WCF Bancorp, Inc. WCFB Income Statement

Wcf bancorp, inc. (WCFB)

Income statement / TTM

Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15
Interest income:
Loans receivable
2,949	2,935	2,910	2,881	2,864	2,847	2,902	2,919	2,921	2,919	2,903	2,882	2,875	2,868	0	0	0
Investment securities - taxable
854	795	744	672	606	598	568	535	471	400	358	348	365	404	0	0	0
Investment securities - tax exempt
181	190	240	253	268	278	282	305	337	373	404	408	387	372	0	0	0
Other interest earning assets
180	156	138	133	118	104	92	97	97	92	84	64	60	61	0	0	0
Total interest income
4,166	4,078	4,033	3,941	3,858	3,828	3,846	3,858	3,828	3,785	3,751	3,704	3,688	3,707	0	0	0
Interest expense:
Deposits
770	712	661	624	609	594	583	580	576	572	566	559	561	561	0	0	0
FHLB advances
0	-	0	-	0	-	0	-	-	-	-	-	-	-	-	-	-
FHLB advances
-	-	-	184	-	-	-	58	62	66	68	69	61	51	0	0	0
Overnight borrowings
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Total interest expense
1,130	1,044	922	809	731	653	635	639	638	638	635	628	622	613	0	0	0
Net interest income
3,035	3,034	3,111	3,131	3,126	3,174	3,211	3,218	3,189	3,146	3,116	3,075	3,065	3,094	0	0	0
Provision for Loan and Lease Losses
88	78	80	79	77	76	94	76	78	60	80	130	150	190	0	0	0
Net interest income after provision for losses on loans
2,947	2,956	3,030	3,052	3,049	3,098	3,117	3,142	3,111	3,086	3,036	2,945	2,915	2,904	0	0	0
Noninterest income:
Fees and service charges
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Gain (loss) on sale of securities available-for-sale, net
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Increase in cash value - bank-owned life insurance
91	92	94	96	98	116	114	88	63	21	0	0	0	-	-	-	-
Fees and service charges
-	-	418	424	-	431	440	427	414	395	373	347	331	316	0	0	0
Losses on sale of securities available-for-sale, net
-	-	-14	-14	-	0	29	129	129	144	115	32	49	207	0	0	0
Gain on sale of land
0	435	435	435	435	0	0	0	0	-	-	-	-	-	0	0	-
Other income (expense)
48	38	31	11	35	62	44	51	49	32	0	0	0	-	0	0	-
Total noninterest income
598	991	966	953	983	611	629	697	657	593	534	399	521	664	0	0	0
Noninterest expense:
Compensation, payroll taxes, and employee benefits
1,541	1,559	1,462	1,482	1,485	1,485	1,552	1,493	1,431	1,404	1,326	1,295	1,276	1,246	0	0	0
Advertising
60	66	80	81	90	91	91	92	94	89	81	91	84	87	0	0	0
Office property and equipment
354	370	420	428	434	450	405	434	453	467	601	578	545	482	0	0	0
Federal insurance premiums
24	25	34	33	34	33	24	37	49	59	78	75	67	67	0	0	0
Data processing services
490	487	491	479	480	464	433	439	425	419	419	388	374	366	0	0	0
Charitable contributions
3	3	2	1	6	5	12	18	13	12	0	0	0	-	0	0	-
Other real estate expenses, net
71	68	26	26	23	20	35	26	22	22	5	3	6	4	0	0	0
Dues and subscriptions
34	36	40	41	39	37	39	40	49	55	59	62	61	69	0	0	0
Accounting, regulatory and professional fees
666	628	627	621	655	658	800	793	707	640	432	344	279	255	0	0	0
Debit card expenses
1	2	3	4	5	6	8	10	10	22	34	45	55	54	0	0	0
Other expenses
454	451	429	363	352	351	402	398	391	395	307	289	280	251	0	0	0
Total noninterest expense
3,704	3,701	3,618	3,564	3,608	3,607	3,808	3,784	3,648	3,589	3,354	3,174	3,292	3,145	0	0	0
(Loss) earnings before taxes on income
-158	247	378	441	425	101	-61	55	120	91	216	170	144	423	0	0	0
Tax (benefit) expense
-85	21	345	353	334	217	-111	-11	0	-18	-17	-103	-91	29	0	0	0
Net Income (Loss) Attributable to Parent
-73	226	32	88	90	-116	50	67	119	109	233	274	236	393	0	0	0
Basic earnings (loss) per common share (in usd per share)
-0.01	-0.04	0.00	0.01	0.12	-0.11	0.02	0.01	0.03	-0.04	0.03	0.03	0.03	-	0.04	-	-
Diluted earnings (loss) per common share (in usd per share)
-0.01	-0.04	0.00	0.01	0.12	-0.11	0.02	0.01	0.03	-0.04	0.03	0.03	0.03	-	0.04	-	-
Basic/diluted earnings per common share (in usd per share)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.01	0.07