Wcf bancorp, inc. (WCFB)
CashFlow / Quarterly
Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15
Cash flows from operating activities:
Net (loss) income

-15

-80

-4

26

284

-273

51

28

77

-107

68

81

67

16

109

42

224

Adjustments to reconcile net (loss) income to net cash provided by (used in) operating activities:
Depreciation and amortization

148

159

254

105

186

204

209

209

208

246

217

194

188

259

189

153

110

Provision for Loan and Lease Losses

30

19

19

19

19

22

18

18

18

40

0

20

0

60

50

40

40

ESOP expenses

13

22

13

13

13

26

13

13

13

60

0

0

0

-

-

-

-

Deferred taxes on income

-22

6

-4

-51

65

301

-16

-40

-9

41

-31

-8

-76

-42

-39

-61

60

Debt Securities, Available-for-sale, Realized Gain (Loss), Excluding Other-than-temporary Impairment

10

-

-

-

-14

-

-

-

-

-

-

-

-

-

-

-

-

Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments

-

-

-

-

-

0

0

0

0

29

99

0

15

0

16

17

172

Gain on sales of one-to-four family residential loans

1

4

0

0

0

-

-

-

-

6

2

7

3

0

6

12

1

Proceeds from sales of one-to-four family residential loans

5,532

568

0

0

0

-

-

-

-

259

342

502

344

491

762

913

431

Originations of one-to-four family residential loans

5,531

563

0

0

0

-

-

-

-

252

340

495

341

491

755

901

429

Loss on sale of other real estate owned

0

12

4

-21

-9

0

2

-1

9

-20

0

0

0

-

-

-

-

Gain (Loss) on Disposition of Property Plant Equipment

0

-

-

-

435

-

-

-

-

-

-

-

-

-

-

-

-

Bank Owned Life Insurance Income

21

22

23

23

23

23

25

25

41

21

0

0

0

-

-

-

-

Change in:
Accrued interest receivable

87

-64

70

4

-25

33

14

-22

-9

-0

14

-29

31

-23

3

-10

1

Prepaid expenses and other assets

-57

108

107

-262

-7

-117

-132

14

97

-41

68

84

-15

50

392

-6

-12

Advance payments by borrowers for taxes and insurance

-189

195

-198

278

-246

-285

261

261

-201

274

-239

227

-201

225

-213

208

-161

Accrued interest payable

144

-107

96

-81

96

-79

80

-73

82

-88

80

-76

78

-80

75

-77

85

Accrued expenses and other liabilities

-196

-31

41

17

-96

-106

-6

37

-129

-2,223

2,217

56

-148

787

492

-71

-792

Income tax receivable

-6

34

-1

1

-40

-11

1

-12

1

26

-30

32

32

12

-28

-52

25

Net cash used in operating activities

-142

94

-398

1,019

-38

-118

699

450

-80

-1,771

2,159

407

-155

1,200

270

409

-620

Cash flows from investing activities:
Proceeds from maturity of time deposits in other financial institutions

984

-493

735

1,964

1,719

735

2,450

1,474

1,474

1,976

1,715

715

885

1,569

2,549

3,185

1,440

Purchase of time deposits in other financial institutions

980

1,466

0

735

1,719

490

2,205

1,474

1,474

1,972

3,691

1,470

245

244

-0

2,336

4,019

Proceeds from calls and maturities of investment securities available-for-sale

260

1,344

1,754

1,603

1,455

1,687

2,273

2,132

1,514

2,057

1,320

1,159

1,508

309

1,778

1,526

1,474

Proceeds from sale of investment securities available-for-sale

1,700

-

-

-

2,121

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of investment securities available-for-sale

998

-

-

-

7,372

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of loans

5,396

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Net change in loans receivable

2,315

-

-

-

-1,585

-

-

-

-

-

-

-

-

-

-

-

-

Net change in FHLB stock

373

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in FHLB stock

-

-

-

-

6

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of securities available-for-sale

-

-

-

-

-

0

0

0

0

1,919

4,791

150

7,141

490

5,837

2,668

9,565

Purchase of securities available-for-sale

-

-

-

-

-

4,316

0

0

2,127

5,473

11,755

2,977

9,122

311

3,324

7,435

8,852

Net change in loans receivable

-

-

-

-

-

-170

-2,838

691

452

1,205

511

795

662

13

723

1,722

85

Net change in FHLB stock

-

-

-

-

-

460

-120

0

8

60

-120

-40

2

160

40

80

-0

Proceeds from sale of land

0

-

-

-

685

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of office property and equipment

2

3

73

-21

0

-

-

-

-

9

46

20

12

508

84

53

389

Net cash used in investing activities

-6,374

-3,228

3,690

3,816

-1,530

-12,507

5,480

1,438

-1,074

-5,767

-8,056

-3,198

-509

1,151

5,993

-4,067

-865

Cash flows from financing activities:
Net change in deposits

5,539

5,101

-3,707

-5,567

11

2,337

-2,066

-2,063

2,443

866

-29,060

25,632

1,570

-459

-5,139

72

691

Net change in FHLB advances

9,500

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Dividends paid

120

120

120

120

120

119

119

119

119

110

128

0

150

150

151

120

0

Stock offering costs

-

-

-

-

-

-

-

-

-

0

683

465

459

55

0

0

0

Net cash used in financing activities

-4,081

14,542

-3,390

-5,687

-108

13,717

-5,186

-2,183

2,323

2,186

-16,264

24,166

959

3,036

-4,323

1,951

691

Net decrease in cash and cash equivalents

-10,597

11,408

-97

-852

-1,677

1,091

993

-294

1,168

-5,352

-22,162

21,375

295

5,388

1,939

-1,706

-794

Supplemental disclosures of cash flow information:
Cash paid during the year for:
Interest

183

-

-

-

144

-

-

-

-

-

-

-

-

-

-

-

-

Interest

-

-

-

-

-

251

73

237

81

399

-80

239

85

380

-75

234

68

Taxes on income

0

-

-

-

0

-

-

-

-

-

103

10

3

-41

-28

22

118

Noncash investing activities:
Transfers to other real estate owned from loans

0

-15

468

30

104

25

21

33

5

91

16

32

0

-

-

-

-

Loans to finance the sale of other real estate owned

0

-3

-5

7

26

0

6

0

67

59

0

0

0

-

-

-

-