits
1,666	1,672	1,623	1,528	1,553	1,563	1,528	-	1,438	1,423	1,439	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Brokered deposits
17	188	261	290	415	189	161	-	156	131	131	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total interest bearing deposits
1,684	1,860	1,885	1,819	1,968	1,752	1,690	1,601	1,595	1,554	1,571	1,258	1,220	1,219	1,235	1,208	1,201	1,233	1,207	1,159	1,164	1,190	1,212	1,221	1,243	1,268	1,291	1,302	1,331	1,379	1,407	1,440	1,535	1,559	1,551
Total deposits
2,105	2,259	2,289	2,213	2,352	2,135	2,066	1,956	1,938	1,893	1,905	1,514	1,473	1,455	1,466	1,435	1,410	1,439	1,406	1,347	1,346	1,375	1,398	1,391	1,410	1,433	1,460	1,462	1,490	1,541	1,571	1,588	1,687	1,697	1,689
Borrowed funds:
Long-term Federal Home Loan Bank advances
-	-	-	-	49	48	48	48	48	48	47	47	47	47	47	46	46	46	46	46	-	-	-	50	-	-	-	-	-	-	-	-	-	-	-
Short-term Federal Home Loan Bank advances
422	233	204	243	46	248	245	308	280	280	291	343	358	296	244	232	216	145	106	140	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Federal Home Loan Bank advances
-	-	-	-	95	296	293	356	328	328	338	390	405	343	291	278	262	192	152	186	138	65	50	50	50	50	50	50	50	50	164	128	88	96	202
Repurchase agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	30	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other borrowed funds
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repurchase agreements and other
-	0	0	0	0	0	0	0	10	8	6	0	0	0	0	-	30	30	30	-	-	-	-	90	-	-	-	-	-	-	-	-	-	-	-
Repurchase agreements and other
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	60	90	90	-	90	90	90	90	90	90	90	90	90	98	97
Total borrowed funds
422	233	204	243	95	297	293	356	338	336	345	391	406	343	291	279	293	222	182	216	198	155	-	140	-	-	-	-	-	-	-	-	-	-	-
Total borrowed funds
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	140	-	140	140	140	140	140	141	254	218	178	195	300
Advance payments by borrowers for taxes and insurance
23	25	19	27	16	19	18	25	16	21	17	23	14	19	16	21	14	15	14	19	13	12	12	20	12	13	14	23	14	14	14	23	13	15	20
Accrued interest payable
0	1	1	1	1	0	1	1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accrued expenses and other liabilities
27	32	22	17	17	16	13	16	16	15	11	11	9	7	9	7	8	-	-	8	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accrued expenses and other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9	9	-	9	10	7	9	8	14	8	10	13	13	9	10	7	9	9
Total liabilities
2,579	2,551	2,537	2,502	2,483	2,469	2,394	2,355	2,310	2,268	2,279	1,941	1,903	1,826	1,784	1,743	1,726	1,686	1,613	1,593	1,567	1,554	1,559	1,562	1,572	1,603	1,625	1,637	1,659	1,711	1,851	1,841	1,888	1,919	2,021
Commitments and contingent liabilities (Note 5 and Note 13)
-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	0	-	-	-	0	-	-	-	0	-	-	-	0	-	-	0
Shareholders' Equity:
Preferred stock-no par value; 1,000,000 shares authorized and no shares issued or outstanding
-	-	-	-	0	0	0	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	15	0	0	0	0	0	0	0	0
Common stock-no par value; 499,000,000 shares authorized; 54,138,910 shares issued and 48,087,430 and 49,128,875 shares, respectively, outstanding
177	177	177	177	177	177	177	177	177	177	177	174	173	173	173	174	174	174	173	174	174	174	174	174	175	175	148	128	128	128	128	128	142	142	142
Retained earnings
211	204	197	192	186	179	173	167	164	159	152	152	149	145	142	140	137	134	131	128	126	123	82	81	80	79	88	86	84	111	111	110	102	111	111
Accumulated other comprehensive loss
-12	-15	-18	-21	-25	-24	-22	-18	-17	-18	-20	-21	-10	-8	-12	-19	-16	-22	-16	-19	-26	-25	-29	-41	-31	-29	3	6	10	7	2	5	9	0	-4
Treasury stock, at cost, 6,051,480 and 5,010,035 shares, respectively
48	48	41	38	31	31	31	32	32	32	33	56	56	56	50	51	51	50	41	42	40	37	38	39	41	41	50	50	51	51	51	54	72	72	72
Total shareholders’ equity
326	317	314	309	306	301	296	294	291	285	277	249	256	254	251	244	243	236	247	240	233	235	189	175	183	183	206	170	171	195	190	188	182	183	176
Total liabilities and shareholders’ equity
2,906	2,869	2,852	2,811	2,789	2,770	2,690	2,649	2,602	2,553	2,557	2,191	2,160	2,080	2,036	1,987	1,970	1,922	1,860	1,833	1,801	1,789	1,749	1,737	1,756	1,787	1,831	1,808	1,830	1,906	2,041	2,030	2,071	2,102	2,197
Customer list intangible [Member]
Intangible assets
2	2	2	2	-	-	-	2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Core deposit intangibles [Member]
Intangible assets
1	1	1	1	-	-	-	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-