UMB FINANCIAL CORP UMBF Income Statement

Umb financial corp (UMBF)

Income statement / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Dec'09	Sep'09	Jun'09	Mar'09
INTEREST INCOME
Loans
151,026	156,503	162,243	161,838	157,261	154,120	143,947	135,150	126,134	122,885	119,132	112,724	106,560	102,961	98,820	93,949	90,544	88,011	84,686	71,396	64,232	64,433	61,636	60,309	58,900	59,205	59,125	56,615	54,720	54,778	54,558	54,000	54,055	54,557	55,424	55,106	53,989	55,784	56,581	55,949	53,483	54,492	54,478	53,535	52,800
Securities:
Taxable interest
27,212	26,996	26,966	26,700	25,391	22,767	20,263	20,523	19,780	17,774	17,720	18,441	19,190	18,339	17,012	18,852	19,357	18,858	18,498	19,163	18,808	19,338	18,884	19,021	18,961	18,879	19,017	18,841	18,465	19,361	20,345	21,178	20,129	20,224	20,511	22,077	22,308	-	22,026	22,496	23,779	-	25,455	25,818	29,122
Tax-exempt interest
24,404	24,177	23,202	21,988	20,697	19,137	18,281	18,290	18,703	19,047	18,893	18,296	17,183	16,139	14,797	13,845	12,735	11,756	11,320	10,607	9,915	9,759	9,745	9,798	9,907	10,183	10,338	10,118	9,760	9,779	9,602	9,468	9,375	7,734	8,825	8,282	8,238	-	7,330	7,028	7,317	-	7,554	7,168	7,020
Total securities income
51,616	51,173	50,168	48,688	46,088	41,904	38,544	38,813	38,483	36,821	36,613	36,737	36,373	34,478	31,809	32,697	32,092	30,614	29,818	29,770	28,723	29,097	28,629	28,819	28,868	29,062	29,355	28,959	28,225	29,140	29,947	30,646	29,504	29,645	29,336	30,359	30,546	29,930	29,356	29,524	31,096	33,713	33,009	32,986	36,142
Federal funds and resell agreements
5,452	4,875	2,817	2,526	3,625	2,353	665	752	1,038	1,062	1,008	711	919	769	790	642	507	320	175	151	51	93	87	46	33	67	62	40	24	32	48	25	16	29	45	13	15	22	29	47	61	35	48	50	130
Interest-bearing due from banks
2,663	2,765	3,450	2,768	3,899	3,761	1,513	1,056	1,580	1,987	753	580	551	569	445	436	891	595	475	434	852	510	426	466	1,123	643	276	330	669	367	225	362	835	651	628	843	1,162	814	749	1,032	1,319	1,113	1,181	942	842
Trading securities
654	504	425	842	434	581	428	709	430	361	389	459	287	233	174	173	52	75	75	133	95	85	39	149	123	154	278	268	264	306	201	317	323	623	191	230	261	232	176	181	142	149	210	194	168
Total interest income
211,411	215,820	219,103	216,662	211,307	202,719	185,097	176,480	167,665	163,116	157,895	151,211	144,690	139,010	132,038	127,897	124,086	119,615	115,229	101,884	93,953	94,218	90,817	89,789	89,047	89,131	89,096	86,212	83,902	84,623	84,979	85,350	84,733	85,505	85,624	86,551	85,973	86,782	86,891	86,733	86,101	89,502	88,926	87,707	90,082
INTEREST EXPENSE
Deposits
29,732	35,698	41,144	39,516	37,834	34,140	25,792	18,334	13,835	12,372	10,181	7,835	5,966	5,119	4,626	4,136	4,055	3,836	3,863	3,522	3,048	3,076	3,015	3,092	3,059	2,961	3,097	3,333	3,792	3,973	4,079	4,376	4,988	5,660	6,139	6,163	6,666	7,461	7,900	8,462	9,624	11,264	12,223	12,609	13,823
Federal funds and repurchase agreements
6,381	6,629	8,313	9,347	8,264	5,815	7,524	6,666	4,732	3,632	5,811	4,994	3,469	1,774	1,894	1,626	1,230	396	427	470	492	323	358	454	481	296	385	491	567	483	454	508	439	307	339	398	668	545	525	503	444	358	446	537	660
Other
-1,357	-1,130	-1,386	-1,385	-1,341	-956	-1,291	-1,254	-1,176	-766	-1,045	-988	-940	-661	-753	-925	-909	-929	-1,044	-532	-55	-175	82	73	62	-340	69	61	60	-62	81	93	217	5	72	72	191	-12	83	100	259	174	361	387	390
Total interest expense
37,470	43,457	50,843	50,248	47,439	40,911	34,607	26,254	19,743	16,770	17,037	13,817	10,375	7,554	7,273	6,687	6,194	5,161	5,334	4,524	3,595	3,304	3,291	3,619	3,602	3,217	3,551	3,885	4,419	4,394	4,614	4,977	5,644	5,972	6,550	6,633	7,525	7,994	8,508	9,065	10,327	11,796	13,030	13,533	14,873
Net interest income
173,941	172,363	168,260	166,414	163,868	161,808	150,490	150,226	147,922	146,346	140,858	137,394	134,315	131,456	124,765	121,210	117,892	114,454	109,895	97,360	90,358	90,914	87,526	86,170	85,445	85,914	85,545	82,327	79,483	80,229	80,365	80,373	79,089	79,533	79,074	79,918	78,448	78,788	78,383	77,668	75,774	77,706	75,896	74,174	75,209
Provision for credit losses
88,000	-	-	-	12,350	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for loan losses
-	-	7,500	11,000	-	48,000	5,750	7,000	10,000	6,000	11,500	14,500	9,000	7,500	13,000	7,000	5,000	5,000	2,500	5,000	3,000	3,000	4,500	5,000	4,500	4,000	6,500	5,000	2,000	4,000	4,500	4,500	4,500	5,000	4,500	5,600	7,100	7,400	7,700	8,100	8,310	11,500	8,300	6,300	6,000
Net interest income after provision for credit losses
85,941	170,363	160,760	155,414	151,518	113,808	144,740	143,226	137,922	140,346	129,358	122,894	125,315	123,956	111,765	114,210	112,892	109,454	107,395	92,360	87,358	87,914	83,026	81,170	80,945	81,914	79,045	77,327	77,483	76,229	75,865	75,873	74,589	74,533	74,574	74,318	71,348	71,388	70,683	69,568	67,464	66,206	67,596	67,874	69,209
NONINTEREST INCOME
Trust and securities processing
47,000	-	-	-	41,957	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Trust and securities processing
-	-	-	-	-	-	-	-	-	-	-	-	42,541	-	41,812	41,072	59,485	-33,601	65,182	67,381	67,299	69,072	74,062	73,357	71,563	71,685	68,465	63,486	62,312	58,338	56,291	55,755	54,710	51,102	51,928	53,635	51,727	46,326	39,843	38,615	35,572	34,380	32,630	28,635	24,899
Trading and investment banking
1,723	6,720	5,712	5,453	5,581	3,119	3,711	4,653	4,101	5,015	4,453	6,173	7,542	5,040	6,114	5,638	4,630	5,559	2,969	5,568	6,122	4,840	3,826	6,409	4,323	4,317	3,792	5,423	7,109	6,421	7,120	7,140	9,678	7,271	4,952	6,478	9,019	8,757	7,897	5,530	7,027	5,962	6,787	8,977	4,861
Service charges on deposit accounts
25,081	-	-	-	21,281	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Service charges on deposit accounts
-	-	-	-	-	-	-	-	-	-	-	-	22,075	-	21,832	22,420	21,461	21,631	21,663	21,625	21,541	21,480	21,634	20,627	21,558	20,692	21,036	20,882	21,523	20,503	19,171	19,009	20,011	18,990	18,880	18,181	18,608	17,504	19,431	20,163	20,519	20,864	20,598	21,135	20,795
Insurance fees and commissions
259	-	-	-	338	-	-	-	-	-	-	-	646	-	698	1,160	1,497	894	480	586	570	765	911	732	603	661	869	1,236	961	1,145	1,028	913	1,009	968	1,038	1,165	1,204	1,025	1,554	1,287	1,699	1,089	1,255	886	1,570
Brokerage fees
9,860	-	-	-	7,243	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Bankcard fees
16,545	-	-	-	17,067	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gains on sales of securities available for sale, net
1,227	755	3,057	-1,403	809	0	211	228	139	54	2,390	1,280	468	0	2,978	2,598	2,933	1,998	101	967	7,336	62	26	2,569	1,470	-10	1,140	1,519	5,893	210	259	3,222	16,541	235	2,411	6,023	7,456	1,045	752	1,136	5,382	4,540	3,306	1,849	42
Brokerage fees
-	-	-	-	-	-	-	-	-	-	-	-	5,377	-	4,712	4,262	4,185	3,005	2,958	2,936	2,854	2,595	3,276	3,075	1,815	2,743	2,895	2,886	2,946	2,782	3,104	2,705	2,514	2,409	2,627	2,573	2,341	1,665	1,746	1,598	1,336	1,679	1,629	1,512	2,352
Bankcard fees
-	-	-	-	-	-	-	-	-	-	-	-	17,752	-	17,086	17,534	18,016	17,369	17,624	18,035	16,183	17,321	17,121	17,185	15,623	14,364	15,196	16,032	16,439	14,536	14,466	16,830	14,735	12,898	15,882	16,545	14,442	14,250	14,555	13,979	12,020	11,561	11,671	11,142	10,947
Equity (losses) earnings on alternative investments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,594	978	-381	-5,189	-5,032	-1,125	-842	-4,487	2,470	3,462	2,530	-	4,241	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other
-3,271	10,269	3,711	13,717	13,106	5,808	9,032	8,026	10,601	11,234	7,226	8,675	6,516	10,481	6,716	7,112	4,524	5,138	3,153	3,577	4,144	3,600	3,149	6,585	3,479	6,348	3,991	2,121	3,833	4,917	4,882	4,652	13,103	3,893	3,239	3,256	2,953	4,184	4,306	6,792	2,875	3,351	2,642	3,187	3,443
Total noninterest income
98,424	110,355	103,635	105,398	107,382	94,999	100,885	100,289	105,525	106,033	104,306	110,306	102,917	79,845	103,542	102,774	116,350	16,804	109,098	119,550	125,207	115,248	126,475	134,001	122,964	135,607	121,625	113,585	121,016	109,274	106,321	110,226	132,301	97,769	100,957	107,856	107,750	94,756	90,084	89,100	86,430	83,426	80,518	77,323	68,909
NONINTEREST EXPENSE
Salaries and employee benefits
111,060	120,806	110,153	114,454	116,032	103,992	102,956	104,175	107,968	107,656	99,749	102,773	103,652	86,484	99,403	97,322	106,850	64,751	104,733	99,585	98,537	90,115	90,041	89,532	88,881	88,690	83,733	83,566	83,702	83,124	78,813	78,001	79,914	74,029	74,905	72,922	72,900	72,364	69,044	63,552	62,253	63,034	60,193	59,596	57,996
Occupancy, net
12,180	12,249	12,240	11,539	11,743	11,845	11,628	10,813	10,953	11,148	11,285	11,061	10,968	11,081	11,224	10,978	10,972	11,204	11,748	10,312	10,010	10,312	10,475	9,705	9,705	10,115	10,016	9,273	9,887	9,568	9,870	9,211	9,278	9,824	9,398	9,579	9,605	9,244	9,162	8,924	8,921	9,062	8,982	8,572	8,144
Equipment
21,241	20,803	19,775	18,824	19,684	18,983	18,533	18,842	18,826	18,690	17,880	17,956	17,482	17,312	16,029	16,714	16,282	15,761	17,228	15,410	14,172	14,618	13,408	12,920	12,663	13,195	12,205	11,873	11,934	11,466	10,330	11,004	10,665	10,594	10,424	10,774	10,936	11,729	11,122	11,213	10,870	11,464	11,187	11,998	12,996
Supplies and services
4,185	6,280	4,261	4,285	3,873	3,669	4,528	4,146	3,760	4,211	4,076	4,792	4,094	4,537	4,472	4,577	4,949	3,689	5,371	4,603	4,325	5,403	4,817	5,554	4,637	5,777	4,761	5,362	4,487	5,789	4,995	5,218	5,043	5,496	5,513	5,577	5,580	4,632	4,822	4,680	4,707	4,503	4,787	5,570	5,377
Marketing and business development
4,640	8,385	5,655	7,304	4,913	6,483	6,671	6,184	5,034	6,540	5,056	5,732	4,141	5,650	5,090	6,027	4,441	5,082	5,766	6,530	4,618	7,182	6,057	6,307	4,602	7,190	5,536	5,705	4,272	6,990	7,368	5,986	4,260	5,958	4,912	5,158	4,122	5,787	4,426	4,430	3,705	4,048	4,036	4,171	3,191
Processing fees
13,390	13,351	13,619	13,096	12,132	11,948	12,331	11,537	11,161	11,238	11,151	10,743	9,199	6,490	9,084	8,969	11,462	-2,083	12,795	12,654	12,783	13,496	14,085	14,817	13,651	14,937	14,471	14,293	14,090	12,818	12,964	12,593	12,816	11,789	12,704	13,319	12,173	11,689	11,570	11,214	11,029	10,662	9,659	8,140	7,004
Legal and consulting
6,110	10,001	8,374	7,496	5,633	11,085	8,470	6,460	3,844	6,045	5,844	6,467	5,050	6,662	4,437	4,903	4,799	7,243	8,648	5,917	4,378	7,907	4,496	4,632	3,372	5,826	4,433	4,844	3,600	6,142	4,311	4,012	3,515	5,637	3,272	4,075	2,617	5,546	4,108	2,770	1,622	3,299	2,763	2,644	1,548
Bankcard
4,860	4,061	4,643	4,701	4,345	4,316	4,407	4,165	4,626	4,405	5,130	5,033	4,903	4,558	5,015	5,369	5,815	5,301	5,266	4,953	4,768	6,812	4,097	4,997	3,688	4,564	4,561	4,709	4,547	4,582	4,700	4,630	4,242	3,528	4,001	4,219	3,852	4,872	4,292	4,360	3,190	3,752	3,615	2,927	3,957
Amortization of other intangible assets
1,734	1,587	1,335	1,251	1,327	1,368	1,385	1,485	1,562	1,615	1,715	1,924	2,046	1,144	2,088	2,237	3,226	-636	3,483	2,569	2,755	2,974	3,043	3,074	3,102	3,163	3,245	3,354	3,456	3,547	3,643	3,733	3,852	3,913	4,022	4,159	4,006	3,459	3,150	2,442	2,091	1,851	1,847	1,495	976
Regulatory fees
2,366	2,940	2,749	2,910	2,890	2,681	3,337	3,772	2,905	3,825	3,798	4,071	3,833	3,687	3,370	3,692	3,429	3,320	3,176	2,873	2,756	2,643	2,577	2,709	2,516	2,064	2,670	2,484	1,911	2,351	2,363	2,314	2,419	2,155	2,130	2,394	3,716	3,475	3,219	3,516	3,238	3,004	3,036	7,908	1,727
Contingency reserve
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	5,272	15,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Class action litigation settlement
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7,800	-	-	-	-	-	-	-	-	-
Other
6,853	2,981	8,593	7,527	8,054	7,987	6,139	5,639	5,237	7,160	6,137	6,387	8,442	5,066	4,999	7,631	8,219	3,650	7,065	6,558	5,311	4,625	8,055	6,682	10,424	13,931	7,432	4,848	8,492	11,582	6,548	7,984	5,900	9,298	8,147	5,605	6,009	5,690	5,720	9,021	5,752	5,125	5,152	5,859	3,728
Total noninterest expense
188,619	203,450	191,397	193,387	190,626	184,321	180,385	177,218	175,876	182,559	171,821	176,939	173,810	152,671	165,211	168,419	180,444	117,282	185,279	171,964	164,413	166,087	161,151	166,201	172,241	169,452	153,063	150,311	150,378	157,959	145,905	144,686	141,904	142,221	139,428	145,581	135,516	138,487	130,635	126,122	117,378	119,804	115,257	118,880	106,644
(Loss) income before income taxes
-4,254	77,268	72,998	67,425	68,274	24,486	65,240	66,297	67,571	63,820	61,843	56,261	54,422	51,130	50,096	48,565	48,798	8,976	31,214	39,946	48,152	37,075	48,350	48,970	31,668	48,069	47,607	40,601	48,121	27,544	36,281	41,413	64,986	30,081	36,103	36,593	43,582	27,657	30,132	32,546	36,516	29,828	32,857	26,317	31,474
Income tax (benefit) expense
-815	10,753	10,616	10,466	10,530	-968	7,391	10,873	10,038	16,463	12,971	11,490	12,446	9,784	10,674	12,102	12,395	-1,152	8,763	9,732	14,387	10,135	12,720	14,298	8,255	13,406	13,175	10,672	13,180	6,484	10,156	12,248	18,619	6,815	10,088	10,272	12,712	8,626	7,359	9,533	10,331	5,970	8,859	7,290	8,873
Income from continuing operations
-	-	62,382	56,959	-	25,454	57,849	55,424	57,533	47,357	48,872	44,771	41,976	-	39,422	36,463	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Discontinued Operations
(Loss) income from discontinued operations before taxes
-	-	-	-	-	0	0	0	-917	101,948	-1,030	-2,599	2,907	-	3,834	1,749	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income tax (benefit) expense
-	-	-	-	-	0	0	0	-170	37,344	-300	-649	702	-	1,310	694	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Loss) income from discontinued operations
-	-	-	-	-	0	0	0	-747	64,604	-730	-1,950	2,205	-	2,524	1,055	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NET (LOSS) INCOME
-3,439	66,515	62,382	56,959	57,744	25,454	57,849	55,424	56,786	111,961	48,142	42,821	44,181	42,934	41,946	37,518	36,403	29,643	22,451	30,214	33,765	26,940	35,630	34,672	23,413	34,663	34,432	29,929	34,941	21,060	26,125	29,165	46,367	23,266	26,015	26,321	30,870	19,031	22,773	23,013	26,185	23,858	23,998	19,027	22,601
PER SHARE DATA
Basic:
Income from continuing operations
-	-	1.28	1.17	-	0.53	1.17	1.12	1.16	0.97	0.99	0.91	0.85	-	0.81	0.75	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Loss) income from discontinued operations
-	-	-	-	-	0.00	0.00	0.00	-0.01	1.30	-0.01	-0.04	0.05	-	0.05	0.02	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net (loss) income – basic
-0.07	1.35	1.28	1.17	1.19	0.53	1.17	1.12	1.15	2.27	0.98	0.87	0.90	0.87	0.86	0.77	0.75	0.60	0.46	0.65	0.75	0.61	0.79	0.77	0.52	0.77	0.85	0.75	0.88	0.53	0.65	0.73	1.16	0.58	0.65	0.66	0.77	0.48	0.57	0.57	0.65	0.59	0.60	0.47	0.56
Diluted:
Income from continuing operations
-	-	1.27	1.16	-	0.52	1.16	1.11	1.15	0.95	0.98	0.90	0.84	-	0.80	0.74	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Loss) income from discontinued operations
-	-	-	-	-	0.00	0.00	0.00	-0.01	1.29	-0.01	-0.04	0.05	-	0.05	0.02	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net (loss) income – diluted
-0.07	1.35	1.27	1.16	1.18	0.52	1.16	1.11	1.14	2.24	0.97	0.86	0.89	0.87	0.85	0.76	0.74	0.59	0.46	0.65	0.74	0.59	0.78	0.76	0.52	0.76	0.83	0.74	0.87	0.53	0.64	0.72	1.15	0.59	0.64	0.65	0.76	0.47	0.57	0.57	0.65	0.59	0.59	0.47	0.55
Dividends
0.31	0.31	0.30	0.30	0.30	0.30	0.29	0.29	0.29	0.27	0.25	0.25	0.25	-	0.24	0.24	0.24	-	0.23	0.23	0.23	-	0.22	0.22	0.22	-	0.21	0.21	0.21	-	0.20	0.20	0.20	-	0.19	0.19	0.19	-	0.18	0.18	0.18	-	0.17	0.17	0.17
Weighted average shares outstanding – basic
48,689	48,829	48,797	48,777	48,712	48,894	49,473	49,551	49,420	49,231	49,283	49,269	49,109	48,936	48,849	48,770	48,756	48,686	48,577	46,240	45,000	44,922	44,890	44,823	44,742	44,556	40,698	39,966	39,881	-119,981,271	40,081,304	40,034,649	40,025,456	-79,981,106	40,020,772	40,080,402	40,070	40,036	40,081	40,079	40,089	40,084	40,240	40,374	40,598
Weighted average shares outstanding – diluted
48,689	49,225	49,096	49,039	48,998	49,246	49,912	50,007	49,917	49,845	49,833	49,848	49,829	49,658	49,284	49,149	49,016	49,232	49,036	46,611	45,437	45,535	45,441	45,421	45,382	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Trust and Securities Processing [Member]
Noninterest income
-	-	45,218	42,903	-	41,891	43,425	42,845	44,002	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Service Charges On Deposit Accounts [Member]
Noninterest income
-	-	20,620	20,747	-	20,733	20,927	20,722	21,905	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Insurance Fees and Commissions [Member]
Noninterest income
-	-	320	465	-	312	339	340	301	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Brokerage Fees [Member]
Noninterest income
-	-	8,102	7,077	-	6,761	6,402	6,291	6,353	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Bankcard Fees [Member]
Noninterest income
-	-	16,895	16,439	-	16,375	16,838	17,184	18,123	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-