WEST BANCORPORATION INC WTBA Balance Sheet

West bancorporation inc (WTBA)

Balance Sheet / Yearly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
ASSETS
Cash and due from banks
65	37	62	45	45	46	26	36	36	34	33	42	34	40	44	42	48	57	36	61	40	27	34	54	58	41	62	36	34	60	37	36	32	35	44	37	20
Federal funds sold
1	15	67	47	2	1	0	28	0	12	5	4	7	35	6	5	7	15	18	20	48	11	0	3	27	1	29	5	22	111	4	76	75	51	7	-	67
Cash, Cash Equivalents, and Federal Funds Sold
66	53	129	92	47	47	27	65	37	47	39	46	42	76	50	48	56	72	54	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Federal funds sold and other short-term investments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	64	-
Cash and cash equivalents
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	82	88	39	34	58	86	42	91	41	57	171	41	112	108	87	52	102	87
Available-for-sale Securities
372	398	410	398	433	453	470	526	482	444	418	322	261	260	278	291	311	320	325	245	264	272	287	337	340	345	359	376	385	292	311	317	306	283	247	259	256
Investment securities held to maturity, at amortized cost (fair value $45,890 at December 31, 2017)
-	-	-	-	-	-	0	0	0	45	45	46	48	48	48	48	50	51	51	51	51	51	51	-	-	0	-	-	-	-	-	-	-	-	-	-	-
Federal Home Loan Bank Stock
13	12	11	10	11	12	10	9	10	9	12	11	12	10	12	12	12	12	14	12	12	15	13	12	11	11	11	12	11	11	11	11	11	11	11	11	11
Loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	1	0	2	0	6	1	3	6	3	-	4	-	-	-
Loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	3	0	4
Loans and Leases Receivable, Net of Deferred Income
1,994	1,941	1,836	1,792	1,748	1,721	1,600	1,534	1,502	1,510	1,456	1,435	1,446	1,399	1,382	1,380	1,274	1,246	1,240	1,217	1,184	1,184	1,083	1,076	1,019	991	959	969	937	927	854	858	849	838	866	838	888
Allowance for loan losses
18	17	17	16	16	16	16	16	16	16	16	16	16	16	15	15	15	14	14	14	13	13	13	13	13	13	14	15	15	15	15	15	16	16	17	17	19
Loans and Leases Receivable, Net Amount
1,976	1,924	1,819	1,775	1,732	1,705	1,584	1,517	1,485	1,494	1,440	1,418	1,430	1,383	1,366	1,365	1,259	1,231	1,225	1,203	1,170	1,170	1,069	1,062	1,006	977	944	953	921	911	838	843	832	822	849	820	869
Premises and equipment, net
29	29	30	30	30	21	21	22	22	23	23	23	23	23	21	18	17	11	11	10	10	9	10	9	8	7	7	6	5	5	5	5	5	5	5	5	5
Accrued interest receivable
7	7	7	7	8	7	7	7	7	7	6	5	5	5	5	4	5	4	5	4	5	4	4	4	4	4	4	4	4	3	4	4	4	4	4	4	4
Bank-owned life insurance
35	34	34	34	34	34	34	33	33	33	33	33	33	33	32	32	32	32	32	32	32	32	31	31	26	26	26	26	25	25	25	25	25	25	25	25	25
Deferred tax assets, net
10	5	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4	5	5	5	6	7	8	8	8	9	9	10	12	14	19
Deferred Tax Assets, Net
-	-	6	4	5	6	6	5	5	4	5	5	5	6	4	4	5	6	6	6	5	6	7	6	7	9	9	8	6	6	6	6	-	8	-	-	-
Deferred tax assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7	-	8	8	11
Other assets
8	7	7	7	7	8	9	8	6	4	4	5	5	5	3	3	3	3	6	6	7	13	5	5	8	9	9	8	7	7	7	9	7	6	7	9	10
Total assets
2,519	2,473	2,457	2,362	2,312	2,296	2,171	2,197	2,092	2,114	2,030	1,917	1,867	1,854	1,824	1,831	1,755	1,748	1,733	1,654	1,648	1,615	1,522	1,535	1,505	1,442	1,471	1,451	1,436	1,448	1,267	1,350	1,321	1,269	1,226	1,261	1,305
LIABILITIES AND STOCKHOLDERS' EQUITY
LIABILITIES
Deposits:
Noninterest-bearing demand
408	380	395	373	388	400	396	381	394	395	384	386	453	479	483	458	457	486	447	424	367	362	347	349	348	332	347	308	316	367	291	280	272	268	258	236	230
Interest-bearing demand
357	346	322	321	309	336	313	326	314	395	328	339	256	282	264	264	247	267	241	225	257	241	217	229	272	233	164	155	158	160	151	161	163	158	149	143	142
Savings
1,025	996	1,015	974	1,007	950	943	1,004	854	850	776	690	699	668	637	677	632	570	578	593	597	527	495	528	455	451	495	496	454	428	316	423	374	343	290	316	313
Time of $250 or more
71	81	71	50	40	55	33	29	26	16	16	13	12	10	10	-	-	14	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Time of $250,000 or more
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	12	13	-	13	14	14	18	-	-	-	30	-	-	-	-	-	-	-	-	-	-	-
Other time
157	209	219	244	161	151	151	149	148	152	145	145	106	105	95	97	94	101	106	109	128	119	-	-	-	115	-	-	-	-	-	-	-	-	-	-	-
Time deposits of $100,000 or more
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	88	95	96	-	87	92	108	100	88	77	73	98	126	169	178
Other time deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	56	59	63	-	69	72	75	77	79	84	85	88	93	95	107
Deposits
2,020	2,014	2,024	1,965	1,908	1,894	1,839	1,891	1,738	1,810	1,651	1,575	1,528	1,546	1,491	1,510	1,445	1,440	1,387	1,366	1,365	1,270	1,205	1,262	1,236	1,163	1,165	1,124	1,113	1,134	928	1,027	969	957	918	961	972
Federal funds purchased
32	2	3	2	17	19	26	0	51	0	0	1	1	9	0	1	1	2	2	6	4	-	3	3	5	-	-	-	-	-	-	-	-	-	-	-	-
Federal funds purchased
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2	-	-	-	16	44	65	64	55	73	60	93	55	53	46	52
Short-term borrowings
-	-	-	-	-	-	-	-	-	-	48	14	36	-	34	26	17	19	-	-	-	66	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-
Subordinated notes, net
20	20	20	20	20	20	20	20	20	20	20	20	20	20	20	20	-	20	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	59	0	0	-	40	-	-	-	-	-	-	-	-	-	-	-	1	1	2
Subordinated notes, net of discount
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	20	-	20	20	20	20	20	20	20	20	20	20	20	20	20	20	20	20	20	20	20
Federal Home Loan Bank advances, net of discount
179	179	153	128	128	137	-	-	-	76	-	-	-	99	-	-	98	98	98	97	97	96	96	96	95	95	95	94	94	93	-	-	-	105	-	-	-
Long-term debt
22	22	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Federal Home Loan Bank advances, net
-	-	-	-	-	-	77	77	76	-	101	100	100	-	99	99	-	-	-	-	-	-	-	-	-	-	-	-	-	-	105	105	105	-	105	105	105
Long-term debt
-	-	22	22	25	27	17	19	21	22	24	25	4	5	5	6	7	8	9	11	11	12	13	14	15	15	16	16	-	0	-	-	-	-	-	-	-
Accrued expenses and other liabilities
43	21	27	20	16	5	6	4	5	5	6	5	6	7	7	6	7	6	6	6	5	6	7	6	5	6	7	7	7	8	7	6	6	7	6	-	7
Accrued expenses and other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6	-
Total liabilities
2,318	2,261	2,253	2,160	2,115	2,105	1,987	2,014	1,913	1,936	1,852	1,742	1,698	1,688	1,659	1,670	1,598	1,596	1,583	1,509	1,505	1,475	1,387	1,403	1,378	1,318	1,349	1,330	1,300	1,313	1,135	1,219	1,194	1,146	1,105	1,141	1,160
COMMITMENTS AND CONTINGENCIES (NOTE 8)
-	-	-	-	-	-	0	0	0	-	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value; authorized 50,000,000 shares; no shares issued and outstanding at March 31, 2020 and December 31, 2019
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	34
Common stock, no par value; authorized 50,000,000 shares; 16,447,272 and 16,379,752 shares issued and outstanding at March 31, 2020 and December 31, 2019, respectively
3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3
Additional paid-in capital
27	27	26	25	24	25	24	23	22	23	22	22	21	21	21	20	20	20	19	19	19	18	18	18	18	18	18	18	33	33	33	33	33	33	33	34	34
Retained earnings
189	184	180	176	173	169	165	161	158	153	152	148	145	141	138	135	132	129	126	123	120	117	114	111	108	105	103	100	98	95	93	91	88	86	83	81	76
Accumulated Other Comprehensive Income (Loss), Net of Tax
-18	-3	-5	-3	-4	-6	-8	-6	-6	-1	0	0	0	-1	2	1	0	-0	0	-0	0	0	-0	-0	-2	-3	-3	-0	1	1	2	1	0	0	0	0	-2
Stockholders' Equity Attributable to Parent
200	211	204	201	196	191	184	182	178	178	178	174	169	165	164	160	156	152	149	145	143	140	135	132	127	123	121	121	136	134	132	130	126	123	121	119	145
Total liabilities and stockholders' equity
2,519	2,473	2,457	2,362	2,312	2,296	2,171	2,197	2,092	2,114	2,030	1,917	1,867	1,854	1,824	1,831	1,755	1,748	1,733	1,654	1,648	1,615	1,522	1,535	1,505	1,442	1,471	1,451	1,436	1,448	1,267	1,350	1,321	1,269	1,226	1,261	1,305