ZIONS BANCORPORATION, NATIONAL ASSOCIATION ZION Cash Flow

Zions bancorporation, national association (ZION)

CashFlow / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Sep'09	Jun'09
CASH FLOWS FROM OPERATING ACTIVITIES
Net income
14,000	183,000	222,000	198,000	213,000	226,000	223,000	197,000	238,000	125,000	160,000	168,000	139,000	137,000	127,000	114,000	91,000	102,016	100,999	13,960	92,025	81,814	95,888	119,550	101,210	-41,472	111,514	83,026	110,387	57,686	109,597	91,464	89,403	88,771	108,718	72,610	52,591	-72,394	-47,457	-113,361	-63,137	-157,671	-51,938
Gain on subordinated debt modification
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	493,725
Acquisition related gains
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-22,977
Debt extinguishment cost
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-44,422	-	-	-	0	-40,282	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-5,103
Net impairment losses on investment securities and long-lived assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	27	141,733	9,067	4,217	10,117	86,292	2,736	7,308	10,209	14,089	13,334	5,158	3,105	14,070	23,712	18,060	31,263	56,515	53,670
Gain on Subordinated Debt Exchanged for common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-28,942	0	0	14,471	-	-
Gains on divestitures
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	146,153	-
Gain related to sale of subsidiary assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-13,864	-	-	-	-
Provision for Loan, Lease, and Other Losses
-	-	-	-	-	-	-11,000	12,000	-47,000	-	1,000	10,000	18,000	0	16,000	31,000	36,000	16,353	19,690	-1,760	-283	13,286	-70,738	-47,637	-1,622	-24,980	-25,508	-18,363	-35,389	-9,442	375	15,721	11,960	3,009	12,351	-574	50,460	187,606	185,772	229,146	245,432	602,467	770,581
Depreciation, Depletion and Amortization, Nonproduction
45,000	45,000	50,000	49,000	44,000	52,000	49,000	49,000	43,000	48,000	47,000	47,000	37,000	35,000	34,000	29,000	25,000	-23,563	40,281	35,113	34,169	-39,723	33,860	31,150	32,404	27,756	42,667	21,935	38,258	18,066	47,810	62,166	57,143	-7,399	52,288	105,790	89,806	164,750	65,488	96,262	46,254	87,850	-
Share-based Payment Arrangement, Noncash Expense
13,000	4,000	5,000	4,000	14,000	4,000	4,000	5,000	13,000	4,000	4,000	5,000	12,000	4,000	6,000	5,000	11,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7,207
Securities gains, net
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Fixed income securities gains (losses), net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-53	-138,436	-239	-11,620	-13,901	5,026	30,914	-828	1,580	-1,153	3,299	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Depreciation of premises and equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	18,480
Amortization
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	18,241
Deferred Income Tax Expense (Benefit)
-46,000	0	-5,000	-12,000	15,000	4,000	-6,000	-11,000	13,000	150,000	-4,000	-5,000	13,000	1,000	2,000	-6,000	-5,000	21,056	-10,027	-44,431	3,402	3,570	2,960	-58,870	78,278	-59,505	5,832	-7,726	1,282	-15,725	6,458	-630	19,685	-13,662	41,563	33,913	53,790	44,332	-21,039	-15,795	-36,163	-50,470	59,424
Principal payments on and proceeds from sales of loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	669,696
Additions to loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	653,631
Net write-down of and gains or losses from sales of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-309	-5,509	-7,832	-9,013	-15,550	-14,363	-19,750	248,528	-47,038	-38,146	-27,112	-67,187	-19,270
Unrealized equity securities losses (gains), net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,644
Increase (Decrease) in Debt Securities, Trading, and Equity Securities, FV-NI
-22,000	-98,000	132,000	-168,000	210,000	-70,000	-31,000	63,000	-4,000	92,000	-5,000	22,000	-76,000	7,000	-11,000	53,000	18,000	-24,950	-970	2,899	1,021	15,177	-1,241	247	21,862	-3,719	11,876	-1,882	11	14,327	-6,576	1,506	-21,240	-9,509	-1,370	-5,397	7,882	-44,392	-42,896	35,009	27,155	-1,899	13,410
Increase (Decrease) in Loans Held-for-sale
18,000	7,000	38,000	38,000	1,000	-41,000	-2,000	1,000	33,000	-26,000	18,000	-53,000	-36,000	-10,000	12,000	36,000	-39,000	9,263	-23,314	23,568	-3,517	22,164	-53,820	38,030	-44,984	98,084	-49,696	-33,450	-89,996	25,597	77,225	-50,464	-20,913	40,053	-21,237	-41,041	-28,471	-45,689	23,475	14,242	-24,981	-50,066	-
Increase (Decrease) in Operating Liabilities
-13,000	52,000	7,000	-30,000	-43,000	-31,000	20,000	81,000	4,000	-34,000	84,000	-63,000	42,000	-214,000	52,000	145,000	18,000	8,738	21,525	-61,829	25,566	67,234	33,919	19,279	-77,796	15,514	28,047	2,967	-48,477	68,661	-10,692	-11,731	-18,799	-7,431	33,697	29,928	-36,824	-133,994	37,235	1,920	336,775	-104,118	18,276
Net gains on sales of loans, leases and other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5,254
Income from increase in cash surrender value of bank-owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6,326
Change in accrued income taxes
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-72,882
Change in accrued interest receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-9,851
Increase (Decrease) in Other Operating Assets
120,000	33,000	-20,000	96,000	70,000	13,000	-79,000	100,000	-48,000	80,000	42,000	-12,000	-21,000	-212,000	4,000	225,000	-7,000	65,009	-31,178	-32,079	65,248	42,235	-4,739	16,686	-3,226	-12,141	-70,753	-121,095	-51,580	38,365	-21,314	-38,398	-50,425	-178,569	84,465	-41,334	-18,154	322,132	-100,464	112,227	-103,373	-323,262	89,651
Other Noncash Income (Expense)
2,000	-5,000	13,000	2,000	8,000	8,000	4,000	6,000	8,000	9,000	10,000	10,000	14,000	-9,000	19,000	8,000	-3,000	10,920	15,461	70	3,549	29,788	5,745	-9,910	-2,336	-8,951	5,606	-3,585	12,153	-20,228	13,692	-3,544	21,916	1,418	-261	2,734	-2,200	-861	-24,142	-4,887	-3,720	16,894	8,754
Change in accrued interest payable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-21,657
Net cash provided by (used in) operating activities
153,000	351,000	126,000	262,000	-42,000	351,000	387,000	163,000	275,000	126,000	227,000	195,000	380,000	180,000	213,000	-4,000	207,000	77,630	212,522	85,031	88,817	28,410	208,267	13,393	130,271	72,307	273,006	287,503	202,291	133,827	93,566	260,707	248,095	237,397	215,904	346,226	269,221	340,445	372,628	88,013	670,544	747,728	225,458
CASH FLOWS FROM INVESTING ACTIVITIES
Payments for (Proceeds from) Short-term Investments
547,000	-426,000	401,000	113,000	-940,000	930,000	-106,000	-157,000	117,000	65,000	-363,000	-530,000	145,000	-1,186,000	389,000	-1,850,000	-2,102,000	-1,156,791	-1,181,378	754,443	-253,274	740,660	955,971	-1,672,416	80,851	68,983	-12,100	276,364	-628,887	1,274,575	-490,947	288,671	558,979	1,839,882	235,048	291,604	50,207	-7,828,539	-380,309	1,437,786	2,796,254	877,777	817,888
Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities
24,000	80,000	72,000	138,000	101,000	77,000	170,000	55,000	59,000	65,000	83,000	75,000	91,000	28,000	34,000	10,000	22,000	35,215	26,875	21,587	39,323	49,483	20,796	19,190	18,935	35,097	14,404	27,825	53,612	36,577	37,016	34,106	20,579	29,782	30,080	12,923	29,108	33,872	36,328	58,055	26,651	75,494	25,233
Payments to Acquire Held-to-maturity Securities
17,000	14,000	35,000	69,000	91,000	100,000	43,000	165,000	57,000	89,000	54,000	66,000	7,000	181,000	35,000	92,000	108,000	36,797	142	1,485	22,576	86,476	14,964	27,514	35,750	27,239	8,121	74,168	45,800	48,602	4,450	24,461	9,277	32,695	9,667	21,316	5,493	-141,861	24,907	7,502	22,884	14,041	15,301
Proceeds from sales of investment securities available-for-sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	313,236
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale
828,000	883,000	877,000	758,000	587,000	665,000	992,000	735,000	669,000	637,000	615,000	630,000	530,000	530,000	683,000	476,000	2,098,000	315,149	385,584	751,373	228,894	362,093	374,973	194,973	847,288	239,367	246,147	259,273	359,223	348,693	187,180	235,192	440,982	1,119,536	507,676	277,419	302,250	242,862	279,045	152,406	409,761	288,560	106,525
Payments to Acquire Available-for-sale Securities
1,164,000	593,000	243,000	405,000	623,000	667,000	1,084,000	564,000	612,000	718,000	535,000	353,000	3,113,000	3,385,000	1,607,000	1,244,000	3,123,000	2,026,491	1,728,939	972,714	784,856	669,489	451,212	221,701	452,123	306,250	408,333	124,146	486,975	264,468	73,636	187,627	406,303	380,906	523,772	238,577	279,886	-2,256,238	202,836	139,336	196,548	74,882	512,881
Loans purchased
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Payments for (Proceeds from) Other Loans and Leases
1,211,000	-128,000	208,000	1,017,000	860,000	962,000	550,000	120,000	311,000	624,000	475,000	919,000	117,000	146,000	58,000	1,105,000	793,000	488,026	122,868	-148,336	100,442	1,491,531	126,173	-446,118	-166,415	2,150,067	-107,808	-468,473	-126,862	-346,187	-397,845	-397,181	415,411	-	-	-	-	-	-	-	-	-	-
Net change in other noninterest-bearing investments
-29,000	89,000	88,000	-59,000	54,000	-15,000	33,000	27,000	-31,000	-16,000	14,000	-29,000	-74,000	9,000	-26,000	9,000	-12,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-5,729	-6,717	-2,372	-5,522	-4,796	58,356	-15,309	3,059	-16,613	2,189	-7,239
Proceeds from sales of loans and leases
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6,011	-	24,665	13,478	26,309	-8,491	8,836	16,182	1,082	21,274	40,794	57,197	35,163	22,995	33,580
Net loan and lease collections (originations)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	107,759	492,134	44,811	3,100,238	-67,770	-500,702	-788,877	-95,604	-125,364
Proceeds from surrender of life insurance policies
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	34,164	175,632	-	-	-
Proceeds from sales of premises and equipment and other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	21
Payments to Acquire Property, Plant, and Equipment
28,000	23,000	34,000	35,000	25,000	39,000	36,000	26,000	28,000	36,000	39,000	44,000	50,000	53,000	51,000	52,000	40,000	50,885	38,747	33,835	33,533	36,915	26,153	35,815	76,916	25,142	20,905	26,733	15,800	20,932	15,145	17,655	15,162	15,440	22,749	19,295	20,185	-137,294	25,636	17,038	15,549	12,962	20,408
Proceeds from sales of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	3,000	5,000	6,000	5,000	4,000	8,408	8,019	5,172	3,401	16,944	8,200	17,087	11,825	29,982	27,417	24,685	27,974	47,058	59,876	58,485	39,399	86,373	89,245	95,036	91,841	154,532	131,558	131,896	105,981	70,007	70,337
Payments for (Proceeds from) Other Investing Activities
-19,000	-2,000	4,000	0	-4,000	-4,000	-2,000	-1,000	1,000	-7,000	-4,000	-3,000	-2,000	-2,000	-2,000	-1,000	-2,000	28,935	-17,610	-25,974	-3,351	-15,120	-12,799	-1,380	-5,617	-2,923	62	-12,646	-7,388	-	2,549	-6,445	-	-	-	-	-	-	-	-	-	-	-
Net cash received (paid for) divestitures
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3,786	-	-	0	-2,667	0	22,568	-	0	0	-	-	-	-	-	-305,464	-
Net cash received from sale of subsidiary assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	21,149	-	-	-	-
Net cash received from acquisitions
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	33,480
Net Cash Provided by (Used in) Investing Activities, Total
-2,125,000	978,000	112,000	-802,000	87,000	-1,967,000	-410,000	100,000	-429,000	-842,000	-24,000	-173,000	-2,880,000	-2,005,000	-1,441,000	-142,000	152,000	-1,084,571	-271,230	-810,035	-413,164	-1,356,365	-1,157,705	1,173,898	71,610	-873,823	-241,375	-645,455	407,658	-1,561,597	313,824	-567,889	-63,880	-1,575,990	-260,786	-655,844	28,495	-512,358	753,047	-528,833	-1,648,189	-123,727	984,313
CASH FLOWS FROM FINANCING ACTIVITIES
Increase (Decrease) in Deposits
433,000	945,000	1,807,000	-203,000	435,000	315,000	204,000	618,000	347,000	522,000	-278,000	-1,099,000	241,000	2,387,000	575,000	407,000	-486,000	1,453,928	-16,977	813,764	275,285	1,581,513	594,422	-861,165	170,422	692,412	653,311	525,860	-1,642,878	2,360,536	612,290	61,160	252,837	1,512,488	171,934	598,817	-342,542	-25,116	-1,053,713	-81,816	257,421	-1,065,061	-871,400
Proceeds from (Repayments of) Short-term Debt
1,712,000	4,674,000	-1,445,000	1,080,000	-709,000	1,873,000	-377,000	-709,000	1,890,000	851,000	-718,000	205,000	1,811,000	-288,000	845,000	38,000	-115,000	74,832	45,267	23,527	-40,626	52,425	-66,603	-21,436	-60,511	66,574	17,159	-70,154	-25,853	-126,908	-392,564	318,039	-168,831	-63,460	-34,498	-190,675	80,092	-85,817	-175,146	11,998	229,424	-360,996	-400,869
Proceeds from debt over 90 days and up to one year
-	-	-	-	-	-	0	0	-	1,500,000	1,850,000	1,250,000	500,000	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of debt over 90 days and up to one year
-	-	-	-	-	0	0	0	2,000,000	2,000,000	850,000	250,000	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from FHLB advances and other borrowings over one year
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	90
Repayments of FHLB advances and other borrowings over one year
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	108,888
Debt issuance and extinguishment costs
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9,059
Repayments of Long-term Debt
-	-	-	-	-	-	0	0	-	0	0	0	153,000	36,000	129,000	104,000	11,000	123,918	111,477	44,420	8,185	27,152	834,964	236,404	124,755	261,955	153	551,616	18,398	110,108	7,604	255,038	141	141	8,191	175	156	-146,911	7,999	65,293	61	148	69
Cash paid for preferred stock redemption
-	-	-	-	-	-	0	0	-	-	0	144,000	-	-	0	126,000	-	-	0	0	-	-	-	-	-	-	799,468	-	-	0	700,000	142,500	700,000	-	0	0	-	-	-	-	-	152	46,330
Proceeds from (Repayments of) Debt
0	495,000	0	0	497,000	0	497,000	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	162,000	116,461	348,585	19,362	109,142	49,082	266,636	332,750	52,288	23,527	30,250	0	65,000	22,947	22,768	39,698	405,724	36,061
Proceeds from Issuances of common and preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5,070	962	2,358	519,559	1,641	2,880	1,586	200,040	423,118	169,399	724	513	141,661	342	-	-	-	-	116,382	110,041	600,814	149,908	187,518	-
Proceeds from Issuance of Common Stock
2,000	6,000	1,000	3,000	4,000	1,000	2,000	7,000	10,000	5,000	2,000	9,000	9,000	17,000	5,000	2,000	1,000	-	13,599	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	237	195	25,212	-	-	-	-	-	123,741
Payments of Dividends
66,000	64,000	69,000	61,000	66,000	64,000	68,000	55,000	49,000	40,000	34,000	26,000	29,000	27,000	31,000	23,000	27,000	28,301	27,420	29,045	23,234	24,939	23,243	24,207	23,741	25,446	34,935	35,047	24,232	24,493	32,770	35,522	40,796	40,934	40,297	40,303	34,601	-183,949	29,772	21,979	22,882	22,626	-
Debt Extinguishment Costs Paid
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	35,435	-	-	-	0	23,305	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-
Payments for Repurchase of Common Stock
75,000	276,000	275,000	275,000	276,000	238,000	186,000	126,000	122,000	104,000	115,000	52,000	50,000	46,000	45,000	5,000	1,000	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	977
Proceeds from (Payments for) Other Financing Activities
-9,000	0	1,000	-2,000	-8,000	-12,000	0	0	0	-	-	-	-	-	1,000	-	-	6,279	172	-6,512	-939	5,609	112	-3,388	-303	-2,543	-2,061	-5,209	-439	-134	-92	-4,767	-2,540	-108	-90	-2,603	-707	-168	-142	-2,308	-661	-4,525	-
Excess tax benefits from share-based compensation
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	12
Dividends paid on preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	20,233
Dividends paid on common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4,617
Net Cash Provided by (Used in) Financing Activities
1,997,000	542,000	20,000	542,000	-123,000	1,713,000	72,000	-265,000	76,000	723,000	-143,000	-107,000	2,329,000	2,008,000	1,221,000	189,000	-639,000	1,202,189	-96,836	762,384	203,263	1,584,225	153,848	-1,144,959	-36,008	610,121	150,354	612,232	-1,523,039	2,208,759	-471,145	349,669	-326,379	1,460,175	112,622	395,506	-272,702	35,393	-1,133,784	464,184	652,847	-860,266	-1,302,538
Cash and Cash Equivalents, Period Increase (Decrease)
-	-	-	-	-	97,000	49,000	-2,000	-78,000	7,000	60,000	-85,000	-171,000	183,000	-7,000	43,000	-280,000	195,248	-155,544	37,380	-121,084	256,270	-795,590	42,332	165,873	-191,395	181,985	254,280	-913,090	780,989	-63,755	42,487	-142,164	121,582	67,740	85,888	25,014	-136,520	-8,109	23,364	-324,798	-236,265	-92,767
Interest Paid, Including Capitalized Interest, Operating and Investing Activities
88,000	86,000	116,000	104,000	95,000	81,000	57,000	55,000	44,000	39,000	27,000	30,000	22,000	22,000	18,000	25,000	18,000	28,781	22,162	28,938	22,119	29,976	41,138	40,820	40,849	42,850	45,134	41,782	62,131	41,961	65,384	44,539	62,789	49,798	71,220	51,039	91,281	73,244	92,587	89,653	102,672	139,077	164,442
Income Taxes Paid, Net
1,000	54,000	47,000	134,000	-2,000	65,000	51,000	90,000	1,000	40,000	84,000	128,000	-6,000	59,000	53,000	102,000	0	31,495	8,679	92,326	-500	1,653	58,645	122,737	-81	24,862	32,453	120,438	3,565	55,892	67,772	81,352	-21,668	3,315	0	536	-108	-12	-220	28,181	-352,753	90	-29,790
Real Estate Owned, Transfer to Real Estate Owned
0	5,000	1,000	1,000	5,000	2,000	0	3,000	3,000	1,000	1,000	2,000	2,000	2,000	6,000	1,000	6,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of Portfolio Loans and Leases to Held-for-sale
7,000	22,000	63,000	0	0	71,000	1,000	24,000	15,000	-25,000	3,000	12,000	35,000	6,000	40,000	2,000	2,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for Credit Losses
258,000	-	-	-	4,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect, Total
25,000	-	-	-	-78,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Available for sale securities purchased, not settled
-	-	-	-	-	-	1,000	-	-	-	25,000	-	56,000	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Held to Maturity Securities Purchased, Not Settled
-	-	-	-	-	-	-	-	-	-	-	-	31,000	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortized cost of investment securities held-to-maturity transferred to investment securities available-for-sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,016,855
Loans transferred to other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	153,886
Beneficial conversion feature of modified subordinated debt recorded in common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	201,154
Assets acquired
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	224,335
Liabilities assumed
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	219,168