WEST BANCORPORATION INC WTBA Cash Flow

West bancorporation inc (WTBA)

CashFlow / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Cash Flows from Operating Activities:
Net income
8,089	7,607	7,526	6,658	6,899	7,227	7,133	6,764	7,384	4,194	6,405	6,365	6,106	6,031	5,813	5,476	5,696	5,941	5,426	5,272	5,103	5,838	5,063	4,739	4,400	4,282	4,363	4,298	3,948	3,899	3,752	4,383	3,977	3,732	3,083	3,923	4,530
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses
1,000	300	300	0	0	0	-400	0	150	0	0	0	0	100	200	500	200	450	200	200	0	-	-	-	-	0	-1,000	0	150	325	300	0	0	-400	0	450	500
Net amortization and accretion
668	745	869	1,006	1,020	1,230	1,187	1,276	1,252	1,234	1,086	931	904	997	1,073	1,114	1,106	1,174	910	910	898	924	974	984	885	-	-	-	-	-	-	-	-	-	-	-	-
Net amortization and accretion
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-5,358	779	2,170	-733
Net amortization and accretion
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,151	1,317	1,353	-	1,000	1,078	1,160	-	-	-	-
Net amortization and accretion
668	745	869	1,006	1,020	1,230	1,187	1,276	1,252	1,234	1,086	931	904	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Gain) loss on disposition of premises and equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-3	-1	1,068	-9	0	10	-2	-1	0	-6	-1	-1	-119	-4	18	-23	4	9
Investment securities losses, net
-6	-23	1	23	-88	-160	-78	-25	0	-97	197	229	-3	6	0	60	0	0	0	36	11	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Realized investment securities gains (losses), net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	506	0	0	0	0	0	0	279	-33	-	-	-	0
Investment securities impairment losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	24	6	127	46	-	-	-	-
Stock-based compensation
512	785	784	793	631	737	738	737	529	700	709	709	514	406	406	411	461	335	335	318	178	177	177	172	107	106	107	102	63	63	40	15	0	-	-	-	-
Investment securities impairment losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Gain on sale of loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	293	399	362	193	281	156	161	485	841	689	449	635	611	327	225	158
Proceeds from sales of loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	14,064	20,731	17,831	10,688	15,401	26,063	23,709	29,503	43,592	34,589	26,463	27,292	31,546	16,616	10,408	12,703
Originations of loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	14,254	18,696	18,627	9,086	16,929	19,439	28,713	27,379	39,643	36,594	28,890	23,469	31,608	19,588	9,259	9,090
(Gain) loss on sale of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	11	-15	25	-57	108	57	3	5	4	19	86	-	-	45	245
Write-down of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,440	0	50	296	141	1,200	0	0	239	195	885	123	898	1,718	141	352
Increase in cash value of bank-owned life insurance
158	162	168	162	152	163	158	152	158	168	167	163	154	155	160	164	168	177	183	178	189	197	198	182	154	154	162	170	160	166	181	191	199	217	223	223	221
Gain from bank-owned life insurance
-	-	-	-	-	-	-	-	-	0	0	0	307	0	0	0	443	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	637
Gain on sale of premises
0	0	0	0	307	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Depreciation
375	369	362	353	345	355	350	350	353	340	334	332	341	306	248	251	241	221	240	230	230	230	211	212	200	206	201	195	184	182	176	173	166	-	-	-	143
Deferred income taxes
265	-188	-295	-81	531	-186	-295	-157	279	2,420	-277	240	450	-164	-120	-87	460	377	-414	-46	165	619	-970	17	869	665	200	-27	309	-195	-93	510	417	-38	-307	317	759
Excess tax benefits from vesting of restricted stock units
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	31	40	84	0	18	70	28	-	-	-	-	-	-	-	-	-	-	-	-
Change in assets and liabilities:
Increase in accrued interest receivable
424	-861	58	-640	946	-151	-82	577	-57	708	1,243	-192	264	91	517	-560	585	-353	655	-728	689	-124	202	-158	498	-474	79	-243	993	-771	-143	-169	552	-185	209	-552	-248
Increase in other assets
451	97	243	-93	782	1,395	-109	1,055	149	-256	-132	-161	418	333	-298	302	-252	777	116	-1,147	-2,697	2,135	-47	-971	-669	-163	1,153	-1,998	428	-215	-168	66	433	-154	-1,481	-355	-1,076
Increase (decrease) in accrued expenses and other liabilities
530	-579	1,614	691	-682	-318	1,135	-130	-124	-987	598	-1,015	-99	895	498	-307	-39	-101	287	589	-971	-1,546	1,156	857	-943	-953	-476	568	-867	469	1,171	-267	-450	583	327	-496	-276
Net cash provided by operating activities
10,412	-	-	-	6,645	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,920	7,394	-	3,462	6,745	10,408
Net cash provided by operating activities
-	-	-	-	-	-	-	7,414	9,573	-	7,380	7,523	7,076	7,986	7,739	7,392	7,181	8,773	5,999	9,097	7,328	4,937	7,764	6,915	6,671	4,191	10,697	3,302	5,201	-	-	-	-	-	-	-	-
Cash Flows from Investing Activities:
Proceeds from sales of securities available for sale
39,077	42,262	11,095	83,068	62,274	9,261	56,924	9,216	0	34,360	21,204	44,021	8,999	1,510	0	1,544	0	0	0	6,889	10,057	0	7,344	0	29,238	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from maturities and calls of securities available for sale
14,071	13,278	14,074	10,521	8,882	11,054	13,946	11,473	9,464	9,252	10,407	15,685	12,437	12,168	13,715	20,403	12,072	12,766	12,175	14,578	10,146	12,972	11,293	11,976	20,209	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales, calls and maturities of securities available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	16,770	26,088	18,856	-	17,430	27,082	22,021	16,722	42,684	12,055	13,265
Purchases of securities available for sale
27,190	45,620	35,764	51,716	47,068	0	19,374	66,796	10,000	73,879	128,697	117,328	21,108	3,500	0	0	0	9,853	91,791	5,073	10,107	0	20,632	5,563	41,575	0	5,278	23,971	114,135	3,054	10,655	38,552	45,925	54,167	29,951	7,997	17,208
Purchases of Federal Home Loan Bank stock
4,294	3,181	1,000	10,839	11,539	5,700	3,780	4,720	2,134	2,620	4,720	5,040	7,034	500	2,740	6,640	7,527	4,159	5,241	2,399	8,187	16,616	3,237	2,972	6,239	5,430	649	856	602	-	-	-	-	-	-	-	-
Proceeds from redemption of Federal Home Loan Bank stock
3,046	2,375	141	11,652	11,937	3,724	2,921	5,648	1,178	5,702	3,545	6,069	5,695	2,196	2,712	6,554	7,621	5,922	3,199	2,746	10,747	15,505	1,405	2,756	6,174	5,208	1,364	341	562	-	-	-	-	-	-	-	-
Purchases of Federal Home Loan Bank stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	586	198	225	247	209
Proceeds from redemption of Federal Home Loan Bank stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	463	269	42	349	78
Net increase in loans
52,672	105,040	44,007	43,888	26,952	120,997	65,858	32,068	-8,102	53,523	21,654	-11,415	46,550	16,921	2,125	105,863	28,128	6,793	22,564	32,645	131	101,147	7,082	57,066	28,290	33,699	-9,554	31,614	9,677	73,796	-4,007	11,015	9,497	-	-	-	-
Proceeds from sale of premises
0	0	0	0	604	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-55,287
Proceeds from sales of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	740	598	121	644	614	796	259	75	522	323	219	256	-159	988	1,713	3,599
Proceeds from sales of premises and equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3,000	0	0	13	0	0	0	0	-	-	-	-	0	0	15	36
Purchases of premises and equipment
174	340	314	281	113	124	19	54	13	189	435	399	32	2,601	2,552	1,672	5,977	671	434	356	1,041	1,541	1,351	929	1,477	581	794	437	387	241	85	64	645	390	323	171	97
Proceeds of principal and earnings from bank-owned life insurance
-	-	-	-	-	-	-	-	-	1	0	0	451	0	0	191	621	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash used in investing activities
-28,136	-	-	-	-1,975	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-22,494	-33,913	-	-14,790	-2,303	54,751
Proceeds from settlement of other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	3,593	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net cash used in investing activities
-	-	-	-	-	-	-	-77,301	6,597	-	-120,350	-45,577	-47,142	-7,648	9,010	-85,483	-21,318	-561	-104,656	-16,260	15,077	-87,087	-11,662	-56,677	-21,303	-21,400	21,763	-30,190	-105,308	-	-	-	-	-	-	-	-
Cash Flows from Financing Activities:
Net increase in deposits
5,369	-10,051	59,020	57,464	13,794	55,237	-52,637	153,771	-72,655	159,547	76,191	46,321	-17,851	54,949	-18,606	64,515	5,018	53,593	20,526	1,190	94,958	65,200	-57,170	26,412	72,178	-1,950	41,253	11,084	-21,121	205,650	-98,208	58,104	11,657	38,834	-43,394	11,859	-21,998
Net increase (decrease) in federal funds purchased
-29,680	875	-1,255	15,455	2,250	6,260	-25,385	50,960	-51,275	48,380	-33,765	22,265	-27,735	10,230	320	445	1,075	46,900	4,250	-2,810	-1,125	895	70	1,455	11,227	-	-	-	-	-	-	-	-	-	-	-	-
Net (decrease) in federal funds purchased
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-27,836	-21,213	1,413	8,662	-17,488	12,373	-32,785	37,655	2,638	6,681	-10,213	4,640
Net increase in short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	8,500	9,000	-2,000	-	59,000	0	-66,000	26,000	40,000	0	0	-	-	-	-	-	-	-	-	-1,445	-97	-197	-1,175
Proceeds from Federal Home Loan Bank advances
-	-	-	-	-	60,000	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Principal payments on Federal Home Loan Bank advances
0	-	50,000	100,000	10,000	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Principal payments on long-term debt
29	-	-	-	2,029	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Principal payments on long-term debt
-	-	-	-	-	2,028	2,029	2,028	1,278	1,278	1,278	828	828	828	828	815	815	1,315	1,316	815	815	816	814	816	814	815	15	0	0	-	-	-	-	-	-	-	-
Interest rate swap termination costs paid
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	383	158	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Common stock dividends paid
3,440	3,440	3,439	3,440	3,259	3,259	3,259	3,259	2,919	2,919	2,919	2,918	2,743	2,743	2,743	2,743	2,571	2,570	2,570	2,570	2,242	2,242	1,922	1,920	1,758	1,757	1,757	1,741	1,740	1,740	1,741	1,393	1,391	1,219	870	870	0
Preferred stock dividends paid
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	670	450
Restricted stock units withheld for payroll taxes
749	0	0	0	861	0	0	0	1,076	0	78	0	553	0	46	0	348	0	46	0	179	0	35	100	54	0	14	0	0	-	-	-	-	-	-	-	-
Excess tax benefits from vesting of restricted stock units
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	31	40	84	0	18	70	28	0	16	0	0	-	-	-	-	-	-	-	-
Net cash provided by financing activities
-	-	-	-	-	-	-	97,524	-26,653	-	105,681	42,310	5,760	25,648	-14,043	69,512	-1,791	9,653	71,375	272	26,773	87,247	-19,993	22,191	58,353	-32,358	18,270	10,982	-14,199	-	-	-	-	-	-	-	-
Net cash provided by financing activities
30,831	-	-	-	-4,605	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	23,926	47,921	-	-38,380	-36,091	-18,983
Net increase in cash and cash equivalents
13,107	-	-	-	65	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net increase (decrease) in cash and cash equivalents
-	-	-	-	-	20,192	-37,821	27,637	-10,483	8,452	-7,289	4,256	-34,306	25,986	2,706	-8,579	-15,928	17,865	-27,282	-6,891	49,178	5,097	-23,891	-27,571	43,721	-49,567	50,730	-15,906	-114,306	129,647	-71,031	4,352	21,402	34,331	-49,708	-31,649	46,176
Supplemental Disclosures of Cash Flow Information:
Cash payments for interest
6,768	-	-	-	7,414	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash payments for interest
-	-	-	-	-	-	-	5,261	4,196	-	3,306	3,000	2,361	2,198	1,986	1,945	1,811	1,576	1,470	1,454	1,569	1,538	1,602	1,510	1,516	1,866	1,774	1,751	1,710	2,334	2,178	2,589	2,625	2,744	3,058	3,073	3,508
Cash payments for income taxes
0	2,600	1,720	1,560	0	2,490	2,802	2,020	0	2,890	2,630	3,780	0	2,710	2,640	2,520	0	2,590	2,770	1,300	40	3,395	2,300	1,315	35	1,630	2,050	2,300	775	1,696	750	1,950	286	1,540	1,242	1,551	451
Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract]
Establishment of lease liability and right-of-use asset
0	0	0	343	10,092	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of loans to other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	81	170	143	-6	185	0	0	200	195	363	114	-	-	-	-
Sale of other real estate owned financed by issuance of a loan
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	33	0	0	800	-	-	-	-
Transfer of loans to other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	780
Sale of OREO financed by issuance of a loan
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0