WINTRUST FINANCIAL CORP WTFC Cash Flow

Wintrust financial corp (WTFC)
CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10
Operating Activities:
Net Income (Loss) Attributable to Parent
329	355	349	342	350	343	332	305	281	257	243	230	216	206	187	173	166	156	159	161	155	151	148	143	139	137	132	128	120	111	100	98	84	77	72	62	63	63	0	0	0
Adjustments to reconcile net income to net cash (used for) provided by operating activities
Provision for Loan, Lease, and Other Losses
96	53	56	56	37	34	32	29	32	29	29	31	31	34	35	34	34	32	30	27	24	20	18	23	32	46	61	69	74	76	75	86	94	102	112	108	120	124	0	0	0
Depreciation, amortization and accretion, net
90	88	83	79	72	67	65	65	64	63	60	55	53	53	51	50	45	41	41	40	39	37	29	27	27	26	28	27	25	24	22	21	19	19	18	18	18	18	0	0	0
Stock-based compensation expense
5	11	11	12	13	13	15	14	13	12	10	10	9	9	8	9	9	9	9	9	8	7	5	5	6	6	8	9	9	9	9	8	6	5	3	4	4	4	0	0	0
Tax expense from stock-based compensation arrangements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-0	-0	-1	-1	-1	-1	0	-0	0	-0	-0	-0	0	0	0
Excess tax benefits from stock-based compensation arrangements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	0	0	1	0	0	0
Net amortization of premium on securities
-7	-6	-5	-6	-7	-7	-7	-6	-5	-6	4	4	4	5	2	1	3	3	3	4	0	1	-0	-0	6	2	2	3	-6	-1	-2	-3	1	-4	-10	-13	-12	-8	0	0	0
Accretion of discount on loans
32	26	22	22	20	20	21	20	21	22	29	31	33	35	32	34	35	34	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Mortgage servicing rights fair value change, net
41	35	39	28	19	5	-3	-0	-1	1	9	6	5	3	-5	-4	-1	-0	1	0	1	1	0	0	-1	-1	6	4	4	4	-2	1	4	4	2	1	2	2	0	0	0
Originations and purchases of mortgage loans held-for-sale
5,035	4,497	4,180	3,912	3,855	3,955	3,907	3,710	3,748	3,692	3,990	4,294	4,372	4,386	4,017	3,731	3,698	3,903	4,004	3,935	3,597	3,182	3,015	3,051	3,261	3,708	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Originations and purchases of mortgage loans held-for-sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	2,912	3,347	3,621	3,746	0	0	0
Proceeds from sales of mortgage loans held-for-sale
4,756	4,500	4,157	4,065	4,109	4,100	4,013	3,710	3,697	3,869	4,274	4,572	4,510	4,468	3,900	3,763	3,930	3,971	4,125	3,904	3,450	3,241	3,052	3,278	3,487	3,862	4,475	4,428	4,199	3,865	3,290	2,773	2,494	2,638	3,071	3,500	3,750	3,723	0	0	0
Bank owned life insurance (BOLI) loss (income)
1	4	3	5	6	5	6	3	3	3	3	3	4	3	4	3	2	3	0	0	0	-	-	-	-	-	-	-	-	-	2	2	2	2	2	2	2	2	0	0	0
(Increase) decrease in trading securities, net
1	-0	2	1	-1	0	0	-1	0	-0	-0	-1	-1	1	-2	2	-5	-0	-2	-0	6	0	5	1	0	-0	-0	0	-0	-1	0	0	-1	-2	-4	-37	-37	-28	0	0	0
Net decrease (increase) in brokerage customer receivables
2	3	-0	-3	-10	-13	-7	-6	1	1	-1	-3	-5	-2	-2	-2	2	3	1	1	-1	-6	-2	1	1	6	-1	-5	-5	-3	2	1	5	3	2	5	4	3	0	0	0
Gains on mortgage loans sold
168	135	120	106	104	104	102	94	91	88	105	113	112	112	95	88	100	104	104	102	84	75	66	52	60	75	96	116	104	91	76	67	52	41	51	53	67	73	0	0	0
Marketable Securities, Gain (Loss)
-2	3	1	0	-0	-2	-0	-0	-0	0	1	4	6	7	5	2	1	0	0	0	0	-0	-3	-3	-3	-3	2	3	4	4	2	2	2	1	1	10	9	9	0	0	0
Gains on early extinguishment of debt, net
-	-	-	-	-	-	-	-	-	-	-	-	-	3	4	4	4	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on bargain purchases, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7	7	28	28	37	38	17	43	44	0	0	0
Gains on sales of premises and equipment, net
-0	-0	-0	-0	-0	-0	0	0	0	0	0	0	0	0	-0	-0	-0	-0	-0	-0	0	-0	-1	-0	-0	-0	0	0	-0	-0	0	0	0	-	-	-	-	-	-	-	-
Net (gains) losses on sales and fair value adjustments of other real estate owned
-0	-1	-2	-2	-2	-4	-3	-2	-2	-0	-1	-1	-2	-1	-1	0	-0	0	-0	-0	-0	-3	-4	-5	-5	-0	-1	-3	-18	-15	0	0	0	-	-	-	-	-	-	-	-
Increase in accrued interest receivable and other assets, net
317	133	216	211	167	133	161	142	125	126	-24	-26	-34	43	168	224	205	151	123	13	-23	-72	-108	-62	-48	-53	-53	-291	-54	-12	-6	146	-49	-12	-140	-58	-30	-46	0	0	0
Decrease in accrued interest payable and other liabilities, net
-0	-11	-98	-70	-59	-27	175	145	126	31	3	22	20	114	60	53	61	0	-11	-25	-50	-38	-27	-4	-39	-21	-53	114	129	137	133	30	-5	-9	-17	-30	-7	-15	0	0	0
Net Cash (Used for) Provided by Operating Activities
-201	265	93	297	442	377	513	378	293	401	542	529	375	310	-55	18	230	38	57	7	-80	206	227	408	349	287	446	603	353	268	-4	-460	-91	244	219	311	313	124	0	0	0
Investing Activities:
Proceeds from maturities and calls of available-for-sale securities
712	718	521	450	473	352	282	265	279	276	334	862	1,265	1,247	1,237	700	410	506	606	553	455	431	349	388	325	295	284	298	376	588	767	1,148	1,479	1,483	1,314	1,103	952	1,032	0	0	0
Proceeds from maturities and calls of held-to-maturity securities
770	422	344	56	52	11	14	13	112	108	836	836	735	735	0	0	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of available-for-sale securities
709	972	910	673	266	214	432	549	549	344	129	1,125	2,197	2,194	2,485	1,453	883	1,515	1,490	1,790	1,473	852	587	249	112	138	469	1,118	1,702	2,399	2,719	2,576	1,952	1,265	686	493	575	710	0	0	0
Proceeds from calls of held-to-maturity securities
-	-	-	-	-	-	-	-	-	-	-	-	687	-	424	282	99	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of equity securities with readily determinable fair value
19	19	0	0	0	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales and capital distributions of equity securities without readily determinable fair value
1	1	2	1	1	1	0	0	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of available-for-sale securities
2,700	2,226	1,416	1,490	1,327	1,095	1,105	1,065	983	774	675	2,056	3,483	3,398	3,677	2,265	1,502	2,092	2,237	2,342	1,876	1,597	1,192	892	646	489	731	1,738	1,809	2,570	3,151	3,052	3,499	3,087	2,422	1,940	2,050	2,016	0	0	0
Purchases of held-to-maturity securities
586	493	477	360	213	253	162	116	288	301	301	392	446	486	495	372	148	22	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of equity securities with readily determinable fair value
21	32	25	18	11	0	0	0	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of equity securities without readily determinable fair value
4	4	2	2	3	4	3	2	1	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Purchases) redemption of Federal Home Loan Bank and Federal Reserve Bank stock, net
45	9	-7	-4	-15	1	12	15	26	-43	-42	-40	-34	31	39	31	20	9	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Purchases) distributions from investments in partnerships, net
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Distributions from investments in partnerships, net
-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash paid in business combinations
-	-	-	-	-	53	13	18	18	0	35	595	596	613	578	45	44	15	15	-248	-240	-228	0	0	0	-	-	-	-	-64	-30	58	-78	-91	0	0	0	-	-	-	-
Divestiture of operations
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-149	-149	-149	-149	0	0	0	0	-	-	-	-	-	-	-	-
Proceeds from sales of other real estate owned
16	14	12	16	18	19	22	18	18	18	22	27	31	38	44	45	49	50	53	69	83	92	97	107	89	100	99	78	93	88	0	0	0	-	-	-	-	-	-	-	-
Cash paid to the FDIC related to reimbursements on covered assets
-	-	-	-	-	-	-	-	-	-15	-1	1	1	1	2	2	4	1	39	30	27	19	-11	21	57	53	30	-32	-265	-169	0	0	0	-	-	-	-	-	-	-	-
Net decrease (increase) in interest bearing deposits with banks
-256	-983	-1,101	-193	-607	-15	79	-210	26	-81	-399	-316	-188	-366	-110	43	25	531	60	-84	-156	-502	106	-21	247	643	314	809	288	-212	238	-127	45	140	206	228	391	366	0	0	0
Net increase in loans
2,855	2,229	2,323	2,286	1,869	1,883	1,991	1,767	2,038	1,863	1,652	1,869	1,750	1,779	2,083	2,059	1,915	2,066	1,586	1,439	1,484	1,311	1,169	1,039	922	747	763	991	779	948	1,056	925	1,041	802	703	676	584	733	0	0	0
Purchases of premises and equipment, net
89	82	67	67	70	68	72	65	59	59	45	35	36	33	42	42	46	43	36	46	36	38	44	41	38	37	53	60	72	74	69	57	77	79	69	74	38	30	0	0	0
Net Cash Used for Investing Activities
-4,436	-4,018	-3,636	-3,228	-3,296	-2,763	-2,531	-2,429	-2,495	-2,303	-2,167	-2,653	-2,280	-2,492	-2,831	-2,288	-2,203	-1,641	-1,667	-1,249	-1,306	-1,837	-1,020	-1,219	-797	-206	-440	-373	-192	-495	-217	-179	-802	-836	-745	-809	-561	-500	0	0	0
Financing Activities:
Increase in deposit accounts
3,787	3,142	3,481	2,628	3,161	2,547	1,808	1,759	1,548	1,524	1,597	2,413	2,363	2,769	2,819	2,052	1,371	1,381	1,186	965	1,243	1,217	882	1,046	696	-78	376	400	667	1,251	916	751	755	385	225	303	288	197	0	0	0
Increase (decrease) in other borrowings, net
128	15	39	157	128	137	124	-24	3	-4	1	25	-14	-3	-18	-23	52	44	183	206	-55	-59	-197	-210	-57	-22	-217	11	-261	-306	-73	-286	202	226	199	213	31	13	0	0	0
Increase in Federal Home Loan Bank advances, net
598	248	-51	-106	-353	-147	142	347	685	403	45	-273	-576	-707	-31	137	378	115	92	-141	23	315	-62	-27	-48	-18	-156	192	-78	-70	0	0	0	-	-	-	-	36	0	0	0
Cash payments to settle contingent consideration liabilities recognized in business combinations
-	-	-	-	-	-	-	-	-	1	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from the issuance of common stock, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	315	0	0	0
Proceeds from the issuance of preferred stock, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	122	0	0	0	-	-	-	-	-	-	-	-
Redemption of junior subordinated debentures, net
-	-	-	-	-	-	-	-	-	-	-	-	-	10	10	10	10	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Payoff of secured borrowing
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-
Excess tax benefits from stock-based compensation arrangements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	0	0	1	0	0	0
Issuance of common shares resulting from the exercise of stock options, employee stock purchase plan and conversion of common stock warrants
11	10	9	10	11	15	19	22	22	28	29	27	28	15	11	16	15	16	16	11	9	10	21	20	21	19	8	7	7	14	12	12	11	3	3	3	3	3	0	0	0
Common stock repurchases authorized
38	1	1	1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	3	3	3	3	0	0	1	7	7	7	6	0	0	0	0	0	0	0	0
Common stock repurchases for tax withholdings related to stock-based compensation
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Dividends paid
67	65	61	57	54	50	48	45	42	40	40	40	40	38	38	35	32	29	26	26	25	24	20	20	16	13	13	13	12	13	12	10	10	10	14	17	20	22	0	0	0
Net Cash Provided by Financing Activities
4,716	3,647	3,712	2,927	2,892	2,500	2,045	2,059	2,217	1,909	1,630	2,149	1,910	2,175	2,883	2,289	1,894	1,647	1,573	1,137	1,335	1,598	750	934	577	-132	112	-188	-108	372	274	647	880	589	442	529	300	390	0	0	0
Net Increase (Decrease) in Cash and Cash Equivalents
78	-105	168	-3	39	114	28	8	14	7	5	24	4	-5	-3	19	-78	45	-36	-104	-51	-33	-43	123	129	-51	117	41	52	145	52	7	-13	-2	-83	31	52	13	0	0	0
Supplemental Disclosure of Cash Flow Information: