| Mar'19 | Mar'18 | Mar'17 | Mar'16 | Mar'15 | Mar'14 | Mar'13 | Mar'12 | Mar'11 | Mar'10 |
|---|---|---|---|---|---|---|---|---|---|
Cash flow from operating activities: | |||||||||
Net Income (Loss) Attributable to Parent | |||||||||
37,235 | 53,690 | 73,600 | 87,395 | 110,833 | 106,607 | 104,089 | 100,694 | 91,249 | 73,661 |
Gain (Loss) on Disposition of Business | |||||||||
-38,377 | 0 | 0 | - | - | - | - | - | - | - |
Adjustments to reconcile net income to net cash provided by operating activities: | |||||||||
Amortization of intangible assets | |||||||||
1,527 | 990 | 489 | 528 | 723 | 1,057 | 1,365 | 1,698 | 1,949 | 2,242 |
Amortization of loan costs and discounts | |||||||||
592 | 865 | 2,029 | 2,769 | 418 | 373 | 612 | 311 | 441 | 411 |
Provision for Loan and Lease Losses | |||||||||
148,426 | 117,620 | 119,095 | 123,598 | 118,829 | 126,575 | 114,322 | 105,705 | 95,908 | 90,298 |
Gain on the extinguishment of debt | |||||||||
- | - | - | - | - | - | - | - | - | -2,238 |
Amortization of convertible note discount | |||||||||
- | - | - | - | - | - | - | 1,819 | 3,688 | 3,903 |
Depreciation | |||||||||
6,608 | 7,339 | 6,918 | 6,503 | 6,538 | 6,282 | 6,442 | 6,493 | 6,172 | 5,766 |
Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property | |||||||||
93 | -210 | 29 | -1,401 | 42 | 0 | - | - | - | - |
Deferred income tax benefit | |||||||||
-3,655 | 8,785 | -894 | -785 | -3,831 | -4,098 | -10,941 | -3,993 | -2,837 | 608 |
Compensation related to stock option and restricted stock plans | |||||||||
17,635 | 5,434 | 4,810 | -6,356 | 15,968 | 14,913 | 11,165 | 6,617 | 5,340 | 4,850 |
Gain (Loss) on Sales of Consumer Loans | |||||||||
- | - | - | 1,474 | 16,027 | 0 | 0 | - | - | - |
Unrealized gains on interest rate swap | |||||||||
- | - | - | - | - | - | - | 319 | 1,017 | 1,107 |
Change in accounts: | |||||||||
Other assets, net | |||||||||
-5,507 | 858 | -492 | -1,923 | 1,060 | 360 | 811 | 490 | -1,017 | 2,375 |
Income taxes payable | |||||||||
-2,547 | 2,015 | 4,277 | -9,945 | 8,494 | -4,420 | 2,413 | -1,575 | -947 | 2,675 |
Accounts payable and accrued expenses | |||||||||
5,877 | 8,574 | -904 | 511 | 1,041 | -967 | 3,387 | 2,439 | -1,130 | 4,909 |
Net Cash Provided by (Used in) Operating Activities | |||||||||
244,664 | 218,026 | 219,362 | 206,070 | 241,886 | 245,963 | 232,044 | 219,401 | 199,835 | 183,606 |
Cash flows from investing activities: | |||||||||
Increase in loans receivable, net | |||||||||
190,976 | 143,373 | 104,765 | 93,980 | 116,921 | 157,149 | 171,985 | 167,224 | 161,275 | 152,999 |
Increase in intangible assets from acquisitions | |||||||||
- | - | - | - | - | - | - | - | - | 903 |
Purchases of property and equipment | |||||||||
9,805 | 9,171 | 6,813 | 8,654 | 8,586 | 7,432 | 6,910 | 6,855 | 6,394 | 5,244 |
Proceeds from Sale of Property, Plant, and Equipment | |||||||||
466 | 310 | 801 | 889 | 399 | 48 | 26 | - | - | - |
Proceeds from Sale of Loans Receivable | |||||||||
- | - | - | 26 | 18,880 | 0 | 0 | - | - | - |
Proceeds from Divestiture of Businesses | |||||||||
37,494 | 0 | 0 | - | - | - | - | - | - | - |
Net cash used in investing activities | |||||||||
-206,965 | -169,808 | -131,613 | -101,892 | -108,208 | -165,589 | -181,537 | -178,332 | -171,394 | -161,986 |
Cash flow from financing activities: | |||||||||
Borrowings from senior notes payable | |||||||||
364,290 | 294,963 | 274,901 | 295,095 | 310,721 | 425,640 | 443,515 | 405,020 | 293,895 | - |
Payments on senior notes payable | |||||||||
357,250 | 345,200 | 354,450 | 421,560 | 315,071 | 320,390 | 272,515 | 258,020 | 310,795 | - |
Proceeds from sale of the call option and warrants associated with the convertible notes | |||||||||
- | - | - | - | - | - | - | - | 1,092 | 0 |
(Payments on)/Proceeds from senior revolving notes payable, net | |||||||||
- | - | - | - | - | - | - | - | - | 14,160 |
Proceeds from junior subordinated note payable | |||||||||
- | - | - | - | - | - | - | - | - | 0 |
Repayment of junior subordinated note payable | |||||||||
- | - | - | - | - | - | - | - | - | 0 |
Proceeds from exercise of stock options | |||||||||
5,997 | 25,323 | 1,160 | 3,248 | 6,540 | 10,794 | 9,944 | 9,588 | 11,882 | 5,752 |
Payments Related to Tax Withholding for Share-based Compensation | |||||||||
1,394 | 1,517 | 0 | - | - | - | - | - | - | - |
Repayment of convertible senior subordinated notes | |||||||||
- | - | - | - | - | - | - | 77,000 | 0 | 14,447 |
(Payments on)/proceeds from junior subordinated note payable | |||||||||
- | - | - | - | - | - | -50,000 | 20,000 | 30,000 | - |
Payments of Loan Costs | |||||||||
240 | 420 | 201 | 5,500 | 337 | 204 | 985 | - | - | - |
Repurchase of common stock | |||||||||
74,519 | 4,614 | 4,995 | 0 | 115,324 | 190,536 | 183,045 | 139,799 | 53,342 | 1,434 |
Excess tax benefits from exercise of stock options | |||||||||
0 | 0 | -565 | 78 | 989 | 2,867 | 3,049 | 2,072 | 1,923 | 1,671 |
Net cash provided by financing activities | |||||||||
-63,116 | -31,464 | -84,150 | -128,637 | -112,480 | -71,828 | -50,036 | -38,139 | -25,972 | -22,617 |
Increase in cash and cash equivalents | |||||||||
-22,750 | 16,885 | 2,823 | -25,961 | 18,769 | 7,944 | 857 | 2,928 | 2,469 | -997 |
Effects of foreign currency fluctuations on cash | |||||||||
2,667 | 132 | -775 | -1,501 | -2,428 | -601 | 387 | -191 | 116 | 182 |
Interest Paid, Including Capitalized Interest, Operating and Investing Activities | |||||||||
16,835 | 17,696 | 19,251 | 23,811 | 22,714 | 19,922 | 16,028 | - | - | - |
Income Taxes Paid | |||||||||
23,259 | 38,741 | 38,042 | 62,530 | 61,027 | 67,404 | 66,921 | - | - | - |
Net assets acquired from acquisition primarily loans | |||||||||
33,922 | 15,586 | 16,703 | 92 | 1,516 | 774 | 1,951 | 3,383 | 2,977 | 2,838 |
Net Assets Acquired from Acquisition, Intangibles | |||||||||
10,223 | 1,987 | 4,133 | 81 | 463 | 281 | 716 | 869 | 746 | - |
Parent Company [Member] | |||||||||
Provision for Loan and Lease Losses | |||||||||
- | 130,979 | 128,572 | - | - | - | - | - | - | - |