Wcf bancorp, inc. (WCFB)
CashFlow / TTM
Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15
Cash flows from operating activities:
Net (loss) income

-73

226

32

88

90

-116

50

67

119

109

233

274

236

393

0

0

0

Adjustments to reconcile net (loss) income to net cash provided by (used in) operating activities:
Depreciation and amortization

668

706

751

706

810

831

873

881

865

846

859

831

790

713

0

0

0

Provision for Loan and Lease Losses

88

78

80

79

77

76

94

76

78

60

80

130

150

190

0

0

0

ESOP expenses

63

63

67

67

67

67

101

87

73

60

0

0

0

-

-

-

-

Deferred taxes on income

-72

15

310

299

310

236

-24

-39

-7

-75

-159

-167

-219

-82

0

0

0

Debt Securities, Available-for-sale, Realized Gain (Loss), Excluding Other-than-temporary Impairment

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments

-

-

-

-

-

0

29

129

129

144

115

32

49

207

0

0

0

Gain on sales of one-to-four family residential loans

6

4

0

0

0

-

-

-

-

19

13

17

23

22

0

0

0

Proceeds from sales of one-to-four family residential loans

6,100

568

0

0

0

-

-

-

-

1,448

1,681

2,101

2,512

2,599

0

0

0

Originations of one-to-four family residential loans

6,094

563

0

0

0

-

-

-

-

1,429

1,667

2,083

2,489

2,577

0

0

0

Loss on sale of other real estate owned

-5

-14

-26

-28

-8

9

-10

-12

-11

-20

0

0

0

-

-

-

-

Gain (Loss) on Disposition of Property Plant Equipment

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Bank Owned Life Insurance Income

91

92

94

96

98

116

114

88

63

21

0

0

0

-

-

-

-

Change in:
Accrued interest receivable

97

-14

83

27

0

16

-18

-18

-25

14

-7

-17

1

-28

0

0

0

Prepaid expenses and other assets

-102

-52

-278

-518

-241

-137

-61

140

209

96

187

511

420

424

0

0

0

Advance payments by borrowers for taxes and insurance

85

28

-452

7

-9

35

596

95

61

61

11

37

18

58

0

0

0

Accrued interest payable

52

4

32

16

24

10

1

1

-1

-5

2

-2

-3

4

0

0

0

Accrued expenses and other liabilities

-168

-68

-142

-191

-172

-205

-2,322

-98

-79

-97

2,913

1,187

1,060

415

0

0

0

Income tax receivable

28

-5

-52

-48

-62

-20

17

-14

29

60

47

49

-34

-41

0

0

0

Net cash used in operating activities

572

676

463

1,561

992

951

-701

758

715

640

3,612

1,723

1,725

1,260

0

0

0

Cash flows from investing activities:
Proceeds from maturity of time deposits in other financial institutions

3,190

3,925

5,154

6,869

6,379

6,134

7,375

6,640

5,880

5,291

4,884

5,718

8,188

8,743

0

0

0

Purchase of time deposits in other financial institutions

3,181

3,920

2,944

5,149

5,888

5,643

7,125

8,611

8,607

7,378

5,650

1,958

2,825

6,599

0

0

0

Proceeds from calls and maturities of investment securities available-for-sale

4,962

6,158

6,501

7,020

7,549

7,608

7,977

7,024

6,052

6,046

4,298

4,756

5,123

5,089

0

0

0

Proceeds from sale of investment securities available-for-sale

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of investment securities available-for-sale

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of loans

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Net change in loans receivable

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Net change in FHLB stock

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in FHLB stock

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of securities available-for-sale

-

-

-

-

-

0

1,919

6,711

6,861

14,002

12,573

13,619

16,138

18,562

0

0

0

Purchase of securities available-for-sale

-

-

-

-

-

6,444

7,601

19,356

22,334

29,329

24,167

15,736

20,194

19,924

0

0

0

Net change in loans receivable

-

-

-

-

-

-1,865

-488

2,860

2,965

3,174

1,981

2,193

3,121

2,544

0

0

0

Net change in FHLB stock

-

-

-

-

-

348

-51

-51

-91

-97

2

162

282

279

0

0

0

Proceeds from sale of land

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of office property and equipment

57

55

0

0

0

-

-

-

-

88

588

626

659

1,036

0

0

0

Net cash used in investing activities

-2,096

2,747

-6,531

-4,741

-7,118

-6,662

77

-13,459

-18,097

-17,532

-10,613

3,436

2,567

2,211

0

0

0

Cash flows from financing activities:
Net change in deposits

1,365

-4,162

-6,925

-5,284

-1,780

650

-820

-27,813

-117

-990

-2,316

21,604

-3,955

-4,834

0

0

0

Net change in FHLB advances

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Dividends paid

481

480

480

480

479

479

470

478

358

390

430

453

574

423

0

0

0

Stock offering costs

-

-

-

-

-

-

-

-

-

1,609

1,665

981

515

55

0

0

0

Net cash used in financing activities

1,384

5,356

4,531

2,735

6,239

8,671

-2,860

-13,938

12,411

11,048

11,897

23,838

1,623

1,355

0

0

0

Net decrease in cash and cash equivalents

-139

8,780

-1,536

-444

113

2,959

-3,484

-26,640

-4,970

-5,843

4,897

28,998

5,916

4,826

0

0

0

Supplemental disclosures of cash flow information:
Cash paid during the year for:
Interest

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Interest

-

-

-

-

-

643

791

637

640

644

625

630

625

608

0

0

0

Taxes on income

0

-

-

-

0

-

-

-

-

-

74

-56

-43

70

0

0

0

Noncash investing activities:
Transfers to other real estate owned from loans

483

588

629

182

185

86

152

147

146

141

0

0

0

-

-

-

-

Loans to finance the sale of other real estate owned

-1

24

28

39

32

73

132

126

126

59

0

0

0

-

-

-

-