Waterstone Financial, Inc. WSBF Balance Sheet

Waterstone financial, inc. (WSBF)

Balance Sheet / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Dec'12
Assets
Cash
41	52	45	47	77	48	32	61	53	22	39	84	24	7	22	40	79	57	80	28	100	145	110	69	174	428	37
Federal funds sold
9	12	11	13	17	25	18	9	27	17	34	29	38	26	21	31	22	20	37	11	32	21	25	39	55	0	28
For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, and other investments not otherwise specified in the taxonomy that will be realized in a short period of time, usually less than one year or the normal operating cycle, whichever is longer.
-	-	-	-	-	12	-	-	-	9	-	-	-	12	-	-	20	22	12	7	9	5	4	3	0	0	5
Interest-earning deposits in other financial institutions and other short term investments
7	8	9	9	9	-	7	6	3	-	18	16	11	-	10	10	-	-	-	-	-	-	-	-	-	-	-
Cash and cash equivalents
59	74	66	70	104	86	58	78	83	48	92	129	74	47	54	82	122	100	130	48	142	172	141	112	229	429	71
Securities available-for-sale
171	178	178	182	184	185	179	185	186	199	200	209	222	226	245	253	267	269	257	269	275	273	279	278	215	213	205
Securities held to maturity (at amortized cost), fair value of $2,648 in 2011
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Loans held for sale
262	220	237	244	123	141	192	142	127	149	175	196	119	225	227	208	107	166	141	207	164	125	144	168	106	97	133
Loans receivable
1,409	1,388	1,385	1,370	1,379	1,379	1,357	1,342	1,314	1,291	1,261	1,225	1,194	1,177	1,151	1,130	1,112	1,114	1,100	1,094	1,064	1,094	1,111	1,120	1,102	1,092	1,133
Less: Allowance for loan losses
13	12	12	12	12	13	13	13	13	14	14	14	14	16	15	15	15	16	16	18	17	18	20	21	23	24	31
Loans receivable, net
1,396	1,375	1,372	1,358	1,367	1,365	1,344	1,329	1,301	1,277	1,247	1,211	1,180	1,161	1,136	1,114	1,096	1,098	1,083	1,076	1,046	1,076	1,091	1,099	1,079	1,068	1,102
Office properties and equipment, net
24	25	24	24	24	24	22	22	22	22	22	23	23	23	24	24	25	25	25	24	25	25	26	26	26	27	26
Federal Home Loan Bank stock (at cost)
22	21	22	22	19	19	19	19	18	16	18	18	11	13	12	14	19	19	19	19	17	17	17	17	17	17	20
Carrying amount as of the balance sheet date of amounts which could be received based on the terms of the insurance contract upon surrendering life policies owned by the entity.
70	69	69	68	67	-	67	66	66	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash surrender value of life insurance
-	-	-	-	-	67	-	-	-	65	65	64	61	61	61	60	59	49	52	51	51	50	50	50	39	39	38
Real estate owned, net
0	0	1	1	1	2	2	2	3	4	4	4	5	6	7	8	8	9	12	14	19	18	25	22	22	22	35
Prepaid expenses and other assets
48	31	32	42	36	22	33	30	28	20	26	28	28	24	26	31	30	23	22	25	23	23	22	26	27	32	27
Total assets
2,056	1,996	2,005	2,015	1,928	1,915	1,919	1,877	1,839	1,806	1,854	1,886	1,727	1,790	1,795	1,799	1,737	1,762	1,744	1,737	1,766	1,783	1,799	1,802	1,764	1,947	1,661
Liabilities and Shareholders' Equity
Liabilities:
Demand deposits
135	130	122	127	128	139	130	135	131	129	123	119	124	120	110	106	101	102	96	96	96	92	90	87	89	93	84
Money market and savings deposits
221	197	184	182	175	163	159	153	145	148	148	153	159	162	157	154	147	140	136	121	118	119	119	121	121	513	118
Time deposits
729	739	733	745	733	735	713	706	697	688	685	664	661	666	687	682	669	650	640	631	639	652	664	639	618	637	736
Total deposits
1,086	1,067	1,039	1,054	1,037	1,038	1,004	995	974	967	956	937	946	949	955	942	918	893	873	850	854	863	875	848	829	1,244	939
Short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	12	7	-	10	50	0	0	20	10	21	45
Borrowings
522	483	515	518	448	435	451	432	434	386	435	498	334	387	377	414	396	441	434	444	384	434	434	434	434	434	434
Advance payments by borrowers for taxes
12	4	26	18	11	4	30	22	12	4	25	18	10	4	25	16	9	3	23	16	9	4	23	16	8	2	1
Other liabilities
63	47	36	35	46	37	28	22	21	35	24	23	20	38	26	25	20	32	23	24	18	30	18	24	16	30	37
Total liabilities
1,684	1,602	1,618	1,628	1,544	1,515	1,514	1,473	1,441	1,394	1,442	1,478	1,312	1,379	1,385	1,398	1,344	1,370	1,354	1,335	1,316	1,333	1,350	1,344	1,298	1,732	1,458
Shareholders' equity:
Preferred stock (par value $.01 per share) Authorized - 50,000,000 shares in 2019 and 2018, no shares issued
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common stock (par value $.01 per share) Authorized - 100,000,000 shares in 2019 and 2018 Issued - 27,147,260 in 2019 and 28,463,239 in 2018 Outstanding - 27,147,260 in 2019 and 28,463,239 in 2018
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Additional paid-in capital
198	211	211	331	331	232	329	328	327	326	325	325	324	322	322	318	317	317	316	315	315	313	313	313	313	110	110
Retained earnings
187	197	191	183	177	187	184	179	173	183	183	179	187	184	181	176	170	168	166	162	158	157	156	153	153	151	136
Cost of unearned shares that qualify as permanent equity that are held by an employee stock ownership plan (ESOP).
16	16	16	17	17	17	-	-	-	18	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Unearned ESOP shares
-	-	-	-	-	-	18	18	18	-	19	19	19	20	20	20	21	21	21	21	22	22	22	10	0	0	1
Accumulated other comprehensive loss, net of taxes
1	0	0	0	-0	-2	-3	-3	-2	-0	0	0	-0	-0	2	3	2	0	1	0	2	1	0	0	-0	-1	2
Cost of shares repurchased (7,171,537 in 2018 and 6,030,900 in 2017), at cost
-	-	-	112	105	-	88	82	82	78	78	77	77	76	76	76	-	72	-	-	-	0	0	0	0	45	45
Cost of Shares Repurchased
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-76	-	-72	-55	-5	-	-	-	-	-	-
Total shareholders' equity
371	393	387	386	384	399	404	403	397	412	411	408	415	410	409	400	393	391	390	401	449	450	448	458	466	214	202
Total liabilities and shareholders' equity
2,056	1,996	2,005	2,015	1,928	1,915	1,919	1,877	1,839	1,806	1,854	1,886	1,727	1,790	1,795	1,799	1,737	1,762	1,744	1,737	1,766	1,783	1,799	1,802	1,764	1,947	1,661