ZIONS BANCORPORATION, NATIONAL ASSOCIATION ZION Cash Flow

Zions bancorporation, national association (ZION)
CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Sep'09	Jun'09
CASH FLOWS FROM OPERATING ACTIVITIES
Net income
617	816	859	860	859	884	783	720	691	592	604	571	517	469	434	408	307	309	288	283	389	398	275	290	254	263	362	360	369	348	379	378	359	322	161	5	-180	-296	-381	-386	0	0	0
Gain on subordinated debt modification
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Acquisition related gains
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Debt extinguishment cost
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	0
Net impairment losses on investment securities and long-lived assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	155	165	109	103	106	106	34	44	42	35	35	46	58	87	129	159	0	0	0
Gain on Subordinated Debt Exchanged for common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-14	0	0	0	-	-
Gains on divestitures
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-
Gain related to sale of subsidiary assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Provision for Loan, Lease, and Other Losses
-	-	-	-	-	-	-58	-46	-48	-	29	44	65	83	99	103	70	34	30	-59	-105	-106	-144	-99	-70	-104	-88	-62	-28	18	31	43	26	65	249	423	652	847	1,262	1,847	0	0	0
Depreciation, Depletion and Amortization, Nonproduction
189	188	195	194	194	193	189	187	185	179	166	153	135	123	64	70	76	86	69	63	59	57	125	133	124	130	120	126	166	185	159	164	207	240	412	425	416	372	295	0	0	0	-
Share-based Payment Arrangement, Noncash Expense
26	27	27	26	27	26	26	26	26	25	25	27	27	26	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Securities gains, net
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Fixed income securities gains (losses), net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-150	-164	-20	10	21	36	30	2	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Depreciation of premises and equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Amortization
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Deferred Income Tax Expense (Benefit)
-63	-2	2	1	2	0	146	148	154	154	5	11	10	-8	12	0	-38	-30	-47	-34	-48	25	-37	-34	16	-60	-16	-15	-8	9	11	46	81	115	173	110	61	-28	-123	-43	0	0	0
Principal payments on and proceeds from sales of loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Additions to loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Net write-down of and gains or losses from sales of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-22	-37	-46	-58	198	167	143	136	-179	-151	0	0	0
Unrealized equity securities losses (gains), net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Increase (Decrease) in Debt Securities, Trading, and Equity Securities, FV-NI
-156	76	104	-59	172	-42	120	146	105	33	-52	-58	-27	67	35	45	-5	-22	18	17	15	36	17	30	28	6	24	5	9	-11	-35	-30	-37	-8	-43	-84	-44	-25	17	73	0	0	0
Increase (Decrease) in Loans Held-for-sale
101	84	36	-4	-41	-9	6	26	-28	-97	-81	-87	2	-1	18	-17	-29	6	18	-11	2	-38	37	41	-30	-75	-147	-20	-37	31	45	-52	-43	-50	-136	-91	-36	-32	-37	0	0	0	-
Increase (Decrease) in Operating Liabilities
16	-14	-97	-84	27	74	71	135	-9	29	-151	-183	25	1	223	193	-13	-6	52	64	145	42	-9	-14	-31	-1	51	12	-2	27	-48	-4	37	19	-107	-103	-131	241	271	252	0	0	0
Net gains on sales of loans, leases and other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Income from increase in cash surrender value of bank-owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Change in accrued income taxes
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Change in accrued interest receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Increase (Decrease) in Other Operating Assets
229	179	159	100	104	-14	53	174	62	89	-203	-241	-4	10	287	251	-5	67	44	70	119	50	-3	-69	-207	-255	-205	-155	-72	-71	-288	-182	-185	-153	347	162	315	230	-414	-224	0	0	0
Other Noncash Income (Expense)
12	18	31	22	26	26	27	33	37	43	25	34	32	15	34	31	23	30	48	39	29	23	-15	-15	-9	5	-6	2	2	11	33	19	25	1	-0	-24	-32	-33	-15	17	0	0	0
Change in accrued interest payable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Net cash provided by (used in) operating activities
892	697	697	958	859	1,176	951	791	823	928	982	968	769	596	493	493	582	464	414	410	338	380	424	488	763	835	896	717	690	736	839	962	1,047	1,068	1,171	1,328	1,070	1,471	1,878	1,731	0	0	0
CASH FLOWS FROM INVESTING ACTIVITIES
Payments for (Proceeds from) Short-term Investments
635	-852	504	-3	-273	784	-81	-338	-711	-683	-1,934	-1,182	-2,502	-4,749	-4,719	-6,290	-3,685	-1,837	60	2,197	-229	105	-566	-1,534	414	-295	909	431	443	1,631	2,196	2,922	2,925	2,416	-7,251	-7,867	-6,720	-3,974	4,731	5,929	0	0	0
Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities
314	391	388	486	403	361	349	262	282	314	277	228	163	94	101	94	105	123	137	131	128	108	94	87	96	130	132	155	161	128	121	114	93	101	105	112	157	154	196	185	0	0	0
Payments to Acquire Held-to-maturity Securities
135	209	295	303	399	365	354	365	266	216	308	289	315	416	271	236	146	61	110	125	151	164	105	98	145	155	176	173	123	86	70	76	72	69	-105	-90	-103	-86	69	59	0	0	0
Proceeds from sales of investment securities available-for-sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale
3,346	3,105	2,887	3,002	2,979	3,061	3,033	2,656	2,551	2,412	2,305	2,373	2,219	3,787	3,572	3,274	3,550	1,681	1,727	1,717	1,160	1,779	1,656	1,527	1,592	1,104	1,213	1,154	1,130	1,212	1,982	2,303	2,345	2,206	1,330	1,101	976	1,084	1,129	957	0	0	0
Payments to Acquire Available-for-sale Securities
2,405	1,864	1,938	2,779	2,938	2,927	2,978	2,429	2,218	4,719	7,386	8,458	9,349	9,359	8,000	8,122	7,851	5,513	4,155	2,878	2,127	1,794	1,431	1,388	1,290	1,325	1,283	949	1,012	932	1,048	1,498	1,549	1,423	-1,214	-1,534	-1,634	-1,717	613	923	0	0	0
Loans purchased
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Payments for (Proceeds from) Other Loans and Leases
2,308	1,957	3,047	3,389	2,492	1,943	1,605	1,530	2,329	2,135	1,657	1,240	1,426	2,102	2,444	2,508	1,255	563	1,566	1,569	1,272	1,005	1,663	1,429	1,407	1,446	-1,049	-1,339	-1,268	-725	0	0	0	-	-	-	-	-	-	-	-	-	-
Net change in other noninterest-bearing investments
89	172	68	13	99	14	13	-6	-62	-105	-80	-120	-82	-20	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-20	-19	45	32	41	29	-26	-18	0	0	0
Proceeds from sales of loans and leases
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	55	40	42	17	47	79	120	154	156	148	0	0	0
Net loan and lease collections (originations)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3,744	3,569	2,576	1,742	-1,452	-1,510	0	0	0
Proceeds from surrender of life insurance policies
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-
Proceeds from sales of premises and equipment and other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Payments to Acquire Property, Plant, and Equipment
120	117	133	135	126	129	126	129	147	169	186	198	206	196	193	181	163	157	143	130	132	175	164	158	149	88	84	78	69	68	63	71	72	77	-75	-72	-74	-79	71	65	0	0	0
Proceeds from sales of other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	19	20	23	25	25	25	33	33	45	54	67	86	93	110	127	159	193	204	244	273	310	362	430	472	509	523	439	378	0	0	0
Payments for (Proceeds from) Other Investing Activities
-17	-2	-4	-10	-11	-6	-9	-11	-13	-16	-11	-9	-7	-7	23	8	-16	-18	-62	-57	-32	-34	-22	-9	-21	-22	0	0	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-
Net cash received (paid for) divestitures
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	19	19	22	0	-	0	0	-	-	-	-	-	0	-
Net cash received from sale of subsidiary assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Net cash received from acquisitions
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Net Cash Provided by (Used in) Investing Activities, Total
-1,837	375	-2,570	-3,092	-2,190	-2,706	-1,581	-1,195	-1,468	-3,919	-5,082	-6,499	-6,468	-3,436	-2,515	-1,345	-2,013	-2,579	-2,850	-3,737	-1,753	-1,268	-786	130	-1,689	-1,352	-2,040	-1,485	-1,408	-1,879	-1,893	-2,468	-2,556	-2,464	-1,400	-386	-259	-1,936	-1,547	-1,316	0	0	0
CASH FLOWS FROM FINANCING ACTIVITIES
Increase (Decrease) in Deposits
2,982	2,984	2,354	751	1,572	1,484	1,691	1,209	-508	-614	1,251	2,104	3,610	2,883	1,949	1,357	1,764	2,526	2,653	3,264	1,590	1,485	596	654	2,042	228	1,896	1,855	1,391	3,286	2,438	1,998	2,536	1,940	403	-822	-1,503	-903	-1,943	-1,760	0	0	0
Proceeds from (Repayments of) Short-term Debt
6,021	3,600	799	1,867	78	2,677	1,655	1,314	2,228	2,149	1,010	2,573	2,406	480	842	43	28	103	80	-31	-76	-96	-81	1	-46	-12	-205	-615	-227	-370	-306	51	-457	-208	-230	-371	-168	-19	-294	-520	0	0	0
Proceeds from debt over 90 days and up to one year
-	-	-	-	-	-	3,400	5,250	-	5,100	3,600	1,750	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of debt over 90 days and up to one year
-	-	-	-	-	2,000	4,000	4,850	5,100	3,100	1,100	250	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from FHLB advances and other borrowings over one year
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Repayments of FHLB advances and other borrowings over one year
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Debt issuance and extinguishment costs
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Repayments of Long-term Debt
-	-	-	-	-	-	0	0	-	153	189	318	422	280	367	350	290	288	191	914	1,106	1,223	1,458	623	938	832	680	687	391	372	262	263	8	8	-138	-138	-73	-73	73	65	0	0	0
Cash paid for preferred stock redemption
-	-	-	-	-	-	0	0	-	-	0	0	-	-	0	0	-	-	0	0	-	-	-	-	-	-	0	-	-	1,542	1,542	842	0	-	0	0	-	-	-	-	-	0	0
Proceeds from (Repayments of) Debt
495	992	497	994	994	497	497	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	646	593	526	444	757	700	675	438	106	118	118	110	150	491	504	0	0	0
Proceeds from Issuances of common and preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	527	524	526	525	206	627	794	793	593	312	143	0	0	0	-	-	-	-	977	1,048	0	0	0	-
Proceeds from Issuance of Common Stock
12	14	9	10	14	20	24	24	26	25	37	40	33	25	21	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	0
Payments of Dividends
260	260	260	259	253	236	212	178	149	129	116	113	110	108	109	105	111	108	104	100	95	96	96	108	119	119	118	116	117	133	150	157	162	156	-68	-79	-97	-109	97	0	0	0	-
Debt Extinguishment Costs Paid
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-
Payments for Repurchase of Common Stock
901	1,102	1,064	975	826	672	538	467	393	321	263	193	146	97	51	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Proceeds from (Payments for) Other Financing Activities
-10	-9	-21	-22	-20	-12	0	0	0	-	-	-	-	-	0	-	-	-1	-1	-1	1	2	-6	-8	-10	-10	-7	-5	-5	-7	-7	-7	-5	-3	-3	-3	-3	-3	-7	0	0	0	-
Excess tax benefits from share-based compensation
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Dividends paid on preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Dividends paid on common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Net Cash Provided by (Used in) Financing Activities
3,101	981	2,152	2,204	1,397	1,596	606	391	549	2,802	4,087	5,451	5,747	2,779	1,973	655	1,228	2,071	2,453	2,703	796	557	-416	-420	1,336	-150	1,448	826	564	1,760	1,012	1,596	1,641	1,695	270	-975	-906	18	-877	-1,045	0	0	0
Cash and Cash Equivalents, Period Increase (Decrease)
-	-	-	-	-	66	-24	-13	-96	-189	-13	-80	48	-61	-48	-197	-202	-44	17	-623	-618	-331	-778	198	410	-668	304	58	-153	617	-41	89	133	300	42	-33	-96	-446	-545	-630	0	0	0
Interest Paid, Including Capitalized Interest, Operating and Investing Activities
394	401	396	337	288	237	195	165	140	118	101	92	87	83	89	93	97	102	103	122	134	152	165	169	170	191	191	211	214	214	222	228	234	263	286	308	346	358	423	495	0	0	0
Income Taxes Paid, Net
236	233	244	248	204	207	182	215	253	246	265	234	208	214	186	142	132	132	102	152	182	182	206	179	177	181	212	247	208	183	130	62	-17	3	0	0	27	-324	-324	-354	0	0	0
Real Estate Owned, Transfer to Real Estate Owned
7	12	9	8	10	8	7	8	7	6	7	12	11	15	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of Portfolio Loans and Leases to Held-for-sale
92	85	134	72	96	111	15	17	5	25	56	93	83	50	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for Credit Losses
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect, Total
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Available for sale securities purchased, not settled
-	-	-	-	-	-	0	-	-	-	0	-	451	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Held to Maturity Securities Purchased, Not Settled
-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Amortized cost of investment securities held-to-maturity transferred to investment securities available-for-sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Loans transferred to other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Beneficial conversion feature of modified subordinated debt recorded in common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Assets acquired
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Liabilities assumed
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0