UMB FINANCIAL CORP UMBF Balance Sheet

Umb financial corp (UMBF)

Balance Sheet / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Dec'09
ASSETS
Loans
13,949	13,431	13,043	12,900	12,549	12,178	11,964	11,631	11,458	11,280	10,997	10,848	10,757	10,540	10,293	10,083	9,699	9,430	9,046	8,916	7,498	7,465	7,103	6,920	6,759	6,520	6,506	6,338	6,010	5,686	5,389	5,315	5,144	4,960	4,776	4,731	4,667	4,583	4,583	4,448	4,301	4,314
Allowance for credit losses on loans
187	101	107	102	103	103	101	98	100	100	98	97	93	91	90	84	80	81	78	77	77	76	77	76	75	74	74	71	69	71	71	72	73	72	72	72	72	73	72	70	67	64
Net loans
13,761	13,329	12,936	12,798	12,446	12,074	11,863	11,533	11,358	11,179	10,898	10,750	10,663	10,448	10,203	9,998	9,619	9,349	8,968	8,838	7,420	7,389	7,025	6,843	6,683	6,445	6,431	6,267	5,940	5,615	5,318	5,242	5,071	4,888	4,703	4,658	4,595	4,509	4,510	4,378	4,234	4,250
Loans held for sale
9	7	11	2	1	3	2	3	4	1	4	3	1	5	11	10	4	0	1	2	3	0	1	3	1	1	3	6	6	3	13	11	10	10	11	6	6	14	11	10	17	17
Securities:
Available for sale (amortized cost of $7,353,180 and $7,323,980, respectively)
7,639	7,447	7,411	7,176	6,891	6,542	5,932	6,011	6,139	6,258	5,848	6,226	6,551	6,466	6,295	6,771	6,883	6,806	6,671	6,925	6,787	6,911	6,759	6,700	6,734	6,762	6,697	6,944	6,841	6,937	6,487	6,329	6,200	6,107	5,757	5,510	5,604	5,613	5,058	4,925	4,740	4,885
Held to maturity, net of allowance for credit losses of $3,235 and $0, respectively (fair value of $1,146,909 and $1,082,345, respectively)
1,110	1,116	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Held to maturity (fair value of $1,082,345 and $1,070,532, respectively)
-	-	1,102	1,112	1,147	1,170	1,199	1,204	1,246	1,261	1,276	1,279	1,206	1,115	1,009	880	804	667	588	446	346	278	237	238	219	209	175	160	129	114	98	96	96	89	88	69	68	63	59	57	55	56
Trading securities
61	45	86	81	56	61	81	67	65	54	60	61	75	39	58	56	26	29	23	36	29	27	31	26	43	28	54	47	72	55	39	56	68	58	71	43	54	42	40	47	34	38
Other securities
135	108	88	89	75	73	65	66	67	65	63	65	67	68	66	66	64	65	68	77	67	68	71	67	54	50	31	25	26	26	25	21	21	22	22	22	22	23	22	21	22	22
Total securities
8,946	8,717	8,688	8,459	8,171	7,848	7,278	7,349	7,518	7,639	7,249	7,632	7,901	7,690	7,429	7,774	7,779	7,568	7,352	7,486	7,230	7,285	7,100	7,033	7,052	7,051	6,960	7,178	7,069	7,134	6,651	6,504	6,387	6,277	5,940	5,645	5,749	5,742	5,181	5,052	4,853	5,003
Federal funds sold and securities purchased under agreements to resell
784	1,578	463	283	264	627	206	70	127	191	244	184	196	324	244	196	170	173	98	91	24	118	65	82	108	87	54	66	19	89	41	30	9	66	86	44	3	235	22	29	21	329
Interest-bearing due from banks
1,109	1,225	158	876	1,113	1,047	668	113	671	1,351	221	332	374	715	453	379	401	522	847	698	769	1,539	986	255	770	2,093	1,357	607	1,631	720	174	295	1,058	1,164	322	1,371	2,012	848	658	718	724	1,057
Cash and due from banks
340	472	658	422	399	645	348	379	279	392	366	379	373	422	354	355	325	458	339	490	449	444	395	639	593	521	604	415	319	667	397	402	403	446	383	347	309	356	332	311	319	458
Premises and equipment, net
297	300	290	278	279	283	277	274	272	275	277	276	282	289	287	277	279	281	281	279	263	257	257	250	247	249	247	246	244	244	239	234	227	227	225	220	219	219	215	213	213	217
Accrued income
111	124	119	124	117	110	104	100	97	98	103	99	97	99	93	92	90	90	87	84	80	79	77	73	75	78	72	71	70	69	70	71	73	75	75	78	73	76	63	61	61	64
Goodwill
180	180	180	180	180	180	180	180	180	180	180	180	228	180	228	228	228	228	227	228	209	209	209	209	209	209	209	209	209	209	209	211	211	211	211	211	211	211	163	131	131	131
Other intangibles, net
25	27	17	12	13	15	16	17	18	20	23	24	31	26	37	40	43	46	50	53	41	43	46	49	52	55	58	61	65	68	72	76	80	84	88	92	88	92	69	53	46	47
Other assets
675	596	620	576	570	515	516	508	458	438	655	436	424	425	383	380	360	373	343	163	238	132	116	120	150	118	183	120	128	102	98	101	106	89	90	94	82	99	110	101	99	85
Discontinued Assets
-	-	-	-	-	-	-	-	-	-	53	53	-	55	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total assets
26,244	26,561	24,143	24,016	23,556	23,351	21,462	20,531	20,987	21,771	20,279	20,353	20,576	20,682	19,726	19,734	19,302	19,094	18,597	18,418	16,730	17,500	16,284	15,562	15,945	16,911	16,184	15,253	15,705	14,927	13,285	13,182	13,641	13,541	12,139	12,770	13,352	12,404	11,340	11,062	10,724	11,663
LIABILITIES
Deposits:
Noninterest-bearing demand
7,269	6,944	6,652	6,524	6,448	6,680	5,757	5,994	6,042	6,839	5,812	6,433	6,202	6,654	6,008	6,233	6,202	6,306	6,257	5,887	5,617	5,643	5,467	5,399	5,303	5,189	5,628	4,887	5,597	4,920	4,415	4,217	4,305	3,941	3,617	3,818	3,627	2,888	2,778	2,865	2,716	2,775
Interest-bearing demand and savings
12,920	13,432	11,689	11,870	12,018	11,454	10,938	9,471	10,188	9,903	9,063	8,429	8,622	8,780	8,288	8,270	8,178	7,529	7,547	7,303	6,668	6,709	6,324	5,754	5,747	7,001	6,248	5,801	5,895	5,450	5,070	4,920	5,168	4,680	4,434	4,696	5,294	4,445	4,278	4,047	3,904	3,904
Time deposits under $250,000
595	611	618	610	591	593	594	512	553	547	576	569	594	613	658	695	727	771	465	479	416	636	434	442	458	491	593	509	525	540	562	575	590	615	635	652	673	693	710	716	738	772
Time deposits of $250,000 or more
389	614	348	394	306	552	445	407	433	732	548	664	475	522	422	449	309	483	790	825	453	627	526	577	756	957	571	531	541	742	564	615	683	932	708	746	776	1,000	833	790	861	1,082
Total deposits
21,175	21,603	19,309	19,400	19,365	19,281	17,736	16,386	17,218	18,023	15,999	16,096	15,895	16,570	15,378	15,648	15,418	15,092	15,061	14,496	13,156	13,616	12,753	12,174	12,265	13,640	13,041	11,729	12,559	11,653	10,612	10,329	10,747	10,169	9,395	9,913	10,372	9,028	8,601	8,420	8,220	8,534
Federal funds purchased and repurchase agreements
1,890	1,896	1,791	1,708	1,494	1,518	1,192	1,666	1,354	1,260	1,856	1,886	2,390	1,856	2,021	1,788	1,681	1,818	1,342	1,774	1,719	2,025	1,711	1,607	1,973	1,583	1,527	2,157	1,659	1,787	1,164	1,400	1,502	1,950	1,340	1,505	1,687	2,084	1,432	1,400	1,311	1,927
Short-term debt
15	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5	5	5	5	-	-	-	-	-	-	0	0	0	0	0	-	10	10	12	30	23	23	35	27	28	21	29
Long-term debt
121	97	86	88	81	82	78	78	78	79	76	76	76	76	75	85	85	86	83	88	7	8	7	5	5	5	5	4	4	5	5	5	5	6	7	7	7	8	9	9	24	25
Accrued expenses and taxes
216	232	223	198	142	177	171	147	129	191	193	161	142	172	163	149	116	161	168	155	135	180	161	131	118	153	130	117	152	182	191	169	148	186	181	166	145	145	148	117	103	107
Other liabilities
162	125	168	142	122	62	79	51	39	35	51	61	60	42	63	54	48	37	35	46	29	26	35	42	39	23	15	16	44	18	17	15	14	24	13	20	36	41	30	16	13	22
Total liabilities
23,581	23,954	21,579	21,538	21,205	21,122	19,258	18,329	18,820	19,590	18,177	18,282	18,565	18,720	17,701	17,731	17,354	17,200	16,697	16,561	15,047	15,857	14,668	13,961	14,403	15,405	14,720	14,026	14,419	13,647	11,991	11,930	12,428	12,350	10,968	11,637	12,273	11,344	10,249	9,993	9,694	10,647
SHAREHOLDERS' EQUITY
Common stock, $1.00 par value; 80,000,000 shares authorized; 55,056,730 shares issued, 48,134,601 and 49,097,606 shares outstanding, respectively
55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55	55
Capital surplus
1,073	1,073	1,069	1,065	1,060	1,054	1,054	1,050	1,046	1,046	1,042	1,037	1,033	1,033	1,028	1,023	1,017	1,019	1,015	1,009	892	894	891	887	883	882	862	736	732	732	730	726	722	723	721	719	718	718	716	715	713	712
Retained earnings
1,646	1,672	1,621	1,573	1,531	1,488	1,477	1,434	1,393	1,338	1,239	1,204	1,174	1,142	1,112	1,083	1,058	1,033	1,016	1,005	986	963	947	922	897	884	860	834	813	787	774	756	735	697	682	664	646	623	612	596	581	562
Accumulated other comprehensive income, net
219	83	96	62	-17	-95	-155	-128	-117	-45	-22	-23	-44	-57	42	55	32	-3	26	-2	26	11	1	16	-13	-32	-15	-22	63	85	101	81	63	81	77	55	19	25	67	60	36	40
Treasury stock, 6,922,129 and 5,959,124 shares, at cost, respectively
330	277	277	278	278	273	228	209	210	212	212	202	207	211	214	214	215	211	212	211	279	280	280	279	280	283	298	377	378	380	367	367	365	366	366	362	360	361	360	358	356	355
Total shareholders' equity
2,663	2,606	2,563	2,477	2,350	2,228	2,203	2,201	2,167	2,181	2,101	2,071	2,010	1,962	2,024	2,002	1,947	1,893	1,900	1,857	1,682	1,643	1,615	1,601	1,542	1,506	1,463	1,226	1,285	1,279	1,294	1,251	1,212	1,191	1,170	1,132	1,078	1,060	1,090	1,068	1,029	1,015
Total liabilities and shareholders' equity
26,244	26,561	24,143	24,016	23,556	23,351	21,462	20,531	20,987	21,771	20,279	20,353	20,576	20,682	19,726	19,734	19,302	19,094	18,597	18,418	16,730	17,500	16,284	15,562	15,945	16,911	16,184	15,253	15,705	14,927	13,285	13,182	13,641	13,541	12,139	12,770	13,352	12,404	11,340	11,062	10,724	11,663