Umpqua Holdings Corporation UMPQ Cash Flow

Umpqua holdings corporation (UMPQ)

CashFlow / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10
CASH FLOWS FROM OPERATING ACTIVITIES:
Net (loss) income
-1,851,947	83,750	84,502	111,810	74,033	80,311	90,981	65,999	78,972	75,251	63,807	57,252	46,003	66,403	61,809	54,287	47,569	63,019	57,607	54,784	47,129	52,582	58,883	17,542	18,651	25,200	23,477	26,253	23,361	27,958	25,153	23,277	25,503	21,382	21,862	17,785	13,467	8,158	8,191	3,463	8,514
Adjustments to reconcile net income to net cash used in operating activities:
Tax deficiency (excess tax benefits) from the exercise of stock options
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	586	-	327	827	892	25	-9	22	27	1	2	3	46	2	0	1	3	-49	0	50	6
Goodwill impairment
1,784,936	-	-	-	0	-	-	-	-	-	-	-	-	0	0	0	142	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortization of investment premiums, net
-3,040	-6,857	-7,254	-10,509	-1,829	5,568	3,265	-12,843	-5,907	-6,814	-7,809	-7,839	-6,878	-7,342	-6,287	-5,512	-4,602	-5,409	-6,124	-6,406	-5,605	-5,502	-6,157	-5,163	-4,000	-4,679	-7,498	-9,444	-11,042	-12,059	-11,245	-11,034	-10,744	-60,668	8,215	7,256	9,111	-32,694	19,426	-3,715	-3,481
Loss on sale of investment securities, net
-133	2	0	-7,186	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of investment securities, net
-	-	-	-	-	-	-	-	-	-	-	35	-2	-	0	162	696	2,567	220	19	116	1,026	902	976	0	191	3	8	7	2,824	21	1,030	148	-	-	-	-	-5	2,330	0	1
Other-than-temporary impairment on investment securities held to maturity
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	287	0	47	25	82	43	0	289
Loss (gain) on sale of other real estate owned, net
-	-	-	-	-	86	128	153	43	83	138	497	-15	315	153	1,496	34	242	453	-385	578	428	-223	-241	163	161	38	214	499	-632	-1,124	307	336	-294	-289	-457	-703	-2,644	-223	243	-1,399
Valuation adjustment on other real estate owned
-	-	-	-	-	-1,211	0	-61	-5	0	-253	40	67	-3,320	139	39	1,423	0	295	95	2,392	3,522	91	16	99	1,712	11	68	369	5,779	1,044	1,196	3,523	1,429	2,000	3,388	2,130	1,911	442	814	907
Gain on sale of covered other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	92	187	270	-	308	271	452	2,697	-571	-1,203	305	7,538	-1,906	-1,524	5
Valuation adjustment on covered other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	24	125	554	-	769	440	2,906	1,462	5,326	665	1,256	-	-	-	-
Provision for credit losses
118,085	16,252	23,227	19,352	13,684	17,219	11,711	13,319	13,656	12,928	11,997	10,657	11,672	13,171	13,091	10,589	4,823	4,545	8,153	11,254	12,637	5,241	14,333	14,696	5,971	-2,273	3,008	2,993	6,988	12,318	7,078	6,638	3,167	6,642	9,089	15,459	15,030	17,567	24,228	29,767	42,106
Change in cash surrender value of bank owned life insurance
2,163	2,078	2,098	2,132	2,135	2,115	2,078	2,098	2,105	2,028	2,051	2,117	2,104	2,112	2,117	2,158	2,208	1,913	1,149	3,103	2,336	5,705	1,291	1,879	838	662	817	821	1,980	-	-	-	-	-	-	-	-	-	-	-	-
Change in FDIC indemnification asset
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1,982	-2,728	-5,601	-4,840	-5,708	-6,474	-8,294	-5,073	-4,590	-4,759	-4,040	-1,845	-5,133	1,611	-5,551	2,905	-5,370	-11,948	263	610
Depreciation, amortization and accretion
10,273	10,160	10,526	11,046	11,554	12,330	12,604	13,468	13,943	14,340	14,271	14,495	14,862	14,649	14,548	15,231	14,828	13,877	13,305	12,921	11,490	11,910	12,598	10,421	4,280	10,344	4,371	4,424	4,497	4,192	3,899	3,929	4,020	3,697	3,236	3,187	3,031	78	1,935	3,823	3,363
Loss (gain) on sale of premises and equipment
-18	1,253	881	492	195	-328	576	448	1,341	2,569	-123	-1,004	0	-1,516	-1,010	-3,912	-299	-1,112	-62	-1,141	-1,340	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on store divestiture
0	0	0	0	1,225	0	1,157	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Additions to residential mortgage servicing rights carried at fair value
10,023	8,397	7,393	5,492	3,887	7,057	8,622	6,860	6,530	9,959	8,626	7,819	7,041	12,062	10,177	8,863	5,980	7,472	7,711	11,264	8,837	6,728	8,813	5,362	2,408	2,781	4,072	4,707	6,403	29,633	-5,642	-3,333	-2,948	10,820	-1,693	-1,073	-1,334	-2,021	-1,616	-938	-1,070
Change in fair value of residential mortgage servicing rights carried at fair value
-30,687	-10,369	4,210	-24,658	-13,966	-13,070	199	-5,403	5,079	1,967	-9,233	-8,331	-7,670	16,465	-7,826	-13,940	-20,625	-469	-10,103	-423	-9,731	-8,194	-4,280	-3,160	-953	3,131	-411	1,388	-1,734	-2,848	-3,666	-1,030	-922	-1,048	-1,431	-328	-183	-1,021	-1,057	-1,671	-129
Gain on redemption of junior subordinated debentures at amortized cost
-	-	-	-	-	0	0	0	1,043	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change in junior subordinated debentures carried at fair value
-	-	-	-	-	-	-	-	-	-10,280	-1,452	-1,818	-1,396	-2,095	-1,454	-1,743	-1,460	-1,792	-1,451	-1,562	-1,358	-1,767	-1,451	-2,105	-526	-556	-559	-543	-535	-542	-626	-459	-548	-581	-558	-546	-532	-542	-556	-27	6,103
Stock-based compensation
2,253	2,547	2,350	2,722	754	1,994	2,140	1,550	1,829	2,924	2,413	1,471	2,804	2,267	2,278	2,018	3,227	3,108	3,290	4,552	3,433	3,695	2,915	7,148	1,534	1,486	1,309	1,037	1,185	1,060	1,039	1,026	916	855	943	868	1,119	878	1,202	799	626
Net decrease (increase) in equity and other investments
-182	15,485	-1,851	2,277	791	-1,023	-1,381	1,397	107	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on equity securities, net
814	-84	257	82,607	695	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Equity Securities, FV-NI, Unrealized Gain (Loss)
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in equity and other account assets
-	-	-	-	-	-	-	-	-	-	-	-	277	-	678	397	205	77	-496	-447	453	272	312	424	-1,460	1,946	149	680	-564	694	-248	145	847	-172	-41	-50	-452	869	412	-304	-226
Gain on sale of loans and leases, net
38,346	29,646	31,236	21,446	13,025	18,287	25,739	19,238	14,508	40,051	43,843	38,367	22,746	42,980	56,780	46,829	33,340	35,456	38,004	42,703	34,692	29,565	35,896	18,149	9,684	12,745	5,783	18,632	28,484	41,277	28,567	19,656	2,445	20,253	4,766	2,634	-815	9,512	5,841	2,349	1,092
Change in fair value of loans held for sale
8,094	4,799	-1,927	4,892	2,793	-1,503	-6,505	5,708	-306	-6,757	136	2,189	4,885	-17,072	-254	8,948	4,861	-6,412	5,998	-5,157	4,875	2,794	-5,700	12,270	324	-3,404	5,702	-6,003	-10,798	2,641	5,331	5,751	242	-	-	-	-	-	-	-	-
Origination of loans held for sale
1,148,184	1,060,016	844,442	698,150	487,090	589,355	756,924	839,489	687,226	850,453	891,063	918,200	754,715	1,061,327	1,118,526	1,046,349	764,076	794,820	843,720	997,225	862,155	622,870	695,876	623,727	204,356	230,781	368,214	529,513	471,175	627,742	572,823	434,175	352,522	302,829	228,857	150,829	139,229	247,787	205,918	133,080	115,664
Proceeds from sales of loans held for sale
1,235,581	931,449	873,612	604,812	428,298	726,731	916,491	730,184	659,977	1,038,011	959,662	876,169	795,837	993,952	1,160,824	1,212,834	759,893	854,281	900,308	1,019,328	775,309	628,496	856,230	537,340	245,405	249,451	439,700	499,247	675,150	580,817	590,446	377,092	326,783	322,121	199,744	145,702	161,385	239,327	193,875	129,383	116,405
Change in other assets and liabilities:
Net increase in other assets
219,221	-41,287	68,156	57,948	57,027	35,346	-19,752	23,701	-10,116	46,716	-12,382	-16,140	-19,235	36,416	-26,294	-2,886	19,844	45,288	-12,189	-57,280	-511	69,012	-43,136	22,611	678	5,723	-8,080	-15,208	-14,337	-14,749	8,130	16,711	-15,493	11,338	10,020	-5,817	-137	-26,274	-5,354	-5,049	-10,320
Net decrease in other liabilities
-25,117	19,813	-7,871	16,563	-28,872	-23,887	5,889	35,230	2,261	-25,581	29,132	-1,148	-54,791	-32,692	-13,522	42,643	15,193	-8,027	18,849	-15,785	20,253	15,429	-14,284	35,410	2,077	4,394	8,206	-6,182	-14,007	-238	11,294	16,753	-5,554	3,272	7,146	4,159	600	-1,116	-23,780	26,923	887
Net cash used in operating activities
-118,721	-2,604	39,893	-64,151	-53,617	186,643	269,228	-19,617	68,990	264,990	166,017	24,618	59,882	28,034	93,861	250,432	42,840	158,981	134,977	106,222	-23,440	83,475	251,024	-47,569	70,640	58,616	116,363	8,213	234,740	-17,615	44,493	-33,062	30,799	39,703	14,969	54,212	73,468	59,807	13,872	67,296	57,674
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of investment securities available for sale
140,407	134,363	241,196	316,457	5,953	165,411	149,877	44,926	89,145	169,389	57,932	53,350	672,148	409,007	195,474	151,017	96,603	367,241	87,833	224,259	394,872	16,220	0	346,844	0	0	0	0	51,191	209,777	365,719	152,537	266,541	367,788	132,178	169,466	521,254	494,030	806,485	185,841	11,868
Proceeds from investment securities available for sale
168,851	140,399	115,763	543,115	119,381	98,561	113,760	120,012	107,908	122,739	139,580	170,232	127,195	158,410	141,423	216,290	103,629	297,212	171,340	171,988	165,100	122,137	173,435	849,928	93,176	100,956	172,012	266,585	264,313	462,809	291,041	396,376	331,374	262,145	223,410	294,803	146,918	146,603	128,494	68,149	65,424
Proceeds from investment securities held to maturity
118	131	150	108	174	108	107	106	172	128	138	130	124	112	107	171	111	117	137	180	164	175	201	198	167	280	159	512	402	793	148	193	170	151	729	571	186	595	197	604	279
Purchases of restricted equity securities
19,999	0	14,800	0	205,400	0	1	45,600	0	0	6,600	236,570	1	0	0	0	600	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Redemption of restricted equity securities
8,400	8,000	3,400	4,403	198,202	1	2,052	46,781	7	2,001	6,602	236,581	7	2,009	5	3	4	-144,872	13	70,301	2,116	-1,425	-1,435	-2,018	-737	-759	-668	-671	-660	-413	-347	-741	-128	-128	-130	-1,456	-180	-	-	-	-
Net change in loans and leases
109,523	-149,942	615,957	596,005	23,252	626,607	304,273	410,972	276,481	472,023	486,485	563,180	360,236	-104,032	163,509	578,971	505,995	503,008	495,543	514,036	303,577	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net loan and lease originations
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-331,361	-399,900	-61,331	-	-192,045	-156,982	-3,363	-80,848	-152,471	-170,379	-68,883	-77,833	-112,617	-143,037	6,455	290,544	25,126	-61,270	-108,148
Net covered loan and lease paydowns
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	21,075	30,398	17,346	-	29,042	32,512	23,956	43,981	12,374	29,453	33,964	49,243	21,319	30,273	19,106
Proceeds from sales of loans and leases
22,038	163,006	30,298	42,630	15,848	44,254	78,170	19,984	21,629	50,889	121,603	73,373	25,259	45,813	118,328	160,203	151,466	42,705	81,232	85,293	79,575	72,190	124,835	137,167	22,272	2,744	7,034	35,749	17,515	746	7,532	1,536	4,428	1,923	2,485	1,385	5,392	3,281	14,454	7,982	13,027
Proceeds from disposals of furniture and equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,871	22	30	-	191	27	112	329	192	855	653	722	19	65	115	137	4	37	1,059
Change in premises and equipment
3,943	4,446	2,843	3,022	2,365	3,303	2,866	2,358	462	-9,853	2,987	4,207	6,937	7,740	7,001	5,473	10,099	-	15,509	22,540	20,040	-	21,105	14,494	8,162	-	9,061	11,348	5,166	5,662	4,958	6,334	5,863	10,837	6,260	8,951	7,926	6,581	7,291	30,172	3,515
Recapture of provision for covered loan losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1,904	-3,072	232	-	2,927	1,406	-31	698	4,420	3,755	7,268	-	-	-	-
Bargain purchase gain on acquisition
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	6,437
Proceeds from bank owned life insurance death benefits
57	0	0	319	1,550	0	0	1,481	0	-	-	-	-	0	0	789	25	1,991	301	4,184	0	-681	494	0	187	-	0	0	1,173	1,870	0	0	0	-	-	-	-	-	-	-	-
Net change in proceeds from FDIC indemnification asset
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-308	17	-1,564	-812	711	1,556	1,355	1,710	2,863	5,197	8,769	12,649	-3,004	9,035	14,988	33,862	-	-	-	-
Proceeds from sales of other real estate owned
-	-	-	-	-	418	1,176	1,468	161	880	888	4,010	927	2,247	3,380	7,767	2,461	4,056	3,560	9,659	5,528	4,163	4,470	5,384	1,914	12,582	2,730	6,926	4,284	20,953	6,626	8,316	3,892	9,649	8,665	11,677	5,349	6,257	4,936	8,167	5,764
Net cash paid in store divestiture
0	0	0	0	44,646	0	35,219	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash acquired in acquisition, net of consideration paid
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	66,060	112,986
Proceeds from sales of covered other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,668	4,191	3,935	-11,523	2,790	3,700	5,033	5,065	5,195	3,096	4,259	-	-	-	-
Net cash (used in) provided by investing activities
-74,408	358,716	-720,206	-242,200	53,539	-651,979	-296,971	-314,024	-236,211	-453,812	-284,820	-372,981	-885,810	-103,984	-102,741	-350,238	-355,601	-529,373	-342,302	-419,230	-466,006	18,445	-42,638	218,342	47,991	-7,182	-145,797	178,659	250,557	136,784	-181,164	126,773	40,996	-135,698	10,987	47,377	-305,410	-262,951	-645,257	41,367	310,410
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposit liabilities
217,973	46,894	615,854	575,255	155,937	244,859	185,030	637,847	158,771	96,651	392,242	292,950	146,619	102,532	660,684	96,050	456,620	241,215	323,172	-76,165	331,988	166,223	403,385	179,789	155,999	50,524	111,015	-115,223	-307,500	29,074	-32,171	17,096	-121,444	-167,457	258,261	-145,997	-140,870	134,392	743,189	-85,201	55,515
Net increase (decrease) in securities sold under agreements to repurchase
34,937	14,591	-11,335	19,108	-8,207	10,176	13,309	-18,318	-2,315	-27,243	-8,647	25,909	-48,668	43,485	-50,771	35,031	20,643	-19,162	-1,989	4,509	7,881	-26,046	24,342	-532,204	37,601	9,572	38,863	33,637	5,735	-23,976	11,710	22,696	2,040	-21,756	25,472	27,464	19,666	18,426	10,618	2,672	-3,137
Proceeds from borrowings
600,000	130,000	480,000	100,000	230,670	50,000	0	0	50,000	0	105,000	0	100,000	0	205,000	170,000	115,000	150,000	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayment of borrowings
310,000	330,000	195,000	210,670	50,000	50,000	50,000	139	50,513	49,998	105,000	0	100,000	50,000	204,999	170,015	100,000	149,999	0	75,000	39,999	50,000	-1	47,004	0	-	-	-	-	-	-	-	-	-7	0	0	5,000	3,821	23,249	72,323	66,396
Repayment of junior subordinated debentures at amortized cost
-	-	-	-	-	0	0	0	10,598	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	8,764	0	0	0	0	-	-	-	-	-	-	-	-
Proceeds from issuance of preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	198,289
Redemption of preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	214,181
Repurchase of warrants issued to U.S. Treasury
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	4,500
Net proceeds from issuance of common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-80	89,866
Dividends paid on preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	4	950	2,732
Dividends paid on common stock
46,248	46,245	46,305	46,297	46,254	46,252	44,012	44,016	39,634	39,650	35,241	35,264	35,243	35,250	35,296	35,247	35,281	35,285	33,098	33,126	33,109	32,676	32,674	16,947	16,936	16,931	16,906	16,931	0	20,282	10,142	7,887	7,890	8,057	5,754	5,763	5,743	5,744	5,745	4,790	4,347
(Tax deficiency) excess tax benefits from stock based compensation
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	586	-	327	827	892	25	-9	22	27	1	2	3	46	2	0	1	3	-49	0	50	6
Proceeds from stock options exercised
0	0	0	0	21	0	49	257	759	413	85	233	230	1,528	320	265	513	-215	138	1,536	22	4,207	-32	2,081	3,112	3,887	1,665	812	34	657	246	57	21	-2	1	97	212	27	59	134	784
Repurchase and retirement of common stock
8,573	40	5,248	62	1,918	69	386	8,167	4,340	2,637	34	4,147	1,796	3,354	4,980	3,835	5,539	53	3,229	9,087	2,220	121	445	2,003	4,614	4,656	1,893	2,383	428	2,058	144	221	5,013	27,693	101	1,472	488	2	23	9	250
Net cash provided by financing activities
488,089	-184,800	837,966	437,334	280,249	208,714	103,990	567,464	102,130	-22,464	348,405	279,681	61,142	58,941	569,958	92,249	451,956	186,501	284,994	-187,919	265,149	59,541	394,904	-415,461	176,054	41,898	-78,469	-100,066	-310,896	-71,988	-30,499	31,744	-132,240	-224,956	277,879	-125,670	-132,220	143,229	724,845	-160,497	48,917
Net increase in cash and cash equivalents
294,960	171,312	157,653	130,983	280,171	-256,622	76,247	233,823	-65,091	-211,286	229,602	-68,682	-764,786	-17,009	561,078	-7,557	139,195	-183,891	77,669	-500,927	-224,297	161,461	603,290	-244,688	294,685	93,332	-107,903	86,806	174,401	47,181	-167,170	125,455	-60,445	-320,951	303,835	-24,081	-364,162	-59,915	93,460	-51,834	417,001
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest
53,213	54,294	58,466	52,740	44,026	41,078	32,207	27,559	23,489	21,824	20,867	19,163	18,161	17,013	17,963	17,507	18,313	17,728	17,102	16,381	16,673	16,280	16,998	12,925	9,032	8,407	10,594	10,644	11,181	11,545	13,080	13,181	14,392	16,010	21,378	19,679	21,623	27,669	25,514	24,341	22,032
Income taxes
38,732	21,683	49,106	24,444	34,383	22,510	11,446	26,589	11,440	4,419	6,276	11,111	8,281	-4,757	70	4,686	8,165	-4,071	111	11,287	5,936	476	136	5,030	1,456	14,282	14,611	12,000	1,100	12,525	18,025	13,800	0	23,475	17,283	6,780	70	-	-	-	-
SUPPLEMENTAL DISCLOSURE OF NONCASH INVESTING AND FINANCING ACTIVITIES:
Changes in unrealized gains and losses on investment securities available for sale, net of taxes
80,143	-10,662	19,574	35,614	24,712	29,915	-21,791	-3,009	-31,419	-13,038	2,527	8,753	2,539	-38,015	-5,988	6,243	18,975	-16,630	9,023	-14,592	7,573	5,483	-5,859	12,576	4,787	-8,162	3,525	-22,082	-2,659	-7,597	1,105	-4,248	1,124	-9,513	6,150	11,494	489	-11,284	-6,184	8,549	8,306
Changes in unrealized gains and losses on junior subordinated debentures carried at fair value, net of taxes
58,600	-4,800	6,300	12,800	4,900	-13,100	-1,800	-1,100	-1,300	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cumulative effect adjustment to retained earnings
40,181	0	0	-244	244	0	0	0	9,710	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change in unrealized losses on investment securities held to maturity related to factors other than credit, net of taxes
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	47	10	13	11	15	17	74	35	38	41	157	26	-23	49	46	169	51	337
Transfer of loans to loans held for sale
10,234	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of loans to loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	9,765	255,976	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change in GNMA mortgage loans recognized due to repurchase option
992	-891	-220	5,290	-8,760	897	-1,184	2,929	-6,152	126	-3,977	11,025	-5,603	3,538	-3,976	-2,860	-5,021	474	4,147	6,405	-2,912	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of loans to other real estate owned
-	-	-	-	-	727	721	422	1,444	8,371	223	1,839	789	479	863	2,336	2,210	2,229	4,256	1,113	1,464	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfers from other real estate owned to loans due to internal financing
-	-	-	-	-	-	-	-	-	-	-	-	-	0	5,625	0	256	0	0	0	0	-14,089	10,691	1,520	1,878	-	7,715	1,343	5,689	-	1,174	1,784	7,209	10,760	11,332	15,419	9,903	-	-	-	-
Change in receivable from BOLI death benefits
-	-	-	-	-	-	-	-	1,224	-	-	-	0	-	-	-	372	-	-	-	1,935	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of non-covered loans to non-covered other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6,007
Transfer of covered loans to covered other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	813	1,741	-	1,881	562	784	3,347	3,256	5,632	3,036	4,897	7,784	2,560	109
Transfer of covered loans to non-covered loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,806	2,661	7,899	-	5,068	4,736	4,563	-	-	-	-	-	-	-	-
Transfer from FDIC indemnification asset to due from FDIC and other
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	754	1,468	-28	545	362	1,489	1,679	3,118	3,540	5,572	10,827	10,156	12,161	9,394	17,445	58,676	2,947	15,780	7,257
Receivable from sales of noncovered other real estate owned and loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6,144
Receivable from sales of covered other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,096	0	-	-	-	-	-	-	-	-	-	-	-	-
Assets acquired
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	437,595	1,074,453
Liabilities assumed
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	437,595	1,068,016