Western New England Bancorp, Inc. WNEB Balance Sheet

Western new england bancorp, inc. (WNEB)

Balance Sheet / Yearly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
ASSETS
Cash and due from banks
16	16	26	19	19	20	27	18	21	21	25	16	14	23	9	10	9	9	10	10	11	10	9	12	12	14	12	12	11	9	11	12	11	10	10	10	9
Federal Funds Sold
1	1	8	1	1	1	6	1	0	0	0	0	0	4	0	0	1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest-bearing deposits and other short-term investments
8	6	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest-bearing deposits and other short-term investments
-	-	11	4	23	4	27	2	7	5	2	2	25	42	40	10	144	3	11	2	1	8	4	26	9	5	15	3	7	1	0	7	5	10	8	3	2
Cash and cash equivalents
26	24	45	25	44	26	61	22	29	27	28	19	40	70	50	21	155	13	21	13	12	18	14	39	21	19	28	15	19	11	11	20	17	21	19	13	11
Securities available-for-sale, at fair value
215	227	231	234	244	253	252	259	266	288	297	303	305	300	295	296	302	182	191	245	233	215	212	192	233	243	242	417	616	621	-	639	645	617	627	607	642
Marketable equity securities, at fair value
6	6	6	6	6	6	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
MARKETABLE EQUITY SECURITIES - AT FAIR VALUE
-	-	-	-	-	-	6	6	6	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SECURITIES HELD-TO-MATURITY (Fair value of $237,619 at December 31, 2015)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	238	248	256	266	278	283	288	292	295	298	173	-	-	-	-	-	-	-	-	-
SECURITIES AVAILABLE FOR SALE - AT FAIR VALUE
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	650	-	-	-	-	-	-
Federal Home Loan Bank stock and other restricted stock, at cost
11	14	13	11	12	14	15	15	14	15	15	16	16	16	12	11	14	15	15	15	14	14	14	15	15	15	15	15	15	14	14	14	12	12	12	12	12
Loans, net of allowance for loan losses of $15,837 and $14,102 at March 31, 2020 and December 31, 2019, respectively
1,788	1,761	1,738	1,709	1,668	1,684	1,680	1,656	1,635	1,619	1,608	1,598	1,589	1,556	937	896	818	809	798	751	722	716	711	678	640	629	612	599	588	587	574	575	550	546	537	536	502
Premises and equipment, net
24	23	23	24	24	24	24	24	23	23	23	23	23	20	13	13	13	13	13	13	13	11	11	10	11	10	11	11	11	11	11	11	11	10	11	11	11
Accrued interest receivable
5	5	5	5	5	5	5	5	5	5	5	5	5	5	3	3	3	3	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4
Bank-owned life insurance
71	71	70	70	69	69	68	68	69	68	68	67	67	66	51	50	50	50	49	49	49	48	48	47	47	47	46	46	46	46	45	45	44	44	43	43	40
Deferred tax asset, net
8	9	-	-	-	9	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred tax asset, net
-	-	7	7	8	-	10	9	9	8	15	15	16	16	9	9	9	10	10	10	9	8	7	7	6	6	6	6	2	0	-	1	2	1	0	6	8
Goodwill
12	12	12	12	12	12	12	12	12	12	12	12	12	13	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Core deposit intangible
3	3	3	3	3	3	3	3	3	4	4	4	4	4	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other real estate owned
-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
OTHER REAL ESTATE OWNED
-	-	-	-	-	-	-	-	-	-	0	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	1	1	1	1	1	1	0
Other assets
16	20	15	14	14	6	7	9	7	8	5	6	4	4	3	2	2	2	2	2	2	2	2	2	2	4	3	2	3	3	3	4	4	3	4	4	5
Total Assets
2,190	2,181	2,173	2,127	2,115	2,118	2,150	2,095	2,085	2,083	2,086	2,073	2,086	2,076	1,377	1,306	1,368	1,339	1,357	1,361	1,329	1,320	1,311	1,286	1,275	1,276	1,271	1,293	1,306	1,301	1,317	1,318	1,293	1,263	1,262	1,240	1,239
LIABILITIES AND SHAREHOLDERS' EQUITY
LIABILITIES:
Deposits:
Non-interest-bearing
394	393	382	375	345	355	357	312	315	311	308	299	311	303	180	159	161	157	150	147	140	136	136	136	130	145	121	120	115	114	108	104	103	100	99	89	85
Interest-bearing
1,311	1,284	1,287	1,269	1,284	1,240	1,251	1,239	1,238	1,194	1,206	1,195	1,209	1,214	781	761	766	742	758	749	732	698	691	682	675	672	671	662	656	639	646	643	645	632	620	621	615
Total deposits
1,705	1,677	1,669	1,644	1,629	1,595	1,609	1,551	1,553	1,506	1,515	1,495	1,521	1,518	962	920	928	900	909	897	873	834	828	818	806	817	793	782	772	753	754	747	748	732	720	711	700
Short-term borrowings
45	35	35	50	35	-	55	-	-	144	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short-term borrowings
-	-	-	-	-	59	-	66	55	-	192	191	176	172	180	144	158	128	121	111	82	93	78	59	58	48	61	69	55	69	41	58	70	52	55	49	62
Long-term debt
177	205	205	175	196	208	224	214	212	164	106	117	123	124	71	78	90	153	166	195	212	232	246	248	248	248	248	269	289	278	297	289	248	247	247	250	238
Securities pending settlement
-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SECURITIES PENDING SETTLEMENT
-	-	-	-	-	-	-	-	0	-	0	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SECURITIES PENDING SETTLEMENT
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	30	-	-	-	-	-	0	0	0	0	-	-	0	-	0	-	-	0	-	0	7
DEFERRED TAX LIABILITY, Net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-
Other liabilities
34	31	31	27	27	18	20	21	21	19	19	18	18	21	18	18	17	18	20	17	20	16	12	12	9	8	10	10	9	10	11	11	10	10	9	9	9
Total Liabilities
1,962	1,949	1,941	1,897	1,888	1,881	1,909	1,853	1,842	1,835	1,833	1,822	1,840	1,837	1,232	1,161	1,225	1,200	1,217	1,221	1,188	1,177	1,166	1,139	1,123	1,122	1,114	1,133	1,127	1,112	1,105	1,107	1,078	1,044	1,032	1,019	1,018
COMMITMENTS AND CONTINGENCIES (see Note 16)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	0
SHAREHOLDERS' EQUITY:
Preferred stock - $0.01 par value, 5,000,000 shares authorized, none outstanding at March 31, 2020 and December 31, 2019
-	-	-	-	-	-	-	0	0	-	0	0	0	0	0	0	0	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common stock - $0.01 par value, 75,000,000 shares authorized, 25,644,334 shares issued and outstanding at March 31, 2020; 26,557,981 shares issued and outstanding at December 31, 2019
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Additional paid-in capital
157	164	164	165	167	182	192	195	199	203	206	209	207	205	108	-	-	108	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Additional paid-in capital
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	108	108	-	109	109	110	111	112	114	119	121	126	128	137	144	162	167	171	173	178	180	181
Unearned compensation - ESOP
4	4	4	4	5	5	5	5	5	5	5	6	6	6	6	6	6	6	7	7	7	7	7	7	7	8	8	8	8	8	8	8	8	9	9	9	9
Unearned compensation - Equity Incentive Plan
1	1	1	1	1	0	1	1	1	0	0	1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	1	1	2
Retained earnings
82	82	80	78	76	74	71	68	64	62	61	58	55	51	50	50	50	49	48	47	46	45	44	44	43	43	42	42	42	42	44	44	47	47	51	51	56
Accumulated other comprehensive loss
-6	-8	-6	-7	-10	-13	-16	-15	-15	-12	-9	-10	-11	-12	-7	-7	-9	-10	-10	-10	-9	-7	-5	-4	-3	-2	-3	-2	6	10	13	8	5	7	9	-0	-5
TOTAL SHAREHOLDERS' EQUITY
227	232	231	229	227	237	241	242	242	247	252	251	245	238	145	144	142	139	139	139	140	142	144	146	151	154	156	160	178	189	211	211	215	218	229	220	221
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY
2,190	2,181	2,173	2,127	2,115	2,118	2,150	2,095	2,085	2,083	2,086	2,073	2,086	2,076	1,377	1,306	1,368	1,339	1,357	1,361	1,329	1,320	1,311	1,286	1,275	1,276	1,271	1,293	1,306	1,301	1,317	1,318	1,293	1,263	1,262	1,240	1,239